Assets
Cash and cash equivalents
Noninterest-bearing
339 380 405 429 530 543 522 544 536 589 638 603 536 554 542 638 801 470 502 636
Interest-bearing
7,501 9,138 9,625 9,817 10,062 9,866 9,770 8,072 6,833 7,564 6,307 7,912 9,436 9,226 5,029 4,366 3,366 3,462 4,560 10,279
Total cash and cash equivalents
7,840 9,518 10,030 10,246 10,592 10,409 10,292 8,616 7,369 8,153 6,945 8,515 9,972 9,780 5,571 5,004 4,167 3,932 5,062 10,915
Equity securities
835 863 876 865 938 942 871 877 854 788 810 725 759 718 681 647 735 869 1,102 1,045
Available-for-sale securities (amortized cost basis of $26,222 and $25,825)
23,253 23,038 22,973 22,684 22,397 22,346 22,410 23,905 23,200 23,684 24,415 26,794 28,664 29,450 29,541 29,613 31,743 33,385 33,587 33,122
Held-to-maturity securities (fair value of $903 and $1,204)
1,084 1,112 1,159 1,170 1,150
Held-to-maturity securities (fair value of $4,299 and $4,451)
4,286 4,337 4,371 4,433 4,561 4,668 4,346 4,441 4,548 4,655 4,680 1,013 1,030 1,047 1,062 1,170
Loans held-for-sale, net
406 337 549 179 185 209 160 306 316 358 400 289 297 524 654 808 798 471 549 456
Finance receivables and loans, net
Finance receivables and loans, net of unearned income
143,673 139,890 137,454 134,567 133,229 133,485 136,030 137,501 138,783 137,960 139,439 140,260 138,449 136,304 135,748 132,456 128,457 125,365 122,268 114,471
Allowance for loan losses
On-balance sheet variable interest entities
(109) (133) (116) (100) (121) (144) (172) (204) (187) (220) (254) (352) (361) (412) (336) (302) (264) (263) (278) (284)
Total allowance for loan losses
(3,576) (3,540) (3,490) (3,460) (3,416) (3,398) (3,714) (3,700) (3,572) (3,550) (3,587) (3,837) (3,781) (3,751) (3,711) (3,611) (3,450) (3,301) (3,267) (3,148)
On-balance sheet variable interest entities
2,794 3,409 2,980 2,564 3,096 3,683 4,333 5,132 4,892 5,744 6,614 9,242 9,567 10,942 9,211 8,414 7,461 7,555 6,946 7,872
Total finance receivables and loans, net
140,097 136,350 133,964 131,107 129,813 130,087 132,316 133,801 135,211 134,410 135,852 136,423 134,668 132,553 132,037 128,845 125,007 122,064 119,001 111,323
Investment in operating leases, net
8,585 8,699 8,772 8,599 7,992 7,879 7,991 7,967 8,126 8,582 9,085 9,509 9,890 10,218 10,444 10,577 10,516 10,730 10,862 10,969
Premiums receivable and other insurance assets
2,860 2,817 2,844 2,903 2,893 2,806 2,790 2,810 2,806 2,750 2,749 2,775 2,768 2,713 2,698 2,719 2,743 2,730 2,724 2,752
Other assets
On-balance sheet variable interest entities
225 344 260 248 264 311 333 326 363 445 461 584 652 810 645 695 546 633 563 621
Total other assets
11,610 11,310 11,623 10,695 10,102 11,545 10,660 9,947 9,949 9,420 9,418 9,612 9,155 9,142 9,138 9,343 8,882 8,957 8,057 7,452
Assets of operations held-for-sale
2,440 0 0 0 0 1,975 0
On-balance sheet variable interest entities
3,019 3,753 3,240 2,812 3,360 3,994 4,666 5,458 5,255 6,189 7,075 9,826 10,219 11,752 9,856 9,109 8,007 8,188 7,509 8,493
Total assets
199,772 197,269 196,002 191,711 189,473 193,331 191,836 192,670 192,379 192,800 196,329 195,704 197,241 196,165 191,826 188,640 185,703 184,297 182,114 179,184
Show 1 line no longer reported
Hide 1 line no longer reported
Liabilities
