Financial Snapshot

Revenue
$114.0K
TTM
Gross Margin
Net Earnings
$3.202M
TTM
Current Assets
Current Liabilities
$205.6M
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$286.6M
Q3 2024
Cash
Q3 2024
P/E
20.23
Nov 29, 2024 EST
Free Cash Flow
$7.583M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue $179.0K $145.0K $24.75M $17.64M $16.85M $15.97M $19.89M $25.12M
YoY Change 23.45% -99.41% 40.29% 4.73% -19.73% -20.8%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Revenue $179.0K $145.0K $24.75M $17.64M $16.85M $15.97M $19.89M $25.12M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $385.0K $376.0K $287.0K $121.0K $227.0K $240.0K $260.0K $250.0K $240.0K $240.0K $214.0K $306.0K $501.0K $430.0K $440.0K $410.0K $310.0K $330.0K $400.0K $360.0K $360.0K $390.0K $340.0K $380.0K $400.0K $190.0K $160.0K $230.0K $180.0K
YoY Change 2.39% 31.01% 137.19% -46.7% -5.42% -7.69% 4.0% 4.17% 0.0% 12.15% -30.07% -38.92% 16.51% -2.27% 7.32% 32.26% -6.06% -17.5% 11.11% 0.0% -7.69% 14.71% -10.53% -5.0% 110.53% 18.75% -30.43% 27.78%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Interest Expense $17.77M $3.409M $3.749M $5.475M $6.386M $4.864M $6.426M $8.051M
YoY Change 421.15% -9.07% -31.53% -14.27% -24.31% -20.18%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Pretax Income $6.523M $8.119M -$4.886M -$1.049M -$551.0K $870.0K $3.730M $1.260M $4.500M $2.530M -$297.0K $1.417M -$12.41M $3.260M -$11.11M $3.710M $2.140M $2.540M $2.620M $2.850M $2.510M $2.290M $1.160M $1.180M $600.0K $350.0K $960.0K -$460.0K $610.0K
YoY Change -19.66% -266.17% 365.78% 90.38% -163.33% -76.68% 196.03% -72.0% 77.87% -951.85% -120.96% -111.42% -480.77% -129.34% -399.46% 73.36% -15.75% -3.05% -8.07% 13.55% 9.61% 97.41% -1.69% 96.67% 71.43% -63.54% -308.7% -175.41%
Income Tax $1.985M $2.413M -$937.0K -$407.0K -$345.0K $60.00K $1.340M -$2.230M -$4.570M $0.00 $4.000K $829.0K $1.842M $1.340M -$4.650M $1.410M $690.0K $880.0K $960.0K $1.140M $960.0K $850.0K $480.0K $510.0K $240.0K $140.0K $400.0K -$180.0K $120.0K
% Of Pretax Income 30.43% 29.72% 6.9% 35.92% -176.98% -101.56% 0.0% 58.5% 41.1% 38.01% 32.24% 34.65% 36.64% 40.0% 38.25% 37.12% 41.38% 43.22% 40.0% 40.0% 41.67% 19.67%
Net Earnings $4.514M $5.636M -$4.050M -$642.0K -$206.0K $820.0K $1.870M $3.480M $9.070M $2.530M -$301.0K $588.0K -$14.26M $1.920M -$6.460M $2.300M $1.450M $1.660M $1.660M $1.710M $1.550M $1.440M $690.0K $680.0K $360.0K $210.0K $560.0K -$280.0K $490.0K
YoY Change -19.91% -239.16% 530.84% 211.65% -125.12% -56.15% -46.26% -61.63% 258.5% -940.53% -151.19% -104.12% -842.45% -129.72% -380.87% 58.62% -12.65% 0.0% -2.92% 10.32% 7.64% 108.7% 1.47% 88.89% 71.43% -62.5% -300.0% -157.14%
Net Earnings / Revenue 2521.79% 3886.9% -16.36% -3.64% -1.22% -1.89% 2.96% -56.76%
Basic Earnings Per Share $0.52 $0.08 -$0.07 -$0.02 -$0.01 -$0.13 -$0.38 -$8.81
Diluted Earnings Per Share $0.51 $0.08 -$0.07 -$0.02 -$0.01 $30.64K $69.88K $119.6K $311.9K $114.5K -$0.13 -$0.38 -$8.81 $1.103M -$3.713M $1.307M $805.6K $965.1K $1.044M $1.036M $815.8K $791.2K $392.0K $386.4K $193.5K $108.2K $301.1K -$145.1K $253.9K

