2021 Q4 Form 10-K Financial Statement

#000143774922006296 Filed on March 15, 2022

View on sec.gov

Income Statement

Concept 2021 Q4 2021 2020 Q4
Revenue $142.8M $748.1M $110.7M
YoY Change 28.97% 32.77% -9.71%
Cost Of Revenue $36.23M $75.40M $28.30M
YoY Change 28.01% 19.59% -1.74%
Gross Profit $106.5M $672.7M $82.30M
YoY Change 29.46% 34.43% -12.26%
Gross Profit Margin 74.63% 89.92% 74.35%
Selling, General & Admin $25.64M $90.66M $16.90M
YoY Change 51.72% 41.43% 0.0%
% of Gross Profit 24.07% 13.48% 20.53%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $2.046M $1.500M $2.000M
YoY Change 2.3% -81.14% 0.0%
% of Gross Profit 1.92% 0.22% 2.43%
Operating Expenses $43.59M $146.6M $51.00M
YoY Change -14.53% -34.12% -44.5%
Operating Profit $62.96M $526.1M $31.30M
YoY Change 101.13% 89.33% 1547.37%
Interest Expense $54.13M
YoY Change 5.0%
% of Operating Profit 10.29%
Other Income/Expense, Net $4.201M
YoY Change 23.45%
Pretax Income $62.96M $219.6M $31.40M
YoY Change 100.49% 91.95% 1552.63%
Income Tax $13.12M $41.78M $4.800M
% Of Pretax Income 20.83% 19.03% 15.29%
Net Earnings $49.98M $177.9M $26.70M
YoY Change 87.18% 89.02% 1012.5%
Net Earnings / Revenue 35.0% 23.78% 24.12%
Basic Earnings Per Share $10.32
Diluted Earnings Per Share $2.405M $7.56 $1.302M
COMMON SHARES
Basic Shares Outstanding 15.09M 15.07M
Diluted Shares Outstanding 20.90M

Balance Sheet

Concept 2021 Q4 2021 2020 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments $409.7M $409.7M $178.1M
YoY Change 130.02% 130.02% 31.54%
Cash & Equivalents $506.6M $409.7M $259.0M
Short-Term Investments
Other Short-Term Assets $15.65M $15.65M $15.20M
YoY Change 2.95% 2.95% 1.33%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $425.3M $425.3M $193.3M
YoY Change 120.03% 120.03% 28.52%
LONG-TERM ASSETS
Property, Plant & Equipment $7.335M $11.35M $2.240M
YoY Change 227.46% -0.43% -18.19%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $0.00 $0.00 $1.415M
YoY Change -100.0% -100.0% -27.7%
Other Assets $96.97M $96.97M $80.90M
YoY Change 19.86% 19.86% 97.32%
Total Long-Term Assets $1.519B $1.519B $1.014B
YoY Change 49.77% 49.77% 29.02%
TOTAL ASSETS
Total Short-Term Assets $425.3M $425.3M $193.3M
Total Long-Term Assets $1.519B $1.519B $1.014B
Total Assets $1.944B $1.944B $1.207B
YoY Change 61.02% 61.02% 28.94%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $42.29M $42.29M $41.70M
YoY Change 1.41% 1.41% 0.24%
Accrued Expenses $4.842M $4.842M $13.80M
YoY Change -64.91% -64.91% -38.12%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $94.90M $94.90M $81.40M
YoY Change 16.58% 16.58% 16.79%
LONG-TERM LIABILITIES
Long-Term Debt $1.422B $1.422B $909.9M
YoY Change 56.26% 56.26% 17.07%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $1.422B $1.422B $909.9M
YoY Change 56.26% 56.26% 17.07%
TOTAL LIABILITIES
Total Short-Term Liabilities $94.90M $94.90M $81.40M
Total Long-Term Liabilities $1.422B $1.422B $909.9M
Total Liabilities $1.517B $1.516B $991.4M
YoY Change 52.99% 53.06% 17.06%
SHAREHOLDERS EQUITY
Retained Earnings $60.24M -$117.7M
YoY Change -151.19% -44.44%
Common Stock $227.8M $195.0M
YoY Change 16.83% -8.34%
Preferred Stock
YoY Change
Treasury Stock (at cost) $0.00
YoY Change
Treasury Stock Shares $0.00
Shareholders Equity $288.0M $427.6M $77.28M
YoY Change
Total Liabilities & Shareholders Equity $1.944B $1.944B $1.207B
YoY Change 61.02% 61.02% 28.94%

Cashflow Statement

Concept 2021 Q4 2021 2020 Q4
OPERATING ACTIVITIES
Net Income $49.98M $177.9M $26.70M
YoY Change 87.18% 89.02% 1012.5%
Depreciation, Depletion And Amortization $2.046M $1.500M $2.000M
YoY Change 2.3% -81.14% 0.0%
Cash From Operating Activities $72.37M $212.4M $64.90M
YoY Change 11.51% -0.17% 117.79%
INVESTING ACTIVITIES
Capital Expenditures -$7.089M -$7.089M $0.00
YoY Change -1046.46% -100.0%
Acquisitions
YoY Change
Other Investing Activities -$173.4M -$467.9M -$111.6M
YoY Change 55.42% 60.36% -22.39%
Cash From Investing Activities -$180.5M -$475.0M -$111.7M
YoY Change 61.63% 62.36% -22.38%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $25.22M
YoY Change 652.13%
Debt Paid & Issued, Net $586.5M
YoY Change 27.43%
Cash From Financing Activities 400.0M $510.3M 128.8M
YoY Change 210.57% 214.27% -27.8%
NET CHANGE
Cash From Operating Activities 72.37M $212.4M 64.90M
Cash From Investing Activities -180.5M -$475.0M -111.7M
Cash From Financing Activities 400.0M $510.3M 128.8M
Net Change In Cash 291.9M $247.7M 82.00M
YoY Change 255.91% 199.96% 27.53%
FREE CASH FLOW
Cash From Operating Activities $72.37M $212.4M $64.90M
Capital Expenditures -$7.089M -$7.089M $0.00
Free Cash Flow $79.46M $219.5M $64.90M
YoY Change 22.43% 3.52% 117.06%

Facts In Submission

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CY2021 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
177789000 USD
CY2021Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
287499000 USD
CY2021 us-gaap Profit Loss
ProfitLoss
177789000 USD
CY2020 us-gaap Profit Loss
ProfitLoss
93917000 USD
CY2021 us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
2494000 USD
CY2020 us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
7952000 USD
CY2021 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
36455000 USD
CY2020 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
142719000 USD
CY2021 us-gaap Amortization Of Debt Discount Premium
