2024 Q1 Form 10-K Financial Statement

#000143774924006440 Filed on March 04, 2024

View on sec.gov

Income Statement

Concept 2024 Q1 2023 Q4 2023
Revenue $290.7M $125.0M $1.156B
YoY Change 11.36% 16.96% 10.41%
Cost Of Revenue $26.82M $59.23M $100.6M
YoY Change 10.22% 23.43% 5.44%
Gross Profit $263.9M $65.79M $1.055B
YoY Change 11.48% 11.69% 10.91%
Gross Profit Margin 90.77% 52.63% 91.29%
Selling, General & Admin $23.74M $26.24M $96.33M
YoY Change 12.99% 20.82% -8.67%
% of Gross Profit 9.0% 39.89% 9.13%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.251M $1.243M $2.600M
YoY Change 48.22% 64.85% 18.18%
% of Gross Profit 0.47% 1.89% 0.25%
Operating Expenses $36.83M $35.09M $127.8M
YoY Change 28.92% 20.48% -10.83%
Operating Profit $227.1M $30.71M $927.5M
YoY Change 9.09% 3.1% 14.76%
Interest Expense $35.06M $109.3M
YoY Change 44.69% 33.59%
% of Operating Profit 15.44% 11.79%
Other Income/Expense, Net $532.0K $630.0K
YoY Change 801.69% -22.13%
Pretax Income $32.82M $30.71M $128.6M
YoY Change -3.7% 3.1% -13.88%
Income Tax $7.002M $4.432M $26.60M
% Of Pretax Income 21.33% 14.43% 20.69%
Net Earnings $26.17M $19.96M $102.8M
YoY Change -0.16% 12.95% -24.15%
Net Earnings / Revenue 9.0% 15.97% 8.9%
Basic Earnings Per Share $1.35 $5.35
Diluted Earnings Per Share $1.09 $1.06 $4.24
COMMON SHARES
Basic Shares Outstanding 14.61M 14.59M 14.50M
Diluted Shares Outstanding 18.72M 18.88M

Balance Sheet

Concept 2024 Q1 2023 Q4 2023
SHORT-TERM ASSETS
Cash & Short-Term Investments $444.8M $339.3M $339.3M
YoY Change 14.1% -11.86% -11.86%
Cash & Equivalents $482.3M $383.7M $339.3M
Short-Term Investments
Other Short-Term Assets $31.96M $27.85M $27.85M
YoY Change 14.17% 1.59% 1.59%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $476.8M $367.2M $367.2M
YoY Change 14.11% -10.96% -10.96%
LONG-TERM ASSETS
Property, Plant & Equipment $10.86M $11.45M $22.76M
YoY Change -10.73% 14.3% 4.4%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $37.49M $44.32M $44.32M
YoY Change -16.08% -8.08% -8.08%
Total Long-Term Assets $2.310B $2.339B $2.339B
YoY Change 18.03% 18.42% 18.42%
TOTAL ASSETS
Total Short-Term Assets $476.8M $367.2M $367.2M
Total Long-Term Assets $2.310B $2.339B $2.339B
Total Assets $2.787B $2.706B $2.706B
YoY Change 17.34% 13.34% 13.34%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $59.17M $61.63M $61.63M
YoY Change 40.87% 39.03% 39.03%
Accrued Expenses $20.03M $20.18M $20.18M
YoY Change -1.62% 0.34% 0.34%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $172.1M $167.6M $167.6M
YoY Change 31.14% 33.97% 33.97%
LONG-TERM LIABILITIES
Long-Term Debt $2.062B $2.006B $2.006B
YoY Change 17.18% 11.6% 11.6%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $2.062B $2.006B $2.006B
YoY Change 17.18% 11.6% 11.6%
TOTAL LIABILITIES
Total Short-Term Liabilities $172.1M $167.6M $167.6M
Total Long-Term Liabilities $2.062B $2.006B $2.006B
Total Liabilities $2.234B $2.174B $2.172B
YoY Change 18.15% 13.05% 13.01%
SHAREHOLDERS EQUITY
Retained Earnings $327.1M $307.3M
YoY Change 41.85% 50.31%
Common Stock $88.88M $87.42M
YoY Change -23.24% -28.35%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $416.0M $394.7M $534.9M
YoY Change
Total Liabilities & Shareholders Equity $2.787B $2.706B $2.706B
YoY Change 17.34% 13.34% 13.34%

