2023 Q2 Form 10-Q Financial Statement

#000143774923013342 Filed on May 09, 2023

View on sec.gov

Income Statement

Concept 2023 Q2 2023 Q1
Revenue $290.8M $261.0M
YoY Change 136.0% 13.58%
Cost Of Revenue $23.81M $24.34M
YoY Change -44.52% 7.32%
Gross Profit $267.0M $236.7M
YoY Change 232.47% 14.26%
Gross Profit Margin 91.81% 90.68%
Selling, General & Admin $25.12M $21.01M
YoY Change -17.19% -34.34%
% of Gross Profit 9.41% 8.88%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $852.0K $844.0K
YoY Change -42.59% -55.95%
% of Gross Profit 0.32% 0.36%
Operating Expenses $32.97M $28.57M
YoY Change -12.73% -39.69%
Operating Profit $234.1M $208.1M
YoY Change 450.2% 30.26%
Interest Expense $24.22M $24.23M
YoY Change 27.95% 39.2%
% of Operating Profit 10.35% 11.64%
Other Income/Expense, Net $87.00K $59.00K
YoY Change -63.6% -3.28%
Pretax Income $32.01M $34.08M
YoY Change -24.75% -9.44%
Income Tax $7.199M $8.188M
% Of Pretax Income 22.49% 24.02%
Net Earnings $25.09M $26.21M
YoY Change -26.26% -41.76%
Net Earnings / Revenue 8.63% 10.04%
Basic Earnings Per Share $1.30 $1.38
Diluted Earnings Per Share $1.02 $1.08
COMMON SHARES
Basic Shares Outstanding 14.46M 14.45M
Diluted Shares Outstanding 18.96M 18.98M

Balance Sheet

Concept 2023 Q2 2023 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $342.6M $389.8M
YoY Change 8.31% 4.38%
Cash & Equivalents $394.4M $434.5M
Short-Term Investments
Other Short-Term Assets $25.82M $28.00M
YoY Change -7.86% 50.86%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $368.4M $417.8M
YoY Change 6.99% 6.58%
LONG-TERM ASSETS
Property, Plant & Equipment $12.55M $12.16M
YoY Change -34.15% 78.33%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $51.79M $44.68M
YoY Change 3.6% 39.58%
Total Long-Term Assets $2.086B $1.957B
YoY Change 17.73% 27.97%
TOTAL ASSETS
Total Short-Term Assets $368.4M $417.8M
Total Long-Term Assets $2.086B $1.957B
Total Assets $2.455B $2.375B
YoY Change 15.98% 23.61%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $47.47M $42.01M
YoY Change 1.06% -17.48%
Accrued Expenses $20.54M $20.36M
YoY Change 3.94% 728.77%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $143.7M $131.2M
YoY Change 25.54% 36.03%
LONG-TERM LIABILITIES
Long-Term Debt $1.810B $1.759B
YoY Change 15.04% 24.59%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $1.810B $1.759B
YoY Change 15.04% 24.59%
TOTAL LIABILITIES
Total Short-Term Liabilities $143.7M $131.2M
Total Long-Term Liabilities $1.810B $1.759B
Total Liabilities $1.953B $1.891B
YoY Change 15.82% 25.32%
SHAREHOLDERS EQUITY
Retained Earnings $255.7M $230.6M
YoY Change 102.61%
Common Stock $107.6M $115.8M
YoY Change -27.74%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $363.3M $346.4M
YoY Change
Total Liabilities & Shareholders Equity $2.455B $2.375B
YoY Change 15.98% 23.61%