AmortizationOfDebtDiscountPremium
453000 USD
CY2020 us-gaap Amortization Of Debt Discount Premium
AmortizationOfDebtDiscountPremium
585000 USD
CY2021 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
166266000 USD
CY2020 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
110402000 USD
CY2021 atlc Unrealized Gain On Loans And Fees Receivable And Underlying Notes Payable Held At Fair Value
UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue
-218733000 USD
CY2020 atlc Unrealized Gain On Loans And Fees Receivable And Underlying Notes Payable Held At Fair Value
UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue
-108548000 USD
CY2021 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-5114000 USD
CY2020 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-5137000 USD
CY2021 us-gaap Income Loss From Equity Method Investments
IncomeLossFromEquityMethodInvestments
16000 USD
CY2020 us-gaap Income Loss From Equity Method Investments
IncomeLossFromEquityMethodInvestments
456000 USD
CY2021 us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-29439000 USD
CY2020 us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-0 USD
CY2021 us-gaap Share Based Compensation
ShareBasedCompensation
3240000 USD
CY2020 us-gaap Share Based Compensation
ShareBasedCompensation
1355000 USD
CY2020 us-gaap Payments To Acquire Equity Method Investments
PaymentsToAcquireEquityMethodInvestments
-0 USD
CY2021 us-gaap Proceeds From Sale Of Equity Method Investments
ProceedsFromSaleOfEquityMethodInvestments
560000 USD
CY2020 us-gaap Proceeds From Sale Of Equity Method Investments
ProceedsFromSaleOfEquityMethodInvestments
998000 USD
CY2021 us-gaap Proceeds From Sale And Collection Of Receivables
ProceedsFromSaleAndCollectionOfReceivables
14065000 USD
CY2020 us-gaap Proceeds From Sale And Collection Of Receivables
ProceedsFromSaleAndCollectionOfReceivables
13781000 USD
CY2021 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
2018760000 USD
CY2020 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
1330980000 USD
CY2021 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
1535500000 USD
CY2021 atlc Payments For Purchases And Development Of Property Net Of Disposals
PaymentsForPurchasesAndDevelopmentOfPropertyNetOfDisposals
7089000 USD
CY2020 atlc Payments For Purchases And Development Of Property Net Of Disposals
PaymentsForPurchasesAndDevelopmentOfPropertyNetOfDisposals
749000 USD
CY2021 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-475022000 USD
CY2020 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-292575000 USD
CY2021 us-gaap Proceeds From Minority Shareholders
ProceedsFromMinorityShareholders
387000 USD
CY2020 us-gaap Proceeds From Minority Shareholders
ProceedsFromMinorityShareholders
50000000 USD
CY2021 atlc Proceeds From Issuance Of Preferred Stock And Preference Stock Net
ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet
75270000 USD
CY2020 atlc Proceeds From Issuance Of Preferred Stock And Preference Stock Net
ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet
0 USD
CY2021 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
21809000 USD
CY2020 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
13561000 USD
CY2021 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
1885000 USD
CY2020 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
1326000 USD
CY2021 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
25219000 USD
CY2020 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
3353000 USD
CY2021 us-gaap Proceeds From Issuance Of Senior Long Term Debt
ProceedsFromIssuanceOfSeniorLongTermDebt
142832000 USD
CY2020 us-gaap Proceeds From Issuance Of Senior Long Term Debt
ProceedsFromIssuanceOfSeniorLongTermDebt
0 USD
CY2021 us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
923477000 USD
CY2020 us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
588229000 USD
CY2021 us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
586495000 USD
CY2020 us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
460256000 USD
CY2021 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
510328000 USD
CY2020 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
162385000 USD
CY2021 us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
EffectOfExchangeRateOnCashAndCashEquivalents
-5000 USD
CY2020 us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
EffectOfExchangeRateOnCashAndCashEquivalents
23000 USD
CY2021 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
247667000 USD
CY2020 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
82567000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
258961000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
176394000 USD
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
506628000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
258961000 USD
CY2021 us-gaap Interest Paid Net
InterestPaidNet
47608000 USD
CY2020 us-gaap Interest Paid Net
InterestPaidNet
46526000 USD
CY2021 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
19946000 USD
CY2020 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
327000 USD
CY2021 atlc Change In Accrued And Unpaid Preferred Dividends
ChangeInAccruedAndUnpaidPreferredDividends
254000 USD
CY2020 atlc Change In Accrued And Unpaid Preferred Dividends
ChangeInAccruedAndUnpaidPreferredDividends
