Potomac Bancshares, Inc. engages in the provision of banking services. The company is headquartered in Charles Town, West Virginia and currently employs 124 full-time employees. The firm operates through its subsidiary, Bank of Charles Town (BCT), also known as The Community's Bank. BCT is a locally owned community bank with nine full-service offices and one loan production office serving the Eastern Panhandle of West Virginia, Washington County, Maryland and Loudoun County, Virginia. The Company’s personal banking services includes personal checking; savings, certificates of deposit (CD) and individual retirement accounts (IRA); Centsables financial education; online and mobile banking; Convenience services; home equity lending; personal loan; consumer credit cards, and account opening service. The Company’s business banking services include industry specialties, commercial loans, small business administration (SBA) lending, business checking solutions, cash management, online and mobile banking, business credit card solutions and payroll protection program (PPP).