Cashflow Statement

Concept 2023 Q2 2023 Q1
OPERATING ACTIVITIES
Net Income $25.09M $26.21M
YoY Change -26.26% -41.76%
Depreciation, Depletion And Amortization $852.0K $844.0K
YoY Change -42.59% -55.95%
Cash From Operating Activities $108.1M $101.7M
YoY Change 50.42% 25.94%
INVESTING ACTIVITIES
Capital Expenditures $1.033M $2.765M
YoY Change -296.76% -3738.16%
Acquisitions
YoY Change
Other Investing Activities -$186.9M -$50.67M
YoY Change -25.51% -50.6%
Cash From Investing Activities -$188.0M -$53.43M
YoY Change -25.25% -47.94%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net $95.28M
YoY Change 82.99%
Cash From Financing Activities 39.79M -$46.95M
YoY Change -71.68% -40.76%
NET CHANGE
Cash From Operating Activities 108.1M $101.7M
Cash From Investing Activities -188.0M -$53.43M
Cash From Financing Activities 39.79M -$46.95M
Net Change In Cash -40.11M $1.320M
YoY Change 2.49% -101.3%
FREE CASH FLOW
Cash From Operating Activities $108.1M $101.7M
Capital Expenditures $1.033M $2.765M
Free Cash Flow $107.1M $98.93M
YoY Change 47.9% 22.4%

