Arch Capital Group Ltd. - Understand $acgl stock

$ACGL Market Cap: $37.05 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$8.674B

TTM

Gross Margin

-149.32%

TTM

Net Earnings

-$434.0M

TTM

Current Assets

Current Liabilities

Current Ratio

Total Assets

$70.91B

Q4 2024

Total Liabilities

$50.09B

Q4 2024

Book Value

$20.82B

Q4 2024

Cash

$979.0M

Q4 2024

P/E

-85.37

Nov 29, 2024 EST

Free Cash Flow

$5.062B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Revenue	$17.44B	$13.63B	$9.615B	$9.250B	$8.509B	$6.926B	$5.451B	$5.627B	$4.464B	$3.937B	$3.989B	$3.526B	$3.482B	$3.063B	$3.244B	$3.502B	$2.967B	$3.483B	$3.450B	$3.168B	$3.109B	$2.341B	$719.6M	$73.80M	$125.7M	$348.8M	$247.1M	$121.0M	$50.20M	$5.000M
YoY Change	27.92%	41.8%	3.94%	8.71%	22.85%	27.07%	-3.14%	26.07%	13.39%	-1.31%	13.12%	1.26%	13.68%	-5.57%	-7.36%	18.03%	-14.82%	0.95%	8.92%	1.88%	32.83%	225.28%	875.07%	-41.29%	-63.96%	41.16%	104.21%	141.04%	904.0%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Revenue	$17.44B	$13.63B	$9.615B	$9.250B	$8.509B	$6.926B	$5.451B	$5.627B	$4.464B	$3.937B	$3.989B	$3.526B	$3.482B	$3.063B	$3.244B	$3.502B	$2.967B	$3.483B	$3.450B	$3.168B	$3.109B	$2.341B	$719.6M	$73.80M	$125.7M	$348.8M	$247.1M	$121.0M	$50.20M	$5.000M
Cost Of Revenue	$8.342B	$6.246B	$5.028B	$4.585B	$4.690B	$3.133B	$2.890B	$2.967B	$2.186B	$2.051B	$1.919B	$1.679B	$1.861B	$1.728B	$1.518B	$1.655B	$1.849B
Gross Profit	$9.098B	$7.388B	$4.587B	$4.665B	$3.819B	$3.793B	$2.560B	$2.660B	$2.278B	$1.886B	$2.070B	$1.847B	$1.621B	$1.336B	$1.726B	$1.847B	$1.118B
Gross Profit Margin	52.17%	54.19%	47.71%	50.43%	44.88%	54.76%	46.98%	47.27%	51.03%	47.9%	51.88%	52.37%	46.55%	43.6%	53.22%	52.75%	37.69%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Selling, General & Admin		$102.0M	$95.48M	$79.16M	$82.00M	$79.10M	$72.70M	$83.80M	$81.70M												$9.100M	$14.70M	$49.50M	$2.800M	$1.100M	$600.0K
YoY Change		6.83%	20.62%	-3.47%	3.67%	8.8%	-13.25%	2.57%													-38.1%	-70.3%	1667.86%	154.55%	83.33%
% of Gross Profit		1.38%	2.08%	1.7%	2.15%	2.09%	2.84%	3.15%	3.59%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$2.651B	$2.312B	$1.740B	$1.303B	$1.005B	$840.9M	$805.1M	$775.5M	$667.6M	$662.8M	$657.3M	$564.1M	$508.9M	$462.9M	$441.2M	$493.6M	$490.5M													$0.00
YoY Change	14.66%	32.91%	33.49%	29.69%	19.49%	4.45%	3.83%	16.15%	0.73%	0.84%	16.51%	10.85%	9.93%	4.93%	-10.61%	0.62%
% of Gross Profit	29.14%	31.29%	37.92%	27.93%	26.31%	22.17%	31.44%	29.15%	29.31%	35.15%	31.76%	30.55%	31.39%	34.66%	25.56%	26.72%	43.87%
Operating Expenses		$10.06B	$8.097B	$7.049B	$6.721B	$4.937B	$4.551B	$4.637B	$3.578B	$3.390B	$3.183B	$2.744B	$2.836B	$2.623B	$2.392B	$2.540B	$2.735B	$2.513B	$2.667B	$2.882B	$2.726B	$2.037B	$669.7M	$52.30M	$126.0M	$401.2M	$243.1M	$118.4M	$45.50M	$3.900M
YoY Change		24.19%	14.87%	4.88%	36.14%	8.46%	-1.84%	29.58%	5.57%	6.5%	15.98%	-3.22%	8.12%	9.65%	-5.85%	-7.12%	8.84%	-5.77%	-7.46%	5.73%	33.81%	204.14%	1180.5%	-58.49%	-68.59%	65.03%	105.32%	160.22%	1066.67%
