$PFBX
Market Cap:
$83.96 Million
Financial Snapshot
Revenues
Revenues
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Revenue YoY Change
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Revenues
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
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Expenses
Cost Of Revenues
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Gross Profit
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Gross Profit Margin
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Gross Profit
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
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Selling, General & Admin Expense
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Research & Development
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Depreciation, Depletion & Amortization
SGA Expense to Gross Profit Ratio
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R&D To Gross Profit Ratio
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DDA To Gross Profit Ratio
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Operating Expenses Total
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Operating Profits/Loss
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Operational Expenses
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
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| % of Gross Profit | |||||||||||||||||||||||||||||||
| Depreciation & Amortization | $1.678M | $1.551M | $1.664M | $1.824M | $1.954M | $1.914M | $1.964M | $1.914M | $1.823M | $1.754M | $1.817M | $1.750M | $2.048M | $2.210M | $2.350M | $2.390M | $2.450M | $1.710M | $1.610M | $1.470M | $1.450M | $1.680M | $1.840M | $1.870M | $1.830M | $1.660M | $1.580M | $1.380M | $1.320M | $1.300M | $1.360M |
| YoY Change | 8.19% | -6.79% | -8.77% | -6.65% | 2.09% | -2.55% | 2.61% | 4.99% | 3.93% | -3.47% | 3.83% | -14.55% | -7.33% | -5.96% | -1.67% | -2.45% | 43.27% | 6.21% | 9.52% | 1.38% | -13.69% | -8.7% | -1.6% | 2.19% | 10.24% | 5.06% | 14.49% | 4.55% | 1.54% | -4.41% | |
| % of Gross Profit | |||||||||||||||||||||||||||||||
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Interest Expenses
Interest Expenses To Operating Income %
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Other Expense/Income
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Interest & Other Expense/Income
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | $6.155M | $2.158M | $830.0K | $1.581M | $3.246M | $2.658M | $1.423M | $1.025M | $875.0K | $1.441M | $1.447M | $2.067M | $3.178M | ||||||||||||||||||
| YoY Change | 185.22% | 160.0% | -47.5% | -51.29% | 22.12% | 86.79% | 38.83% | 17.14% | -39.28% | -0.41% | -30.0% | -34.96% | |||||||||||||||||||
| % of Operating Profit | |||||||||||||||||||||||||||||||
| Other Income/Expense, Net | $1.837M | $1.897M | $1.564M | $1.718M | $1.542M | $1.975M | $1.973M | $1.873M | $1.689M | $2.098M | $1.890M | $1.876M | $1.813M | $1.709M | |||||||||||||||||
| YoY Change | -3.16% | 21.29% | -8.96% | 11.41% | -21.92% | 0.1% | 5.34% | 10.89% | -19.49% | 11.01% | 0.75% | 3.47% | 6.09% |
Income/Loss
Pretax Income
Income Tax
Net Profits/Loss
Pretax Income YoY Change
Income Tax Rate
Net Profits/Loss YoY Change
Basic EPS
Net Income To Revenue Ratio
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Pretax & Net Income
