2024 Q4 Form 10-Q Financial Statement

#000091334124000048 Filed on November 04, 2024

View on sec.gov

Income Statement

Concept 2024 Q4 2024 Q3
Revenue $33.46M
YoY Change 9.77%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $945.0K
YoY Change 5.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $6.670M
YoY Change -6.06%
Income Tax $1.250M
% Of Pretax Income 18.74%
Net Earnings $5.389M
YoY Change -6.91%
Net Earnings / Revenue 16.11%
Basic Earnings Per Share $1.65
Diluted Earnings Per Share $1.65
COMMON SHARES
Basic Shares Outstanding 3.225M 3.267M
Diluted Shares Outstanding 3.258M

Balance Sheet

Concept 2024 Q4 2024 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $49.19M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $42.13M
YoY Change -0.53%
Goodwill $25.19M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $16.87M
YoY Change -27.9%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.551B
YoY Change 5.34%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $3.967M
YoY Change 23.97%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $48.64M
YoY Change -49.15%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $52.61M
YoY Change -46.8%
LONG-TERM LIABILITIES
Long-Term Debt $93.68M
YoY Change 82.26%
Other Long-Term Liabilities $40.76M
YoY Change -4.54%
Total Long-Term Liabilities $134.4M
YoY Change 42.87%
TOTAL LIABILITIES
Total Short-Term Liabilities $52.61M
Total Long-Term Liabilities $134.4M
Total Liabilities $2.323B
YoY Change 4.57%
SHAREHOLDERS EQUITY
Retained Earnings $243.2M
YoY Change 5.66%
Common Stock $3.114M
YoY Change -4.16%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $227.3M
YoY Change
Total Liabilities & Shareholders Equity $2.551B
YoY Change 5.34%

Cashflow Statement

Concept 2024 Q4 2024 Q3
OPERATING ACTIVITIES
Net Income $5.389M
YoY Change -6.91%
Depreciation, Depletion And Amortization $945.0K
YoY Change 5.0%
Cash From Operating Activities $404.0K
YoY Change -98.21%
INVESTING ACTIVITIES
Capital Expenditures $2.032M
YoY Change 408.0%
Acquisitions
YoY Change
Other Investing Activities -$42.45M
YoY Change 316.18%
Cash From Investing Activities -$44.48M
YoY Change 315.72%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 48.61M
YoY Change -12251.25%
NET CHANGE
Cash From Operating Activities 404.0K
Cash From Investing Activities -44.48M
Cash From Financing Activities 48.61M
Net Change In Cash 4.527M
YoY Change -60.63%
FREE CASH FLOW
Cash From Operating Activities $404.0K
Capital Expenditures $2.032M
Free Cash Flow -$1.628M
YoY Change -107.33%

