$BAP
Market Cap:
$14.15 Billion
Financial Snapshot
Revenue
Gross Margin
Net Earnings
$9.876B
TTM
Current Assets
Current Liabilities
$9.061B
Q4 2024
Current Ratio
Total Assets
$256.2B
Q4 2024
Total Liabilities
$221.9B
Q4 2024
Book Value
$34.35B
Q4 2024
Cash
P/E
1.432
Apr 11, 2025 EST
Free Cash Flow
$8.185B
TTM
Revenues
Revenues
No data
No data
Revenue YoY Change
No data
No data
Revenues
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||
| YoY Change |
Expenses
Cost Of Revenues
No data
No data
Gross Profit
No data
No data
Gross Profit Margin
No data
No data
Gross Profit
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||||||||||||
| Cost Of Revenue | |||||||||||||||||||||||||||||
| Gross Profit | |||||||||||||||||||||||||||||
| Gross Profit Margin |
Selling, General & Admin Expense
No data
No data
Research & Development
No data
No data
Depreciation, Depletion & Amortization
SGA Expense to Gross Profit Ratio
No data
No data
R&D To Gross Profit Ratio
No data
No data
DDA To Gross Profit Ratio
No data
No data
Operating Expenses Total
No data
No data
Operating Profits/Loss
No data
No data
Operating Profits/Loss YoY Change
No data
No data
Operating Earnings to Gross Profit Ratio
No data
No data
Operating Profit Margin
No data
No data
Operational Expenses
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Selling, General & Admin | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| % of Gross Profit | |||||||||||||||||||||||||||||
| Research & Development | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| % of Gross Profit | |||||||||||||||||||||||||||||
| Depreciation & Amortization | $713.5M | $659.0M | $683.5M | $690.0M | $677.0M | $639.0M | $437.0M | $426.0M | $407.0M | $396.0M | $434.0M | $328.0M | $286.0M | $258.0M | $232.0M | $214.0M | $168.0M | $160.0M | $165.0M | $128.0M | $159.0M | $167.0M | $156.0M | $164.0M | $166.0M | $148.0M | $113.0M | $87.00M | $66.00M |
| YoY Change | 8.26% | -3.58% | -0.94% | 1.92% | 5.95% | 46.22% | 2.58% | 4.67% | 2.78% | -8.76% | 32.32% | 14.69% | 10.85% | 11.21% | 8.41% | 27.38% | 5.0% | -3.03% | 28.91% | -19.5% | -4.79% | 7.05% | -4.88% | -1.2% | 12.16% | 30.97% | 29.89% | 31.82% | 53.49% |
| % of Gross Profit | |||||||||||||||||||||||||||||
| Operating Expenses | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Operating Profit | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Operating Profit To Gross Profit | |||||||||||||||||||||||||||||
| Operating Profit To Revenue |
Interest Expenses
No data
Interest Expenses To Operating Income %
No data
No data
Other Expense/Income
No data
No data
Interest & Other Expense/Income
Income/Loss
Pretax Income
Income Tax
Net Profits/Loss
Pretax Income YoY Change
Income Tax Rate
Net Profits/Loss YoY Change
Basic EPS
No data
No data
Net Income To Revenue Ratio
No data
No data
Pretax & Net Income
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Pretax Income | $7.825B | $6.848B | $6.856B | $5.333B | $224.0M | $5.975B | $5.592B | $5.575B | $4.891B | $4.361B | $3.389B | $2.333B | $2.794B | $2.572B | $2.232B | $1.934B | $1.399B | $1.484B | $1.083B | $884.0M | $638.0M | $454.0M | $300.0M | $335.0M | $102.0M | $193.0M | $205.0M | $441.0M | $420.0M |
| YoY Change | 14.25% | -0.11% | 28.56% | 2280.8% | -96.25% | 6.85% | 0.3% | 13.98% | 12.15% | 28.68% | 45.26% | -16.5% | 8.63% | 15.23% | 15.41% | 38.24% | -5.73% | 37.03% | 22.51% | 38.56% | 40.53% | 51.33% | -10.45% | 228.43% | -47.15% | -5.85% | -53.51% | 5.0% | 45.33% |
