2013 Q2 Form 10-Q Financial Statement

#000110465913063212 Filed on August 13, 2013

View on sec.gov

Income Statement

Concept 2013 Q2 2012 Q2
Revenue $4.062M $5.185M
YoY Change -21.66%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $60.00K $70.00K
YoY Change -14.29% -36.36%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.294M $1.695M
YoY Change -23.66%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income -$227.0K $2.469M
YoY Change -109.19% -184.55%
Income Tax $1.000K $772.0K
% Of Pretax Income 31.27%
Net Earnings -$228.0K $1.697M
YoY Change -113.44% -198.66%
Net Earnings / Revenue -5.61% 32.73%
Basic Earnings Per Share -$0.29 $0.81
Diluted Earnings Per Share -$0.29 $0.81
COMMON SHARES
Basic Shares Outstanding 1.917M shares 1.745M shares
Diluted Shares Outstanding 1.917M shares 1.745M shares

Balance Sheet

Concept 2013 Q2 2012 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $74.47M $46.14M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $2.692M $2.800M
YoY Change -3.86% -42.86%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $0.00
YoY Change -100.0%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $345.2M $390.9M
YoY Change -11.69% -12.57%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $2.300M
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $5.000M $5.000M
YoY Change 0.0% 0.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.900M $5.000M
YoY Change -2.0% 0.0%
LONG-TERM LIABILITIES
Long-Term Debt $6.000M $6.000M
YoY Change 0.0% 0.0%
Other Long-Term Liabilities $3.900M $7.200M
YoY Change -45.83% 20.0%
Total Long-Term Liabilities $9.900M $13.20M
YoY Change -25.0% 10.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.900M $5.000M
Total Long-Term Liabilities $9.900M $13.20M
Total Liabilities $328.6M $371.3M
YoY Change -11.5% -10.81%
SHAREHOLDERS EQUITY
Retained Earnings -$9.484M
YoY Change
Common Stock $20.00K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.234M
YoY Change
Treasury Stock Shares 96.52K shares
Shareholders Equity $16.59M $19.70M
YoY Change
Total Liabilities & Shareholders Equity $345.2M $390.9M
YoY Change -11.69% -12.57%