Facts In Submission

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OtherNoninterestIncomeLossNet
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CY2023Q3 cffi Other Noninterest Income Loss Net
OtherNoninterestIncomeLossNet
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cffi Other Noninterest Income Loss Net
OtherNoninterestIncomeLossNet
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cffi Other Noninterest Income Loss Net
OtherNoninterestIncomeLossNet
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CY2024Q3 us-gaap Noninterest Income
NoninterestIncome
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CY2023Q3 us-gaap Noninterest Income
NoninterestIncome
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us-gaap Noninterest Income
NoninterestIncome
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us-gaap Noninterest Income
NoninterestIncome
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CY2023Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
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us-gaap Labor And Related Expense
LaborAndRelatedExpense
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us-gaap Labor And Related Expense
LaborAndRelatedExpense
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CY2024Q3 us-gaap Occupancy Net
OccupancyNet
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CY2023Q3 us-gaap Occupancy Net
OccupancyNet
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us-gaap Occupancy Net
OccupancyNet
6286000
us-gaap Occupancy Net
OccupancyNet
5975000
CY2024Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
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CY2023Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
2567000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
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us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
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CY2024Q3 us-gaap Professional Fees
ProfessionalFees
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CY2023Q3 us-gaap Professional Fees
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us-gaap Professional Fees
ProfessionalFees
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us-gaap Professional Fees
ProfessionalFees
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GeneralInsuranceExpense
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CY2023Q3 us-gaap General Insurance Expense
GeneralInsuranceExpense
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us-gaap General Insurance Expense
GeneralInsuranceExpense
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us-gaap General Insurance Expense
GeneralInsuranceExpense
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CY2024Q3 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
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CY2023Q3 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
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us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
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us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
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CY2024Q3 us-gaap Loan Processing Fee
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CY2023Q3 us-gaap Loan Processing Fee
LoanProcessingFee
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us-gaap Loan Processing Fee
LoanProcessingFee
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us-gaap Loan Processing Fee
LoanProcessingFee
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OtherNoninterestExpense
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CY2023Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
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us-gaap Other Noninterest Expense
OtherNoninterestExpense
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us-gaap Other Noninterest Expense
OtherNoninterestExpense
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CY2024Q3 us-gaap Noninterest Expense
NoninterestExpense
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CY2023Q3 us-gaap Noninterest Expense
NoninterestExpense
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us-gaap Noninterest Expense
NoninterestExpense
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us-gaap Noninterest Expense
NoninterestExpense
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CY2024Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
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6670000
CY2023Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
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7100000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
16899000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
22967000
CY2024Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1250000
CY2023Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
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us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3010000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
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CY2024Q3 us-gaap Profit Loss
ProfitLoss
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CY2023Q3 us-gaap Profit Loss
ProfitLoss
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us-gaap Profit Loss
ProfitLoss
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us-gaap Profit Loss
ProfitLoss
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CY2024Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
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CY2023Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
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us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
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us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
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CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
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CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
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us-gaap Net Income Loss
NetIncomeLoss
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us-gaap Net Income Loss
NetIncomeLoss
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CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
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CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
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CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
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CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.71
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
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us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
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us-gaap Earnings Per Share Basic
EarningsPerShareBasic
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us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
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CY2024Q3 us-gaap Profit Loss
ProfitLoss
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CY2023Q3 us-gaap Profit Loss
ProfitLoss
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us-gaap Profit Loss
ProfitLoss
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us-gaap Profit Loss
ProfitLoss
18658000
CY2024Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
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CY2023Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
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us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
7821000
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
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CY2024Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
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CY2023Q3 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