| Income Tax | $2.201B | $1.888B | $2.111B | $1.661B | -$110.0M | $1.623B | $1.521B | $1.393B | $1.281B | $1.197B | $968.0M | $775.0M | $663.0M | $579.0M | $528.0M | $417.0M | $320.0M | $320.0M | $274.0M | $242.0M | $155.0M | $138.0M | $115.0M | $88.00M | $21.00M | $30.00M | $56.00M | $115.0M | $104.0M |
| % Of Pretax Income | 28.13% | 27.58% | 30.78% | 31.15% | -49.11% | 27.16% | 27.2% | 24.99% | 26.19% | 27.45% | 28.56% | 33.22% | 23.73% | 22.51% | 23.66% | 21.56% | 22.87% | 21.56% | 25.3% | 27.38% | 24.29% | 30.4% | 38.33% | 26.27% | 20.59% | 15.54% | 27.32% | 26.08% | 24.76% |
| Net Earnings | $5.501B | $4.866B | $4.633B | $3.585B | $347.0M | $4.265B | $3.984B | $4.092B | $3.515B | $3.092B | $2.388B | $1.538B | $2.080B | $1.952B | $1.614B | $1.413B | $1.045B | $1.097B | $753.0M | $642.0M | $463.0M | $295.0M | $160.0M | $196.0M | $55.00M | $155.0M | $103.0M | $277.0M | $315.0M |
| YoY Change | 13.07% | 5.02% | 29.24% | 933.14% | -91.86% | 7.05% | -2.64% | 16.42% | 13.68% | 29.48% | 55.27% | -26.06% | 6.56% | 20.94% | 14.23% | 35.22% | -4.74% | 45.68% | 17.29% | 38.66% | 56.95% | 84.38% | -18.37% | 256.36% | -64.52% | 50.49% | -62.82% | -12.06% | 64.92% |
| Net Earnings / Revenue | |||||||||||||||||||||||||||||
| Basic Earnings Per Share | |||||||||||||||||||||||||||||
| Diluted Earnings Per Share | $69.09 | $61.08 | $58.13 | $44.81M | $4.338M | $53.31M | $49.80M | $51.15M | $43.94M | $38.65M | $29.85M | $19.23M | $26.00M | $24.40M | $20.18M | $17.66M | $13.06M | $13.71M | $9.413M | $8.025M | $5.788M | $3.688M | $2.000M | $2.481M | $687.5K | $1.914M | $1.272M | $3.420M | $3.889M |
Assets & Liabilities
Cash & Short-Term Investments
No data
No data
Cash & Equivalents
No data
No data
Cash To Operating Expenses Ratio
No data
No data
Inventory
No data
No data
Receivables
No data
No data
Total Short-Term Assets
No data
No data
Property, Plant And Equipment
Long-Term Investments
Total Long-Term Assets
No data
No data
Total Assets
Net Income To Total Assets Percentage
Accounts Payable
Short-Term Debt
Long Term Debt Due
No data
No data
Total Short-Term Liabilities
Long-Term Debt
Other Long-Term Liabilities
Total Long-Term Liabilities
Total Liabilities
Short-Term To Long-Term Debt Ratio
Short-Term Assets To Debt Ratio
No data
No data
Long-Term Debt To Net Income Ratio
Assets & Liabilities
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short-Term Investments | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Cash & Equivalents | |||||||||||||||||||||||||||||
| Short-Term Investments | |||||||||||||||||||||||||||||
| Other Short-Term Assets | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Inventory | |||||||||||||||||||||||||||||
| Prepaid Expenses | |||||||||||||||||||||||||||||
| Receivables | |||||||||||||||||||||||||||||
| Other Receivables | |||||||||||||||||||||||||||||
| Total Short-Term Assets | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Property, Plant & Equipment | $1.841B | $2.423B | $2.373B | $2.364B | $2.545B | $2.701B | $1.921B | $1.968B | $2.057B | $2.093B | $2.089B | $2.020B | $1.505B | $1.274B | $1.046B | $978.0M | $1.032B | $824.0M | $816.0M | $849.0M | $808.0M | $916.0M | $1.016B | $890.0M | $929.0M | $981.0M | $917.0M | $744.0M | $652.0M |
| YoY Change | -24.0% | 2.07% | 0.4% | -7.11% | -5.78% | 40.6% | -2.39% | -4.33% | -1.72% | 0.19% | 3.42% | 34.22% | 18.13% | 21.8% | 6.95% | -5.23% | 25.24% | 0.98% | -3.89% | 5.07% | -11.79% | -9.84% | 14.16% | -4.2% | -5.3% | 6.98% | 23.25% | 14.11% | |
