Financial Snapshot

Revenue
Gross Margin
Net Earnings
$4.520M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
$711.4M
Q4 2021
Total Liabilities
$650.6M
Q4 2021
Book Value
$60.80M
Q4 2021
Cash
P/E
EST
Free Cash Flow

Revenues

Revenues

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Revenue YoY Change

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Revenues

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Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

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Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

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Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

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Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

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Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2021 2020 2019 2018 2017 2016 2015 2011 2010 2009 2008 2007 2006

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

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Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap:

About POTOMAC BANCSHARES INC

Potomac Bancshares, Inc. engages in the provision of banking services. The company is headquartered in Charles Town, West Virginia and currently employs 124 full-time employees. The firm operates through its subsidiary, Bank of Charles Town (BCT), also known as The Community's Bank. BCT is a locally owned community bank with nine full-service offices and one loan production office serving the Eastern Panhandle of West Virginia, Washington County, Maryland and Loudoun County, Virginia. The Company’s personal banking services includes personal checking; savings, certificates of deposit (CD) and individual retirement accounts (IRA); Centsables financial education; online and mobile banking; Convenience services; home equity lending; personal loan; consumer credit cards, and account opening service. The Company’s business banking services include industry specialties, commercial loans, small business administration (SBA) lending, business checking solutions, cash management, online and mobile banking, business credit card solutions and payroll protection program (PPP).

Industry: State Commercial Banks Peers: BayFirst Financial Corp. LINKBANCORP, Inc. PEOPLES FINANCIAL CORP /MS/ PNC FINANCIAL SERVICES GROUP, INC. Village Bank & Trust Financial Corp.