Operating Profit		-$2.668B	-$3.510B	-$2.384B	-$2.902B	-$1.144B	-$1.991B	-$1.977B	-$1.300B	-$1.504B	-$1.113B	-$897.5M	-$1.214B	-$1.287B	-$665.4M	-$693.5M	-$1.617B
YoY Change		-23.98%	47.25%	-17.86%	153.63%	-42.54%	0.71%	52.02%	-13.54%	35.12%	24.02%	-26.1%	-5.63%	93.38%	-4.04%	-57.11%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Interest Expense	$141.0M	$133.0M	$130.3M	$139.5M	$143.5M	$120.9M	$120.5M	$117.4M	$66.25M	$45.87M	$45.63M	$27.06M	$28.53M	$31.69M	$30.01M	$24.44M	$23.84M	-$66.20M	-$43.40M	-$300.0K	-$40.60M	$2.600M	$4.600M	$2.600M	$800.0K	-$3.800M	$400.0K	-$700.0K	-$100.0K	$0.00
YoY Change	6.02%	2.1%	-6.6%	-2.78%	18.68%	0.32%	2.6%	77.25%	44.42%	0.53%	68.64%	-5.14%	-9.99%	5.61%	22.78%	2.53%	-136.01%	52.53%	14366.67%	-99.26%	-1661.54%	-43.48%	76.92%	225.0%	-121.05%	-1050.0%	-157.14%	600.0%
% of Operating Profit
Other Income/Expense, Net	$1.472B	$1.301B	$1.128B	$998.6M	$875.2M	$801.0M	$677.8M	$684.5M	$614.7M	$603.3M	$556.3M	$458.3M	$430.0M	$400.7M	$404.0M	$361.9M
YoY Change	13.14%	15.32%	12.98%	14.1%	9.26%	18.17%	-0.97%	11.35%	1.89%	8.45%	21.37%	6.58%	7.31%	-0.8%	11.63%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Pretax Income	$4.674B	$3.570B	$1.562B	$2.368B	$1.578B	$1.849B	$841.8M	$757.3M	$855.6M	$567.2M	$844.2M	$742.5M	$589.4M	$426.4M	$850.4M	$897.7M	$304.5M	$873.5M	$739.9M	$285.4M	$343.1M	$306.5M	$54.50M	$24.10M	$500.0K	-$56.20M	$4.500M	$1.900M	$4.600M	$1.100M
YoY Change	30.92%	128.5%	-34.02%	50.11%	-14.69%	119.67%	11.16%	-11.49%	50.84%	-32.82%	13.7%	25.98%	38.23%	-49.86%	-5.26%	194.8%	-65.14%	18.06%	159.25%	-16.82%	11.94%	462.39%	126.14%	4720.0%	-100.89%	-1348.89%	136.84%	-58.7%	318.18%
Income Tax	$362.0M	-$873.0M	$79.96M	$128.6M	$111.8M	$155.8M	$114.0M	$127.6M	$31.37M	$40.61M	$22.99M	$32.77M	-$4.010M	-$9.793M	$7.729M	$20.71M	$13.54M	$15.60M	$26.70M	$28.90M	$26.20M	$26.70M	-$600.0K	$2.100M	$8.500M	-$20.90M	$200.0K	-$300.0K	$300.0K	$100.0K
% Of Pretax Income	7.74%	-24.45%	5.12%	5.43%	7.09%	8.43%	13.54%	16.85%	3.67%	7.16%	2.72%	4.41%	-0.68%	-2.3%	0.91%	2.31%	4.45%	1.79%	3.61%	10.13%	7.64%	8.71%	-1.1%	8.71%	1700.0%		4.44%	-15.79%	6.52%	9.09%
Net Earnings	$4.312B	$4.443B	$1.477B	$2.157B	$1.406B	$1.636B	$758.0M	$619.3M	$692.7M	$537.7M	$834.4M	$709.7M	$593.4M	$436.2M	$842.7M	$876.9M	$291.0M	$857.9M	$713.2M	$256.5M	$316.9M	$280.6M	$59.00M	$22.00M	-$8.000M	-$35.60M	$3.100M	$2.000M	$4.100M	$1.000M
YoY Change	-2.95%	200.83%	-31.52%	53.46%	-14.1%	115.88%	22.4%	-10.6%	28.82%	-35.55%	17.56%	19.6%	36.05%	-48.24%	-3.91%	201.39%	-66.08%	20.29%	178.05%	-19.06%	12.94%	375.59%	168.18%	-375.0%	-77.53%	-1248.39%	55.0%	-51.22%	310.0%
Net Earnings / Revenue	24.72%	32.59%	15.36%	23.32%	16.52%	23.63%	13.91%	11.0%	15.52%	13.66%	20.92%	20.13%	17.04%	14.24%	25.98%	25.04%	9.81%	24.63%	20.67%	8.1%	10.19%	11.99%	8.2%	29.81%	-6.36%	-10.21%	1.25%	1.65%	8.17%	20.0%
Basic Earnings Per Share	$11.47	$11.94	$3.90	$5.34	$3.38	$3.97	$1.76	$1.40	$1.83	$4.24	$6.21	$5.24	$4.15	$3.10	$5.43	$4.76	$4.27
