Cullman Bancorp, Inc. (NASDAQ: CULL) is a community banking company that operates through a traditional deposit-taking and lending model serving customers in Alabama. The company generates revenue primarily from net interest income, the spread between interest earned on loans and investments and interest paid on deposits. The 10-K filed 2024-03-22 (accession 000095017024035099) does not provide sufficient extracted detail in the available excerpts to specify branch counts, total assets, loan portfolio composition, segment revenue breakdowns, or named competitors. Based solely on the available filing excerpts, additional specifics regarding leadership tenure, founding year, geographic footprint, capital structure, or customer concentration cannot be confirmed and are therefore omitted.

Revenue model

Net interest income from loans and deposits; specific revenue figures not supported by the available filing excerpts.

Products and services

Community banking services including deposit accounts and lending; specific product lines not detailed in the available filing excerpts.

Customers and end markets

Retail and commercial banking customers in Alabama; specific customer counts or segment breakdowns not supported by the available filing excerpts.

Value-chain role

Community bank; deposit gatherer and loan originator.

Geographic exposure

Alabama; specific branch counts or market share data not supported by the available filing excerpts.

Source: SEC 10-K, filed 2024-03-22

Industry: Savings Institutions, Not Federally Chartered Peers: Broadway Financial Corp FIDELITY FEDERAL BANCORP Finance of America Companies Inc LAKE SHORE BANCORP, INC. Magyar Bancorp Inc Rocket Companies Inc