2018 Q1 Form 10-K Financial Statement

#000119312518085631 Filed on March 16, 2018

View on sec.gov

Income Statement

Concept 2018 Q1 2017 Q4 2017
Revenue $6.949M $7.014M $26.44M
YoY Change 11.24% 11.42% 11.88%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $652.0K
YoY Change -5.51%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $560.0K $1.988M
YoY Change 45.83% 34.96%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.673M $2.680M $10.33M
YoY Change 7.7% -5.3% 6.43%
Income Tax $509.0K $800.0K $3.230M
% Of Pretax Income 19.04% 29.85% 31.27%
Net Earnings $2.164M $1.779M $7.101M
YoY Change 25.09% -8.91% 5.39%
Net Earnings / Revenue 31.14% 25.36% 26.86%
Basic Earnings Per Share $0.79 $0.65 $2.59
Diluted Earnings Per Share $0.79 $0.65 $2.59
COMMON SHARES
Basic Shares Outstanding 2.742M shares 2.742M shares 2.742M shares
Diluted Shares Outstanding 2.742M shares

Balance Sheet

Concept 2018 Q1 2017 Q4 2017
SHORT-TERM ASSETS
Cash & Short-Term Investments $143.0M $164.5M
YoY Change -2.76%
Cash & Equivalents $21.59M $36.42M
Short-Term Investments $121.4M $128.1M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $9.226M $9.244M $9.200M
YoY Change 6.59% 5.66% 5.75%
Goodwill $4.728M $4.728M
YoY Change 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $200.0K
YoY Change -66.67%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $700.0M $707.1M $707.1M
YoY Change 3.02% 5.54% 5.54%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $38.40M $39.50M $39.50M
YoY Change -28.89% -18.89% -18.89%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $38.40M $39.50M $39.50M
YoY Change -28.89% -18.89% -18.89%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $3.000M $2.400M $2.400M
YoY Change -25.0% -11.11% -11.11%
Total Long-Term Liabilities $3.000M $2.400M $2.400M
YoY Change -25.0% -11.11% -11.11%
TOTAL LIABILITIES
Total Short-Term Liabilities $38.40M $39.50M $39.50M
Total Long-Term Liabilities $3.000M $2.400M $2.400M
Total Liabilities $628.9M $636.5M $636.5M
YoY Change 2.68% 5.29% 5.28%
SHAREHOLDERS EQUITY
Retained Earnings $49.07M $47.54M
YoY Change 12.01% 11.51%
Common Stock $28.44M $28.44M
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $4.784M $4.784M
YoY Change 0.0% 0.0%
Treasury Stock Shares 238.4K shares 238.4K shares
Shareholders Equity $71.02M $70.53M $70.50M
YoY Change
Total Liabilities & Shareholders Equity $700.0M $707.1M $707.1M
YoY Change 3.02% 5.54% 5.54%

Cashflow Statement

Concept 2018 Q1 2017 Q4 2017
OPERATING ACTIVITIES
Net Income $2.164M $1.779M $7.101M
YoY Change 25.09% -8.91% 5.39%
Depreciation, Depletion And Amortization $652.0K
YoY Change -5.51%
Cash From Operating Activities $2.308M $4.150M $8.955M
YoY Change -47.66% 446.05% 28.53%
INVESTING ACTIVITIES
Capital Expenditures -$140.0K -$520.0K -$1.330M
YoY Change 27.27% 44.44% -6.34%
Acquisitions
YoY Change
Other Investing Activities -$8.840M -$7.240M -$37.98M
YoY Change -5.35% 13.3% 93.28%
Cash From Investing Activities -$8.981M -$7.760M -$39.31M
YoY Change -4.96% 14.79% 86.55%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -8.158M -5.340M 29.93M
YoY Change -223.79% -135.29% 136.28%
NET CHANGE
Cash From Operating Activities 2.308M 4.150M 8.955M
Cash From Investing Activities -8.981M -7.760M -39.31M
Cash From Financing Activities -8.158M -5.340M 29.93M
Net Change In Cash -14.83M -8.950M -418.0K
YoY Change -1056.84% -198.03% -70.85%
FREE CASH FLOW
Cash From Operating Activities $2.308M $4.150M $8.955M
Capital Expenditures -$140.0K -$520.0K -$1.330M
Free Cash Flow $2.448M $4.670M $10.29M
YoY Change -45.84% 316.96% 22.63%

