Financial Snapshot

Revenue
$371.0M
TTM
Gross Margin
Net Earnings
$73.68M
TTM
Current Assets
Current Liabilities
$91.39M
Q3 2024
Current Ratio
Total Assets
$7.582B
Q3 2024
Total Liabilities
$6.810B
Q3 2024
Book Value
$771.7M
Q3 2024
Cash
Q3 2024
P/E
11.56
Nov 14, 2024 EST
Free Cash Flow
$63.61M
TTM

Revenues

Revenues

Loading...

Revenue YoY Change

Loading...

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017
Revenue $15.48M $14.25M $193.2M $203.4M $216.2M $156.9M $97.82M
YoY Change 8.62% -92.62% -5.06% -5.91% 37.82% 60.38%

Expenses

Cost Of Revenues

Loading...

Gross Profit

Loading...

Gross Profit Margin

Loading...

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017
Revenue $15.48M $14.25M $193.2M $203.4M $216.2M $156.9M $97.82M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Loading...

Research & Development

Loading...

Depreciation, Depletion & Amortization

Loading...

SGA Expense to Gross Profit Ratio

Loading...

R&D To Gross Profit Ratio

Loading...

DDA To Gross Profit Ratio

Loading...

Operating Expenses Total

Loading...

Operating Profits/Loss

Loading...

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $4.900M $4.700M $5.260M $5.250M $5.320M $4.680M $3.060M
YoY Change 4.26% -10.65% 0.19% -1.32% 13.68% 52.94%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Loading...

Interest Expenses To Operating Income %

Loading...

Other Expense/Income

Loading...

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017
Interest Expense $210.3M $54.98M $24.46M $43.20M $74.77M $46.51M $23.00M
YoY Change 282.53% 124.78% -43.38% -42.23% 60.76% 102.24%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Loading...

Income Tax

Loading...

Net Profits/Loss

Loading...

Pretax Income YoY Change

Loading...

Income Tax Rate

Loading...

Net Profits/Loss YoY Change

Loading...

Basic EPS

Loading...

Net Income To Revenue Ratio

Loading...

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017
Pretax Income $84.11M $77.57M $87.00M $15.30M $32.60M $17.20M $4.400M
YoY Change 8.43% -10.84% 468.63% -53.07% 89.53% 290.91%
Income Tax $17.44M $15.97M $17.56M $2.713M $4.138M -$2.394M -$1.441M
% Of Pretax Income 20.73% 20.59% 20.18% 17.73% 12.69% -13.92% -32.75%
Net Earnings $66.67M $61.60M $69.41M $12.60M $28.47M $19.59M $5.849M
YoY Change 8.23% -11.26% 450.85% -55.74% 45.34% 234.93%
Net Earnings / Revenue 430.62% 432.18% 35.94% 6.19% 13.17% 12.49% 5.98%
Basic Earnings Per Share $1.35 $1.24 $1.35 $0.24 $0.59 $0.48 $0.12
Diluted Earnings Per Share $1.34 $1.230M $1.33 $0.24 $0.58 $0.47 $0.12

Assets & Liabilities

Cash & Short-Term Investments

Loading...

Cash & Equivalents

Loading...

Cash To Operating Expenses Ratio

Loading...

Inventory

Loading...

Receivables

Loading...

Total Short-Term Assets

Loading...

Property, Plant And Equipment

Loading...

Long-Term Investments

Loading...

Total Long-Term Assets

Loading...

Total Assets

Loading...

Net Income To Total Assets Percentage

Loading...

Accounts Payable

Loading...

Short-Term Debt

Loading...

Long Term Debt Due

Loading...

Total Short-Term Liabilities

Loading...

Long-Term Debt

Loading...

Other Long-Term Liabilities

Loading...

Total Long-Term Liabilities

Loading...

Total Liabilities

Loading...

Short-Term To Long-Term Debt Ratio

Loading...

Short-Term Assets To Debt Ratio

Loading...

Long-Term Debt To Net Income Ratio

Loading...

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $100.9M $65.98M $66.10M $70.50M $70.20M $74.90M $36.60M
YoY Change 52.87% -0.18% -6.24% 0.43% -6.28% 104.64%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $13.80M $19.80M $18.30M
YoY Change -30.3% 8.2%
Total Long-Term Assets
YoY Change
Total Assets $7.381B $6.601B $5.622B $5.659B $4.931B $4.107B $2.961B
YoY Change
Accounts Payable $60.42M $87.61M $32.70M $43.80M $31.20M $19.50M $11.90M
YoY Change -31.03% 167.92% -25.34% 40.38% 60.0% 63.87%
Accrued Expenses $34.00M $34.00M
YoY Change 0.0%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $20.00M $0.00 $2.300M $14.90M $75.40M $38.60M
YoY Change -100.0% -100.0% -84.56% -80.24% 95.34%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $94.42M $87.61M $32.70M $43.80M $31.20M $19.50M $11.90M
YoY Change 7.77% 167.92% -25.34% 40.38% 60.0% 63.87%
Long-Term Debt $8.950M $35.46M $1.000M $1.000M $900.0K $900.0K $25.90M
YoY Change -74.76% 3445.7% 0.0% 11.11% 0.0% -96.53%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $8.950M $35.46M $1.000M $1.000M $900.0K $900.0K $25.90M
YoY Change -74.76% 3445.7% 0.0% 11.11% 0.0% -96.53%
Total Liabilities $6.673B $5.992B $4.954B $5.035B $4.330B $3.617B $2.674B
YoY Change 11.35% 20.97% -1.61% 16.29% 19.7% 35.26%

Ownership

Basic Shares Outstanding

Loading...

Diluted Shares Outstanding

Loading...

Preferred Stock

Loading...

Treasury Stock Shares

Loading...

Stock Issuance & Repurchase

Loading...

Ownership Data

Return On Shareholders' Equity

Loading...

Book Value

Loading...

Free Cash Flow

Loading...

Free Cash Flow YoY

Loading...

Free Cash Flow Margin

Loading...

Dividends

Dividends

Loading...

Stock Price

Loading...
Market Cap: $851.42 Million

About CrossFirst Bankshares Inc

CrossFirst Bankshares, Inc. operates as a bank holding company. The company is headquartered in Leawood, Kansas and currently employs 453 full-time employees. The company went IPO on 2019-08-15. The Bank provides a full suite of financial services to businesses, business owners, professionals and their personal networks through its offices located in Kansas, Missouri, Oklahoma, Texas, Arizona, Colorado and New Mexico. The Bank operates as a regional bank, which provides deposit and lending products to commercial and consumer clients. In addition to its branch locations, it also offers private banking solutions and commercial banking solutions. The company focuses on various loan categories, including commercial loans; commercial real estate loans; construction and development loans; multifamily real estate loans; energy loans; and consumer loans. The company offers deposit banking products, including personal and business checking and savings accounts; international banking services; treasury management services; negotiable order of withdrawal accounts; automated teller machine access; and mobile banking.

Industry: State Commercial Banks Peers: Atlantic Capital Bancshares, Inc. Bank First Corp Camden National Corp First Mid Bancshares Inc HarborOne Bancorp Inc Heritage Commerce Corp Hills Bancorp Peapack-Gladstone Financial Corp PNC Financial Services Group Inc Republic Bancorp Inc