Deposit liabilities
Noninterest-bearing
153 137 125 174 155 133 131 174 156 137 139 188 160 174 185 220 185 175 150 167
Interest-bearing
153,893 153,015 151,524 148,236 147,711 151,295 151,443 151,776 151,998 154,947 154,527 152,647 154,150 153,839 152,112 145,531 140,216 142,300 141,408 139,277
Total deposit liabilities
154,046 153,152 151,649 148,410 147,866 151,428 151,574 151,950 152,154 155,084 154,666 152,835 154,310 154,013 152,297 145,751 140,401 142,475 141,558 139,444
Short-term borrowings
5,916 4,126 4,695 3,879 3,856 3,339 1,625 1,771 3,122 0 3,297 2,410 2,194 1,455 2,399 7,200 7,775 3,950 0 0
Long-term debt
On-balance sheet variable interest entities
1,818 2,056 1,479 912 1,123 1,360 1,561 1,717 1,117 1,313 1,509 3,118 2,710 3,043 2,436 1,267 1,500 797 1,337 1,437
Total long-term debt
17,053 17,349 17,070 16,749 15,876 16,465 17,495 16,807 15,979 17,011 17,570 20,096 20,141 20,480 17,762 16,628 16,984 15,885 17,029 14,946
Interest payable
895 852 729 1,097 912 954 890 1,425 1,148 1,118 858 1,437 955 759 408 484 270 302 210 422
Unearned insurance premiums and service revenue
3,693 3,665 3,656 3,648 3,627 3,563 3,535 3,534 3,496 3,480 3,492 3,494 3,478 3,455 3,453 3,468 3,490 3,500 3,514 3,537
Accrued expenses and other liabilities
On-balance sheet variable interest entities
3 4 3 2 2 3 4 3 3 5 4 7 6 8 5 3 2 2 2 2
Total accrued expenses and other liabilities
2,678 2,516 2,705 2,811 2,789 3,315 2,814 2,769 2,781 2,527 2,726 2,607 2,631 2,625 2,648 2,675 2,799 2,772 2,753 3,546
Liabilities of operations held-for-sale
35 0 0 0 0 17 0
On-balance sheet variable interest entities
1,821 2,060 1,482 914 1,125 1,363 1,565 1,720 1,120 1,318 1,513 3,125 2,716 3,051 2,441 1,270 1,502 799 1,339 1,439
Total liabilities
184,281 181,660 180,504 176,594 174,926 179,099 177,933 178,256 178,680 179,220 182,626 182,879 183,709 182,787 178,967 176,206 171,719 168,884 165,064 161,895
Equity
Common stock and paid-in capital ($0.01 par value, shares authorized 1,100,000,000; issued 523,401,995 and 520,355,804; and outstanding 304,542,540 and 308,492,929)
22,388 22,346 22,295 22,255 22,235 22,191 22,142 22,101 22,077 22,034 21,975 21,936 21,915 21,880 21,816 21,781 21,762 21,728 21,671 21,644
Preferred stock
1,976 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324 2,324
Retained earnings
1,101 827 633 427 151 (78) 270 284 208 111 91 148 (15) (205) (384) (544) (721) (1,076) (1,599) (2,136)
Accumulated other comprehensive loss
(2,711) (2,773) (2,786) (2,944) (3,219) (3,262) (3,924) (3,393) (4,009) (3,989) (3,816) (4,765) (3,863) (3,776) (4,059) (4,340) (3,009) (1,791) (158) 51
Treasury stock, at cost (218,859,455 and 211,862,875 shares)
(7,263) (7,115) (6,968) (6,945) (6,944) (6,943) (6,909) (6,902) (6,901) (6,900) (6,871) (6,867) (6,867) (6,865) (6,838) (6,787) (6,372) (5,772) (5,188) (4,594)
Total equity
15,491 15,609 15,498 15,117 14,547 14,232 13,903 14,414 13,699 13,580 13,703 12,825 13,532 13,378 12,859 12,434 13,984 15,413 17,050 17,289
Total liabilities and equity
199,772 197,269 196,002 191,711 189,473 193,331 191,836 192,981 192,531 192,877 196,329 195,704 197,241 196,165 191,826 188,640 185,703 184,297 182,114 179,184