Diluted Earnings Per Share	$11.19	$11.62	$3.80	$5.23	$3.32	$3.87	$1.73	$1.36	$1.78	$4.09	$6.02	$5.07	$4.03	$2.97	$5.18	$4.58	$4.09	$1.292M	$1.039M	$381.5K	$485.5K	$460.0K	$109.9K	$143.8K	-$67.34K	-$231.5K	$19.44K	$13.00K	$26.81K	$6.540K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets														$717.0M	$187.0M	$105.0M	$17.00M	$190.0M	$220.0K							$4.000M		$1.000M
YoY Change														283.42%	78.1%	517.65%	-91.05%	86263.64%
Property, Plant & Equipment	$125.0M	$123.1M	$106.8M	$116.0M	$132.0M
YoY Change	1.56%	15.21%	-7.9%	-12.12%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$34.98B	$28.26B	$27.72B	$28.46B	$24.01B	$21.47B	$21.36B	$18.96B	$15.45B	$15.28B	$13.62B	$12.76B	$12.06B	$11.77B	$11.21B	$10.10B	$11.39B	$9.894B	$7.790B	$5.722B	$3.660B	$1.894B	$987.0M	$244.0M	$576.0M	$575.0M	$497.0M	$391.0M	$346.0M
YoY Change	23.77%	1.93%	-2.59%	18.51%	11.84%	0.51%	12.69%	22.67%	1.17%	12.19%	6.74%	5.77%	2.46%	5.01%	11.04%	-11.39%	15.15%	27.01%	36.14%	56.34%	93.24%	91.89%	304.51%	-57.64%	0.17%	15.69%	27.11%	13.01%
Other Assets	$581.0M	$418.2M	$456.1M	$384.0M													$57.00M	$64.00M	$71.00M	$59.00M	$34.00M	$17.00M	$36.00M	$29.00M	$8.000M	$0.00
YoY Change	38.93%	-8.31%	18.78%														-10.94%	-9.86%	20.34%	73.53%	100.0%	-52.78%	24.14%	262.5%
Total Long-Term Assets														$15.56B	$15.19B	$14.51B	$15.61B	$14.12B	$11.49B							$754.0M		$431.0M
YoY Change														2.46%	4.67%	-7.02%	10.52%	22.93%
Total Assets	$58.91B	$47.99B	$45.10B	$43.28B	$37.89B	$32.22B	$32.05B	$29.37B	$23.18B	$22.01B	$19.57B	$17.82B	$17.11B	$16.28B	$15.38B	$14.62B	$15.62B	$14.31B	$11.49B	$8.219B	$5.585B	$2.991B	$1.314B	$296.0M	$864.0M	$758.0M	$581.0M	$432.0M	$351.0M
YoY Change
Accounts Payable																									$0.00	$4.000M	$2.000M	$11.00M	$6.000M
YoY Change																									-100.0%	100.0%	-81.82%	83.33%
Accrued Expenses	$156.0M	$151.9M	$126.7M	$136.0M	$151.0M
YoY Change	2.71%	19.87%	-6.83%	-9.93%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$310.0M	$326.0M	$218.0M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change												-100.0%	-4.91%	49.54%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$247.0M	$246.9M	$191.6M	$355.0M	$239.0M	$90.00M	$449.0M	$76.00M	$65.00M	$128.0M	$51.00M	$38.00M	$790.0M	$526.0M	$354.0M	$123.0M	$23.00M	$418.0M	$12.00M	$54.00M		$46.00M	$2.000M			$6.000M	$3.000M	$14.00M	$6.000M
YoY Change	0.03%	28.9%	-46.04%	48.54%	165.56%	-79.96%	490.79%	16.92%	-49.22%	150.98%	34.21%	-95.19%	50.19%	48.59%	187.8%	434.78%	-94.5%	3383.33%	-77.78%			2200.0%				100.0%	-78.57%	133.33%
Long-Term Debt	$2.726B	$2.725B	$2.724B	$3.017B	$2.356B	$2.189B	$2.549B	$2.489B	$1.322B	$891.0M	$900.0M	$400.0M	$400.0M	$400.0M	$400.0M	$400.0M	$300.0M	$300.0M	$300.0M	$300.0M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	0.02%	0.04%	-9.7%	28.06%	7.63%	-14.12%	2.41%	88.28%	48.37%	-1.0%	125.0%	0.0%	0.0%	0.0%	0.0%	33.33%	0.0%	0.0%	0.0%
Other Long-Term Liabilities	$2.201B	$1.464B	$1.445B	$1.892B	$1.958B	$1.422B	$1.500B	$1.848B	$1.212B	$744.0M	$565.0M	$575.0M	$572.0M	$579.0M	$835.0M	$1.328B	$2.062B	$1.402B	$1.350B	$399.0M	$376.0M	$91.00M	$45.00M	$24.00M	$30.00M	$16.00M	$7.000M	$5.000M	$3.000M
