1st FRANKLIN FINANCIAL CORP Income Statement

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Financial Statements

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest income:
Finance charges
Net investment income
Total Interest Income
Interest expense:
Senior debt
Subordinated debt
Interest Cost
Net interest income
Provision for credit losses (Note 2)
Net interest income after provision for credit losses
Net insurance income:
Premiums
Insurance claims and expense
Total
Other revenue
Operating expenses:
Personnel expense
Occupancy expense
Other expense
Total Operating Expenses
Income before income taxes
Provision for income taxes (Note 13)
Net income / (loss)
Basic earnings per share (in dollars per share)

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