$HBIA Market Cap: $649 Million
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Financial Snapshot

Revenue
Gross Margin
Net Earnings
$47.60M
TTM
Current Assets
Current Liabilities
$558.5M
Q4 2024
Current Ratio
Total Assets
$4.588B
Q4 2024
Total Liabilities
$4.047B
Q4 2024
Book Value
$540.9M
Q4 2024
Cash
$123.4M
Q4 2024
P/E
13.63
Apr 09, 2025 EST
Free Cash Flow
$51.04M
TTM

Revenues

Revenues

No data

Revenue YoY Change

No data

Revenues

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Revenue
YoY Change

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operating Profits/Loss YoY Change

No data

Operating Earnings to Gross Profit Ratio

No data

Operating Profit Margin

No data

Operational Expenses

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $2.243M $2.315M $2.683M $3.052M $3.128M $3.072M $3.012M $2.856M $2.745M $2.748M $2.559M $2.790M $2.788M $2.430M $2.570M $2.410M $2.240M $2.250M $2.400M
YoY Change -3.11% -13.72% -12.09% -2.43% 1.82% 1.99% 5.46% 4.04% -0.11% 7.39% -8.28% 0.07% 14.73% -5.45% 6.64% 7.59% -0.44% -6.25% -0.83%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Operating Profit To Gross Profit
Operating Profit To Revenue

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Interest Expense $57.03M $16.09M $17.63M $26.95M $34.87M $26.32M $17.97M $16.09M $14.97M $15.04M $16.85M $21.53M
YoY Change 254.57% -8.75% -34.6% -22.71% 32.48% 46.47% 11.72% 7.48% -0.47% -10.75% -21.74%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

No data

Pretax & Net Income

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Pretax Income $60.20M $48.47M $60.87M $62.09M $49.92M $57.87M $45.67M $47.60M $45.95M $40.89M $38.10M $36.84M $37.38M $37.60M $32.60M $21.20M $19.70M $23.30M $22.50M
YoY Change 24.2% -20.36% -1.97% 24.37% -13.73% 26.7% -4.05% 3.59% 12.38% 7.31% 3.42% -1.42% -0.6% 15.34% 53.77% 7.61% -15.45% 3.56% 2.74%
Income Tax $12.60M $10.30M $13.11M $14.01M $11.28M $12.55M $8.905M $19.54M $14.39M $12.47M $11.13M $10.91M $10.54M $10.80M $9.300M $5.200M $5.600M $7.100M $6.900M
% Of Pretax Income 20.93% 21.24% 21.55% 22.56% 22.59% 21.69% 19.5% 41.05% 31.33% 30.5% 29.21% 29.62% 28.21% 28.72% 28.53% 24.53% 28.43% 30.47% 30.67%
Net Earnings $47.60M $38.18M $47.75M $48.09M $38.65M $45.32M $36.77M $28.06M $31.56M $28.42M $26.97M $25.93M $26.83M $26.80M $23.30M $16.00M $14.10M $16.10M $15.60M
YoY Change 24.7% -20.06% -0.69% 24.42% -14.72% 23.26% 31.03% -11.07% 11.04% 5.35% 4.02% -3.36% 0.12% 15.02% 45.63% 13.48% -12.42% 3.21% 2.63%
Net Earnings / Revenue
Basic Earnings Per Share $5.26 $4.16 $5.15 $5.16 $4.12 $4.85 $3.93 $3.01 $3.40 $3.04 $2.88 $2.76 $5.69
Diluted Earnings Per Share $5.26 $4.16 $5.15 $5.16 $4.12 $4.85 $3.92 $3.01 $3.40 $3.04 $2.87 $2.75 $5.68 $3.011M $2.648M $1.798M $1.567M $1.789M $1.696M