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us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
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us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
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CY2024Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax
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CY2023Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax
133000
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax
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us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax
95000
CY2024Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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CY2023Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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CY2024Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
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CY2023Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
109000
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
21109000
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
14542000
CY2024Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
31000
CY2023Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
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us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
92000
us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
122000
CY2024Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
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CY2023Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
121000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
21017000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
14420000
CY2024Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
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CY2024Q3 us-gaap Profit Loss
ProfitLoss
5420000
CY2024Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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CY2024Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
485000
CY2024Q3 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
46000
CY2024Q3 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
3249000
CY2024Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
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CY2024Q3 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1426000
CY2024Q3 us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
49000
CY2024Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
227958000
CY2023Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
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CY2023Q3 us-gaap Profit Loss
ProfitLoss
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CY2023Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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CY2023Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
581000
CY2023Q3 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
49000
CY2023Q3 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
1399000
CY2023Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
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CY2023Q3 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1488000
CY2023Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
200380000
CY2023Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
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us-gaap Profit Loss
ProfitLoss
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us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1458000
us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
142000
us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
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us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
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us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
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us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
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CY2024Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
227958000
CY2022Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
196233000
us-gaap Profit Loss
ProfitLoss
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us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1508000
us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
145000
us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
6363000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
1.32
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4510000
us-gaap Minority Interest Decrease From Distributions To Noncontrolling Interest Holders
MinorityInterestDecreaseFromDistributionsToNoncontrollingInterestHolders
103000
CY2023Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
200380000
us-gaap Profit Loss
ProfitLoss
13889000
us-gaap Profit Loss
ProfitLoss
18658000
cffi Provision For Credit Losses
ProvisionForCreditLosses
9750000
cffi Provision For Credit Losses
ProvisionForCreditLosses
5800000
cffi Fair Value Adjustment Accretion Of Acquisition Related Fair Value Adjustments
FairValueAdjustmentAccretionOfAcquisitionRelatedFairValueAdjustments
464000
cffi Fair Value Adjustment Accretion Of Acquisition Related Fair Value Adjustments
FairValueAdjustmentAccretionOfAcquisitionRelatedFairValueAdjustments
632000
us-gaap Share Based Compensation
ShareBasedCompensation
1458000
us-gaap Share Based Compensation
ShareBasedCompensation
1508000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
2841000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
2919000
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-1068000
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-1041000
cffi Provision For Indemnifications
ProvisionForIndemnifications
-375000
cffi Provision For Indemnifications
ProvisionForIndemnifications
-435000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
326000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
299000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
667000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
692000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
371258000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
394106000
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
396718000
us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
400559000
cffi Gains Losses On Sales Of Loans Held For Sale
GainsLossesOnSalesOfLoansHeldForSale
4814000
cffi Gains Losses On Sales Of Loans Held For Sale
GainsLossesOnSalesOfLoansHeldForSale
4930000
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
207000
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-184000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-200000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
1057000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-4483000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1713000
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
474000
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
2238000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-190000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
890000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2994000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
21837000
us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
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us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
75560000
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
27009000
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
30075000
cffi Maturities Purchases Of Time Deposits Net
MaturitiesPurchasesOfTimeDepositsNet
734000
cffi Maturities Purchases Of Time Deposits Net
MaturitiesPurchasesOfTimeDepositsNet
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us-gaap Proceeds From Collection Of Loans Receivable
ProceedsFromCollectionOfLoansReceivable
125399000