Cashflow Statement

Concept 2024 Q1 2023 Q4 2023
OPERATING ACTIVITIES
Net Income $26.17M $19.96M $102.8M
YoY Change -0.16% 12.95% -24.15%
Depreciation, Depletion And Amortization $1.251M $1.243M $2.600M
YoY Change 48.22% 64.85% 18.18%
Cash From Operating Activities $118.8M $132.6M $459.3M
YoY Change 16.81% 31.97% 32.7%
INVESTING ACTIVITIES
Capital Expenditures $64.00K $92.00K $3.992M
YoY Change -97.69% -97.41% -17.72%
Acquisitions
YoY Change
Other Investing Activities -$67.47M -$211.1M -$668.2M
YoY Change 33.17% 38.17% -1.14%
Cash From Investing Activities -$67.54M -$211.2M -$672.2M
YoY Change 26.4% 35.09% -1.26%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $17.67M
YoY Change -80.14%
Debt Paid & Issued, Net $108.7M $753.9M
YoY Change 14.04% 143.38%
Cash From Financing Activities $47.39M 62.14M $163.3M
YoY Change -200.93% -39.27% -37.48%
NET CHANGE
Cash From Operating Activities $118.8M 132.6M $459.3M
Cash From Investing Activities -$67.54M -211.2M -$672.2M
Cash From Financing Activities $47.39M 62.14M $163.3M
Net Change In Cash $98.65M -16.44M -$49.54M
YoY Change 7373.48% -135.38% -32.54%
FREE CASH FLOW
Cash From Operating Activities $118.8M $132.6M $459.3M
Capital Expenditures $64.00K $92.00K $3.992M
Free Cash Flow $118.7M $132.5M $455.3M
YoY Change 20.01% 36.71% 33.42%