3209000 USD
CY2020 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
142700000 USD
CY2020 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
230200000 USD
CY2020 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
26200000 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
125000000.0 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
300000 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
124700000 USD
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
667600000 USD
CY2020Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
2300000 USD
CY2020Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
665300000 USD
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
470300000 USD
CY2021Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1500000 USD
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
667600000 USD
CY2021 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
194800000 USD
CY2020 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
185000000.0 USD
CY2021Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
29300000 USD
CY2020Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
39500000 USD
CY2021 atlc Weighted Average Remaining Accretion Period Of Deferred Revenue
WeightedAverageRemainingAccretionPeriodOfDeferredRevenue
P15M
CY2020 atlc Weighted Average Remaining Accretion Period Of Deferred Revenue
WeightedAverageRemainingAccretionPeriodOfDeferredRevenue
P14M
CY2021Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
20400000 USD
CY2020Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
28200000 USD
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
125000000.0 USD
CY2021 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
36500000 USD
CY2021 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
121200000 USD
CY2021 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
16900000 USD
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
57200000 USD
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
100000 USD
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
57100000 USD
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
470300000 USD
CY2021Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
400000 USD
CY2021Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
469900000 USD
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
186300000 USD
CY2020Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1500000 USD
CY2021 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
65125 pure
CY2020 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
60908 pure
CY2021Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
70000000.0 USD
CY2020Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
70300000 USD
CY2021 us-gaap Asset Impairment Charges
AssetImpairmentCharges
0 USD
CY2020 us-gaap Asset Impairment Charges
AssetImpairmentCharges
0 USD
CY2021 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
30606000 USD
CY2020 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
15431000 USD
CY2021 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
2 pure
CY2021 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
518783000 USD
CY2021 atlc Fees And Related Income On Earning Assets
FeesAndRelatedIncomeOnEarningAssets
194466000 USD
CY2021 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
30606000 USD
CY2021 us-gaap Noninterest Income
NoninterestIncome
4201000 USD
CY2021 us-gaap Revenues
Revenues
748056000 USD
CY2021 us-gaap Interest Expense
InterestExpense
54127000 USD
CY2021 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
36455000 USD
CY2021 atlc Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value
IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue
-218733000 USD
CY2021 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
438741000 USD
CY2021 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
219573000 USD
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
41784000 USD
CY2021Q4 us-gaap Assets
Assets
1943863000 USD
CY2020 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
410616000 USD
CY2020 atlc Fees And Related Income On Earning Assets
FeesAndRelatedIncomeOnEarningAssets
133960000 USD
CY2020 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
15431000 USD
CY2020 us-gaap Noninterest Income
NoninterestIncome
3403000 USD
CY2020 us-gaap Revenues
Revenues
563410000 USD
CY2020 us-gaap Interest Expense
InterestExpense
51548000 USD
CY2020 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
142719000 USD
CY2020 atlc Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value
IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue
-108548000 USD
CY2020 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
260595000 USD
CY2020 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
114391000 USD
CY2020 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
20474000 USD
CY2020Q4 us-gaap Assets
Assets
1207214000 USD
CY2021 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
434381
CY2020 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
245534
CY2021 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
25219000 USD
CY2020 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
3353000 USD
CY2020Q4 us-gaap Ownshare Lending Arrangement Shares Outstanding
OwnshareLendingArrangementSharesOutstanding
1459233