Facts In Submission

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0.34 pure
CY2017 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.59
CY2017 us-gaap Equipment Expense
EquipmentExpense
665000
CY2017 dei Entity Registrant Name
EntityRegistrantName
CSB BANCORP INC /OH
CY2017 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2017 dei Entity Central Index Key
EntityCentralIndexKey
0000880417
CY2017 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2017 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2017 dei Entity Filer Category
EntityFilerCategory
Accelerated Filer
CY2017 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
225000
CY2017 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
687000
CY2017 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
490000
CY2017 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
490000
CY2017 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
1133000
CY2017 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
8 Contract
CY2017 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
296000
CY2017 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2017 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
10331000
CY2017 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
123000
CY2017 us-gaap Income Taxes Paid
IncomeTaxesPaid
3320000
CY2017 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3513000
CY2017 us-gaap Increase Decrease In Loans Deferred Income
IncreaseDecreaseInLoansDeferredIncome
57000
CY2017 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
42474000
CY2017 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
7573000
CY2017 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
83000
CY2017 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
135000
CY2017 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
14000
CY2017 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
-289000
CY2017 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3230000
CY2017 us-gaap Interest Expense
InterestExpense
1988000
CY2017 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2374000
CY2017 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
680000
CY2017 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
26440000
CY2017 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1344000
CY2017 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
495000
CY2017 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
23307000
CY2017 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
24452000
CY2017 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
23097000
CY2017 us-gaap Interest Paid
InterestPaid
1973000
CY2017 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
149000
CY2017 us-gaap Labor And Related Expense
LaborAndRelatedExpense
10009000
CY2017 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
158000
CY2017 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
478000
CY2017 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
294000
CY2017 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
401000
CY2017 us-gaap Mortgage Loans On Real Estate Foreclosures
MortgageLoansOnRealEstateForeclosures
114000
CY2017 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-39305000
CY2017 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
8955000
CY2017 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
29932000
CY2017 us-gaap Net Income Loss
NetIncomeLoss
7101000
CY2017 us-gaap Noninterest Income Other
NoninterestIncomeOther
674000
CY2017 us-gaap Number Of Operating Segments
NumberOfOperatingSegments
1 Segment
CY2017 us-gaap Occupancy Net
OccupancyNet
869000
CY2017 us-gaap Noninterest Expense
NoninterestExpense
17316000
CY2017 us-gaap Noninterest Income
NoninterestIncome
4340000
CY2017 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
320000
CY2017 us-gaap Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax
108000
CY2017 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
289000
CY2017 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
376000
CY2017 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
164000
CY2017 us-gaap Other Noninterest Expense
OtherNoninterestExpense
2131000
CY2017 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
42156000
CY2017 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
4700000
CY2017 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
10793000
CY2017 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2304000
CY2017 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
13028000
CY2017 us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
1325000
CY2017 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 12pt"> <font color="#00824B"><b>RECLASSIFICATION OF COMPARATIVE AMOUNTS</b></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt; TEXT-INDENT: 3%" align="justify">Certain comparative amounts from the prior years have been reclassified to conform to current year classifications. Such classifications had no effect on net income or shareholders&#x2019; equity.</p> </div>
CY2017 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
-9262000
CY2017 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
10000000
CY2017 us-gaap Prior Period Reclassification Adjustment
PriorPeriodReclassificationAdjustment
0
CY2017 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
10790000
CY2017 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1145000
CY2017 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
19019000
CY2017 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1145000
CY2017 us-gaap Proceeds From Sale Of Held To Maturity Securities
ProceedsFromSaleOfHeldToMaturitySecurities
2885000
CY2017 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
10976000
CY2017 csbb Tax Exempt Income On Bank Owned Life Insurance
TaxExemptIncomeOnBankOwnedLifeInsurance
121000