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CY2022Q1 us-gaap Share Based Compensation
ShareBasedCompensation
1111000 usd
CY2023Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
180000 usd
CY2022Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
2635000 usd
CY2023Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
49211000 usd
CY2022Q1 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
45363000 usd
CY2023Q1 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
8156000 usd
CY2022Q1 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-7177000 usd
CY2023Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-1866000 usd
CY2022Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
9499000 usd
CY2023Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
836000 usd
CY2022Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
131000 usd
CY2023Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
101698000 usd
CY2022Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
80749000 usd
CY2023Q1 us-gaap Proceeds From Sale And Collection Of Receivables
ProceedsFromSaleAndCollectionOfReceivables
16380000 usd
CY2022Q1 us-gaap Proceeds From Sale And Collection Of Receivables
ProceedsFromSaleAndCollectionOfReceivables
5460000 usd
CY2023Q1 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
545464000 usd
CY2022Q1 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
563313000 usd
CY2023Q1 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
478419000 usd
CY2022Q1 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
455298000 usd
CY2023Q1 atlc Payments For Purchases And Development Of Property Net Of Disposals
PaymentsForPurchasesAndDevelopmentOfPropertyNetOfDisposals
2765000 usd
CY2022Q1 atlc Payments For Purchases And Development Of Property Net Of Disposals
PaymentsForPurchasesAndDevelopmentOfPropertyNetOfDisposals
76000 usd
CY2023Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-53430000 usd
CY2022Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-102631000 usd
CY2023Q1 us-gaap Proceeds From Minority Shareholders
ProceedsFromMinorityShareholders
4000 usd
CY2022Q1 us-gaap Proceeds From Minority Shareholders
ProceedsFromMinorityShareholders
4000 usd
CY2023Q1 atlc Proceeds From Issuance Of Preferred Stock And Preference Stock Net
ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet
1069000 usd
CY2022Q1 atlc Proceeds From Issuance Of Preferred Stock And Preference Stock Net
ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet
0 usd
CY2023Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
6253000 usd
CY2022Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
6016000 usd
CY2023Q1 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
19000 usd
CY2022Q1 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
2788000 usd
CY2023Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1976000 usd
CY2022Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
65214000 usd
CY2023Q1 us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
55464000 usd
CY2022Q1 us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
41247000 usd
CY2023Q1 us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
95278000 usd
CY2022Q1 us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
52068000 usd
CY2023Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-46951000 usd
CY2022Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-79259000 usd
CY2023Q1 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
3000 usd
CY2022Q1 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-10000 usd
CY2023Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
1320000 usd
CY2022Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-101151000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
433192000 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
506628000 usd
CY2023Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
434512000 usd
CY2022Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
405477000 usd
CY2023Q1 us-gaap Interest Paid Net
InterestPaidNet
23103000 usd
CY2022Q1 us-gaap Interest Paid Net
InterestPaidNet
16199000 usd
CY2023Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
32000 usd
CY2022Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
56000 usd
CY2023Q1 atlc Change In Accrued And Unpaid Preferred Dividends
ChangeInAccruedAndUnpaidPreferredDividends
-85000 usd
CY2022Q1 atlc Change In Accrued And Unpaid Preferred Dividends
ChangeInAccruedAndUnpaidPreferredDividends
115000 usd
CY2023Q1 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
65000000.0 usd
CY2022Q1 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
56500000 usd
CY2023Q1 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
18200000 usd
CY2022Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
16200000 usd
CY2023Q1 atlc Weighted Average Remaining Accretion Period Of Deferred Revenue
WeightedAverageRemainingAccretionPeriodOfDeferredRevenue
P27M
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
57200000 usd
CY2022Q1 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
100000 usd
CY2022Q1 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
400000 usd
CY2022Q1 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
300000 usd
CY2022Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
1600000 usd
CY2022Q1 atlc Financing Receivable Modified Number Of Contracts
FinancingReceivableModifiedNumberOfContracts
84878 pure
CY2022Q1 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
89500000 usd
CY2023Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.238 pure
CY2022Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
-0.188 pure
CY2023Q1 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Accrued
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued
-900000 usd
CY2023Q1 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
1947000 usd
CY2022Q1 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
65214000 usd
CY2023Q1 atlc Operating Lease Net Lease Payments Due Year Two
OperatingLeaseNetLeasePaymentsDueYearTwo
2652000 usd
CY2023Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
2512000 usd
CY2023Q1 us-gaap Lessor Operating Lease Payments To Be Received Three Years
LessorOperatingLeasePaymentsToBeReceivedThreeYears