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ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
101954000 usd
CY2023Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
392417000 usd
CY2023 us-gaap Profit Loss
ProfitLoss
101954000 usd
CY2022 us-gaap Profit Loss
ProfitLoss
134612000 usd
CY2023 us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
4043000 usd
CY2022 us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
4848000 usd
CY2023 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
2152000 usd
CY2022 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
1252000 usd
CY2023 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
37825000 usd
CY2022 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
20975000 usd
CY2023 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
146880000 usd
CY2022 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
137179000 usd
CY2023 atlc Unrealized Gain On Loans And Fees Receivable And Underlying Notes Payable Held At Fair Value
UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue
-689577000 usd
CY2022 atlc Unrealized Gain On Loans And Fees Receivable And Underlying Notes Payable Held At Fair Value
UnrealizedGainOnLoansAndFeesReceivableAndUnderlyingNotesPayableHeldAtFairValue
-577069000 usd
CY2023 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-7179000 usd
CY2022 us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-5101000 usd
CY2023 us-gaap Share Based Compensation
ShareBasedCompensation
3783000 usd
CY2022 us-gaap Share Based Compensation
ShareBasedCompensation
4167000 usd
CY2023 us-gaap Operating Lease Payments
OperatingLeasePayments
1871000 usd
CY2022 us-gaap Operating Lease Payments
OperatingLeasePayments
4053000 usd
CY2023 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
247353000 usd
CY2022 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
252704000 usd
CY2023 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-12688000 usd
CY2022 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-10563000 usd
CY2023 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
18414000 usd
CY2022 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
4260000 usd
CY2023 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-3182000 usd
CY2022 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
155000 usd
CY2023 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
459317000 usd
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
347630000 usd
CY2023 us-gaap Proceeds From Sale And Collection Of Receivables
ProceedsFromSaleAndCollectionOfReceivables
51578000 usd
CY2022 us-gaap Proceeds From Sale And Collection Of Receivables
ProceedsFromSaleAndCollectionOfReceivables
32361000 usd
CY2023 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
2516359000 usd
CY2022 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
2546127000 usd
CY2023 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
1796570000 usd
CY2022 us-gaap Proceeds From Principal Repayments On Loans And Leases Held For Investment
ProceedsFromPrincipalRepaymentsOnLoansAndLeasesHeldForInvestment
1836333000 usd
CY2023 atlc Payments For Purchases And Development Of Property Net Of Disposals
PaymentsForPurchasesAndDevelopmentOfPropertyNetOfDisposals
3992000 usd
CY2022 atlc Payments For Purchases And Development Of Property Net Of Disposals
PaymentsForPurchasesAndDevelopmentOfPropertyNetOfDisposals
4852000 usd
CY2023 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-672203000 usd
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-682285000 usd
CY2023 us-gaap Proceeds From Minority Shareholders
ProceedsFromMinorityShareholders
4000 usd
CY2022 us-gaap Proceeds From Minority Shareholders
ProceedsFromMinorityShareholders
114000 usd
CY2023 atlc Proceeds From Issuance Of Preferred Stock And Preference Stock Net
ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet
1118000 usd
CY2022 atlc Proceeds From Issuance Of Preferred Stock And Preference Stock Net
ProceedsFromIssuanceOfPreferredStockAndPreferenceStockNet
437000 usd
CY2023 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
24910000 usd
CY2022 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
24793000 usd
CY2023 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
3405000 usd
CY2022 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
3731000 usd
CY2023 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
17673000 usd
CY2022 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
89008000 usd
CY2023 us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
955278000 usd
CY2022 us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
680527000 usd
CY2023 us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
753877000 usd
CY2022 us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
309753000 usd
CY2023 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
163345000 usd
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
261255000 usd
CY2023 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
2000 usd
CY2022 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-36000 usd
CY2023 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-49539000 usd
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-73436000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
433192000 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
506628000 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
383653000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
433192000 usd
CY2023 us-gaap Interest Paid Net
InterestPaidNet
99450000 usd
CY2022 us-gaap Interest Paid Net
InterestPaidNet
75357000 usd
CY2023 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1467000 usd
CY2022 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
4248000 usd
