$ECPG
ENCORE CAPITAL GROUP INC

2022 Q1 Form 10-Q Financial Statement

#000108496122000061 Filed on May 04, 2022

View on sec.gov

Income Statement

Concept 2022 Q1 2021 Q1
Revenue $499.7M $416.8M
YoY Change 19.87% 44.19%
Cost Of Revenue $65.32M $80.00M
YoY Change -18.35% 0.63%
Gross Profit $267.1M $292.3M
YoY Change -8.61% -5.19%
Gross Profit Margin 53.46% 70.12%
Selling, General & Admin $130.5M $128.6M
YoY Change 1.47% 2.88%
% of Gross Profit 48.85% 44.0%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $11.83M $11.51M
YoY Change 2.75% 11.93%
% of Gross Profit 4.43% 3.94%
Operating Expenses $234.7M $248.5M
YoY Change -5.57% 2.75%
Operating Profit $265.0M $168.3M
YoY Change 57.45% 256.58%
Interest Expense $34.63M $46.53M
YoY Change -25.56% -14.88%
% of Operating Profit 13.07% 27.64%
Other Income/Expense, Net -$34.24M -$46.58M
YoY Change -26.49% -12.48%
Pretax Income $230.8M $121.7M
YoY Change 89.57% -2121.81%
Income Tax $55.02M $26.97M
% Of Pretax Income 23.84% 22.15%
Net Earnings $175.7M $94.63M
YoY Change 85.72% -1005.2%
Net Earnings / Revenue 35.17% 22.7%
Basic Earnings Per Share $7.11 $3.01
Diluted Earnings Per Share $6.40 $2.97
COMMON SHARES
Basic Shares Outstanding 24.72M shares 31.47M shares
Diluted Shares Outstanding 27.48M shares 31.83M shares

Balance Sheet

Concept 2022 Q1 2021 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $160.2M $184.6M
YoY Change -13.21% -1.91%
Cash & Equivalents $160.2M $184.6M
Short-Term Investments
Other Short-Term Assets $28.79M $26.50M
YoY Change 8.63% 19.37%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $211.6M $253.9M
YoY Change -16.68% 1.8%
LONG-TERM ASSETS
Property, Plant & Equipment $115.7M $124.6M
YoY Change -7.12% 4.33%
Goodwill $876.5M $912.2M
YoY Change -3.91% 8.68%
Intangibles $42.99M
YoY Change -7.29%
Long-Term Investments $3.137B $17.30M
YoY Change 18033.08% -99.45%
Other Assets $50.69M $33.80M
YoY Change 49.97% -51.16%
Total Long-Term Assets $4.403B $4.516B
YoY Change -2.51% 3.45%
TOTAL ASSETS
Total Short-Term Assets $211.6M $253.9M
Total Long-Term Assets $4.403B $4.516B
Total Assets $4.614B $4.770B
YoY Change -3.27% 3.36%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $229.8M $189.5M
YoY Change 21.29% 12.46%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $229.8M $189.5M
YoY Change 21.29% 12.46%
LONG-TERM LIABILITIES
Long-Term Debt $2.934B $3.152B
YoY Change -6.91% -7.42%
Other Long-Term Liabilities $204.1M $149.9M
YoY Change 36.18% 10.06%
Total Long-Term Liabilities $3.138B $3.302B
YoY Change -4.96% -6.74%
TOTAL LIABILITIES
Total Short-Term Liabilities $229.8M $189.5M
Total Long-Term Liabilities $3.138B $3.302B
Total Liabilities $3.368B $3.491B
YoY Change -3.53% -5.87%
SHAREHOLDERS EQUITY
Retained Earnings $1.310B $1.173B
YoY Change 11.71% 40.73%
Common Stock $244.0K $310.0K
YoY Change -21.29% -0.64%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $1.246B $1.276B
YoY Change
Total Liabilities & Shareholders Equity $4.614B $4.770B
YoY Change -3.27% 3.36%

Cashflow Statement

Concept 2022 Q1 2021 Q1
OPERATING ACTIVITIES
Net Income $175.7M $94.63M
YoY Change 85.72% -1005.2%
Depreciation, Depletion And Amortization $11.83M $11.51M
YoY Change 2.75% 11.93%
Cash From Operating Activities $54.53M $69.12M
YoY Change -21.11% -2.38%
INVESTING ACTIVITIES
Capital Expenditures $7.079M $3.792M
YoY Change 86.68% -49.69%
Acquisitions
YoY Change
Other Investing Activities $4.842M $2.359M
YoY Change 105.26% -42.8%
Cash From Investing Activities $37.09M $95.27M
YoY Change -61.07% -320.25%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $25.69M $20.39M
YoY Change 26.0%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -$118.0M -$160.1M
YoY Change -26.29% 635.73%
NET CHANGE
Cash From Operating Activities $54.53M $69.12M
Cash From Investing Activities $37.09M $95.27M
Cash From Financing Activities -$118.0M -$160.1M
Net Change In Cash -$26.40M $4.276M
YoY Change -717.31% -26.12%
FREE CASH FLOW
Cash From Operating Activities $54.53M $69.12M
Capital Expenditures $7.079M $3.792M
Free Cash Flow $47.45M $65.33M
YoY Change -27.36% 3.26%