CY2017 us-gaap Share Based Compensation
ShareBasedCompensation
0
CY2017 us-gaap Shortterm Debt Average Outstanding Amount
ShorttermDebtAverageOutstandingAmount
50445000
CY2017 us-gaap Shortterm Debt Maximum Monthend Outstanding Amount
ShorttermDebtMaximumMonthendOutstandingAmount
56932000
CY2017 dei Trading Symbol
TradingSymbol
CSBB
CY2017 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
2742242 shares
CY2017 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
2980602 shares
CY2017 us-gaap Use Of Estimates
UseOfEstimates
<div> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 12pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 12pt"> <font color="#00824B"><b>USE OF ESTIMATES IN PREPARING FINANCIAL STATEMENTS</b></font></p> <p style="MARGIN-BOTTOM: 0pt; FONT-SIZE: 10pt; FONT-FAMILY: ARIAL; MARGIN-TOP: 0pt; TEXT-INDENT: 3%" align="justify">In preparing the Consolidated Financial Statements, in conformity with accounting principles generally accepted in the United States of America, management makes estimates and assumptions that affect the reported amounts of assets and liabilities as of the date of the Consolidated Balance Sheets and reported amounts of revenues and expenses during each reporting period. Actual results could differ from those estimates. The most significant estimates susceptible to change in the near term relate to management&#x2019;s determination of the allowance for loan losses and the fair value of financial instruments.</p> </div>
CY2017 us-gaap Weighted Average Number Of Shares Treasury Stock
WeightedAverageNumberOfSharesTreasuryStock
238360 shares
CY2017 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2742242 shares
CY2017 csbb Purchase Of Bank Owned Life Insurance
PurchaseOfBankOwnedLifeInsurance
2500000
CY2017 csbb Loans Serviced For Others
LoansServicedForOthers
82700000
CY2017 csbb Financial Institutions Franchise Tax Expense
FinancialInstitutionsFranchiseTaxExpense
523000
CY2017 csbb Professional And Director Fees
ProfessionalAndDirectorFees
963000
CY2017 csbb Software Expense
SoftwareExpense
879000
CY2017 csbb Four Zero One K Profit Sharing Plan Expense
FourZeroOneKProfitSharingPlanExpense
363000
CY2017 csbb Debit Card Expense
DebitCardExpense
535000
CY2017 csbb Number Of Securities In Unrealized Loss Position For Period Of One Year Or Greater
NumberOfSecuritiesInUnrealizedLossPositionForPeriodOfOneYearOrGreater
33 Securities
CY2017 csbb Number Of Banking Centers
NumberOfBankingCenters
15
CY2017 csbb Loans Held For Sale Average Maximum Period
LoansHeldForSaleAverageMaximumPeriod
P3D
CY2017 csbb Period Of Termination
PeriodOfTermination
P2Y
CY2017 csbb Period Of Retained Earnings For Restriction Of Dividend
PeriodOfRetainedEarningsForRestrictionOfDividend
P2Y
CY2017 csbb Percentage Of Matching Contribution Under Compensation Plan
PercentageOfMatchingContributionUnderCompensationPlan
0.02 pure
CY2017 csbb Percentage Profit Sharing Contribution Of Eligible Participants Compensation
PercentageProfitSharingContributionOfEligibleParticipantsCompensation
0.0300 pure
CY2017 csbb Percentage Maximum Employers Contribution On Participants Contribution Under Profit Sharing Plan
PercentageMaximumEmployersContributionOnParticipantsContributionUnderProfitSharingPlan
0.50 pure
CY2017 csbb Short Term Debt Weighted Average Interest Rate During Period
ShortTermDebtWeightedAverageInterestRateDuringPeriod
0.0029 pure
CY2017 csbb Income Tax Reconciliation Interest Expense Associated With Carrying Certain Tax Exempt Bonds And Loans
IncomeTaxReconciliationInterestExpenseAssociatedWithCarryingCertainTaxExemptBondsAndLoans
6000
CY2017 csbb Income Tax Reconciliation Effect Of Bond And Loan Tax Exempt Income
IncomeTaxReconciliationEffectOfBondAndLoanTaxExemptIncome
251000
CY2017 csbb Tax Cuts And Jobs Act Of2017 Change In Tax Rate Deferred Tax Asset Income Tax Expense Benefit
TaxCutsAndJobsActOf2017ChangeInTaxRateDeferredTaxAssetIncomeTaxExpenseBenefit
101000
CY2016 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
276000
CY2016 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-1434000
CY2016 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.78
CY2016 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
6281000
CY2016 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
2973000
CY2016 us-gaap Advertising Expense
AdvertisingExpense
215000
CY2016 us-gaap Allowance For Loan And Lease Losses Adjustments Net
AllowanceForLoanAndLeaseLossesAdjustmentsNet
136000
CY2016 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2016 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
418000
CY2016 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-802000
CY2016 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
554000
CY2016 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
121000
CY2016 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
1000
CY2016 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
0
CY2016 us-gaap Depreciation And Amortization
DepreciationAndAmortization
905000
CY2016 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-4000
CY2016 us-gaap Depreciation
Depreciation
690000
CY2016 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
2139000
CY2016 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.46
CY2016 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2016 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.46
CY2016 us-gaap Equipment Expense
EquipmentExpense
679000
CY2016 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
282000
CY2016 us-gaap Fees And Commissions Fiduciary And Trust Activities
FeesAndCommissionsFiduciaryAndTrustActivities
861000
CY2016 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
3708000
CY2016 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
3708000
CY2016 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