CY2021 us-gaap Income Loss From Equity Method Investments
IncomeLossFromEquityMethodInvestments
16000 USD
CY2020 us-gaap Income Loss From Equity Method Investments
IncomeLossFromEquityMethodInvestments
456000 USD
CY2020Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
417098000 USD
CY2019Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
4386000 USD
CY2021 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
110283000 USD
CY2020 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
96948000 USD
CY2021 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Principal Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalWriteOffs
78463000 USD
CY2020 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Principal Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalWriteOffs
9855000 USD
CY2021 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetWriteOffs
30794000 USD
CY2020 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetWriteOffs
2746000 USD
CY2021 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
1626062000 USD
CY2020 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
713579000 USD
CY2021 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
1163503000 USD
CY2020 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
295301000 USD
CY2021 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees
366307000 USD
CY2020 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees
103983000 USD
CY2021Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1026424000 USD
CY2020Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
417098000 USD
CY2021Q4 us-gaap Line Of Credit
LineOfCredit
1255518000 USD
CY2021Q4 us-gaap Secured Debt
SecuredDebt
23346000 USD
CY2021Q4 us-gaap Convertible Debt Fair Value Disclosures
ConvertibleDebtFairValueDisclosures
142951000 USD
CY2020Q4 us-gaap Line Of Credit
LineOfCredit
857068000 USD
CY2020Q4 us-gaap Secured Debt
SecuredDebt
25542000 USD
CY2020Q4 us-gaap Convertible Debt Fair Value Disclosures
ConvertibleDebtFairValueDisclosures
24386000 USD
CY2020Q4 atlc Notes Payable Associated With Structured Financings Fair Value
NotesPayableAssociatedWithStructuredFinancingsFairValue
2919000 USD
CY2020Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliations Recurring Basis Liability Value
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue
2919000 USD
CY2019Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliations Recurring Basis Liability Value
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue
3920000 USD
CY2021 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Gain Loss Included In Earnings
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings
807000 USD
CY2020 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Gain Loss Included In Earnings
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityGainLossIncludedInEarnings
1001000 USD
CY2021 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements
2112000 USD
CY2020 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Liability Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilitySettlements
-0 USD
CY2021Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliations Recurring Basis Liability Value
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue
0 USD
CY2020Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliations Recurring Basis Liability Value
FairValueMeasurementWithUnobservableInputsReconciliationsRecurringBasisLiabilityValue
2919000 USD
CY2021Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
23375000 USD
CY2020Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
30124000 USD
CY2021Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
16040000 USD
CY2020Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
27884000 USD
CY2021Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
7335000 USD
CY2020Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2240000 USD
CY2021 us-gaap Depreciation
Depreciation
1500000 USD
CY2020 us-gaap Depreciation
Depreciation
1200000 USD
CY2021 us-gaap Operating Lease Cost
OperatingLeaseCost
6905000 USD
CY2020 us-gaap Operating Lease Cost
OperatingLeaseCost
6879000 USD
CY2021 us-gaap Sublease Income
SubleaseIncome
5234000 USD
CY2020 us-gaap Sublease Income
SubleaseIncome
5133000 USD
CY2021 us-gaap Lease Cost
LeaseCost
1671000 USD
CY2020 us-gaap Lease Cost
LeaseCost
1746000 USD
CY2021 us-gaap Operating Lease Payments
OperatingLeasePayments
10470000 USD
CY2020 us-gaap Operating Lease Payments
OperatingLeasePayments
10278000 USD
CY2021Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P14M
CY2021Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.060 pure
CY2021Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
4767000 USD
CY2021Q4 us-gaap Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
3112000 USD
CY2021Q4 atlc Operating Lease Net Lease Payments Due Year One
OperatingLeaseNetLeasePaymentsDueYearOne
1655000 USD
CY2021Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
511000 USD
CY2021Q4 us-gaap Lessor Operating Lease Payments To Be Received Two Years
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-0 USD
CY2021Q4 atlc Operating Lease Net Lease Payments Due Year Two
OperatingLeaseNetLeasePaymentsDueYearTwo
511000 USD
CY2021Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
308000 USD
CY2021Q4 us-gaap Lessor Operating Lease Payments To Be Received Three Years