Facts In Submission

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StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1220076000 USD
CY2021Q1 us-gaap Profit Loss
ProfitLoss
94765000 USD
CY2021Q1 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
4273000 USD
CY2021Q1 ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-5431000 USD
CY2021Q1 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
20390000 USD
CY2021Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3405000 USD
CY2021Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1278784000 USD
CY2022Q1 us-gaap Profit Loss
ProfitLoss
175749000 USD
CY2021Q1 us-gaap Profit Loss
ProfitLoss
94765000 USD
CY2022Q1 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
11829000 USD
CY2021Q1 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
11512000 USD
CY2022Q1 us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-4196000 USD
CY2021Q1 us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-4749000 USD
CY2022Q1 us-gaap Share Based Compensation
ShareBasedCompensation
3921000 USD
CY2021Q1 us-gaap Share Based Compensation
ShareBasedCompensation
3405000 USD
CY2022Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
2806000 USD
CY2021Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-3302000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
167223000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
44537000 USD
CY2022Q1 us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
4787000 USD
CY2021Q1 us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
4931000 USD
CY2022Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1447000 USD
CY2021Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
3816000 USD
CY2022Q1 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
51200000 USD
CY2021Q1 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
28627000 USD
CY2022Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-34182000 USD
CY2021Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-27215000 USD
CY2022Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
54530000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
69119000 USD
CY2022Q1 us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
166298000 USD
CY2021Q1 us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
167025000 USD
CY2022Q1 us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
215309000 USD
CY2021Q1 us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
268443000 USD
CY2022Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
7079000 USD
CY2021Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
3792000 USD
CY2022Q1 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
4842000 USD
CY2021Q1 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
2359000 USD
CY2022Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
37090000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
95267000 USD
CY2022Q1 us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
328273000 USD
CY2021Q1 us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
273293000 USD
CY2022Q1 us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
180614000 USD
CY2021Q1 us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
235399000 USD
CY2022Q1 us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
9770000 USD
CY2021Q1 us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
9770000 USD
CY2022Q1 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
221152000 USD
CY2021Q1 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
161000000 USD
CY2022Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
25692000 USD
CY2021Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
20390000 USD
CY2022Q1 us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-9061000 USD
CY2021Q1 us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-6844000 USD
CY2022Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-118016000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-160110000 USD
CY2022Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-26396000 USD
CY2021Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
4276000 USD
CY2022Q1 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
-3032000 USD
CY2021Q1 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
-8862000 USD
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
189645000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
189184000 USD
CY2022Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
160217000 USD
CY2021Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
184598000 USD
CY2022Q1 us-gaap Interest Paid Net
InterestPaidNet
31771000 USD
CY2021Q1 us-gaap Interest Paid Net
InterestPaidNet
37258000 USD
CY2022Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
949000 USD
CY2021Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
813000 USD
CY2022Q1 us-gaap Use Of Estimates
UseOfEstimates
The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts and the disclosure of contingent amounts in the Company’s financial statements and the accompanying notes. Actual results could materially differ from those estimates.
CY2015Q3 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
50000000 USD
CY2015Q3 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
50000000 USD
CY2021Q2 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
300000000 USD
CY2021Q2 ecpg Stock Repurchase Program Increase Of Authorized Amount
StockRepurchaseProgramIncreaseOfAuthorizedAmount
250000000 USD
CY2022Q1 us-gaap Stock Repurchased And Retired During Period Shares
StockRepurchasedAndRetiredDuringPeriodShares
399522 shares
CY2022Q1 us-gaap Stock Repurchased And Retired During Period Value
StockRepurchasedAndRetiredDuringPeriodValue
25600000 USD
CY2022Q1 us-gaap Net Income Loss
NetIncomeLoss
175749000 USD
CY2021Q1 us-gaap Net Income Loss
NetIncomeLoss
94630000 USD
CY2022Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
24722000 shares
CY2021Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
31469000 shares
CY2022Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
540000 shares
CY2021Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
363000 shares
CY2022Q1 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
2220000 shares
CY2021Q1 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
0 shares
CY2022Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
27482000 shares
CY2021Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
31832000 shares
CY2022Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
7.11
CY2021Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.01
CY2022Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
6.40
CY2021Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.97
CY2022Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2021Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
13000 shares
CY2022Q1 us-gaap Business Combination Contingent Consideration Liability
BusinessCombinationContingentConsiderationLiability
5069000 USD
CY2021Q4 us-gaap Business Combination Contingent Consideration Liability
BusinessCombinationContingentConsiderationLiability
5218000 USD
CY2022Q1 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
52200000 USD
CY2021Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
44600000 USD
CY2021Q4 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3065553000 USD
CY2020Q4 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3291918000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