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pretax Income | $8.380M | $11.29M | $6.510M | $8.641M | -$2.751M | $1.679M | $593.0K | $1.678M | $245.0K | -$5.354M | -$5.278M | -$2.739M | $2.549M | -$1.000K | $760.0K | $4.170M | $7.010M | $16.07M | $19.23M | $7.950M | $7.830M | $7.050M | $3.880M | $5.080M | $6.700M | $9.210M | $13.38M | $9.460M | $9.140M | $9.820M | $8.460M |
| YoY Change | -25.76% | 73.38% | -24.66% | -414.1% | -263.85% | 183.14% | -64.66% | 584.9% | -104.58% | 1.44% | 92.7% | -207.45% | -255000.0% | -100.13% | -81.77% | -40.51% | -56.38% | -16.43% | 141.89% | 1.53% | 11.06% | 81.7% | -23.62% | -24.18% | -27.25% | -31.17% | 41.44% | 3.5% | -6.92% | 16.08% | |
| Income Tax | -$13.32M | $2.121M | -$2.431M | $62.00K | $0.00 | $0.00 | -$36.00K | -$1.080M | $78.00K | -$762.0K | $4.726M | -$2.201M | -$92.00K | -$1.204M | -$720.0K | $950.0K | $1.980M | $5.040M | $6.460M | $2.600M | $2.030M | $2.040M | $690.0K | $1.080M | $2.070M | $2.960M | $4.590M | $3.090M | $2.990M | $3.150M | $2.840M |
| % Of Pretax Income | -158.99% | 18.79% | -37.34% | 0.72% | 0.0% | -6.07% | -64.36% | 31.84% | -3.61% | -94.74% | 22.78% | 28.25% | 31.36% | 33.59% | 32.7% | 25.93% | 28.94% | 17.78% | 21.26% | 30.9% | 32.14% | 34.3% | 32.66% | 32.71% | 32.08% | 33.57% | |||||
| Net Earnings | $21.70M | $9.166M | $8.941M | $8.579M | -$2.751M | $1.679M | $629.0K | $2.758M | $167.0K | -$4.592M | -$10.00M | -$538.0K | $2.641M | $1.203M | $1.480M | $3.220M | $5.030M | $11.02M | $12.77M | $5.880M | $5.800M | $5.020M | $3.190M | $4.000M | $4.640M | $6.250M | $8.790M | $6.370M | $6.150M | $6.670M | $5.620M |
| YoY Change | 136.78% | 2.52% | 4.22% | -411.85% | -263.85% | 166.93% | -77.19% | 1551.5% | -103.64% | -54.1% | 1759.48% | -120.37% | 119.53% | -18.72% | -54.04% | -35.98% | -54.36% | -13.7% | 117.18% | 1.38% | 15.54% | 57.37% | -20.25% | -13.79% | -25.76% | -28.9% | 37.99% | 3.58% | -7.8% | 18.68% | |
| Net Earnings / Revenue | |||||||||||||||||||||||||||||||
| Basic Earnings Per Share | $4.66 | $1.96 | $1.91 | $1.84 | -$0.52 | ||||||||||||||||||||||||||
| Diluted Earnings Per Share | $4.66 | $1.96 | $1.91 | $1.773M | -$562.4K | $340.1K | $125.2K | $539.1K | $33.20K | -$896.5K | -$1.953M | -$105.3K | $513.6K | $233.5K | $287.4K | $622.8K | $941.9K | $2.007M | $2.301M | $1.059M | $1.043M | $902.9K | $569.6K | $710.5K | $791.8K | $1.058M | $1.487M | $1.078M | $1.041M | $1.129M | $950.9K |
Assets & Liabilities
Cash & Short-Term Investments
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Cash & Equivalents
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Cash To Operating Expenses Ratio
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Inventory
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Receivables
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Total Short-Term Assets
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Property, Plant And Equipment
Long-Term Investments
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Total Long-Term Assets
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Total Assets
Net Income To Total Assets Percentage
Accounts Payable
Short-Term Debt
Long Term Debt Due
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Total Short-Term Liabilities
Long-Term Debt
Other Long-Term Liabilities
Total Long-Term Liabilities
Total Liabilities
Short-Term To Long-Term Debt Ratio
Short-Term Assets To Debt Ratio
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Long-Term Debt To Net Income Ratio
Assets & Liabilities
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