LessorOperatingLeasePaymentsToBeReceivedThreeYears
-0 USD
CY2021Q4 atlc Operating Lease Net Lease Payments Due Year Three
OperatingLeaseNetLeasePaymentsDueYearThree
308000 USD
CY2021Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
163000 USD
CY2021Q4 us-gaap Lessor Operating Lease Payments To Be Received Four Years
LessorOperatingLeasePaymentsToBeReceivedFourYears
-0 USD
CY2021Q4 atlc Operating Leases Net Lease Payments Due Year Four
OperatingLeasesNetLeasePaymentsDueYearFour
163000 USD
CY2021Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
53000 USD
CY2021Q4 us-gaap Lessor Operating Lease Payments To Be Received Five Years
LessorOperatingLeasePaymentsToBeReceivedFiveYears
0 USD
CY2021Q4 atlc Operating Leases Net Lease Payments Due Year Five
OperatingLeasesNetLeasePaymentsDueYearFive
53000 USD
CY2021Q4 atlc Lessee Operating Lease Liability To Be Paid After Year Four
LesseeOperatingLeaseLiabilityToBePaidAfterYearFour
10000 USD
CY2021Q4 atlc Lessor Operating Lease Payment To Be Received After Year Four
LessorOperatingLeasePaymentToBeReceivedAfterYearFour
-0 USD
CY2021Q4 atlc Operating Lease Net Lease Payments Due After Year Four
OperatingLeaseNetLeasePaymentsDueAfterYearFour
10000 USD
CY2021Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
5812000 USD
CY2021Q4 us-gaap Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
3112000 USD
CY2021Q4 atlc Operating Leases Net Lease Payments Due Total
OperatingLeasesNetLeasePaymentsDueTotal
2700000 USD
CY2021Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
970000 USD
CY2021Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
4842000 USD
CY2021Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1289100000 USD
CY2020Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
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864400000 USD
CY2021Q4 atlc Notes Payable Gross
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1289000000.0 USD
CY2020Q4 atlc Notes Payable Gross
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891300000 USD
CY2021Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
10100000 USD
CY2020Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
8700000 USD
CY2021Q4 us-gaap Notes Payable
NotesPayable
1278900000 USD
CY2020Q4 us-gaap Notes Payable
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882600000 USD
CY2019Q2 us-gaap Proceeds From Issuance Of Long Term Debt
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200000000.0 USD
CY2019Q4 us-gaap Proceeds From Issuance Of Long Term Debt
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200000000.0 USD
CY2019Q4 atlc Asset Backed Securities Weighted Average Interest Rate
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0.0491 pure
CY2020Q3 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
100000000.0 USD
CY2020Q3 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2020Q3 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0547 pure
CY2020Q4 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
250000000.0 USD
CY2020Q4 atlc Asset Backed Securities Term Of Revolving Structure
AssetBackedSecuritiesTermOfRevolvingStructure
P41M
CY2020Q4 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2020Q4 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.041 pure
CY2021Q2 us-gaap Proceeds From Issuance Of Long Term Debt
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300000000.0 USD
CY2021Q2 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0424 pure
CY2021Q3 atlc Asset Backed Securities Term Of Revolving Structure
AssetBackedSecuritiesTermOfRevolvingStructure
P24M
CY2021Q4 us-gaap Proceeds From Issuance Of Long Term Debt
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300000000.0 USD
CY2021Q4 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2021Q4 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0353 pure
CY2021Q4 us-gaap Pledged Assets Not Separately Reported On Statement Of Financial Position
PledgedAssetsNotSeparatelyReportedOnStatementOfFinancialPosition
21100000 USD
CY2021 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
34910000 USD
CY2020 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
-1351000 USD
CY2021 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
2369000 USD
CY2020 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
21752000 USD
CY2021 us-gaap Federal Income Tax Expense Benefit Continuing Operations
FederalIncomeTaxExpenseBenefitContinuingOperations
37279000 USD
CY2020 us-gaap Federal Income Tax Expense Benefit Continuing Operations
FederalIncomeTaxExpenseBenefitContinuingOperations
20401000 USD
CY2021 us-gaap Current Foreign Tax Expense Benefit
CurrentForeignTaxExpenseBenefit
107000 USD
CY2020 us-gaap Current Foreign Tax Expense Benefit
CurrentForeignTaxExpenseBenefit
143000 USD
CY2021 us-gaap Deferred Foreign Income Tax Expense Benefit
DeferredForeignIncomeTaxExpenseBenefit
-1000 USD
CY2020 us-gaap Deferred Foreign Income Tax Expense Benefit
DeferredForeignIncomeTaxExpenseBenefit
5000 USD
CY2021 us-gaap Foreign Income Tax Expense Benefit Continuing Operations
ForeignIncomeTaxExpenseBenefitContinuingOperations
106000 USD
CY2020 us-gaap Foreign Income Tax Expense Benefit Continuing Operations
ForeignIncomeTaxExpenseBenefitContinuingOperations
148000 USD
CY2021 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
