$ECPG
ENCORE CAPITAL GROUP INC

2022 Q4 Form 10-Q Financial Statement

#000108496122000123 Filed on November 02, 2022

View on sec.gov

Income Statement

Concept 2022 Q4 2022 Q3
Revenue $320.1M $307.8M
YoY Change -4.38% -25.42%
Cost Of Revenue $62.34M $60.78M
YoY Change -3.58% -20.17%
Gross Profit $257.8M $260.1M
YoY Change -4.57% -3.89%
Gross Profit Margin 80.53% 84.5%
Selling, General & Admin $130.1M $126.5M
YoY Change -0.85% -3.04%
% of Gross Profit 50.46% 48.65%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $15.36M $11.66M
YoY Change 24.02% -17.52%
% of Gross Profit 5.96% 4.48%
Operating Expenses $174.0M $227.2M
YoY Change 3.17% -7.62%
Operating Profit $83.84M $80.52M
YoY Change -17.41% -51.68%
Interest Expense -$42.31M $39.31M
YoY Change 11.09% -3.83%
% of Operating Profit -50.47% 48.82%
Other Income/Expense, Net -$1.269M -$38.10M
YoY Change 60.43% -34.73%
Pretax Income -$45.89M $42.41M
YoY Change -153.89% -60.83%
Income Tax $27.23M $10.92M
% Of Pretax Income 25.75%
Net Earnings -$73.12M $31.49M
YoY Change -196.1% -62.31%
Net Earnings / Revenue -22.84% 10.23%
Basic Earnings Per Share $1.31
Diluted Earnings Per Share -$3.11 $1.22
COMMON SHARES
Basic Shares Outstanding 23.39M shares 23.88M shares
Diluted Shares Outstanding 25.92M shares

Balance Sheet

Concept 2022 Q4 2022 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $143.9M $147.0M
YoY Change -24.12% -7.08%
Cash & Equivalents $143.9M $147.0M
Short-Term Investments
Other Short-Term Assets $30.38M $20.93M
YoY Change 12.74% -9.35%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $190.4M $186.5M
YoY Change -20.41% -11.68%
LONG-TERM ASSETS
Property, Plant & Equipment $113.9M $104.1M
YoY Change -4.97% -14.08%
Goodwill $821.2M $769.5M
YoY Change -8.53% -14.07%
Intangibles
YoY Change
Long-Term Investments $3.088B $2.976B
YoY Change 0.74% 17117.41%
Other Assets $18.07M $36.17M
YoY Change -64.88% 4.93%
Total Long-Term Assets $4.318B $4.141B
YoY Change -1.17% -4.55%
TOTAL ASSETS
Total Short-Term Assets $190.4M $186.5M
Total Long-Term Assets $4.318B $4.141B
Total Assets $4.508B $4.328B
YoY Change -2.16% -4.88%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $198.2M $197.5M
YoY Change -13.66% -7.93%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $198.2M $197.5M
YoY Change -13.66% -7.93%
LONG-TERM LIABILITIES
Long-Term Debt $2.899B $2.690B
YoY Change -3.29% -3.79%
Other Long-Term Liabilities $231.7M $247.2M
YoY Change 18.24% 76.06%
Total Long-Term Liabilities $3.131B $2.937B
YoY Change -1.97% 0.03%
TOTAL LIABILITIES
Total Short-Term Liabilities $198.2M $197.5M
Total Long-Term Liabilities $3.131B $2.937B
Total Liabilities $3.329B $3.135B
YoY Change -2.75% -0.51%
SHAREHOLDERS EQUITY
Retained Earnings $1.278B $1.358B
YoY Change 3.2% 0.41%
Common Stock $233.0K $235.0K
YoY Change -4.9% -20.61%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $1.180B $1.193B
YoY Change
Total Liabilities & Shareholders Equity $4.508B $4.328B
YoY Change -2.16% -4.88%

Cashflow Statement

Concept 2022 Q4 2022 Q3
OPERATING ACTIVITIES
Net Income -$73.12M $31.49M
YoY Change -196.1% -62.31%
Depreciation, Depletion And Amortization $15.36M $11.66M
YoY Change 24.02% -17.52%
Cash From Operating Activities $55.81M $56.35M
YoY Change -38.72% -10.6%
INVESTING ACTIVITIES
Capital Expenditures $16.16M -$9.131M
YoY Change -275.44% -33.89%
Acquisitions
YoY Change
Other Investing Activities -$73.41M -$66.65M
YoY Change -302.24% -177.57%
Cash From Investing Activities -$89.56M -$75.78M
YoY Change -430.64% -205.09%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 33.25M 14.91M
YoY Change -136.53% -107.64%
NET CHANGE
Cash From Operating Activities 55.81M 56.35M
Cash From Investing Activities -89.56M -75.78M
Cash From Financing Activities 33.25M 14.91M
Net Change In Cash -511.0K -4.525M
YoY Change -101.88% -92.44%
FREE CASH FLOW
Cash From Operating Activities $55.81M $56.35M
Capital Expenditures $16.16M -$9.131M
Free Cash Flow $39.65M $65.48M
YoY Change -60.46% -14.78%