Cashflow Statement

Concept 2013 Q2 2012 Q2
OPERATING ACTIVITIES
Net Income -$228.0K $1.697M
YoY Change -113.44% -198.66%
Depreciation, Depletion And Amortization $60.00K $70.00K
YoY Change -14.29% -36.36%
Cash From Operating Activities $410.0K $230.0K
YoY Change 78.26% -90.17%
INVESTING ACTIVITIES
Capital Expenditures -$150.0K -$10.00K
YoY Change 1400.0%
Acquisitions
YoY Change
Other Investing Activities $16.50M $20.66M
YoY Change -20.14% 29.29%
Cash From Investing Activities $16.36M $20.65M
YoY Change -20.77% 29.22%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -18.07M -19.94M
YoY Change -9.38% -29.17%
NET CHANGE
Cash From Operating Activities 410.0K 230.0K
Cash From Investing Activities 16.36M 20.65M
Cash From Financing Activities -18.07M -19.94M
Net Change In Cash -1.300M 940.0K
YoY Change -238.3% -109.56%
FREE CASH FLOW
Cash From Operating Activities $410.0K $230.0K
Capital Expenditures -$150.0K -$10.00K
Free Cash Flow $560.0K $240.0K
YoY Change 133.33% -89.74%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
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Capital
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dei Entity Registrant Name
EntityRegistrantName
BROADWAY FINANCIAL CORP \DE\
dei Entity Central Index Key
EntityCentralIndexKey
0001001171
dei Document Type
DocumentType
10-Q
dei Document Period End Date
DocumentPeriodEndDate
2013-06-30
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
CY2013Q3 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
1917422 shares
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2013Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
74468000 USD
CY2013Q2 us-gaap Assets
Assets
345199000 USD
CY2013Q2 us-gaap Stockholders Equity
StockholdersEquity
16589000 USD
CY2013Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
345199000 USD
CY2012Q4 us-gaap Cash
Cash
13420000 USD
CY2012Q4 us-gaap Federal Funds Sold
FederalFundsSold
50940000 USD
CY2012Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
64360000 USD
CY2012Q4 us-gaap Interest Receivable
InterestReceivable
1250000 USD
CY2012Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
3901000 USD
CY2012Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2617000 USD
CY2012Q4 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
8163000 USD
CY2012Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
2688000 USD
CY2012Q4 us-gaap Other Assets
OtherAssets
5034000 USD
CY2012Q4 us-gaap Assets
Assets
373693000 USD
CY2012Q4 us-gaap Deposits
Deposits
257071000 USD
CY2012Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
79500000 USD
CY2012Q4 us-gaap Other Borrowings
OtherBorrowings
5000000 USD
CY2012Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
1941000 USD
CY2012Q4 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
2104000 USD
CY2012Q4 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
711000 USD
CY2012Q4 us-gaap Other Liabilities
OtherLiabilities
3359000 USD
CY2012Q4 us-gaap Liabilities
Liabilities
355686000 USD
CY2012Q4 us-gaap Preferred Stock Discount On Shares
PreferredStockDiscountOnShares
598000 USD
CY2012Q4 us-gaap Common Stock Value
CommonStockValue
20000 USD
CY2012Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
10095000 USD
CY2012Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-7988000 USD
CY2012Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
318000 USD
CY2012Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1234000 USD
CY2012Q4 us-gaap Stockholders Equity
StockholdersEquity
18007000 USD
CY2012Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
373693000 USD
CY2013Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2013Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
8000000 shares
CY2013Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
2013942 shares
CY2013Q2 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
1917422 shares
CY2013Q2 byfc Accumulated Other Comprehensive Income Tax
AccumulatedOtherComprehensiveIncomeTax
400000 USD
CY2013Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
96520 shares
CY2012Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2012Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
8000000 shares
CY2012Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
2013942 shares
CY2012Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
1917422 shares
CY2012Q4 byfc Accumulated Other Comprehensive Income Tax
AccumulatedOtherComprehensiveIncomeTax
400000 USD
CY2012Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
96520 shares
CY2012Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
5030000 USD
CY2012Q2 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
135000 USD
CY2012Q2 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
20000 USD
CY2012Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5185000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
10360000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
283000 USD
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
36000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
10679000 USD
CY2012Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
880000 USD
CY2012Q2 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
815000 USD
CY2012Q2 us-gaap Interest Expense
InterestExpense
1695000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1855000 USD
CY2012Q2 us-gaap Servicing Fees Net
ServicingFeesNet
4000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
1648000 USD
us-gaap Interest Expense
InterestExpense
3503000 USD
CY2012Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3490000 USD
CY2012Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
102000 USD
CY2012Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3388000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7176000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1061000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
6115000 USD
CY2012Q2 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
147000 USD
CY2012Q2 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-17000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
292000 USD
us-gaap Servicing Fees Net
ServicingFeesNet
-162000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
395000 USD
CY2012Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
17000 USD
CY2012Q2 us-gaap Noninterest Income
NoninterestIncome
2724000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
49000 USD
us-gaap Noninterest Income
NoninterestIncome
3147000 USD
CY2012Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1538000 USD
CY2012Q2 us-gaap Occupancy Net
OccupancyNet
297000 USD
CY2012Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
239000 USD
CY2012Q2 us-gaap Professional Fees
ProfessionalFees
176000 USD