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| YoY Change | |||||||||||||||||||||||||||||||
| Property, Plant & Equipment | $19.47M | $18.50M | $15.80M | $15.70M | $17.40M | $18.90M | $20.20M | $21.60M | $22.40M | $23.80M | $25.30M | $26.20M | $28.00M | $29.80M | $31.40M | $33.60M | $34.40M | $19.70M | $17.90M | $18.00M | $18.00M | $17.10M | $18.10M | $18.30M | $17.00M | $15.90M | $9.400M | $8.600M | $8.800M | $8.600M | |
| YoY Change | 5.25% | 17.08% | 0.64% | -9.77% | -7.94% | -6.44% | -6.48% | -3.57% | -5.88% | -5.93% | -3.44% | -6.43% | -6.04% | -5.1% | -6.55% | -2.33% | 74.62% | 10.06% | -0.56% | 0.0% | 5.26% | -5.52% | -1.09% | 7.65% | 6.92% | 69.15% | 9.3% | -2.27% | 2.33% | ||
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| Other Assets | $756.0K | $2.446M | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $8.100M | ||||||||||||||||||||||
| YoY Change | -69.09% | ||||||||||||||||||||||||||||||
| Total Long-Term Assets | |||||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||||
| Total Assets | $797.7M | $861.6M | $818.8M | $668.0M | $594.7M | $616.8M | $650.4M | $688.0M | $641.0M | $668.9M | $762.3M | $804.9M | $804.2M | $786.5M | $869.0M | $896.4M | $927.4M | $964.0M | $845.3M | $577.4M | $579.7M | $553.7M | $587.0M | $587.2M | $538.0M | $488.2M | $441.8M | $448.1M | $446.3M | $415.0M | |
| YoY Change | |||||||||||||||||||||||||||||||
| Accounts Payable | $300.0K | $600.0K | $1.000M | $800.0K | $900.0K | $700.0K | $1.000M | $1.100M | $500.0K | ||||||||||||||||||||||
| YoY Change | -50.0% | -40.0% | 25.0% | -11.11% | 28.57% | -30.0% | -9.09% | 120.0% | |||||||||||||||||||||||
| Accrued Expenses | |||||||||||||||||||||||||||||||
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| Short-Term Debt | $139.6M | $194.2M | $157.6M | $140.1M | $174.4M | $226.6M | $231.2M | $226.0M | $149.3M | $87.30M | $95.00M | $67.20M | $82.50M | $65.30M | $60.80M | $28.10M | $0.00 | $16.50M | $12.20M | $15.90M | |||||||||||
| YoY Change | -28.12% | 23.22% | 12.49% | -19.67% | -23.04% | -1.99% | 2.3% | 51.37% | 71.02% | -8.11% | 41.37% | -18.55% | 26.34% | 7.4% | 116.37% | -100.0% | 35.25% | -23.27% | |||||||||||||
| Long-Term Debt Due | |||||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||||
| Total Short-Term Liabilities | $139.6M | $194.2M | $157.6M | $140.1M | $174.4M | $226.6M | $231.2M | $226.0M | $149.3M | $87.30M | $95.00M | $300.0K | $600.0K | $1.000M | $800.0K | $900.0K | $700.0K | $1.000M | $1.100M | $500.0K | |||||||||||
| YoY Change | -28.12% | 23.22% | 12.49% | -19.67% | -23.04% | -1.99% | 2.3% | 51.37% | 71.02% | -8.11% | 31566.67% | -50.0% | -40.0% | 25.0% | -11.11% | 28.57% | -30.0% | -9.09% | 120.0% | ||||||||||||
| Long-Term Debt | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $100.0K | $300.0K | $300.0K | $300.0K | $300.0K | $200.0K | $200.0K | $200.0K | $400.0K | $600.0K | |
| YoY Change | -100.0% | -66.67% | 0.0% | 0.0% | 0.0% | 50.0% | 0.0% | 0.0% | -50.0% | -33.33% | |||||||||||||||||||||
| Other Long-Term Liabilities | $21.47M | $20.67M | $21.50M | $21.70M | $19.90M | $20.20M | $20.20M | $18.30M | $18.00M | $18.30M | $17.20M | $16.30M | $15.30M | $18.00M | $16.00M | $15.40M | $13.40M | $19.30M | $9.000M | $8.000M | $7.200M | $6.000M | $5.400M | $5.000M | $3.600M | $3.800M | $2.500M | $1.900M | $1.800M | $1.400M | |
| YoY Change | 3.87% | -3.88% | -0.92% | 9.05% | -1.49% | 0.0% | 10.38% | 1.67% | -1.64% | 6.4% | 5.52% | 6.54% | -15.0% | 12.5% | 3.9% | 14.93% | -30.57% | 114.44% | 12.5% | 11.11% | 20.0% | 11.11% | 8.0% | 38.89% | -5.26% | 52.0% | 31.58% | 5.56% | 28.57% | ||