| Goodwill | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Intangibles | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Long-Term Investments | $763.9M | $748.7M | $727.0M | $659.0M | $646.0M | $629.0M | $582.0M | $709.0M | $700.0M | $631.0M | $81.00M | $64.00M | $36.00M | $30.00M | $25.00M | $27.00M | $14.00M | $801.0M | $711.0M | $594.0M | $478.0M | $561.0M | $523.0M | $885.0M | $97.00M | $232.0M | $201.0M | $252.0M | |
| YoY Change | 2.04% | 2.98% | 10.32% | 2.01% | 2.7% | 8.08% | -17.91% | 1.29% | 10.94% | 679.01% | 26.56% | 20.0% | 20.0% | -7.41% | 92.86% | -98.25% | 12.66% | 19.7% | 24.27% | -14.8% | 7.27% | -40.9% | 812.37% | -58.19% | 15.42% | -20.24% | |||
| Other Assets | $1.182B | $1.132B | $1.177B | $1.694B | $521.0M | $464.0M | $480.0M | $506.0M | $525.0M | $472.0M | $341.0M | $259.0M | $317.0M | $243.0M | $210.0M | $200.0M | $121.0M | $113.0M | $53.00M | $70.00M | $45.00M | $5.000M | |||||||
| YoY Change | 4.47% | -3.86% | -30.52% | 225.14% | 12.28% | -3.33% | -5.14% | -3.62% | 11.23% | 38.42% | -18.3% | 30.45% | 15.71% | 5.0% | 65.29% | 7.08% | 113.21% | -24.29% | 55.56% | ||||||||||
| Total Long-Term Assets | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Total Assets | $256.2B | $238.8B | $236.8B | $244.8B | $237.4B | $187.9B | $177.3B | $170.5B | $156.4B | $155.5B | $134.8B | $114.1B | $104.0B | $82.81B | $79.64B | $63.58B | $65.23B | $53.07B | $41.15B | $37.72B | $29.77B | $28.81B | $30.21B | $26.06B | $26.87B | $26.62B | $25.09B | $21.25B | $16.30B |
| YoY Change | |||||||||||||||||||||||||||||
| Accounts Payable | $13.58B | $15.31B | $2.580B | $2.252B | $2.205B | $11.05B | $2.111B | $1.741B | $1.543B | $10.18B | $4.583B | $4.790B | $203.0M | $170.0M | $139.0M | $175.0M | $102.0M | $431.0M | $279.0M | $459.0M | $399.0M | $187.0M | $149.0M | ||||||
| YoY Change | -11.33% | 493.54% | 14.56% | 2.13% | -80.05% | 423.45% | 21.25% | 12.83% | -84.84% | 122.08% | -4.32% | 2259.61% | 19.41% | 22.3% | -20.57% | 71.57% | 54.48% | 15.04% | 113.37% | 25.5% | |||||||||
| Accrued Expenses | $1.082B | $977.9M | $825.0M | $614.0M | $760.0M | $644.0M | $682.0M | $605.0M | $430.0M | $418.0M | $551.0M | ||||||||||||||||||
| YoY Change | 10.65% | 18.54% | 34.36% | -19.21% | -5.57% | 12.73% | -24.14% | ||||||||||||||||||||||
| Deferred Revenue | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Short-Term Debt | $9.061B | $10.17B | $12.97B | $22.01B | $27.92B | $7.678B | $13.42B | $15.13B | $14.60B | $7.173B | $6.850B | $7.223B | $7.997B | $3.372B | $3.697B | $4.507B | $2.076B | $3.693B | $1.697B | $1.184B | $441.0M | $441.0M | $895.0M | $1.165B | $2.247B | $1.995B | $1.378B | ||
| YoY Change | -10.89% | -21.58% | -41.1% | -21.16% | 263.69% | -11.32% | 3.62% | 4.72% | -5.16% | -9.68% | 137.16% | -8.79% | -17.97% | 117.1% | -43.79% | 117.62% | 43.33% | 168.48% | 0.0% | -50.73% | -23.18% | -48.15% | 12.63% | 44.78% | |||||
| Long-Term Debt Due | |||||||||||||||||||||||||||||
| YoY Change | |||||||||||||||||||||||||||||
| Total Short-Term Liabilities | $9.061B | $13.88B | $15.99B | $3.761B | $3.160B | $3.610B | $11.73B | $3.236B | $2.710B | $2.531B | $10.44B | $5.111B | $4.790B | $621.0M | $721.0M | $139.0M | $175.0M | $102.0M | $2.076B | $3.693B | $1.697B | $1.184B | $431.0M | $279.0M | $895.0M | $459.0M | $399.0M | $187.0M | $149.0M |
| YoY Change | -34.74% | -13.17% | 325.13% | 19.02% | -12.47% | -69.22% | 262.39% | 19.41% | 7.07% | -75.76% | 104.32% | 6.7% | 671.34% | -13.87% | 418.71% | -20.57% | 71.57% | -95.09% | -43.79% | 117.62% | 43.33% | 174.71% | 54.48% | -68.83% | 94.99% | 15.04% | 113.37% | 25.5% | |
| Long-Term Debt | $28.02B | $26.47B | $25.87B | $24.71B | $22.85B | $24.40B | $23.36B | $24.00B | $23.21B | $23.86B | $24.32B | $14.13B | $12.20B | $10.69B | $8.364B | $6.882B | $6.065B | $4.713B | $1.637B | $1.467B | $1.389B | $1.452B | $2.340B | $1.642B | $980.0M | $1.179B | $1.242B | $758.0M | $392.0M |