4910000 USD
CY2020 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
1228000 USD
CY2021 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-511000 USD
CY2020 us-gaap Deferred State And Local Income Tax Expense Benefit
DeferredStateAndLocalIncomeTaxExpenseBenefit
-1303000 USD
CY2021 us-gaap State And Local Income Tax Expense Benefit Continuing Operations
StateAndLocalIncomeTaxExpenseBenefitContinuingOperations
4399000 USD
CY2020 us-gaap State And Local Income Tax Expense Benefit Continuing Operations
StateAndLocalIncomeTaxExpenseBenefitContinuingOperations
-75000 USD
CY2021 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
41784000 USD
CY2020 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
20474000 USD
CY2021 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
34900000 USD
CY2021Q4 atlc Tax Benefits Related To Operating Loss And Capital Loss Carryforwards
TaxBenefitsRelatedToOperatingLossAndCapitalLossCarryforwards
13800000 USD
CY2021 us-gaap Current State And Local Tax Expense Benefit
CurrentStateAndLocalTaxExpenseBenefit
4900000 USD
CY2021 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.190 pure
CY2020 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.179 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.210 pure
CY2020 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.210 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
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-0.014 pure
CY2020 us-gaap Effective Income Tax Rate Reconciliation Share Based Compensation Excess Tax Benefit Percent
EffectiveIncomeTaxRateReconciliationShareBasedCompensationExcessTaxBenefitPercent
0 pure
CY2021 atlc Effective Income Tax Rate Reconciliation Global Intangible Lowtaxed Income Percent
EffectiveIncomeTaxRateReconciliationGlobalIntangibleLowtaxedIncomePercent
0.001 pure
CY2020 atlc Effective Income Tax Rate Reconciliation Global Intangible Lowtaxed Income Percent
EffectiveIncomeTaxRateReconciliationGlobalIntangibleLowtaxedIncomePercent
0.002 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation Tax Contingencies
EffectiveIncomeTaxRateReconciliationTaxContingencies
0 pure
CY2020 us-gaap Effective Income Tax Rate Reconciliation Tax Contingencies
EffectiveIncomeTaxRateReconciliationTaxContingencies
-0.006 pure
CY2021 atlc Effective Income Tax Rate Reconciliation Interest Expense On Preferred Stock Treated As Debt Percent
EffectiveIncomeTaxRateReconciliationInterestExpenseOnPreferredStockTreatedAsDebtPercent
-0.016 pure
CY2020 atlc Effective Income Tax Rate Reconciliation Interest Expense On Preferred Stock Treated As Debt Percent
EffectiveIncomeTaxRateReconciliationInterestExpenseOnPreferredStockTreatedAsDebtPercent
-0.026 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation Foreign Income Tax Rate Differential
EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRateDifferential
-0.001 pure
CY2020 us-gaap Effective Income Tax Rate Reconciliation Foreign Income Tax Rate Differential
EffectiveIncomeTaxRateReconciliationForeignIncomeTaxRateDifferential
-0.002 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
0.016 pure
CY2020 us-gaap Effective Income Tax Rate Reconciliation State And Local Income Taxes
EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
-0.001 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation Other Adjustments
EffectiveIncomeTaxRateReconciliationOtherAdjustments
-0.006 pure
CY2020 us-gaap Effective Income Tax Rate Reconciliation Other Adjustments
EffectiveIncomeTaxRateReconciliationOtherAdjustments
0.002 pure
CY2021 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.190 pure
CY2020 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.179 pure
CY2021Q4 us-gaap Deferred Tax Assets In Process Research And Development
DeferredTaxAssetsInProcessResearchAndDevelopment
0 USD
CY2020Q4 us-gaap Deferred Tax Assets In Process Research And Development
DeferredTaxAssetsInProcessResearchAndDevelopment
75000 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
14647000 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
30080000 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Reserves
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsReserves
48730000 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Reserves
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsReserves
173000 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
967000 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Share Based Compensation Cost
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsShareBasedCompensationCost
715000 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
159000 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
466000 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Other
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther
149000 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Other
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsOther
121000 USD
CY2021Q4 atlc Deferred Tax Assets Operating Loss Carryforwards And Capital Loss Carryforwards Domestic
DeferredTaxAssetsOperatingLossCarryforwardsAndCapitalLossCarryforwardsDomestic
0 USD
CY2020Q4 atlc Deferred Tax Assets Operating Loss Carryforwards And Capital Loss Carryforwards Domestic
DeferredTaxAssetsOperatingLossCarryforwardsAndCapitalLossCarryforwardsDomestic