-0 usd
CY2023Q1 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
6924000 usd
CY2022Q1 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
10266000 usd
CY2023Q1 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
209701000 usd
CY2023Q1 atlc Fees And Related Income On Earning Assets
FeesAndRelatedIncomeOnEarningAssets
44357000 usd
CY2023Q1 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
6924000 usd
CY2023Q1 us-gaap Noninterest Income
NoninterestIncome
59000 usd
CY2023Q1 us-gaap Revenues
Revenues
261041000 usd
CY2023Q1 us-gaap Interest Expense
InterestExpense
24234000 usd
CY2023Q1 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
704000 usd
CY2023Q1 atlc Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value
IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue
-149822000 usd
CY2023Q1 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
86281000 usd
CY2023Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
34082000 usd
CY2023Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
8188000 usd
CY2023Q1 us-gaap Assets
Assets
2375295000 usd
CY2022Q1 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
164806000 usd
CY2022Q1 atlc Fees And Related Income On Earning Assets
FeesAndRelatedIncomeOnEarningAssets
54698000 usd
CY2022Q1 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
10266000 usd
CY2022Q1 us-gaap Noninterest Income
NoninterestIncome
61000 usd
CY2022Q1 us-gaap Revenues
Revenues
229831000 usd
CY2022Q1 us-gaap Interest Expense
InterestExpense
17410000 usd
CY2022Q1 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
147000 usd
CY2022Q1 atlc Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value
IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue
-104680000 usd
CY2022Q1 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
107594000 usd
CY2022Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
37634000 usd
CY2022Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-7121000 usd
CY2022Q1 us-gaap Assets
Assets
1921637000 usd
CY2023Q1 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
72354
CY2022Q1 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
1005212
CY2022Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1817976000 usd
CY2021Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1026424000 usd
CY2023Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
-42061000 usd
CY2022Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
3372000 usd
CY2023Q1 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Principal Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalWriteOffs
130175000 usd
CY2022Q1 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Principal Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalWriteOffs
68797000 usd
CY2023Q1 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees
219668000 usd
CY2022Q1 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees
194567000 usd
CY2023Q1 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetWriteOffs
61708000 usd
CY2022Q1 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetWriteOffs
32511000 usd
CY2023Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
516523000 usd
CY2022Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
537573000 usd
CY2023Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
608756000 usd
CY2022Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
563104000 usd
CY2023Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1795589000 usd
CY2022Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1405765000 usd
CY2023Q1 us-gaap Line Of Credit
LineOfCredit
1591420000 usd
CY2023Q1 us-gaap Secured Debt
SecuredDebt
23155000 usd
CY2023Q1 us-gaap Convertible Debt Fair Value Disclosures
ConvertibleDebtFairValueDisclosures
144743000 usd
CY2022Q4 us-gaap Line Of Credit
LineOfCredit
1630111000 usd
CY2022Q4 us-gaap Secured Debt
SecuredDebt
23195000 usd
CY2022Q4 us-gaap Convertible Debt Fair Value Disclosures
ConvertibleDebtFairValueDisclosures
144385000 usd
CY2023Q1 atlc Operating Leases Net Lease Payments Remainder Of Fiscal Year
OperatingLeasesNetLeasePaymentsRemainderOfFiscalYear
1486000 usd
CY2023Q1 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
2813000 usd
CY2023Q1 us-gaap Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
-0 usd
CY2023Q1 atlc Operating Lease Net Lease Payments Due Year One
OperatingLeaseNetLeasePaymentsDueYearOne
2813000 usd
CY2023Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
2652000 usd
CY2023Q1 us-gaap Lessor Operating Lease Payments To Be Received Two Years
LessorOperatingLeasePaymentsToBeReceivedTwoYears
-0 usd
CY2023Q1 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1723900000 usd
CY2022Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1756000000.0 usd
CY2023Q1 us-gaap Operating Lease Cost
OperatingLeaseCost
639000 usd
CY2022Q1 us-gaap Operating Lease Cost
OperatingLeaseCost
1724000 usd
CY2023Q1 us-gaap Sublease Income
SubleaseIncome
24000 usd
CY2022Q1 us-gaap Sublease Income
SubleaseIncome
1302000 usd
CY2023Q1 us-gaap Lease Cost
LeaseCost
615000 usd
CY2022Q1 us-gaap Lease Cost
LeaseCost
422000 usd
CY2023Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
180000 usd
CY2022Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
2635000 usd
CY2023Q1 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P134M
CY2023Q1 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.065 pure
CY2023Q1 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
1502000 usd
CY2023Q1 us-gaap Lessor Operating Lease Payments To Be Received Remainder Of Fiscal Year
LessorOperatingLeasePaymentsToBeReceivedRemainderOfFiscalYear
16000 usd
CY2023Q1 atlc Operating Lease Net Lease Payments Due Year Three
OperatingLeaseNetLeasePaymentsDueYearThree
2512000 usd
CY2023Q1 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
2476000 usd
CY2023Q1 us-gaap Lessor Operating Lease Payments To Be Received Four Years
LessorOperatingLeasePaymentsToBeReceivedFourYears
-0 usd
CY2023Q1 atlc Operating Leases Net Lease Payments Due Year Four
OperatingLeasesNetLeasePaymentsDueYearFour
2476000 usd
CY2023Q1 atlc Lessee Operating Lease Liability To Be Paid After Year Four
LesseeOperatingLeaseLiabilityToBePaidAfterYearFour
17338000 usd