169505000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
170178000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
215309000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
268443000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
167223000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
44537000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
3207000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
3153000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
1976000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
1665000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
44403000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
7694000 USD
CY2022Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3137386000 USD
CY2021Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3225678000 USD
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
169505000 USD
CY2021Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
170178000 USD
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
350186000 USD
CY2021Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
374575000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
519691000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
544753000 USD
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
657058000 USD
CY2021Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
784112000 USD
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
1176749000 USD
CY2021Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
1328865000 USD
CY2022Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
519691000 USD
CY2021Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
544753000 USD
CY2022Q1 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
657058000 USD
CY2021Q1 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
784112000 USD
CY2022Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
169505000 USD
CY2021Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
170178000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
169505000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
170178000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
519414000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
606461000 USD
CY2022Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
304105000 USD
CY2021Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
338018000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
215309000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
268443000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
46352000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
91401000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
120871000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-46864000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
167223000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
44537000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
46400000 USD
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
120900000 USD
CY2021Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-46900000 USD
CY2022Q1 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
66868000 USD
CY2021Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
68812000 USD
CY2022Q1 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
52228000 USD
CY2021Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
44640000 USD
CY2022Q1 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
50689000 USD
CY2021Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
51451000 USD
CY2022Q1 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
33437000 USD
CY2021Q4 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
36320000 USD
CY2022Q1 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
28787000 USD
CY2021Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
26943000 USD
CY2022Q1 ecpg Service Fee Receivable
ServiceFeeReceivable
22547000 USD
CY2021Q4 ecpg Service Fee Receivable
ServiceFeeReceivable
22610000 USD
CY2022Q1 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
13120000 USD
CY2021Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
3541000 USD
CY2022Q1 us-gaap Income Tax Receivable
IncomeTaxReceivable
0 USD
CY2021Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
19315000 USD
CY2022Q1 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
56845000 USD
CY2021Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
61643000 USD
CY2022Q1 us-gaap Other Assets
OtherAssets
324521000 USD
CY2021Q4 us-gaap Other Assets
OtherAssets
335275000 USD
CY2022Q1 us-gaap Finance Lease Liability
FinanceLeaseLiability
7720000 USD
CY2021Q4 us-gaap Finance Lease Liability
FinanceLeaseLiability
7005000 USD
CY2022Q1 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
2989133000 USD
CY2021Q4 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
3055681000 USD
CY2022Q1 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
55100000 USD
CY2021Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
58350000 USD
CY2022Q1 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
2934033000 USD
CY2021Q4 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
2997331000 USD
CY2022Q1 us-gaap Senior Notes
SeniorNotes
1569282000 USD
CY2021Q4 us-gaap Senior Notes
SeniorNotes
1613739000 USD
CY2022Q1 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
272500000 USD
CY2021Q4 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
422500000 USD
CY2022Q1 us-gaap Debt Instrument Convertible Conversion Price1
DebtInstrumentConvertibleConversionPrice1
45.33
CY2021Q3 ecpg Debt Instrument Convertible All Cash Settlement Maximum Stock Price At Time Of Conversion
DebtInstrumentConvertibleAllCashSettlementMaximumStockPriceAtTimeOfConversion
79.32
CY2022Q1 us-gaap Debt Conversion Converted Instrument Amount1
DebtConversionConvertedInstrumentAmount1
221200000 USD
CY2022Q1 ecpg Number Of Hedging Programs
NumberOfHedgingPrograms
1 program
CY2022Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.238
CY2021Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.222
CY2022Q1 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2022Q1 us-gaap Litigation Reserve
LitigationReserve
0 USD
CY2022Q1 us-gaap Purchase Commitment Remaining Minimum Amount Committed
PurchaseCommitmentRemainingMinimumAmountCommitted
380100000 USD
CY2022Q1 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 segment
CY2022Q1 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
499682000 USD
CY2021Q1 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
416837000 USD
CY2021Q4 us-gaap Goodwill
Goodwill
897795000 USD
CY2020Q4 us-gaap Goodwill
Goodwill
906962000 USD
CY2022Q1 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-21254000 USD
CY2021Q1 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
5208000 USD
CY2022Q1 us-gaap Goodwill
Goodwill
876541000 USD
CY2021Q1 us-gaap Goodwill
Goodwill
912170000 USD
CY2022Q1 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
69128000 USD
CY2022Q1 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
35691000 USD
CY2022Q1 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
33437000 USD
CY2021Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
71115000 USD
CY2021Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
34795000 USD
CY2021Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
36320000 USD

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