Bank of America Corp (NYSE: BAC) is a bank holding company and financial holding company incorporated in Delaware that provides banking, investing, asset management, and financial and risk management products and services. It generates revenue through net interest income on loans and deposits, fees on investment and asset management services, trading and markets activity, and transaction-based charges across its business segments. Headquartered at the Bank of America Corporate Center, 100 North Tryon Street, Charlotte, North Carolina, the company serves individual consumers, small- and middle-market businesses, institutional investors, large corporations, and governments. The 10-K filed 2026-02-25 describes it as one of the world's largest financial institutions, placing it among a small group of U.S. universal banks that operate at global scale.

Revenue model

Revenue is generated through net interest income on lending and deposit-taking activities, fee-based income from asset management and investment services, trading revenue from capital markets activity, and service charges and transaction fees across consumer and institutional client segments.

Products and services

Banking products, investment products, asset management services, financial risk management products and services. The company also has preferred stock series (including Series E, GG, HH, Series 1, 2, 4, 5) and trust preferred securities (BAC Capital Trust XIII, BAC Capital Trust XIV) registered on exchanges as of the filing date.

Customers and end markets

Individual consumers, small- and middle-market businesses, institutional investors, large corporations, and governments, as stated in the 10-K filed 2026-02-25.

Value-chain role

Universal bank and financial intermediary. Acts as deposit-taker, lender, asset manager, capital markets intermediary, and risk management provider across retail and institutional segments.

Geographic exposure

Principal executive offices in Charlotte, North Carolina. The 10-K filed 2026-02-25 describes the company as one of the world's largest financial institutions, indicating international operations, but specific geographic revenue breakdowns are not supported by the provided excerpts.

Source: SEC 10-K, filed 2026-02-25

Industry: National Commercial Banks Peers: JPMorgan Chase & Co Citigroup Inc US Bancorp Wells Fargo & Co