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

No data

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $37.74M $36.36M $35.63M $36.80M $38.70M $40.30M $37.10M $37.90M $37.90M $33.50M $29.10M $29.80M $30.60M $30.30M $26.80M $26.40M $23.60M $21.20M $22.10M
YoY Change 3.79% 2.05% -3.18% -4.91% -3.97% 8.63% -2.11% 0.0% 13.13% 15.12% -2.35% -2.61% 0.99% 13.06% 1.52% 11.86% 11.32% -4.07%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $21.13M $21.27M $24.06M $9.100M $6.100M $8.000M $10.90M $8.800M $12.60M $11.70M $9.900M $8.600M $7.100M $8.500M $9.900M $8.900M $9.000M $7.700M $7.600M
YoY Change -0.65% -11.6% 164.41% 49.18% -23.75% -26.61% 23.86% -30.16% 7.69% 18.18% 15.12% 21.13% -16.47% -14.14% 11.24% -1.11% 16.88% 1.32%
Total Long-Term Assets
YoY Change
Total Assets $4.588B $4.342B $3.980B $4.045B $3.782B $3.301B $3.043B $2.963B $2.656B $2.494B $2.334B $2.168B $2.100B $2.018B $1.931B $1.831B $1.781B $1.661B $1.551B
YoY Change
Accounts Payable $9.912M $6.102M $1.394M $1.200M $1.700M $2.500M $1.800M $1.300M $1.000M $800.0K $900.0K $1.100M $1.400M $1.600M $2.000M $2.300M $2.900M $3.200M $3.500M
YoY Change 62.44% 337.73% 16.17% -29.41% -32.0% 38.89% 38.46% 30.0% 25.0% -11.11% -18.18% -21.43% -12.5% -20.0% -13.04% -20.69% -9.38% -8.57%
Accrued Expenses $1.970M $2.220M $2.190M $2.500M $2.900M $3.200M
YoY Change -11.26% 1.37% -12.4% -13.79% -9.38%
Deferred Revenue
YoY Change
Short-Term Debt $546.6M $219.0M $82.06M $0.00 $33.50M $44.10M $47.50M $42.00M $38.80M $52.80M $46.90M $68.50M $99.90M $87.10M $59.10M
YoY Change 149.61% 166.87% -100.0% -24.04% -7.16% 13.1% 8.25% -26.52% 12.58% -31.53% -31.43% 14.7% 47.38%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $558.5M $8.322M $3.584M $3.700M $4.600M $5.700M $1.800M $1.300M $1.000M $800.0K $900.0K $1.100M $1.400M $1.600M $2.000M $2.300M $2.900M $3.200M $3.500M
YoY Change 6611.34% 132.2% -3.14% -19.57% -19.3% 216.67% 38.46% 30.0% 25.0% -11.11% -18.18% -21.43% -12.5% -20.0% -13.04% -20.69% -9.38% -8.57%
Long-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $15.60M $19.78M $18.20M $18.20M $16.70M $21.80M $20.80M $23.50M $19.90M $23.30M $20.70M $16.40M $16.10M $17.20M $15.40M $12.60M $11.90M $8.600M $6.300M
YoY Change -21.14% 8.68% -0.01% 8.98% -23.39% 4.81% -11.49% 18.09% -14.59% 12.56% 26.22% 1.86% -6.4% 11.69% 22.22% 5.88% 38.37% 36.51%
Total Long-Term Liabilities $15.60M $19.78M $18.20M $18.20M $16.70M $21.80M $20.80M $23.50M $19.90M $23.30M $20.70M $16.40M $16.10M $17.20M $15.40M $12.60M $11.90M $8.600M $6.300M
YoY Change -21.14% 8.68% -0.01% 8.98% -23.39% 4.81% -11.49% 18.09% -14.59% 12.56% 26.22% 1.86% -6.4% 11.69% 22.22% 5.88% 38.37% 36.51%
Total Liabilities $4.047B $3.827B $3.501B $3.556B $3.319B $2.874B $2.659B $2.608B $2.326B $2.184B $2.044B $1.894B $1.844B $1.782B $1.740B $1.656B $1.618B $1.508B $1.412B
YoY Change 5.77% 9.29% -1.54% 7.14% 15.49% 8.09% 1.93% 12.15% 6.49% 6.83% 7.91% 2.74% 3.47% 2.41% 5.08% 2.37% 7.25% 6.84%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Basic Shares Outstanding 9.051M shares 9.177M shares 9.268M shares 9.307M shares 9.369M shares 9.356M shares 9.366M shares 9.330M shares 9.287M shares 9.344M shares 9.388M shares 9.420M shares 4.716M shares
Diluted Shares Outstanding 9.051M shares 9.177M shares 9.270M shares 9.311M shares 9.373M shares 9.360M shares 9.370M shares 9.335M shares 9.294M shares 9.350M shares 9.393M shares 9.428M shares 4.721M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

No data

Dividends

Dividends

Stock Price

Market Cap: $648.98 Million

About HILLS BANCORPORATION

Hills Bancorporation is a holding company, which engages in the business of banking. The company is headquartered in Hills, Iowa and currently employs 474 full-time employees. The company went IPO on 2001-07-16. The Company, through its subsidiary bank, Hills Bank and Trust Company (the Bank), is engaged in the business of banking. The Bank is a full-service commercial bank extending its services to individuals, businesses, governmental units and institutional customers. The Bank is actively engaged in all areas of commercial banking, including acceptance of demand, savings and time deposits; making commercial, real estate, agricultural and consumer loans; maintaining night and safe deposit facilities; and performing collection, exchange and other banking services tailored for individual customers. The Bank administers estates, personal trusts, and pension plans and provides farm management, investment advisory and custodial services for individuals, corporations and nonprofit organizations. The company offers residential, commercial and agricultural real estate loans. The Bank offers consumer loans, including personal loans and automobile loans.

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