CY2023Q1 atlc Lessor Operating Lease Payment To Be Received After Year Four
LessorOperatingLeasePaymentToBeReceivedAfterYearFour
-0 usd
CY2023Q1 atlc Operating Lease Net Lease Payments Due After Year Four
OperatingLeaseNetLeasePaymentsDueAfterYearFour
17338000 usd
CY2023Q1 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
29293000 usd
CY2023Q1 us-gaap Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
16000 usd
CY2023Q1 atlc Operating Leases Net Lease Payments Due Total
OperatingLeasesNetLeasePaymentsDueTotal
29277000 usd
CY2023Q1 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
8930000 usd
CY2023Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
20363000 usd
CY2023Q1 atlc Notes Payable Gross
NotesPayableGross
1627000000.0 usd
CY2022Q4 atlc Notes Payable Gross
NotesPayableGross
1666900000 usd
CY2023Q1 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
12400000 usd
CY2022Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
13600000 usd
CY2023Q1 us-gaap Notes Payable
NotesPayable
1614600000 usd
CY2022Q4 us-gaap Notes Payable
NotesPayable
1653300000 usd
CY2019Q4 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
200000000.0 usd
CY2019Q4 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0491 pure
CY2020Q3 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
100000000.0 usd
CY2020Q3 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2020Q3 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0547 pure
CY2020Q4 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
250000000.0 usd
CY2020Q4 atlc Asset Backed Securities Term Of Revolving Structure
AssetBackedSecuritiesTermOfRevolvingStructure
P41M
CY2020Q4 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2020Q4 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.041 pure
CY2021Q2 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
300000000.0 usd
CY2021Q2 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0424 pure
CY2021Q3 atlc Asset Backed Securities Term Of Revolving Structure
AssetBackedSecuritiesTermOfRevolvingStructure
P24M
CY2021Q4 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
300000000.0 usd
CY2021Q4 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2021Q4 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.0353 pure
CY2022Q3 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
100000000.0 usd
CY2022Q3 atlc Asset Backed Securities Term Of Revolving Structure
AssetBackedSecuritiesTermOfRevolvingStructure
P3Y
CY2022Q3 atlc Asset Backed Securities Term Of Revolving Structure Subsequent Amortization Period
AssetBackedSecuritiesTermOfRevolvingStructureSubsequentAmortizationPeriod
P18M
CY2022Q3 atlc Asset Backed Securities Weighted Average Interest Rate
AssetBackedSecuritiesWeightedAverageInterestRate
0.073 pure
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
26212000 usd
CY2022Q1 us-gaap Net Income Loss
NetIncomeLoss
45010000 usd
CY2023Q1 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
6227000 usd
CY2022Q1 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
6206000 usd
CY2023Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
19985000 usd
CY2022Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
38804000 usd
CY2023Q1 atlc Net Income Loss Available To Common Stockholders Effect Of Dilutive Securities
NetIncomeLossAvailableToCommonStockholdersEffectOfDilutiveSecurities
592000 usd
CY2022Q1 atlc Net Income Loss Available To Common Stockholders Effect Of Dilutive Securities
NetIncomeLossAvailableToCommonStockholdersEffectOfDilutiveSecurities
592000 usd
CY2023Q1 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
20577000 usd
CY2022Q1 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
39396000 usd
CY2023Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
14475000
CY2022Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
14821000
CY2023Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
4506000
CY2022Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
5238000
CY2023Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
18981000
CY2022Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
20059000
CY2023Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.38
CY2022Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.62
CY2023Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.08
CY2022Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.96
CY2023Q1 atlc Weighted Average Number Of Shares Unvested Sharebased Payment Awards Basic
WeightedAverageNumberOfSharesUnvestedSharebasedPaymentAwardsBasic
188384
CY2022Q1 atlc Weighted Average Number Of Shares Unvested Sharebased Payment Awards Basic
WeightedAverageNumberOfSharesUnvestedSharebasedPaymentAwardsBasic
100331
CY2023Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
100000
CY2022Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0
CY2023Q1 atlc Sharebased Compensation Tax Charges To Additional Paid In Capital From Exercise And Vesting
SharebasedCompensationTaxChargesToAdditionalPaidInCapitalFromExerciseAndVesting
0 usd
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
802163
CY2022Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
12.23
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2023Q1 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2023Q1 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
1258
CY2023Q1 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
15.30
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod
999
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
15.30
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
799906
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
12.22
CY2023Q1 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P1Y3M18D
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
13299303 usd
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
688544
CY2023Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
9.25
CY2023Q1 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P1Y
CY2023Q1 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
12840335 usd
CY2023Q1 atlc Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Amortization Period
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingAmortizationPeriod
P0Y10M24D

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