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $9.840M $10.29M $10.30M $2.500M $2.800M $2.200M $2.400M $2.500M $2.600M $2.700M $2.700M $2.600M $4.600M $5.100M $5.400M $5.500M $5.700M $5.300M $5.500M $5.700M $5.600M $5.800M $6.000M $6.400M $6.500M $5.400M $4.000M $2.100M $1.100M
YoY Change -4.38% -0.09% 312.0% -10.71% 27.27% -8.33% -4.0% -3.85% -3.7% 0.0% 3.85% -43.48% -9.8% -5.56% -1.82% -3.51% 7.55% -3.64% -3.51% 1.79% -3.45% -3.33% -6.25% -1.54% 20.37% 35.0% 90.48% 90.91%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $9.538M $11.87M $6.100M $5.600M $5.200M $5.000M $5.100M $6.900M $4.600M $900.0K $5.400M $5.000M $0.00
YoY Change -19.66% 94.62% 8.93% 7.69% 4.0% -1.96% -26.09% 50.0% -83.33% 8.0%
Total Long-Term Assets
YoY Change
Total Assets $1.375B $1.184B $1.094B $483.4M $440.4M $409.4M $413.7M $429.1M $402.9M $350.9M $332.5M $373.7M $413.7M $483.9M $521.0M $407.9M $356.8M $301.0M $292.3M $276.5M $229.8M $204.9M $178.9M $167.9M $166.3M $145.7M $125.1M $117.1M $117.7M
YoY Change
Accounts Payable $700.0K $1.900M
YoY Change -63.16%
Accrued Expenses $13.88M $11.91M $12.40M $4.300M $4.400M $3.400M $3.500M $5.200M $6.400M $3.600M
YoY Change 16.52% -3.95% 188.37% -2.27% 29.41% -2.86% -32.69% -18.75% 77.78%
Deferred Revenue
YoY Change
Short-Term Debt $187.5M $77.47M $66.00M $5.000M $5.000M $0.00
YoY Change 141.99% 17.38% 0.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $201.4M $89.38M $12.40M $4.300M $4.400M $3.400M $3.500M $5.200M $6.400M $3.600M $700.0K $4.000M $5.000M $5.000M
YoY Change 125.27% 620.81% 188.37% -2.27% 29.41% -2.86% -32.69% -18.75% 77.78% 414.29% -82.5% -20.0% 0.0%
Long-Term Debt $0.00 $0.00 $0.00 $3.300M $4.300M $5.100M $5.100M $5.100M $5.100M $5.100M $8.900M $11.00M $6.000M $6.000M $6.000M $6.000M $6.000M $6.000M $6.000M $6.000M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -100.0% -23.26% -15.69% 0.0% 0.0% 0.0% 0.0% -42.7% -19.09% 83.33% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Other Long-Term Liabilities $800.0K $1.000M $1.100M $1.100M $800.0K $700.0K $1.100M $3.300M $4.100M $6.800M $4.600M $6.400M $4.900M $2.600M $2.700M $2.300M $3.200M $2.200M $2.200M $1.600M $2.000M $1.000M $1.000M $1.300M $1.000M $1.000M
YoY Change -20.0% -9.09% 0.0% 37.5% 14.29% -36.36% -66.67% -19.51% -39.71% 47.83% -28.13% 30.61% 88.46% -3.7% 17.39% -28.13% 45.45% 0.0% 37.5% -20.0% 100.0% 0.0% -23.08% 30.0% 0.0%
Total Long-Term Liabilities $0.00 $0.00 $0.00 $4.100M $5.300M $6.200M $6.200M $5.900M $5.800M $6.200M $12.20M $15.10M $12.80M $10.60M $12.40M $10.90M $8.600M $8.700M $8.300M $9.200M $2.200M $2.200M $1.600M $2.000M $1.000M $1.000M $1.300M $1.000M $1.000M
YoY Change -100.0% -22.64% -14.52% 0.0% 5.08% 1.72% -6.45% -49.18% -19.21% 17.97% 20.75% -14.52% 13.76% 26.74% -1.15% 4.82% -9.78% 318.18% 0.0% 37.5% -20.0% 100.0% 0.0% -23.08% 30.0% 0.0%
Total Liabilities $1.094B $904.8M $952.5M $434.5M $391.5M $361.0M $366.0M $383.6M $356.7M $313.6M $306.9M $355.7M $395.5M $451.1M $489.5M $375.2M $334.8M $281.0M $275.5M $261.4M $211.6M $188.0M $164.3M $153.9M $152.5M $132.1M $111.7M $103.5M $112.2M
YoY Change 20.85% -5.01% 119.22% 10.98% 8.45% -1.37% -4.59% 7.54% 13.74% 2.18% -13.72% -10.06% -12.33% -7.84% 30.46% 12.07% 19.15% 2.0% 5.39% 23.53% 12.55% 14.42% 6.76% 0.92% 15.44% 18.26% 7.92% -7.75%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995
Basic Shares Outstanding 8.627M 72.41M 60.15M 27.16M 26.83M 26.76M 26.68M 29.00M 29.08M 22.10M 8.512M shares 1.808M shares 1.744M shares
Diluted Shares Outstanding 8.742M 72.82M 60.15M 27.16M 26.83M 8.512M shares 1.808M shares 1.744M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $64.789 Million

About BROADWAY FINANCIAL CORP \DE\

Broadway Financial Corp. is a bank holding company, which engages in attracting deposits from the public through its subsidiary. The company is headquartered in Los Angeles, California and currently employs 98 full-time employees. The firm conducts its operations through its wholly owned banking subsidiary, City First Bank, National Association (the Bank). The Bank is a community-oriented bank in Southern California and in the Washington, D.C. market serving low-to-moderate income communities. The Bank’s business consists of attracting deposits from the general public in the areas surrounding its branch offices, loan customers, large non-profit entities, local municipalities, and depositors. The Bank offers a variety of residential and commercial real estate loan products for consumers, businesses, and non-profit organizations. Its loan portfolio consists of mortgage loans, commercial business loans, loans guaranteed by the Small Business Administration and construction-to-permanent loans. The company also offers a variety of deposit products, including savings accounts, interest checking accounts, money market accounts and fixed-term certificates of deposit.

Industry: Savings Institution, Federally Chartered Peers: Cullman Bancorp, Inc. /MD/ FIDELITY FEDERAL BANCORP Finance of America Companies Inc. Home Federal Bancorp, Inc. of Louisiana LAKE SHORE BANCORP, INC. Magyar Bancorp, Inc. Rocket Companies, Inc.