$CZWI Income Statement | Understand Stock

$CZWI

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Operations

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest and dividend income:
Interest and fees on loans
Interest on cash and investments
Total interest and dividend income
Interest expense:
Interest on deposits
Interest on FHLB borrowed funds
Interest on other borrowed funds
Total interest expense
Net interest income before provision for credit losses
Provision (provision reversal) for credit losses
Net interest income after provision for credit losses
Non-interest income:
Service charges on deposit accounts
Interchange income
Loan servicing income
Gain on sale of loans
Loan fees and service charges
Insurance commission income
Net realized gains on debt securities
Net gains (losses) on equity securities
Net gain on sale of acquired business lines
Settlement proceeds
Bank Owned Life Insurance (BOLI) death benefit
Other
Total non-interest income

Non-interest expense:
Compensation and related benefits
Occupancy
Data processing
Amortization of intangible assets
Mortgage servicing rights expense, net
Advertising, marketing and public relations
FDIC premium assessment
Professional services
Losses on repossessed assets, net
New market tax credit depletion
Other
Total non-interest expense
Income before provision for income taxes
Provision for income taxes
Net income attributable to common stockholders
Per share information:
Basic earnings (USD per share)
Diluted earnings (USD per share)
Cash dividends paid (USD per share)

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