$CRMZ
CREDITRISKMONITOR COM INC

2020 Q2 Form 10-Q Financial Statement

#000114036120011522 Filed on May 13, 2020

View on sec.gov

Income Statement

Concept 2020 Q2 2020 Q1 2019 Q1
Revenue $3.852M $3.709M $3.496M
YoY Change 7.97% 6.09% 3.73%
Cost Of Revenue $1.515M $1.526M $1.469M
YoY Change 6.24% 3.9% -0.74%
Gross Profit $2.337M $2.182M $2.027M
YoY Change 9.13% 7.68% 7.24%
Gross Profit Margin 60.66% 58.85% 57.98%
Selling, General & Admin $2.394M $2.415M $2.167M
YoY Change 11.48% 11.44% -1.03%
% of Gross Profit 102.47% 110.67% 106.94%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $53.70K $54.11K $50.99K
YoY Change 7.31% 6.12% 1.98%
% of Gross Profit 2.3% 2.48% 2.52%
Operating Expenses $3.963M $3.996M $3.687M
YoY Change 9.36% 8.36% 64.62%
Operating Profit -$111.4K -$286.9K -$191.6K
YoY Change 96.36% 49.78% -45.26%
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net $3.417K $22.68K $40.89K
YoY Change -92.09% -44.52% 104.45%
Pretax Income -$108.0K -$264.3K -$150.7K
YoY Change 697.99% 75.36% -54.34%
Income Tax -$136.9K -$65.92K -$14.23K
% Of Pretax Income
Net Earnings $28.92K -$198.3K -$136.5K
YoY Change -350.83% 45.34% -47.51%
Net Earnings / Revenue 0.75% -5.35% -3.9%
Basic Earnings Per Share -$0.02
Diluted Earnings Per Share $2.697K -$0.02 -$12.73K
COMMON SHARES
Basic Shares Outstanding 10.72M 10.72M
Diluted Shares Outstanding 10.72M

Balance Sheet

Concept 2020 Q2 2020 Q1 2019 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $9.956M $8.298M $8.390M
YoY Change 18.47% -1.09% -3.78%
Cash & Equivalents $9.956M $8.298M $8.390M
Short-Term Investments
Other Short-Term Assets $798.6K $624.1K $655.3K
YoY Change -4.12% -4.76% 31.06%
Inventory
Prepaid Expenses
Receivables $2.270M $2.195M $1.954M
Other Receivables $0.00 $0.00 $0.00
Total Short-Term Assets $13.02M $11.12M $11.00M
YoY Change 16.65% 1.07% -1.79%
LONG-TERM ASSETS
Property, Plant & Equipment $439.3K $461.9K $3.045M
YoY Change -20.82% -84.83% 661.28%
Goodwill $1.954M $1.954M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $33.45K $46.65K $44.51K
YoY Change 5.83% 4.82% -10.98%
Total Long-Term Assets $4.719M $4.799M $5.044M
YoY Change -5.82% -4.85% 110.17%
TOTAL ASSETS
Total Short-Term Assets $13.02M $11.12M $11.00M
Total Long-Term Assets $4.719M $4.799M $5.044M
Total Assets $17.74M $15.92M $16.04M
YoY Change 9.69% -0.79% 17.97%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $87.37K $186.7K $226.4K
YoY Change -30.96% -17.53% 50.95%
Accrued Expenses $1.278M $929.9K $973.9K
YoY Change 12.98% -4.52% 28.15%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due $907.1K
YoY Change
Total Short-Term Liabilities $11.81M $10.45M $10.32M
YoY Change 15.1% 1.29% 5.31%
LONG-TERM LIABILITIES
Long-Term Debt $654.4K $0.00 $0.00
YoY Change
Other Long-Term Liabilities $2.407M $2.496M $2.411M
YoY Change 3.52% 11956.3%
Total Long-Term Liabilities $3.061M $2.496M $2.411M
YoY Change 3.52% 11956.3%
TOTAL LIABILITIES
Total Short-Term Liabilities $11.81M $10.45M $10.32M
Total Long-Term Liabilities $3.061M $2.496M $2.411M
Total Liabilities $15.19M $13.41M $13.21M
YoY Change 13.87% 1.5% 28.86%
SHAREHOLDERS EQUITY
Retained Earnings -$27.29M -$27.32M
YoY Change 1.26%
Common Stock $107.2K $107.2K
YoY Change 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $2.555M $2.511M $2.836M
YoY Change
Total Liabilities & Shareholders Equity $17.74M $15.92M $16.04M
YoY Change 9.69% -0.79% 17.97%

Cashflow Statement

Concept 2020 Q2 2020 Q1 2019 Q1
OPERATING ACTIVITIES
Net Income $28.92K -$198.3K -$136.5K
YoY Change -350.83% 45.34% -47.51%
Depreciation, Depletion And Amortization $53.70K $54.11K $50.99K
YoY Change 7.31% 6.12% 1.98%
Cash From Operating Activities $126.9K $60.51K $362.9K
YoY Change 48.54% -83.33% -3729.05%
INVESTING ACTIVITIES
Capital Expenditures -$31.08K $38.05K $39.85K
YoY Change -56.98% -4.53% -498.51%
Acquisitions
YoY Change
Other Investing Activities
YoY Change
Cash From Investing Activities -$31.08K -$38.05K -$39.85K
YoY Change -56.98% -4.53% 298.51%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 1.562M
YoY Change
NET CHANGE
Cash From Operating Activities 126.9K 60.51K 362.9K
Cash From Investing Activities -31.08K -38.05K -39.85K
Cash From Financing Activities 1.562M
Net Change In Cash 1.657M 22.47K 323.1K
YoY Change 12436.76% -93.05% -1715.27%
FREE CASH FLOW
Cash From Operating Activities $126.9K $60.51K $362.9K
Capital Expenditures -$31.08K $38.05K $39.85K
Free Cash Flow $158.0K $22.47K $323.1K
YoY Change 0.2% -93.05%

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Files In Submission

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0001140361-20-011522-index-headers.html Edgar Link pending
0001140361-20-011522-index.html Edgar Link pending
0001140361-20-011522.txt Edgar Link pending
0001140361-20-011522-xbrl.zip Edgar Link pending
crmz-20200331.xml Edgar Link completed
crmz-20200331.xsd Edgar Link pending
crmz-20200331_cal.xml Edgar Link unprocessable
crmz-20200331_def.xml Edgar Link unprocessable
crmz-20200331_lab.xml Edgar Link unprocessable
crmz-20200331_pre.xml Edgar Link unprocessable
ex31_1.htm Edgar Link pending
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ex32_1.htm Edgar Link pending
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Financial_Report.xlsx Edgar Link pending
form10q.htm Edgar Link pending
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