11279000 USD
CY2021Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards Alternative Minimum Tax
DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax
0 USD
CY2020Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards Alternative Minimum Tax
DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax
25000 USD
CY2021Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards Foreign
DeferredTaxAssetsOperatingLossCarryforwardsForeign
304000 USD
CY2020Q4 us-gaap Deferred Tax Assets Operating Loss Carryforwards Foreign
DeferredTaxAssetsOperatingLossCarryforwardsForeign
306000 USD
CY2021Q4 atlc Deferred Tax Assets Interest Expense On Preferred Stock Treated As Debt
DeferredTaxAssetsInterestExpenseOnPreferredStockTreatedAsDebt
0 USD
CY2020Q4 atlc Deferred Tax Assets Interest Expense On Preferred Stock Treated As Debt
DeferredTaxAssetsInterestExpenseOnPreferredStockTreatedAsDebt
631000 USD
CY2021Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
506000 USD
CY2020Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
202000 USD
CY2021Q4 us-gaap Deferred Tax Assets State Taxes
DeferredTaxAssetsStateTaxes
27081000 USD
CY2020Q4 us-gaap Deferred Tax Assets State Taxes
DeferredTaxAssetsStateTaxes
36052000 USD
CY2021Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
92543000 USD
CY2020Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
80125000 USD
CY2021Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
22716000 USD
CY2020Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
31701000 USD
CY2021Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
69827000 USD
CY2020Q4 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
48424000 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
513000 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
225000 USD
CY2021Q4 atlc Deferred Tax Liabilities Software Development Costsfixed Assets
DeferredTaxLiabilitiesSoftwareDevelopmentCostsfixedAssets
41000 USD
CY2020Q4 atlc Deferred Tax Liabilities Software Development Costsfixed Assets
DeferredTaxLiabilitiesSoftwareDevelopmentCostsfixedAssets
-0 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Investment In Noncontrolled Affiliates
DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates
697000 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Investment In Noncontrolled Affiliates
DeferredTaxLiabilitiesInvestmentInNoncontrolledAffiliates
1457000 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Zero Coupon Notes
DeferredTaxLiabilitiesZeroCouponNotes
94958000 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Zero Coupon Notes
DeferredTaxLiabilitiesZeroCouponNotes
61255000 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Deferred Expense
DeferredTaxLiabilitiesDeferredExpense
590000 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Deferred Expense
DeferredTaxLiabilitiesDeferredExpense
545000 USD
CY2021Q4 us-gaap Deferred Tax Liabilities Financing Arrangements
DeferredTaxLiabilitiesFinancingArrangements
-0 USD
CY2020Q4 us-gaap Deferred Tax Liabilities Financing Arrangements
DeferredTaxLiabilitiesFinancingArrangements
10057000 USD
CY2021Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
96799000 USD
CY2020Q4 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
73539000 USD
CY2021Q4 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
26972000 USD
CY2020Q4 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
25115000 USD
CY2021Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
22700000 USD
CY2020Q4 us-gaap Deferred Tax Assets Valuation Allowance
DeferredTaxAssetsValuationAllowance
31700000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
577000 USD
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
513000 USD
CY2021 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
33000 USD
CY2020 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
0 USD
CY2021 atlc Unrecognized Tax Benefits Decrease Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreaseResultingFromPriorPeriodTaxPositions
26000 USD
CY2020 us-gaap Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
48000 USD
CY2021 us-gaap Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
107000 USD
CY2020 us-gaap Unrecognized Tax Benefits Increases Resulting From Current Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromCurrentPeriodTaxPositions
82000 USD
CY2021 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
31000 USD
CY2020 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
30000 USD
CY2021Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
708000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
577000 USD
CY2021Q4 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
700000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
600000 USD
CY2021 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
15.30
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
2017969
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
6.74
CY2021 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P1Y2M12D
CY2021 us-gaap Net Income Loss
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177902000 USD
CY2020 us-gaap Net Income Loss
NetIncomeLoss
94120000 USD
CY2021 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
22363000 USD
CY2020 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
17070000 USD