CY2012Q2 byfc Provision For Losses On Loans Held For Sale
ProvisionForLossesOnLoansHeldForSale
188000 USD
CY2012Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
216000 USD
CY2012Q2 byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
108000 USD
CY2012Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
550000 USD
CY2012Q2 us-gaap Noninterest Expense
NoninterestExpense
3643000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
3127000 USD
us-gaap Occupancy Net
OccupancyNet
584000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
452000 USD
us-gaap Professional Fees
ProfessionalFees
284000 USD
byfc Provision For Losses On Loans Held For Sale
ProvisionForLossesOnLoansHeldForSale
186000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
433000 USD
byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
217000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
969000 USD
us-gaap Noninterest Expense
NoninterestExpense
6564000 USD
CY2012Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2469000 USD
CY2012Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
772000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2698000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
847000 USD
CY2012Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-86000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-79000 USD
CY2012Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-136000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-129000 USD
CY2012Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1561000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1722000 USD
CY2013Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
CY2013Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-356000 USD
CY2013Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-128000 USD
CY2013Q2 us-gaap Noninterest Expense
NoninterestExpense
3249000 USD
CY2013Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-227000 USD
CY2013Q2 us-gaap Noninterest Income
NoninterestIncome
254000 USD
CY2013Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2768000 USD
CY2013Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
2768000 USD
CY2013Q2 us-gaap Interest Expense
InterestExpense
1294000 USD
CY2013Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4062000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
8086000 USD
us-gaap Interest Expense
InterestExpense
2630000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5456000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
5456000 USD
us-gaap Noninterest Income
NoninterestIncome
475000 USD
us-gaap Noninterest Expense
NoninterestExpense
6769000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-838000 USD
us-gaap Depreciation
Depreciation
149000 USD
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-58000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-31000 USD
byfc Amortization Of Investment In Affordable Housing Limited Partnership
AmortizationOfInvestmentInAffordableHousingLimitedPartnership
89000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
40000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
40000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-222000 USD
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-850000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
77000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
362000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-183000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-23626000 USD
us-gaap Proceeds From Collection Of Loans Held For Sale
ProceedsFromCollectionOfLoansHeldForSale
223000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
5914000 USD
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-188000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
9000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
2114000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-24639000 USD
CY2012Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
46136000 USD
CY2011Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
31597000 USD
us-gaap Interest Paid
InterestPaid
3142000 USD
CY2012Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
13378000 USD
CY2013Q2 us-gaap Available For Sale Securities
AvailableForSaleSecurities
11117000 USD
CY2012Q2 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
2523000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
2523000 USD
CY2012Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.00
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1943000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1596000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
37343000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
36377000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-24747000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-27865000 USD
us-gaap Net Cash Provided By Used In Continuing Operations
NetCashProvidedByUsedInContinuingOperations
14539000 USD
us-gaap Net Cash Provided By Used In Continuing Operations
NetCashProvidedByUsedInContinuingOperations
10108000 USD
byfc Provision For Losses On Loans Held For Sale
ProvisionForLossesOnLoansHeldForSale
468000 USD
us-gaap Depreciation
Depreciation
106000 USD
us-gaap Amortization Of Deferred Loan Origination Fees Net
AmortizationOfDeferredLoanOriginationFeesNet
-125000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-19000 USD
byfc Amortization Of Investment In Affordable Housing Limited Partnership
AmortizationOfInvestmentInAffordableHousingLimitedPartnership
110000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
22000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
34000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-2000 USD
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
97000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-109000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1048000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
367000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-28000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-15277000 USD
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
15502000 USD
us-gaap Proceeds From Collection Of Loans Held For Sale
ProceedsFromCollectionOfLoansHeldForSale
226000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
2096000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
3293000 USD
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-164000 USD
CY2013Q2 us-gaap Other Borrowings
OtherBorrowings
5000000 USD
CY2013Q2 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
2554000 USD
CY2013Q2 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
552000 USD
CY2013Q2 us-gaap Other Liabilities
OtherLiabilities
3331000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