CY2023 atlc Adjustments To Additional Paid In Capital Accretion Of Discount From Equity Issuance Of Subsidiary
AdjustmentsToAdditionalPaidInCapitalAccretionOfDiscountFromEquityIssuanceOfSubsidiary
-300000 usd
CY2022 atlc Adjustments To Additional Paid In Capital Accretion Of Discount From Equity Issuance Of Subsidiary
AdjustmentsToAdditionalPaidInCapitalAccretionOfDiscountFromEquityIssuanceOfSubsidiary
-300000 usd
CY2023 atlc Change In Accrued And Unpaid Preferred Dividends
ChangeInAccruedAndUnpaidPreferredDividends
4000 usd
CY2022 atlc Change In Accrued And Unpaid Preferred Dividends
ChangeInAccruedAndUnpaidPreferredDividends
1000 usd
us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
233600000 usd
CY2022 us-gaap Payments To Acquire Loans And Leases Held For Investment
PaymentsToAcquireLoansAndLeasesHeldForInvestment
214700000 usd
CY2023Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
17900000 usd
CY2022Q4 us-gaap Financing Receivable Deferred Income
FinancingReceivableDeferredIncome
16200000 usd
CY2023 atlc Weighted Average Remaining Accretion Period Of Deferred Revenue
WeightedAverageRemainingAccretionPeriodOfDeferredRevenue
P26M
CY2022 atlc Weighted Average Remaining Accretion Period Of Deferred Revenue
WeightedAverageRemainingAccretionPeriodOfDeferredRevenue
P27M
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
57200000 usd
CY2022 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
1300000 usd
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
2600000 usd
CY2022 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
1300000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
1600000 usd
CY2023 us-gaap Asset Impairment Charges
AssetImpairmentCharges
0 usd
CY2023 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
2152000 usd
CY2023 atlc Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value
IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue
-689577000 usd
CY2023 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
354805000 usd
CY2023 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
128558000 usd
CY2023 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
37348000 usd
CY2022 us-gaap Revenue From Contract With Customer Including Assessed Tax
RevenueFromContractWithCustomerIncludingAssessedTax
42798000 usd
CY2023 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
879123000 usd
CY2023 atlc Fees And Related Income On Earning Assets
FeesAndRelatedIncomeOnEarningAssets
238775000 usd
CY2023 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
37348000 usd
CY2023 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
1155246000 usd
CY2023 us-gaap Noninterest Income
NoninterestIncome
630000 usd
CY2023 us-gaap Revenues
Revenues
1155876000 usd
CY2023 us-gaap Interest Expense
InterestExpense
109342000 usd
CY2023 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
26604000 usd
CY2023Q4 us-gaap Assets
Assets
2706445000 usd
CY2022 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
786235000 usd
CY2022 atlc Fees And Related Income On Earning Assets
FeesAndRelatedIncomeOnEarningAssets
217071000 usd
CY2022 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
42798000 usd
CY2022 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
1046104000 usd
CY2022 us-gaap Noninterest Income
NoninterestIncome
809000 usd
CY2022 us-gaap Revenues
Revenues
1046913000 usd
CY2022 us-gaap Interest Expense
InterestExpense
81851000 usd
CY2022 atlc Provision For Losses On Loans And Fees Receivable Recorded At Net Realizable Value
ProvisionForLossesOnLoansAndFeesReceivableRecordedAtNetRealizableValue
1252000 usd
CY2022 atlc Increase Decrease In Fair Value Of Loans And Fees Receivable Recorded At Fair Value
IncreaseDecreaseInFairValueOfLoansAndFeesReceivableRecordedAtFairValue
-577069000 usd
CY2022 us-gaap Revenues Net Of Interest Expense
RevenuesNetOfInterestExpense
386741000 usd
CY2022 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
149272000 usd
CY2022 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
14660000 usd
CY2022Q4 us-gaap Assets
Assets
2387814000 usd
CY2023 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
575156
CY2022 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
1674161
CY2023 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
17600000 usd
CY2022 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
88900000 usd
CY2022Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1817976000 usd
CY2021Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1026424000 usd
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
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CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1
32574000 usd
CY2023 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Principal Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalWriteOffs
538146000 usd
CY2022 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Principal Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPrincipalWriteOffs
367213000 usd
CY2023 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetWriteOffs
222455000 usd
CY2022 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Write Offs
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetWriteOffs
177282000 usd
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
2427095000 usd
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Purchases
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases
2466676000 usd
CY2023 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees
970006000 usd
CY2022 atlc Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Finance And Fees
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetFinanceAndFees
874749000 usd
CY2023 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
2351741000 usd
CY2022 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Settlements