1166000
CY2016 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0 Contract
CY2016 us-gaap Fees And Commissions Debit Cards
FeesAndCommissionsDebitCards
1087000
CY2016 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
5 Contract
CY2016 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
309000
CY2016 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
1000
CY2016 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2016 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
9707000
CY2016 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
312000
CY2016 us-gaap Income Taxes Paid
IncomeTaxesPaid
2650000
CY2016 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3300000
CY2016 us-gaap Increase Decrease In Loans Deferred Income
IncreaseDecreaseInLoansDeferredIncome
262000
CY2016 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
15743000
CY2016 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
8902000
CY2016 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-1000
CY2016 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
-103000
CY2016 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-4000
CY2016 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
1521000
CY2016 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2969000
CY2016 us-gaap Interest Expense
InterestExpense
1473000
CY2016 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2598000
CY2016 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
646000
CY2016 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
23632000
CY2016 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1006000
CY2016 us-gaap Interest Expense Other Long Term Debt
InterestExpenseOtherLongTermDebt
394000
CY2016 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
21666000
CY2016 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
22159000
CY2016 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
73000
CY2016 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
20278000
CY2016 us-gaap Interest Paid
InterestPaid
1477000
CY2016 us-gaap Labor And Related Expense
LaborAndRelatedExpense
9354000
CY2016 us-gaap Lease And Rental Expense
LeaseAndRentalExpense
191000
CY2016 us-gaap Loans And Leases Receivable Related Parties Additions
LoansAndLeasesReceivableRelatedPartiesAdditions
84000
CY2016 us-gaap Loans And Leases Receivable Related Parties Period Increase Decrease
LoansAndLeasesReceivableRelatedPartiesPeriodIncreaseDecrease
-141000
CY2016 us-gaap Loans And Leases Receivable Related Parties Proceeds
LoansAndLeasesReceivableRelatedPartiesProceeds
117000
CY2016 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
415000
CY2016 us-gaap Mortgage Loans On Real Estate Foreclosures
MortgageLoansOnRealEstateForeclosures
448000
CY2016 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-21069000
CY2016 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
6967000
CY2016 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
12668000
CY2016 us-gaap Net Income Loss
NetIncomeLoss
6738000
CY2016 us-gaap Noninterest Income Other
NoninterestIncomeOther
596000
CY2016 us-gaap Occupancy Net
OccupancyNet
973000
CY2016 us-gaap Noninterest Expense
NoninterestExpense
16255000
CY2016 us-gaap Noninterest Income
NoninterestIncome
4296000
CY2016 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-457000
CY2016 us-gaap Other Comprehensive Income Reclassification Adjustment For Held To Maturity Transferred To Available For Sale Securities Before Tax
OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax
530000
CY2016 us-gaap Other Interest And Dividend Income
OtherInterestAndDividendIncome
110000
CY2016 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-1221000
CY2016 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
1000
CY2016 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-235000
CY2016 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1928000
CY2016 us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
52213000
CY2016 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
8998000
CY2016 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
10682000
CY2016 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2139000
CY2016 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
27741000
CY2016 us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
1418000
CY2016 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
144000
CY2016 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
1000
CY2016 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
10985000
CY2016 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
493000
CY2016 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
49870000
CY2016 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
26000
CY2016 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
493000
CY2016 us-gaap Proceeds From Sale Of Held To Maturity Securities
ProceedsFromSaleOfHeldToMaturitySecurities
19404000
CY2016 us-gaap Repayments Of Federal Home Loan Bank Borrowings
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1080000
CY2016 us-gaap Share Based Compensation
ShareBasedCompensation
0
CY2016 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
18.00
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
0 shares
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
0
CY2016 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
0
CY2016 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
CY2016 us-gaap Stock Issued During Period Shares Share Based Compensation
StockIssuedDuringPeriodSharesShareBasedCompensation
1246 shares
CY2016 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
5952 shares
CY2016 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
7000
CY2016 us-gaap Shortterm Debt Average Outstanding Amount
ShorttermDebtAverageOutstandingAmount
51801000
CY2016 us-gaap Shortterm Debt Maximum Monthend Outstanding Amount