us-gaap Proceeds From Collection Of Loans Receivable
ProceedsFromCollectionOfLoansReceivable
121257000
us-gaap Payments To Acquire Loans Receivable
PaymentsToAcquireLoansReceivable
136459000
us-gaap Payments To Acquire Loans Receivable
PaymentsToAcquireLoansReceivable
124340000
cffi Net Decrease Increase In Community Banking Loans Held For Investment
NetDecreaseIncreaseInCommunityBankingLoansHeldForInvestment
164176000
cffi Net Decrease Increase In Community Banking Loans Held For Investment
NetDecreaseIncreaseInCommunityBankingLoansHeldForInvestment
84113000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
3056000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1019000
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
1377000
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
3675000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
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us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-46658000
cffi Increase Decrease In Deposits Excluding Time Deposits
IncreaseDecreaseInDepositsExcludingTimeDeposits
-67891000
cffi Increase Decrease In Deposits Excluding Time Deposits
IncreaseDecreaseInDepositsExcludingTimeDeposits
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us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
137652000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
215995000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-9580000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
59068000
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
40000000
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
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us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
7792000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
6363000
us-gaap Payments Of Dividends
PaymentsOfDividends
4363000
us-gaap Payments Of Dividends
PaymentsOfDividends
4510000
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-282000
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-92000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
87744000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
68672000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-25966000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
43851000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
75159000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
26661000
CY2024Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
49193000
CY2023Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
70512000
us-gaap Interest Paid Net
InterestPaidNet
30976000
us-gaap Interest Paid Net
InterestPaidNet
15707000
us-gaap Income Taxes Paid
IncomeTaxesPaid
22000
us-gaap Income Taxes Paid
IncomeTaxesPaid
3545000
cffi Other Real Estate Owned Transfers Of Property From Corporate Premises
OtherRealEstateOwnedTransfersOfPropertyFromCorporatePremises
296000
cffi Noncash Investing And Financing Activities Adoption Of New Accounting Standard
NoncashInvestingAndFinancingActivitiesAdoptionOfNewAccountingStandard
1072000
cffi Liabilities Assumed To Acquire Right Of Use Assets At Lease Commencement
LiabilitiesAssumedToAcquireRightOfUseAssetsAtLeaseCommencement
2730000
cffi Liabilities Assumed To Acquire Right Of Use Assets At Lease Commencement
LiabilitiesAssumedToAcquireRightOfUseAssetsAtLeaseCommencement
181000
us-gaap Nature Of Operations
NatureOfOperations
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><b style="font-weight:bold;">Nature of Operations:</b> The Corporation is a bank holding company incorporated under the laws of the Commonwealth of Virginia. The Corporation owns all of the stock of its subsidiary, C&amp;F Bank, which is an independent commercial bank chartered under the laws of the Commonwealth of Virginia. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 7.5pt 0pt 7.5pt;"><span style="margin-left:0pt;margin-right:0pt;visibility:hidden;">​</span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">C&amp;F Bank has five wholly-owned subsidiaries: C&amp;F Mortgage Corporation (C&amp;F Mortgage), C&amp;F Finance Company (C&amp;F Finance), C&amp;F Wealth Management Corporation (C&amp;F Wealth Management), C&amp;F Insurance Services, Inc. (C&amp;F Insurance) and CVB Title Services, Inc. (CVB Title), all incorporated under the laws of the Commonwealth of Virginia. C&amp;F Mortgage, organized in September 1995, originates and sells residential mortgages, provides mortgage loan origination services to third-party lenders and, through its subsidiary Certified Appraisals LLC, provides ancillary mortgage loan production services for residential appraisals. C&amp;F Mortgage owns a 51 percent interest in C&amp;F Select LLC, which was organized in January 2019 and is also engaged in the business of originating and selling residential mortgages. C&amp;F Finance, acquired in September 2002, is a finance company purchasing automobile, marine and recreational vehicle (RV) loans through indirect lending programs. C&amp;F Wealth Management, organized in April 1995, is a full-service brokerage firm offering a comprehensive range of wealth management services and insurance products through third-party service providers. C&amp;F Insurance and CVB Title were organized for the primary purpose of owning equity interests in an independent insurance agency and a full service title and settlement agency, respectively. Business segment data is presented in Note 10.</p>
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><b style="font-weight:bold;">Reclassification:</b> Certain reclassifications have been made to the prior period financial statements to conform to the current period presentation.  None of these reclassifications are considered material and did not affect net income or total equity.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;">​</span></p>
CY2024Q3 us-gaap Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss
430793000
CY2024Q3 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
2856000
CY2024Q3 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
24604000
CY2024Q3 us-gaap Debt Securities Available For Sale Excluding Accrued Interest
DebtSecuritiesAvailableForSaleExcludingAccruedInterest
409045000
CY2023Q4 us-gaap Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss
494092000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
2465000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
34113000
CY2023Q4 us-gaap Debt Securities Available For Sale Excluding Accrued Interest
DebtSecuritiesAvailableForSaleExcludingAccruedInterest
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CY2024Q3 us-gaap Debt Securities Available For Sale Accrued Interest After Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss
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CY2024Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
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71087000
CY2024Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
69053000
CY2024Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
175996000
CY2024Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
164747000
CY2024Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
117701000
CY2024Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
110577000
CY2024Q3 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
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CY2024Q3 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
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430793000
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DebtSecuritiesAvailableForSaleExcludingAccruedInterest
409045000
cffi Available For Sale Securities Sold Number
AvailableForSaleSecuritiesSoldNumber
0
cffi Available For Sale Securities Sold Number
AvailableForSaleSecuritiesSoldNumber
0
cffi Available For Sale Securities Sold Number
AvailableForSaleSecuritiesSoldNumber
0
cffi Available For Sale Securities Gross Realized Losses From Maturities And Calls
AvailableForSaleSecuritiesGrossRealizedLossesFromMaturitiesAndCalls