CY2021 us-gaap Net Income Loss Available To Common Stockholders Basic
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155539000 USD
CY2020 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
77050000 USD
CY2021 atlc Net Income Loss Available To Common Stockholders Effect Of Dilutive Securities
NetIncomeLossAvailableToCommonStockholdersEffectOfDilutiveSecurities
2400000 USD
CY2020 atlc Net Income Loss Available To Common Stockholders Effect Of Dilutive Securities
NetIncomeLossAvailableToCommonStockholdersEffectOfDilutiveSecurities
2400000 USD
CY2021 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
157939000 USD
CY2020 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
79450000 USD
CY2021 us-gaap Weighted Average Number Of Shares Outstanding Basic
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15074000
CY2020 us-gaap Weighted Average Number Of Shares Outstanding Basic
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14486000
CY2021 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
5824000
CY2020 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
5616000
CY2021 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
20898000
CY2020 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
20102000
CY2021 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
10.32
CY2020 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
5.32
CY2021 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
7.56
CY2020 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.95
CY2021 us-gaap Weighted Average Number Of Shares Restricted Stock
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312792
CY2020 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
431262
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
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0.0
CY2020 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
100000
CY2020 us-gaap Adjustment To Additional Paid In Capital Income Tax Effect From Share Based Compensation Net
AdjustmentToAdditionalPaidInCapitalIncomeTaxEffectFromShareBasedCompensationNet
0 USD
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
2423466
CY2020Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
4.41
CY2021 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
133850
CY2021 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
37.37
CY2021 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
526015
CY2021 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
3.58
CY2021 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod
13332
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
130311334 USD
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
1599199
CY2021Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
3.82
CY2021 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P0Y8M12D
CY2021Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
107945775 USD
CY2021 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
24.00
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
9.47
CY2021 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
1885000 USD
CY2020 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
1326000 USD
CY2021 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
13673000 USD
CY2020 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
5726000 USD
CY2021 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
834000 USD
CY2020 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested In Period Fair Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedInPeriodFairValue1
944000 USD
CY2021 atlc Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Amortization Period
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingAmortizationPeriod
P1Y7M6D
CY2021 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
274759 USD
CY2020 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
197214 USD
CY2021 atlc Employee Stock Purchase Plan Percent Of Wages Withheld Maximum
EmployeeStockPurchasePlanPercentOfWagesWithheldMaximum
0.10 pure
CY2021 atlc Employee Stock Purchase Plan Max Annual Contribution By Employees
EmployeeStockPurchasePlanMaxAnnualContributionByEmployees
10000 USD
CY2021 atlc Percent Of Purchase Price To Companys Common Stock On Last Day Of Offering Period
PercentOfPurchasePriceToCompanysCommonStockOnLastDayOfOfferingPeriod
0.85 pure
CY2021 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
79095 USD
CY2021 us-gaap Stock Issued During Period Shares Employee Stock Purchase Plans
StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans
2241
CY2020 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
106775 USD
CY2020 us-gaap Stock Issued During Period Shares Employee Stock Purchase Plans
StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans
9209
CY2020Q4 atlc Employee Stock Purchase Plan Shares Authorized
EmployeeStockPurchasePlanSharesAuthorized
100000
CY2021 atlc Employee Stock Purchase Plan Employer Expense During Period
EmployeeStockPurchasePlanEmployerExpenseDuringPeriod
28937 USD
CY2020 atlc Employee Stock Purchase Plan Employer Expense During Period
EmployeeStockPurchasePlanEmployerExpenseDuringPeriod
31748 USD
CY2021 atlc Related Party Transaction Percent Of Common Stock Purchase To Trigger Share Sale
RelatedPartyTransactionPercentOfCommonStockPurchaseToTriggerShareSale
0.50 pure

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