YoY Change	50.3%	1.32%	-23.61%	-3.37%	37.69%	-5.2%	-18.83%	52.48%	62.9%	31.68%	-1.74%	0.52%	-1.21%	-30.66%	-37.12%	-35.6%	47.08%	3.85%	238.35%	6.12%	313.19%	102.22%	87.5%	-20.0%	87.5%	128.57%	40.0%	66.67%
Total Long-Term Liabilities	$4.927B	$4.190B	$4.170B	$4.909B	$4.314B	$3.611B	$4.049B	$4.337B	$2.534B	$1.635B	$1.465B	$975.0M	$972.0M	$979.0M	$1.235B	$1.728B	$2.362B	$1.702B	$1.650B	$699.0M	$376.0M	$91.00M	$45.00M	$24.00M	$30.00M	$16.00M	$7.000M	$5.000M	$3.000M
YoY Change	17.59%	0.48%	-15.06%	13.79%	19.47%	-10.82%	-6.64%	71.15%	54.98%	11.6%	50.26%	0.31%	-0.72%	-20.73%	-28.53%	-26.84%	38.78%	3.15%	136.05%	85.9%	313.19%	102.22%	87.5%	-20.0%	87.5%	128.57%	40.0%	66.67%
Total Liabilities	$40.55B	$35.08B	$31.56B	$30.18B	$26.39B	$22.78B	$22.86B	$21.12B	$16.97B	$15.88B	$13.92B	$12.65B	$12.51B	$11.77B	$11.05B	$11.18B	$11.59B	$10.72B	$9.008B	$5.977B	$3.875B	$1.580B	$293.0M	$24.00M	$518.0M	$360.0M	$180.0M	$80.00M	$11.00M
YoY Change	15.6%	11.17%	4.57%	14.36%	15.84%	-0.33%	8.23%	24.43%	6.9%	14.06%	10.05%	1.08%	6.35%	6.46%	-1.18%	-3.49%	8.08%	19.03%	50.71%	54.25%	145.25%	439.25%	1120.83%	-95.37%	43.89%	100.0%	125.0%	627.27%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Basic Shares Outstanding	372.5M shares	368.7M shares	368.6M shares	391.7M shares	403.1M shares	401.8M shares	404.3M shares	404.1M shares	362.4M shares	121.8M shares	130.8M shares	131.4M shares	134.4M shares	132.2M shares	150.5M shares	178.7M shares	62.10M shares
Diluted Shares Outstanding	381.8M shares	378.8M shares	377.6M shares	400.3M shares	410.3M shares	411.6M shares	412.9M shares	417.8M shares	374.2M shares	126.0M shares	134.9M shares	135.8M shares	138.3M shares	138.3M shares	157.6M shares	185.8M shares	64.79M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

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Market Cap: $37.052 Billion

About ARCH CAPITAL GROUP LTD.

Arch Capital Group Ltd. engages in the provision of property and casualty insurance and reinsurance lines. The insurance segment consists of the Company’s insurance underwriting units, which offer specialty product lines, including construction and national accounts; excess and surplus casualty; professional lines; programs; property, energy, marine and aviation; travel, accident and health; warranty and lenders solutions, and others (consisting of alternative markets, excess workers' compensation and surety business). The reinsurance segment consists of its reinsurance underwriting units, which offer specialty product lines, including casualty; marine and aviation; other specialty; property catastrophe; property excluding property catastrophe, and other (consisting of life reinsurance and other). The mortgage segment includes its United States primary mortgage insurance business, investment and services related to United States credit-risk transfer.

Industry: Fire, Marine & Casualty Insurance Peers: ASSURED GUARANTY LTD Argo Group International Holdings, Inc. AXIS CAPITAL HOLDINGS LTD James River Group Holdings, Ltd.