Facts In Submission

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ENCORE CAPITAL GROUP, INC.
dei Entity Incorporation State Country Code
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CY2022Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
25919000 shares
CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
31362000 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
26601000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
31531000 shares
CY2022Q3 us-gaap Profit Loss
ProfitLoss
31494000 usd
CY2021Q3 us-gaap Profit Loss
ProfitLoss
83566000 usd
us-gaap Profit Loss
ProfitLoss
267682000 usd
us-gaap Profit Loss
ProfitLoss
275118000 usd
CY2022Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax
21603000 usd
CY2021Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax
3297000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax
44042000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax
7113000 usd
CY2022Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax
5425000 usd
CY2021Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax
753000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax
10834000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax
1633000 usd
CY2022Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
16178000 usd
CY2021Q3 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
2544000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
33208000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification After Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAfterTax
5480000 usd
CY2022Q3 ecpg Other Comprehensive Income Loss Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Divestiture Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax
-63322000 usd
CY2021Q3 ecpg Other Comprehensive Income Loss Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Divestiture Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax
-3131000 usd
ecpg Other Comprehensive Income Loss Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Divestiture Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax
-145381000 usd
ecpg Other Comprehensive Income Loss Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Divestiture Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfDivestitureNetOfTax
3706000 usd
CY2022Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-47144000 usd
CY2021Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
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us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
9186000 usd
CY2022Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
-15650000 usd
CY2021Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
82979000 usd
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
155509000 usd
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
284304000 usd
CY2022Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
0 usd
CY2021Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
0 usd
us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
0 usd
us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
419000 usd
CY2022Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
0 usd
CY2021Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
0 usd
us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
0 usd
us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxAttributableToNoncontrollingInterest
419000 usd
CY2022Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-15650000 usd
CY2021Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
82979000 usd
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
155509000 usd
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
283885000 usd
CY2022Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1231600000 usd
CY2022Q3 us-gaap Profit Loss
ProfitLoss
31494000 usd
CY2022Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-47144000 usd
CY2022Q3 ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-294000 usd
CY2022Q3 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
25918000 usd
CY2022Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3191000 usd
CY2022Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1192929000 usd
CY2021Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1354350000 usd
CY2021Q3 us-gaap Profit Loss
ProfitLoss
83566000 usd
CY2021Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-20491000 usd
CY2021Q3 ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-1658000 usd
CY2021Q3 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
40698000 usd
CY2021Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3847000 usd
CY2021Q3 ecpg Other Comprehensive Income Loss Foreign Currency Transaction And Translation Gain Loss Arising During Period Divestiture Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodDivestitureNetOfTax
19904000 usd
CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1398820000 usd
CY2021Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1185261000 usd
us-gaap Profit Loss
ProfitLoss
267682000 usd
us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-112173000 usd
ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-11373000 usd
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
76753000 usd
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
12231000 usd
ecpg Settlement Of Convertible Senior Notes
SettlementOfConvertibleSeniorNotes
71152000 usd
us-gaap Stockholders Equity Other
StockholdersEquityOther
-794000 usd
CY2022Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1192929000 usd
CY2020Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1220076000 usd
us-gaap Profit Loss
ProfitLoss
275118000 usd
us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-10718000 usd
us-gaap Minority Interest Decrease From Redemptions
MinorityInterestDecreaseFromRedemptions
-5556000 usd
ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-6874000 usd
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
88119000 usd
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
12903000 usd
ecpg Other Comprehensive Income Loss Foreign Currency Transaction And Translation Gain Loss Arising During Period Divestiture Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodDivestitureNetOfTax
19904000 usd
CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1398820000 usd
us-gaap Profit Loss
ProfitLoss
267682000 usd
us-gaap Profit Loss
ProfitLoss
275118000 usd
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
35134000 usd
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
37694000 usd
ecpg Loss On Extinguishment Of Debt
LossOnExtinguishmentOfDebt
0 usd
ecpg Loss On Extinguishment Of Debt
LossOnExtinguishmentOfDebt
9300000 usd
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-11984000 usd
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-13677000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
12231000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
12903000 usd
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
2127000 usd
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-8504000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
179293000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
176628000 usd
us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
14319000 usd
us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
18003000 usd
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-36768000 usd
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-58772000 usd
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-46076000 usd
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-28345000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
154876000 usd
CY2021Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
211990000 usd
us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
569032000 usd
us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
473013000 usd
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
567775000 usd
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
803185000 usd
ecpg Payments To Purchase Assets Held For Sale
PaymentsToPurchaseAssetsHeldForSale
38604000 usd
ecpg Payments To Purchase Assets Held For Sale
PaymentsToPurchaseAssetsHeldForSale
11744000 usd
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
21068000 usd
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
24163000 usd
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-20257000 usd
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-18543000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-40672000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
312808000 usd
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
637342000 usd
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
418941000 usd