| YoY Change | 5.86% | 2.33% | 4.68% | 8.16% | -6.35% | 4.44% | -2.69% | 3.44% | -2.73% | -1.91% | 72.08% | 15.87% | 14.1% | 27.82% | 21.53% | 13.47% | 28.69% | 187.9% | 11.59% | 5.62% | -4.34% | -37.95% | 42.51% | 67.55% | -16.88% | -5.07% | 63.85% | 93.37% | |
| Other Long-Term Liabilities | $21.77B | $17.17B | $18.17B | $16.32B | $15.10B | $12.76B | $12.70B | $9.711B | $8.696B | $8.797B | $7.796B | $6.264B | $7.259B | $4.048B | $3.685B | $4.997B | $5.233B | $4.176B | $3.945B | $3.639B | $2.034B | $1.716B | $1.335B | $1.338B | $1.746B | $1.043B | $1.016B | $1.030B | $705.0M |
| YoY Change | 26.78% | -5.51% | 11.33% | 8.05% | 18.42% | 0.4% | 30.82% | 11.67% | -1.15% | 12.84% | 24.46% | -13.71% | 79.32% | 9.85% | -26.26% | -4.51% | 25.31% | 5.86% | 8.41% | 78.91% | 18.53% | 28.54% | -0.22% | -23.37% | 67.4% | 2.66% | -1.36% | 46.1% | |
| Total Long-Term Liabilities | $49.79B | $43.64B | $44.04B | $41.03B | $37.95B | $37.15B | $36.06B | $33.72B | $31.90B | $32.65B | $32.12B | $20.40B | $19.46B | $14.74B | $12.05B | $11.88B | $11.30B | $8.889B | $5.582B | $5.106B | $3.423B | $3.168B | $3.675B | $2.980B | $2.726B | $2.222B | $2.258B | $1.788B | $1.097B |
| YoY Change | 14.09% | -0.9% | 7.33% | 8.12% | 2.15% | 3.02% | 6.96% | 5.68% | -2.3% | 1.67% | 57.46% | 4.84% | 32.01% | 22.33% | 1.43% | 5.14% | 27.1% | 59.24% | 9.32% | 49.17% | 8.05% | -13.8% | 23.32% | 9.32% | 22.68% | -1.59% | 26.29% | 62.99% | |
| Total Liabilities | $221.9B | $206.4B | $207.8B | $218.3B | $212.5B | $161.6B | $153.4B | $148.7B | $136.8B | $139.4B | $120.9B | $102.3B | $93.40B | $73.65B | $71.58B | $56.88B | $59.94B | $48.04B | $36.68B | $33.65B | $26.28B | $25.65B | $27.33B | $23.32B | $24.11B | $23.97B | $22.71B | $19.23B | $14.57B |
| YoY Change | 7.5% | -0.68% | -4.83% | 2.76% | 31.46% | 5.34% | 3.17% | 8.73% | -1.85% | 15.31% | 18.18% | 9.48% | 26.82% | 2.9% | 25.83% | -5.1% | 24.77% | 30.97% | 9.01% | 28.05% | 2.45% | -6.13% | 17.19% | -3.26% | 0.59% | 5.52% | 18.14% | 31.98% |
Ownership
Basic Shares Outstanding
No data
Diluted Shares Outstanding
No data
No data
Preferred Stock
No data
No data
Treasury Stock Shares
No data
No data
Stock Issuance & Repurchase
Ownership Data
| Concept | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001 | 2000 | 1999 | 1998 | 1997 | 1996 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Basic Shares Outstanding | |||||||||||||||||||||||||||||
| Diluted Shares Outstanding | |||||||||||||||||||||||||||||
| Preferred Stock | |||||||||||||||||||||||||||||
| Treasury Stock Shares |
Return On Shareholders' Equity
Book Value
Free Cash Flow
Free Cash Flow YoY
Free Cash Flow Margin
No data
No data
Dividends
Dividends
No data
No data
Stock Price
Market Cap: $14.147 Billion
About Credicorp Ltd
Credicorp Ltd. operates as a holding company, which engages in the provision of financial services. The company is headquartered in La Molina, Lima. The firm is organized into four lines of business: Universal Banking, Insurance and Pensions that mainly serve the overall Peruvian market, Microfinance and Investment Banking and Wealth Management that have a strong presence in Latin America. The firm has leveraged its franchises and has consolidated into a Group with more than 36,000 employees and operations mainly in six countries: Peru, Bolivia, Colombia, Chile, Panama and the United States.
Industry: Commercial Banks, NEC Peers: Intercorp Financial Services Inc