181000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-27706000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
28000000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
28000000 USD
us-gaap Interest Paid
InterestPaid
2263000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
4000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1050000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
13500000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
13500000 USD
CY2013Q2 byfc Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
572000 USD
CY2012Q4 byfc Available For Sale Securities Gross Unrealized Gain Accumulated In Investments
AvailableForSaleSecuritiesGrossUnrealizedGainAccumulatedInInvestments
718000 USD
CY2013Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
224604000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
240699000 USD
CY2013Q2 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
2308000 USD
CY2013Q2 us-gaap Interest Receivable
InterestReceivable
1141000 USD
CY2012Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
50000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
50000 USD
CY2013Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 USD
byfc Financing Receivable Modifications Return To Accrual Status Period Of Timely Payments
FinancingReceivableModificationsReturnToAccrualStatusPeriodOfTimelyPayments
P6M
CY2013Q2 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
0 USD
CY2012Q4 us-gaap Loans And Leases Receivable Impaired Commitment To Lend
LoansAndLeasesReceivableImpairedCommitmentToLend
0 USD
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
6 loan
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
2195000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
2286000 USD
CY2013Q2 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
1 loan
CY2013Q2 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
1456000 USD
CY2013Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
1497000 USD
CY2012Q2 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
7 loan
CY2012Q2 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
2927000 USD
CY2012Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
2938000 USD
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
11 loan
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
4169000 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
4180000 USD
CY2013Q2 byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
CY2012Q2 byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
byfc Fair Value Assets Transfers Between Levels Amount
FairValueAssetsTransfersBetweenLevelsAmount
0 USD
CY2013Q2 us-gaap Cash
Cash
15188000 USD
CY2013Q2 us-gaap Federal Funds Sold
FederalFundsSold
59280000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
3737000 USD
CY2013Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
2692000 USD
CY2013Q2 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
6227000 USD
CY2013Q2 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
2722000 USD
CY2013Q2 us-gaap Other Assets
OtherAssets
7160000 USD
CY2013Q2 us-gaap Deposits
Deposits
229365000 USD
CY2013Q2 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
79500000 USD
CY2013Q2 us-gaap Preferred Stock Discount On Shares
PreferredStockDiscountOnShares
396000 USD
CY2013Q2 us-gaap Common Stock Value
CommonStockValue
20000 USD
CY2013Q2 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
10117000 USD
CY2013Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
-9484000 USD
CY2013Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
172000 USD
CY2013Q2 us-gaap Treasury Stock Value
TreasuryStockValue
1234000 USD
CY2013Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3896000 USD
CY2013Q2 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
80000 USD
CY2013Q2 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
86000 USD
CY2013Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
582000 USD
CY2013Q2 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
712000 USD
CY2013Q2 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
129000 USD
CY2013Q2 us-gaap Servicing Fees Net
ServicingFeesNet
4000 USD
CY2013Q2 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-10000 USD
CY2013Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
50000 USD
CY2013Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1495000 USD
CY2013Q2 us-gaap Occupancy Net
OccupancyNet
323000 USD
CY2013Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
206000 USD
CY2013Q2 us-gaap Professional Fees
ProfessionalFees
151000 USD
CY2013Q2 byfc Provision For Losses On Loans Held For Sale
ProvisionForLossesOnLoansHeldForSale
-2000 USD
CY2013Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
190000 USD
CY2013Q2 byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
116000 USD
CY2013Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
547000 USD
CY2013Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1000 USD
CY2013Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-128000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
7783000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
169000 USD
us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
134000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1206000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
1424000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
271000 USD
us-gaap Servicing Fees Net
ServicingFeesNet
10000 USD
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
99000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
2949000 USD
us-gaap Occupancy Net
OccupancyNet
663000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
423000 USD
us-gaap Professional Fees
ProfessionalFees
333000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
392000 USD
byfc Office Services And Supplies Expense
OfficeServicesAndSuppliesExpense
221000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1097000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-146000 USD
CY2013Q2 us-gaap Cost Method Investments
CostMethodInvestments
1418000 USD
CY2012Q4 us-gaap Cost Method Investments
CostMethodInvestments
1528000 USD
CY2012Q4 us-gaap Subordinated Debt
SubordinatedDebt
6000000 USD
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-159000 USD
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-108000 USD
byfc Transfer To Other Real Estate From Portfolio Loans
TransferToOtherRealEstateFromPortfolioLoans
1582000 USD
byfc Transfer To Other Real Estate From Portfolio Loans
TransferToOtherRealEstateFromPortfolioLoans
2662000 USD
CY2013Q2 us-gaap Line Of Credit Facility Amount Outstanding
LineOfCreditFacilityAmountOutstanding
5000000 USD

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