$ECPG
ENCORE CAPITAL GROUP INC

2023 Q2 Form 10-Q Financial Statement

#000108496123000055 Filed on May 03, 2023

View on sec.gov

Income Statement

Concept 2023 Q2 2023 Q1
Revenue $326.5M $312.6M
YoY Change -8.51% -37.43%
Cost Of Revenue $67.54M $62.25M
YoY Change 3.79% -4.7%
Gross Profit $259.0M $259.9M
YoY Change -2.89% -2.72%
Gross Profit Margin 79.32% 83.13%
Selling, General & Admin $130.4M $141.8M
YoY Change -2.59% 8.68%
% of Gross Profit 50.34% 54.57%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $10.70M $10.87M
YoY Change -8.11% -8.11%
% of Gross Profit 4.13% 4.18%
Operating Expenses $167.4M $242.5M
YoY Change -29.64% 3.33%
Operating Profit $91.56M $70.14M
YoY Change -23.03% -73.53%
Interest Expense -$49.98M $46.84M
YoY Change -234.89% 35.23%
% of Operating Profit -54.59% 66.78%
Other Income/Expense, Net -$1.755M -$45.10M
YoY Change -95.02% 31.72%
Pretax Income $36.33M $25.04M
YoY Change -56.58% -89.15%
Income Tax $10.03M $6.409M
% Of Pretax Income 27.6% 25.6%
Net Earnings $26.31M $18.63M
YoY Change -56.48% -89.4%
Net Earnings / Revenue 8.06% 5.96%
Basic Earnings Per Share $1.11 $0.79
Diluted Earnings Per Share $1.08 $0.75
COMMON SHARES
Basic Shares Outstanding 23.48M shares 23.32M shares
Diluted Shares Outstanding 24.28M shares 24.94M shares

Balance Sheet

Concept 2023 Q2 2023 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $184.9M $158.8M
YoY Change 19.82% -0.9%
Cash & Equivalents $184.9M $158.8M
Short-Term Investments
Other Short-Term Assets $31.79M $33.42M
YoY Change 26.63% 16.11%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $229.9M $208.3M
YoY Change 17.54% -1.52%
LONG-TERM ASSETS
Property, Plant & Equipment $178.6M $110.2M
YoY Change 62.97% -4.78%
Goodwill $852.2M $834.2M
YoY Change 3.4% -4.83%
Intangibles
YoY Change
Long-Term Investments $3.331B $3.215B
YoY Change 9.75% 2.47%
Other Assets $17.87M $16.49M
YoY Change -61.45% -67.47%
Total Long-Term Assets $4.647B $4.478B
YoY Change 8.98% 1.7%
TOTAL ASSETS
Total Short-Term Assets $229.9M $208.3M
Total Long-Term Assets $4.647B $4.478B
Total Assets $4.877B $4.686B
YoY Change 9.35% 1.55%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $203.1M $180.0M
YoY Change 0.94% -21.7%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $203.1M $180.0M
YoY Change 0.94% -21.7%
LONG-TERM LIABILITIES
Long-Term Debt $3.203B $3.082B
YoY Change 14.69% 5.04%
Other Long-Term Liabilities $236.3M $240.1M
YoY Change 1.09% 17.6%
Total Long-Term Liabilities $3.440B $3.322B
YoY Change 13.64% 5.85%
TOTAL LIABILITIES
Total Short-Term Liabilities $203.1M $180.0M
Total Long-Term Liabilities $3.440B $3.322B
Total Liabilities $3.643B $3.502B
YoY Change 12.85% 3.97%
SHAREHOLDERS EQUITY
Retained Earnings $1.301B $1.274B
YoY Change -3.66% -2.73%
Common Stock $235.0K $235.0K
YoY Change -2.08% -3.69%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $1.234B $1.184B
YoY Change
Total Liabilities & Shareholders Equity $4.877B $4.686B
YoY Change 9.35% 1.55%

Cashflow Statement

Concept 2023 Q2 2023 Q1
OPERATING ACTIVITIES
Net Income $26.31M $18.63M
YoY Change -56.48% -89.4%
Depreciation, Depletion And Amortization $10.70M $10.87M
YoY Change -8.11% -8.11%
Cash From Operating Activities $26.71M $35.91M
YoY Change -39.3% -34.14%
INVESTING ACTIVITIES
Capital Expenditures $4.618M $4.885M
YoY Change -195.06% -30.99%
Acquisitions
YoY Change
Other Investing Activities -$78.91M -$4.709M
YoY Change -2844.8% -197.25%
Cash From Investing Activities -$83.53M -$130.7M
YoY Change 4112.36% -452.43%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 80.25M $110.4M
YoY Change -313.53% -193.52%
NET CHANGE
Cash From Operating Activities 26.71M $35.91M
Cash From Investing Activities -83.53M -$130.7M
Cash From Financing Activities 80.25M $110.4M
Net Change In Cash 23.43M $15.57M
YoY Change 428.56% -158.99%
FREE CASH FLOW
Cash From Operating Activities $26.71M $35.91M
Capital Expenditures $4.618M $4.885M
Free Cash Flow $22.09M $31.03M
YoY Change -54.78% -34.61%

