$BYFC
BROADWAY FINANCIAL CORP \DE\

2024 Q3 Form 10-Q Financial Statement

#000114036124046491 Filed on November 13, 2024

View on sec.gov

Income Statement

Concept 2024 Q3
Revenue $36.00K
YoY Change -14.29%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $259.0K
YoY Change -1.52%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $753.0K
YoY Change 502.4%
Income Tax $209.0K
% Of Pretax Income 27.76%
Net Earnings $522.0K
YoY Change 473.63%
Net Earnings / Revenue 1450.0%
Basic Earnings Per Share -$0.03
Diluted Earnings Per Share -$0.03
COMMON SHARES
Basic Shares Outstanding 8.521M
Diluted Shares Outstanding 8.684M

Balance Sheet

Concept 2024 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $97.08M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $9.467M
YoY Change -4.52%
Goodwill $25.86M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $8.415M
YoY Change -32.94%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.373B
YoY Change 10.93%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $15.85M
YoY Change 16.26%
Deferred Revenue
YoY Change
Short-Term Debt $189.8M
YoY Change 111.32%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $205.6M
YoY Change 98.79%
LONG-TERM LIABILITIES
Long-Term Debt $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $205.6M
Total Long-Term Liabilities $0.00
Total Liabilities $1.086B
YoY Change 12.86%
SHAREHOLDERS EQUITY
Retained Earnings $13.18M
YoY Change 32.52%
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $5.326M
YoY Change 0.0%
Treasury Stock Shares
Shareholders Equity $286.4M
YoY Change
Total Liabilities & Shareholders Equity $1.373B
YoY Change 10.93%

Cashflow Statement

Concept 2024 Q3
OPERATING ACTIVITIES
Net Income $522.0K
YoY Change 473.63%
Depreciation, Depletion And Amortization $259.0K
YoY Change -1.52%
Cash From Operating Activities $6.116M
YoY Change 224.8%
INVESTING ACTIVITIES
Capital Expenditures $29.00K
YoY Change -65.48%
Acquisitions
YoY Change
Other Investing Activities $583.0K
YoY Change -107.5%
Cash From Investing Activities $554.0K
YoY Change -107.06%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 596.0K
YoY Change -91.11%
NET CHANGE
Cash From Operating Activities 6.116M
Cash From Investing Activities 554.0K
Cash From Financing Activities 596.0K
Net Change In Cash 7.266M
YoY Change 879.25%
FREE CASH FLOW
Cash From Operating Activities $6.116M
Capital Expenditures $29.00K
Free Cash Flow $6.087M
YoY Change 238.35%

Facts In Submission

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dei Document Type
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dei Entity File Number
EntityFileNumber
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dei Entity Registrant Name
EntityRegistrantName
BROADWAY FINANCIAL CORPORATION
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
DE
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
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dei Entity Address Address Line1
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4601 Wilshire Boulevard, Suite 150
dei Entity Address City Or Town
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Los Angeles
dei Entity Address State Or Province
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dei Entity Address Postal Zip Code
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dei Local Phone Number
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dei Security12b Title
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dei Trading Symbol
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byfc Number Of Loans Individually Evaluated Using Discounted Cash Flow Approach
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byfc Financing Receivable Modifications
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CY2024Q3 byfc Financing Receivable Modifications
FinancingReceivableModifications
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byfc Financing Receivable Modifications
FinancingReceivableModifications
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CY2023Q3 byfc Financing Receivable Modifications
FinancingReceivableModifications
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CY2023Q4 us-gaap Goodwill
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byfc Goodwill Change In Deferred Tax Estimate
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byfc Goodwill Amortization
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CY2023Q3 us-gaap Goodwill
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CY2024Q3 us-gaap Securities Sold Under Agreements To Repurchase
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byfc Weighted Average Rate On Repurchase Agreements
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CY2023Q4 us-gaap Securities Sold Under Agreements To Repurchase
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CY2023Q4 us-gaap Notes Payable
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CY2023Q3 us-gaap Allocated Share Based Compensation Expense Net Of Tax
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us-gaap Allocated Share Based Compensation Expense Net Of Tax
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CY2023Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number
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CY2024Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
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CY2023Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
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CY2024Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
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CY2023Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
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CY2022 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
EmployeeStockOwnershipPlanESOPSharesContributedToESOP
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CY2022 us-gaap Employee Stock Ownership Plan Esop Weighted Average Purchase Price Of Shares Purchased
EmployeeStockOwnershipPlanESOPWeightedAveragePurchasePriceOfSharesPurchased
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500000
CY2023 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
EmployeeStockOwnershipPlanESOPSharesContributedToESOP
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CY2023 us-gaap Employee Stock Ownership Plan Esop Weighted Average Purchase Price Of Shares Purchased
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CY2023 byfc Cost Of Shares Purchased By Esop
CostOfSharesPurchasedByESOP
3400000
CY2023 us-gaap Origination Of Loans To Employee Stock Ownership Plans
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CY2023 byfc Employee Stock Ownership Plan Loan Term
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CY2024Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
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CY2023Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
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us-gaap Employee Stock Ownership Plan Esop Compensation Expense
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CY2024Q3 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
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CY2023Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
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CY2024Q3 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
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CY2023Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
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CY2024Q3 us-gaap Employee Stock Ownership Plan Esop Number Of Suspense Shares
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451320
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458829
CY2024Q3 us-gaap Employee Stock Ownership Plan Esop Shares In Esop
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4300000
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4500000
CY2024Q3 byfc Banking Regulation Community Bank Leverage Capital Actual
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187310000
CY2024Q3 byfc Banking Regulation Community Bank Leverage Capital Ratio Actual
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CY2024Q3 byfc Banking Regulation Community Bank Leverage Capital Well Capitalized Minimum
BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum
121838000
CY2024Q3 byfc Banking Regulation Community Bank Leverage Capital Ratio Well Capitalized Minimum
BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum
0.09
CY2023Q4 byfc Banking Regulation Community Bank Leverage Capital Actual
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185773000
CY2023Q4 byfc Banking Regulation Community Bank Leverage Capital Ratio Actual
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CY2023Q4 byfc Banking Regulation Community Bank Leverage Capital Well Capitalized Minimum
BankingRegulationCommunityBankLeverageCapitalWellCapitalizedMinimum
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CY2023Q4 byfc Banking Regulation Community Bank Leverage Capital Ratio Well Capitalized Minimum
BankingRegulationCommunityBankLeverageCapitalRatioWellCapitalizedMinimum
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byfc Deferred Tax Asset Valuation Allowance Lookback Period
DeferredTaxAssetValuationAllowanceLookbackPeriod
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CY2024Q3 us-gaap Deferred Tax Assets Valuation Allowance
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CY2024Q3 us-gaap Income Tax Expense Benefit
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CY2023Q3 us-gaap Income Tax Expense Benefit
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CY2024Q3 byfc Increase Decrease In Pre Tax Income
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CY2024Q3 us-gaap Effective Income Tax Rate Continuing Operations
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us-gaap Effective Income Tax Rate Continuing Operations
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CY2024Q3 ecd Non Rule10b51 Arr Adopted Flag
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