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
432424000 usd
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
4000 shares
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
713958000 usd
us-gaap Proceeds From Issuance Of Senior Long Term Debt
ProceedsFromIssuanceOfSeniorLongTermDebt
0 usd
us-gaap Proceeds From Issuance Of Senior Long Term Debt
ProceedsFromIssuanceOfSeniorLongTermDebt
353747000 usd
us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
29310000 usd
us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
349355000 usd
us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
221153000 usd
us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
161000000 usd
ecpg Payments For Repurchase Of Common Stock Including Tender Offer Cost
PaymentsForRepurchaseOfCommonStockIncludingTenderOfferCost
76753000 usd
ecpg Payments For Repurchase Of Common Stock Including Tender Offer Cost
PaymentsForRepurchaseOfCommonStockIncludingTenderOfferCost
88119000 usd
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-18394000 usd
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-24929000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-140692000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-564673000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-26488000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-39875000 usd
us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
-16122000 usd
us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
8934000 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
189645000 usd
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
189184000 usd
CY2022Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
147035000 usd
CY2021Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
158243000 usd
us-gaap Interest Paid Net
InterestPaidNet
94828000 usd
us-gaap Interest Paid Net
InterestPaidNet
100335000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
63710000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
42815000 usd
us-gaap Use Of Estimates
UseOfEstimates
The preparation of condensed financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts and the disclosure of contingent amounts in the Company’s condensed financial statements and the accompanying notes. Actual results could materially differ from those estimates.
CY2022Q3 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
25900000 usd
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
76600000 usd
CY2015Q3 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
50000000 usd
CY2015Q3 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
50000000 usd
CY2021Q2 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
300000000 usd
CY2021Q2 ecpg Stock Repurchase Program Increase Of Authorized Amount
StockRepurchaseProgramIncreaseOfAuthorizedAmount
250000000 usd
CY2022Q3 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
457244 shares
us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
1280857 shares
CY2021Q3 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
854002 shares
us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
1976857 shares
CY2021Q3 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
40700000 usd
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
88100000 usd
CY2022Q3 us-gaap Net Income Loss
NetIncomeLoss
31494000 usd
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
83566000 usd
us-gaap Net Income Loss
NetIncomeLoss
267682000 usd
us-gaap Net Income Loss
NetIncomeLoss
274699000 usd
CY2022Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
23958000 shares
CY2021Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
30225000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
24344000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
30863000 shares
CY2022Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
301000 shares
CY2021Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
404000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
365000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
358000 shares
CY2022Q3 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
1660000 shares
CY2021Q3 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
733000 shares
us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
1892000 shares
us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
310000 shares
CY2022Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
25919000 shares
CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
31362000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
26601000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
31531000 shares
CY2022Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.31
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.76
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
11.00
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
8.90
CY2022Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.22
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.66
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
10.06
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
8.71
CY2022Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2022Q3 us-gaap Business Combination Contingent Consideration Liability
BusinessCombinationContingentConsiderationLiability
1103000 usd
CY2021Q4 us-gaap Business Combination Contingent Consideration Liability
BusinessCombinationContingentConsiderationLiability
5218000 usd
CY2022Q3 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
65300000 usd
CY2021Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
44600000 usd
CY2022Q2 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3035123000 usd
CY2021Q2 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3154001000 usd
CY2021Q4 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3065553000 usd
CY2020Q4 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3291918000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
232652000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
168188000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
575164000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
481094000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
161037000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
250465000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
567775000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
803185000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-13080000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
65913000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
179293000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
176628000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
1552000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
1724000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
6132000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
8081000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Deconsolidation Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDeconsolidationOfReceivablePortfolios
0 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Deconsolidation Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDeconsolidationOfReceivablePortfolios
7335000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Deconsolidation Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDeconsolidationOfReceivablePortfolios
0 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Deconsolidation Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDeconsolidationOfReceivablePortfolios
7335000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
3035000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
1816000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
6867000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
6128000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
112869000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
43491000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
263034000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
41640000 usd
CY2022Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
2976202000 usd
CY2021Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3083271000 usd
CY2022Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
2976202000 usd
CY2021Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3083271000 usd
CY2022Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
232652000 usd
CY2021Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
168188000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
575164000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
481094000 usd
CY2022Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
608708000 usd
CY2021Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