ShorttermDebtMaximumMonthendOutstandingAmount
55642000
CY2016 us-gaap Transfer To Other Real Estate
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72000
CY2016 us-gaap Weighted Average Number Of Diluted Shares Outstanding
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2742028 shares
CY2016 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
2980602 shares
CY2016 us-gaap Weighted Average Number Of Shares Treasury Stock
WeightedAverageNumberOfSharesTreasuryStock
238574 shares
CY2016 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
2742028 shares
CY2016 csbb Loans Serviced For Others
LoansServicedForOthers
85900000
CY2016 csbb Financial Institutions Franchise Tax Expense
FinancialInstitutionsFranchiseTaxExpense
427000
CY2016 csbb Tax Exempt Income On Bank Owned Life Insurance
TaxExemptIncomeOnBankOwnedLifeInsurance
94000
CY2016 csbb Professional And Director Fees
ProfessionalAndDirectorFees
832000
CY2016 csbb Software Expense
SoftwareExpense
799000
CY2016 csbb Four Zero One K Profit Sharing Plan Expense
FourZeroOneKProfitSharingPlanExpense
338000
CY2016 csbb Debit Card Expense
DebitCardExpense
445000
CY2016 csbb Percentage Of Matching Contribution Under Compensation Plan
PercentageOfMatchingContributionUnderCompensationPlan
0.02 pure
CY2016 csbb Percentage Profit Sharing Contribution Of Eligible Participants Compensation
PercentageProfitSharingContributionOfEligibleParticipantsCompensation
0.0300 pure
CY2016 csbb Short Term Debt Weighted Average Interest Rate During Period
ShortTermDebtWeightedAverageInterestRateDuringPeriod
0.0014 pure
CY2016 csbb Income Tax Reconciliation Interest Expense Associated With Carrying Certain Tax Exempt Bonds And Loans
IncomeTaxReconciliationInterestExpenseAssociatedWithCarryingCertainTaxExemptBondsAndLoans
5000
CY2016 csbb Income Tax Reconciliation Effect Of Bond And Loan Tax Exempt Income
IncomeTaxReconciliationEffectOfBondAndLoanTaxExemptIncome
241000
CY2015Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.49
CY2015Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.49
CY2015Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5407000
CY2015Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5014000
CY2015Q1 us-gaap Net Income Loss
NetIncomeLoss
1342000
CY2017Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.63
CY2017Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.63
CY2017Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
6247000
CY2017Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5862000
CY2017Q1 us-gaap Net Income Loss
NetIncomeLoss
1730000
CY2015Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.55
CY2015Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.55
CY2015Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5568000
CY2015Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5175000
CY2015Q2 us-gaap Net Income Loss
NetIncomeLoss
1517000
CY2016Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.54
CY2016Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.54
CY2016Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5661000
CY2016Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5285000
CY2016Q1 us-gaap Net Income Loss
NetIncomeLoss
1480000
CY2016Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.59
CY2016Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.59
CY2016Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5813000
CY2016Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5446000
CY2016Q2 us-gaap Net Income Loss
NetIncomeLoss
1611000
CY2017Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.63
CY2017Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.63
CY2017Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
6413000
CY2017Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5950000
CY2017Q2 us-gaap Net Income Loss
NetIncomeLoss
1726000
CY2015Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.57
CY2015Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.57
CY2015Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5463000
CY2015Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5068000
CY2015Q3 us-gaap Net Income Loss
NetIncomeLoss
1556000
CY2016Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.61
CY2016Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.61
CY2016Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5863000
CY2016Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5497000
CY2016Q3 us-gaap Net Income Loss
NetIncomeLoss
1694000
CY2017Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.68
CY2017Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.68
CY2017Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
6766000
CY2017Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
6204000
CY2017Q3 us-gaap Net Income Loss
NetIncomeLoss
1866000
CY2015Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.59
CY2015Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.59
CY2015Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
5559000
CY2015Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5173000
CY2015Q4 us-gaap Net Income Loss
NetIncomeLoss
1607000
CY2016Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.72
CY2016Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.72
CY2016Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
6295000
CY2016Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5931000
CY2016Q4 us-gaap Net Income Loss
NetIncomeLoss
1953000
CY2017Q4 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.65
CY2017Q4 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.65
CY2017Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
7014000
CY2017Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
6436000
CY2017Q4 us-gaap Net Income Loss
NetIncomeLoss
1779000

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