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements
2287789000 usd
CY2023Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
2173759000 usd
CY2022Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
1817976000 usd
CY2023Q4 us-gaap Line Of Credit
LineOfCredit
1838647000 usd
CY2023Q4 us-gaap Secured Debt
SecuredDebt
23038000 usd
CY2023Q4 us-gaap Convertible Debt Fair Value Disclosures
ConvertibleDebtFairValueDisclosures
144453000 usd
CY2022Q4 us-gaap Line Of Credit
LineOfCredit
1630111000 usd
CY2022Q4 us-gaap Secured Debt
SecuredDebt
23195000 usd
CY2022Q4 us-gaap Convertible Debt Fair Value Disclosures
ConvertibleDebtFairValueDisclosures
144385000 usd
CY2023Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
18368000 usd
CY2022Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
14571000 usd
CY2023Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
6923000 usd
CY2022Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
4558000 usd
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
11445000 usd
CY2022Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
10013000 usd
CY2023 us-gaap Depreciation
Depreciation
2600000 usd
CY2022 us-gaap Depreciation
Depreciation
2200000 usd
CY2023Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
2099000000 usd
CY2022Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1756000000 usd
CY2023 us-gaap Operating Lease Cost
OperatingLeaseCost
2558000 usd
CY2022 us-gaap Operating Lease Cost
OperatingLeaseCost
4431000 usd
CY2023 us-gaap Sublease Income
SubleaseIncome
96000 usd
CY2022 us-gaap Sublease Income
SubleaseIncome
2165000 usd
CY2023 us-gaap Lease Cost
LeaseCost
2462000 usd
CY2022 us-gaap Lease Cost
LeaseCost
2266000 usd
CY2023 us-gaap Operating Lease Payments
OperatingLeasePayments
1871000 usd
CY2022 us-gaap Operating Lease Payments
OperatingLeasePayments
4053000 usd
CY2023Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P122M
CY2022Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P133M
CY2023Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.066 pure
CY2022Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.065 pure
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
2948000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
40000 usd
CY2023Q4 atlc Operating Lease Net Lease Payments Due Year One
OperatingLeaseNetLeasePaymentsDueYearOne
2908000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
2807000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received Two Years
LessorOperatingLeasePaymentsToBeReceivedTwoYears
-0 usd
CY2023Q4 atlc Operating Lease Net Lease Payments Due Year Two
OperatingLeaseNetLeasePaymentsDueYearTwo
2807000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
2672000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received Three Years
LessorOperatingLeasePaymentsToBeReceivedThreeYears
-0 usd
CY2023Q4 atlc Operating Lease Net Lease Payments Due Year Three
OperatingLeaseNetLeasePaymentsDueYearThree
2672000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
2555000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received Four Years
LessorOperatingLeasePaymentsToBeReceivedFourYears
-0 usd
CY2023Q4 atlc Operating Leases Net Lease Payments Due Year Four
OperatingLeasesNetLeasePaymentsDueYearFour
2555000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
2536000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received Five Years
LessorOperatingLeasePaymentsToBeReceivedFiveYears
-0 usd
CY2023Q4 atlc Operating Leases Net Lease Payments Due Year Five
OperatingLeasesNetLeasePaymentsDueYearFive
2536000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
14848000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received Thereafter
LessorOperatingLeasePaymentsToBeReceivedThereafter
-0 usd
CY2023Q4 atlc Operating Lease Net Lease Payments Due After Year Five
OperatingLeaseNetLeasePaymentsDueAfterYearFive
14848000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
28366000 usd
CY2023Q4 us-gaap Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
40000 usd
CY2023Q4 atlc Operating Leases Net Lease Payments Due Total
OperatingLeasesNetLeasePaymentsDueTotal
28326000 usd
CY2023Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
8186000 usd
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
20180000 usd
CY2023Q4 atlc Notes Payable Gross
NotesPayableGross
1881100000 usd
CY2022Q4 atlc Notes Payable Gross
NotesPayableGross
1666900000 usd
CY2023Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
19400000 usd
CY2022Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
13600000 usd
CY2023Q4 us-gaap Notes Payable
NotesPayable
1861700000 usd
CY2022Q4 us-gaap Notes Payable
NotesPayable
1653300000 usd
CY2019Q4 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
200000000 usd
CY2019Q4 atlc Asset Backed Securities Weighted Average Interest Rate
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CY2023 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
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CY2023 atlc Employee Stock Purchase Plan Percent Of Wages Withheld Maximum
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CY2023 us-gaap Stock Issued During Period Shares Employee Stock Purchase Plans
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CY2022 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
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CY2022 us-gaap Stock Issued During Period Shares Employee Stock Purchase Plans
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CY2023 atlc Related Party Transaction Percent Of Common Stock Purchase To Trigger Share Sale
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0.50 pure

Files In Submission

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