449412000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
1727826000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
1174524000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
841360000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
617600000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
2302990000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
1655618000 usd
CY2022Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
834468000 usd
CY2021Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
786194000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
2398775000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
2228664000 usd
CY2022Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
1675828000 usd
CY2021Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
1403794000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
4701765000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
3884282000 usd
CY2022Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
841360000 usd
CY2021Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
617600000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
2302990000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
1655618000 usd
CY2022Q3 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
834468000 usd
CY2021Q3 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
786194000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
2398775000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
2228664000 usd
CY2022Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
232652000 usd
CY2021Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
168188000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
575164000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
481094000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
232652000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
168188000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
575164000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
481094000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
458256000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
566690000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
1475381000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
1785578000 usd
CY2022Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
297219000 usd
CY2021Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
316225000 usd
us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
907606000 usd
us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
982393000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
161037000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
250465000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
567775000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
803185000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-4880000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
77064000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
51407000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
277861000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-8200000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-11151000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
127886000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-101233000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-13080000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
65913000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
179293000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
176628000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-4900000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
51400000 usd
CY2022Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-8200000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
127900000 usd
CY2021Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-11200000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-101200000 usd
CY2022Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
71870000 usd
CY2021Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
68812000 usd
CY2022Q3 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
65348000 usd
CY2021Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
44640000 usd
CY2022Q3 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
40282000 usd
CY2021Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
3541000 usd
CY2022Q3 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
36173000 usd
CY2021Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
51451000 usd
CY2022Q3 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
25477000 usd
CY2021Q4 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
36320000 usd
CY2022Q3 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
20928000 usd
CY2021Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
26943000 usd
CY2022Q3 ecpg Service Fee Receivable
ServiceFeeReceivable
18530000 usd
CY2021Q4 ecpg Service Fee Receivable
ServiceFeeReceivable
22610000 usd
CY2022Q3 us-gaap Income Tax Receivable
IncomeTaxReceivable
0 usd
CY2021Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
19315000 usd
CY2022Q3 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
52421000 usd
CY2021Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
61643000 usd
CY2022Q3 us-gaap Other Assets
OtherAssets
331029000 usd
CY2021Q4 us-gaap Other Assets
OtherAssets
335275000 usd
CY2022Q3 us-gaap Finance Lease Liability
FinanceLeaseLiability
6774000 usd
CY2021Q4 us-gaap Finance Lease Liability
FinanceLeaseLiability
7005000 usd
CY2022Q3 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
2735656000 usd
CY2021Q4 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
3055681000 usd
CY2022Q3 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
45436000 usd
CY2021Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
58350000 usd
CY2022Q3 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
2690220000 usd
CY2021Q4 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
2997331000 usd
CY2022Q3 us-gaap Senior Notes
SeniorNotes
1364135000 usd
CY2021Q4 us-gaap Senior Notes
SeniorNotes
1613739000 usd
CY2022Q3 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
272500000 usd
CY2021Q4 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
422500000 usd
CY2022Q1 us-gaap Debt Instrument Convertible Conversion Price1
DebtInstrumentConvertibleConversionPrice1
45.33
CY2022Q3 us-gaap Debt Conversion Converted Instrument Amount1
DebtConversionConvertedInstrumentAmount1
221200000 usd
CY2022Q3 ecpg Number Of Hedging Programs
NumberOfHedgingPrograms
1 program
CY2022Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.257
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.250
CY2021Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.228
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.217
CY2022Q3 us-gaap Litigation Reserve
LitigationReserve
0 usd
CY2022Q3 us-gaap Purchase Commitment Remaining Minimum Amount Committed
PurchaseCommitmentRemainingMinimumAmountCommitted
551800000 usd
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 segment
CY2022Q3 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
307752000 usd
CY2021Q3 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
412624000 usd
ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
1164351000 usd
ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
1257196000 usd
CY2022Q2 us-gaap Goodwill
Goodwill
824210000 usd
CY2021Q2 us-gaap Goodwill
Goodwill
915067000 usd
CY2021Q4 us-gaap Goodwill
Goodwill
897795000 usd
CY2020Q4 us-gaap Goodwill
Goodwill
906962000 usd
CY2022Q3 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-54662000 usd
CY2021Q3 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-19552000 usd
us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-128247000 usd
us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-11447000 usd
CY2022Q3 us-gaap Goodwill
Goodwill
769548000 usd
CY2021Q3 us-gaap Goodwill
Goodwill
895515000 usd
CY2022Q3 us-gaap Goodwill
Goodwill
769548000 usd
CY2021Q3 us-gaap Goodwill
Goodwill
895515000 usd
CY2022Q3 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
57704000 usd
CY2022Q3 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
32227000 usd
CY2022Q3 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
25477000 usd
CY2021Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
71115000 usd
CY2021Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
34795000 usd
CY2021Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
36320000 usd

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0001084961-22-000123-index.html Edgar Link pending
0001084961-22-000123.txt Edgar Link pending
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