| Total Long-Term Liabilities | $21.47M | $20.67M | $21.50M | $21.70M | $19.90M | $20.20M | $20.20M | $18.30M | $18.00M | $18.30M | $17.20M | $16.30M | $15.30M | $18.00M | $16.00M | $15.40M | $13.40M | $19.30M | $9.000M | $8.000M | $7.300M | $6.300M | $5.700M | $5.300M | $3.900M | $4.000M | $2.700M | $2.100M | $2.200M | $2.000M | |
| YoY Change | 3.87% | -3.88% | -0.92% | 9.05% | -1.49% | 0.0% | 10.38% | 1.67% | -1.64% | 6.4% | 5.52% | 6.54% | -15.0% | 12.5% | 3.9% | 14.93% | -30.57% | 114.44% | 12.5% | 9.59% | 15.87% | 10.53% | 7.55% | 35.9% | -2.5% | 48.15% | 28.57% | -4.55% | 10.0% | ||
| Total Liabilities | $728.5M | $806.4M | $727.2M | $573.2M | $499.6M | $529.9M | $560.9M | $599.6M | $549.2M | $573.9M | $663.1M | $694.2M | $694.7M | $685.2M | $765.4M | $789.4M | $820.8M | $865.8M | $757.8M | $491.6M | $496.2M | $471.9M | $506.9M | $508.5M | $460.2M | $414.6M | $376.0M | $387.8M | $391.7M | $366.5M | |
| YoY Change | -9.67% | 10.9% | 26.87% | 14.73% | -5.72% | -5.53% | -6.45% | 9.18% | -4.3% | -13.45% | -4.48% | -0.07% | 1.39% | -10.48% | -3.04% | -3.83% | -5.2% | 14.25% | 54.15% | -0.93% | 5.15% | -6.9% | -0.31% | 10.5% | 11.0% | 10.27% | -3.04% | -1.0% | 6.88% |
Ownership
Basic Shares Outstanding
Diluted Shares Outstanding
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Preferred Stock
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Treasury Stock Shares
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Stock Issuance & Repurchase
Ownership Data
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 | 1995 | 1994 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Basic Shares Outstanding | 4.656M | 4.675M | 4.678M | 4.844M | 4.893M | ||||||||||||||||||||||||||
| Diluted Shares Outstanding | |||||||||||||||||||||||||||||||
| Preferred Stock | |||||||||||||||||||||||||||||||
| Treasury Stock Shares |
Return On Shareholders' Equity
Book Value
Free Cash Flow
Free Cash Flow YoY
Free Cash Flow Margin
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Dividends
Dividends
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Stock Price
Market Cap: $83.957 Million
About PEOPLES FINANCIAL CORP /MS/
Peoples Financial Corp. is a bank holding company, which engages in the provision of banking and financial services. The company is headquartered in Biloxi, Mississippi and currently employs 137 full-time employees. The company went IPO on 2000-05-10. The Bank offers a variety of services to individuals and small to middle market businesses within its trade area. The Bank’s primary lending focus is to offer business, commercial, real estate, construction, personal and installment loans, with an emphasis on commercial lending. Its deposit services include interest bearing and non-interest-bearing checking accounts, savings accounts, certificates of deposit, and individual retirement account (IRA) accounts. The Bank generally provides depository accounts to individuals; small and middle market businesses; and state, county, and local government entities in its trade area at interest rates consistent with market conditions. The Bank also offers a variety of other services including safe deposit box rental, wire transfer services, and night drop facilities.
Industry: State Commercial Banks Peers: FIRST RELIANCE BANCSHARES INC JUNIATA VALLEY FINANCIAL CORP LINKBANCORP, Inc. PNC FINANCIAL SERVICES GROUP, INC. POTOMAC BANCSHARES INC