5000
cffi Available For Sale Securities Gross Realized Gains Losses Net From Maturities And Calls
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-5000
CY2024Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
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16344000
CY2023Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
30719000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
89240000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
75560000
CY2024Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
12583000
CY2024Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
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CY2024Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
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CY2024Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
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CY2024Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
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CY2024Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
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CY2024Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
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465
CY2024Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
300610000
cffi Impairment Loss Debt Securities
ImpairmentLossDebtSecurities
0
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
13573000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
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CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
365904000
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CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
379477000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
34113000
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RestrictedInvestmentsNoncurrent
4540000
CY2023Q4 us-gaap Restricted Investments Noncurrent
RestrictedInvestmentsNoncurrent
2930000
cffi Restricted Stocks Other Than Temporary Impairment
RestrictedStocksOtherThanTemporaryImpairment
0
CY2024Q3 us-gaap Financing Receivable Accrued Interest After Allowance For Credit Loss
FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
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FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss
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CY2024Q3 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
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FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
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CY2024Q3 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
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CY2023Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
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CY2024Q3 us-gaap Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
1868638000
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss
1702488000
CY2024Q3 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
1909409000
CY2024Q3 us-gaap Financing Receivable Excluding Accrued Interest90 Days Or More Past Due Still Accruing
FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing
204000
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss
FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss
1742139000
CY2023Q4 us-gaap Financing Receivable Excluding Accrued Interest90 Days Or More Past Due Still Accruing
FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing
128000
us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
10000
CY2024Q3 cffi Financing Receivable Reversal Of Interest Income Upon Placing Loans On Nonaccrual Status
FinancingReceivableReversalOfInterestIncomeUponPlacingLoansOnNonaccrualStatus
1000
cffi Financing Receivable Reversal Of Interest Income Upon Placing Loans On Nonaccrual Status
FinancingReceivableReversalOfInterestIncomeUponPlacingLoansOnNonaccrualStatus
9000
CY2024Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1729000
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1298000
CY2024Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
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CY2024Q3 us-gaap Financing Receivable Modification To Total Financing Receivables Percent
FinancingReceivableModificationToTotalFinancingReceivablesPercent
0.000
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
450000
us-gaap Financing Receivable Modification To Total Financing Receivables Percent
FinancingReceivableModificationToTotalFinancingReceivablesPercent
0.000
CY2023Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
1040000
CY2023Q3 us-gaap Financing Receivable Modification To Total Financing Receivables Percent
FinancingReceivableModificationToTotalFinancingReceivablesPercent
0.001
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
1085000
us-gaap Financing Receivable Modification To Total Financing Receivables Percent
FinancingReceivableModificationToTotalFinancingReceivablesPercent
0.001
CY2024Q3 cffi Financing Receivables Modified Loans Weighted Average Extension Term
FinancingReceivablesModifiedLoansWeightedAverageExtensionTerm
P1Y
CY2024Q3 cffi Financing Receivables Modified Loans Weighted Average Interest Rate
FinancingReceivablesModifiedLoansWeightedAverageInterestRate
0.0151
cffi Financing Receivables Modified Loans Weighted Average Extension Term
FinancingReceivablesModifiedLoansWeightedAverageExtensionTerm
P5Y8M12D
CY2023Q3 cffi Financing Receivables Modified Loans Weighted Average Extension Term
FinancingReceivablesModifiedLoansWeightedAverageExtensionTerm
P2Y6M
CY2023Q3 cffi Financing Receivables Modified Loans Weighted Average Interest Rate
FinancingReceivablesModifiedLoansWeightedAverageInterestRate
0.0075
cffi Financing Receivables Modified Loans Weighted Average Extension Term
FinancingReceivablesModifiedLoansWeightedAverageExtensionTerm
P2Y7M6D
cffi Financing Receivable Troubled Debt Restructuring Subsequent Default Number Of Contracts2
FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts2
0
cffi Financing Receivable Troubled Debt Restructuring Subsequent Default Number Of Contracts2
FinancingReceivableTroubledDebtRestructuringSubsequentDefaultNumberOfContracts2
0
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
39651000
us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
9700000
us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
12000000
us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
3420000
CY2024Q3 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
40771000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
40518000
us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
5451000
us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
9562000
us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery
3350000
CY2023Q3 us-gaap Financing Receivable Allowance For Credit Loss Excluding Accrued Interest
FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
40248000
CY2024Q3 us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
3700000
CY2023Q3 us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
2100000
us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
9700000
us-gaap Financing Receivable Excluding Accrued Interest Credit Loss Expense Reversal
FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal
5451000
CY2023Q3 cffi Provision For Unfunded Commitments
ProvisionForUnfundedCommitments
-50000
cffi Provision For Unfunded Commitments
ProvisionForUnfundedCommitments
50000
cffi Provision For Unfunded Commitments
ProvisionForUnfundedCommitments
349000
CY2024Q3 cffi Provision For Credit Losses
ProvisionForCreditLosses
3700000
CY2023Q3 cffi Provision For Credit Losses
ProvisionForCreditLosses
2050000
cffi Provision For Credit Losses
ProvisionForCreditLosses
9750000
cffi Provision For Credit Losses
ProvisionForCreditLosses
5800000
us-gaap Financing Receivable Excluding Accrued Interest Revolving Converted To Term Loan During Period
FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanDuringPeriod
154000000
us-gaap Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff
574000
us-gaap Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff
2350000
us-gaap Financing Receivable Excluding Accrued Interest Year Three Originated Two Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff
5218000
us-gaap Financing Receivable Excluding Accrued Interest Year Four Originated Three Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff
2725000
us-gaap Financing Receivable Excluding Accrued Interest Year Five Originated Four Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff
484000
us-gaap Financing Receivable Excluding Accrued Interest Originated More Than Five Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff
649000
us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
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us-gaap Financing Receivable Excluding Accrued Interest Year One Originated Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff
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us-gaap Financing Receivable Excluding Accrued Interest Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff
4519000
us-gaap Financing Receivable Excluding Accrued Interest Year Three Originated Two Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff
2628000
us-gaap Financing Receivable Excluding Accrued Interest Year Four Originated Three Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff
626000
us-gaap Financing Receivable Excluding Accrued Interest Year Five Originated Four Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff
485000
us-gaap Financing Receivable Excluding Accrued Interest Originated More Than Five Years Before Current Fiscal Year Writeoff
FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff
615000
us-gaap Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff
FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff
9562000
cffi Financing Receivable Collateral Dependent Loans Which Required Sale Of Collateral And Borrower Had Financial Difficulty
FinancingReceivableCollateralDependentLoansWhichRequiredSaleOfCollateralAndBorrowerHadFinancialDifficulty
0
CY2023 cffi Financing Receivable Collateral Dependent Loans Which Required Sale Of Collateral And Borrower Had Financial Difficulty
FinancingReceivableCollateralDependentLoansWhichRequiredSaleOfCollateralAndBorrowerHadFinancialDifficulty
0
CY2024Q3 us-gaap Goodwill
Goodwill
25190000
CY2023Q4 us-gaap Goodwill
Goodwill
25190000
us-gaap Goodwill Acquired During Period
GoodwillAcquiredDuringPeriod
0
us-gaap Goodwill Acquired During Period
GoodwillAcquiredDuringPeriod
0
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FiniteLivedIntangibleAssetsNet
1210000
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
1410000
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FiniteLivedIntangibleAssetsGross
3116000
CY2024Q3 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1905000
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FiniteLivedIntangibleAssetsGross
3116000
CY2023Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
1709000
CY2024Q3 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
66000
CY2023Q3 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
68000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
196000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
204000
cffi Stock Repurchase Program Number Of Shares Withheld
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9316
cffi Stock Repurchase Program Number Of Shares Withheld
StockRepurchaseProgramNumberOfSharesWithheld
7765
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
5389000
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
5789000
CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3258420
CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3258420
CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3391624
CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3391624
us-gaap Net Income Loss
NetIncomeLoss
13797000
us-gaap Net Income Loss
NetIncomeLoss
18536000
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3323942
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3323942
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3426845
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3426845
CY2024Q3 us-gaap Equity Securities Fv Ni Current And Noncurrent
EquitySecuritiesFvNiCurrentAndNoncurrent
1630000
CY2023Q4 us-gaap Equity Securities Fv Ni Current And Noncurrent
EquitySecuritiesFvNiCurrentAndNoncurrent
1930000
CY2024Q3 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
140000
us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
238000
CY2023Q3 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
72000
us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
270000
us-gaap Other Income
OtherIncome
3920000
CY2023 cffi Other Income Net Of Tax
OtherIncomeNetOfTax
3750000
CY2024Q3 us-gaap Unrealized Gain Loss On Investments
UnrealizedGainLossOnInvestments
194000
us-gaap Unrealized Gain Loss On Investments
UnrealizedGainLossOnInvestments
433000
CY2023Q3 us-gaap Unrealized Gain Loss On Investments
UnrealizedGainLossOnInvestments
137000
us-gaap Unrealized Gain Loss On Investments
UnrealizedGainLossOnInvestments
210000
us-gaap Number Of Operating Segments
NumberOfOperatingSegments
3
CY2024Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
36131000
CY2024Q3 us-gaap Interest Expense Operating
InterestExpenseOperating
11442000
CY2024Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
24689000
CY2024Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1825000
CY2024Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
6947000
CY2024Q3 us-gaap Revenues
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33461000
CY2024Q3 us-gaap Provision For Loan Losses Expensed
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3700000
CY2024Q3 cffi Noninterest Expense Net
NoninterestExpenseNet
23091000
CY2024Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
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6670000
CY2024Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1250000
CY2024Q3 us-gaap Profit Loss
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5420000
CY2024Q3 us-gaap Additions To Other Assets Amount
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CY2024Q3 us-gaap Depreciation And Amortization
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CY2024Q3 us-gaap Assets
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CY2023Q4 us-gaap Assets
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us-gaap Increase Decrease In Fair Value Of Interest Rate Fair Value Hedging Instruments1
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CY2024Q3 cffi Finance Payment Processing Expense
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CY2024Q3 cffi Provision For Loss On Indemnification
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CY2023Q3 cffi Provision For Loss On Indemnification
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cffi Provision For Loss On Indemnification
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cffi Provision For Loss On Indemnification
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CY2024Q3 us-gaap Defined Benefit Plan Other Costs
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us-gaap Defined Benefit Plan Other Costs
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CY2024Q3 cffi All Other Noninterest Expenses
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CY2024Q3 us-gaap Other Noninterest Expense
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CY2024Q3 ecd Rule10b51 Arr Adopted Flag
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CY2024Q3 ecd Rule10b51 Arr Trmntd Flag
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CY2024Q3 cffi Rule10b51 Arrangement Modified
Rule10b51ArrangementModified
false
CY2024Q3 cffi Non Rule10b51 Arrangement Modified
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false

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