Facts In Submission

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CY2022Q1 ecpg Settlement Of Convertible Notes
SettlementOfConvertibleNotes
71152000 usd
CY2022Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1246375000 usd
CY2023Q1 us-gaap Profit Loss
ProfitLoss
18626000 usd
CY2022Q1 us-gaap Profit Loss
ProfitLoss
175749000 usd
CY2023Q1 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
10870000 usd
CY2022Q1 us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
11829000 usd
CY2023Q1 us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-4594000 usd
CY2022Q1 us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-4196000 usd
CY2023Q1 us-gaap Share Based Compensation
ShareBasedCompensation
4052000 usd
CY2022Q1 us-gaap Share Based Compensation
ShareBasedCompensation
3921000 usd
CY2023Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
1369000 usd
CY2022Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
2806000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
-9501000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
167223000 usd
CY2023Q1 us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
-1843000 usd
CY2022Q1 us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
4787000 usd
CY2023Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
3139000 usd
CY2022Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-27299000 usd
CY2023Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-8117000 usd
CY2022Q1 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-8834000 usd
CY2023Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
35913000 usd
CY2022Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
54530000 usd
CY2023Q1 us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
274625000 usd
CY2022Q1 us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
166298000 usd
CY2023Q1 us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
166682000 usd
CY2022Q1 us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
215309000 usd
CY2023Q1 ecpg Payments To Purchase Assets Held For Sale
PaymentsToPurchaseAssetsHeldForSale
22596000 usd
CY2022Q1 ecpg Payments To Purchase Assets Held For Sale
PaymentsToPurchaseAssetsHeldForSale
12388000 usd
CY2023Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
4885000 usd
CY2022Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
7079000 usd
CY2023Q1 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-4709000 usd
CY2022Q1 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-7684000 usd
CY2023Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-130715000 usd
CY2022Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
37228000 usd
CY2023Q1 us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
5850000 usd
CY2022Q1 us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
1455000 usd
CY2023Q1 us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
229128000 usd
CY2022Q1 us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
328273000 usd
CY2023Q1 us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
140043000 usd
CY2022Q1 us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
180614000 usd
CY2023Q1 us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
9770000 usd
CY2022Q1 us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
9770000 usd
CY2023Q1 us-gaap Proceeds From Convertible Debt
ProceedsFromConvertibleDebt
230000000 usd
CY2022Q1 us-gaap Proceeds From Convertible Debt
ProceedsFromConvertibleDebt
0 usd
CY2023Q1 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
192457000 usd
CY2022Q1 us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
221152000 usd
CY2023Q1 ecpg Proceeds From Convertible Hedge Instruments Net
ProceedsFromConvertibleHedgeInstrumentsNet
10050000 usd
CY2022Q1 ecpg Proceeds From Convertible Hedge Instruments Net
ProceedsFromConvertibleHedgeInstrumentsNet
0 usd
CY2023Q1 ecpg Payments For Repurchase Of Common Stock Including Tender Offer Cost
PaymentsForRepurchaseOfCommonStockIncludingTenderOfferCost
0 usd
CY2022Q1 ecpg Payments For Repurchase Of Common Stock Including Tender Offer Cost
PaymentsForRepurchaseOfCommonStockIncludingTenderOfferCost
25692000 usd
CY2023Q1 us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-10684000 usd
CY2022Q1 us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
-7606000 usd
CY2023Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
110374000 usd
CY2022Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-118016000 usd
CY2023Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
15572000 usd
CY2022Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-26258000 usd
CY2023Q1 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
-710000 usd
CY2022Q1 us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
-3170000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
143912000 usd
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
189645000 usd
CY2023Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
158774000 usd
CY2022Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
160217000 usd
CY2023Q1 us-gaap Interest Paid Net
InterestPaidNet
38072000 usd
CY2022Q1 us-gaap Interest Paid Net
InterestPaidNet
31771000 usd
CY2023Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
908000 usd
CY2022Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
949000 usd
CY2023Q1 us-gaap Use Of Estimates
UseOfEstimates
The preparation of condensed financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts and the disclosure of contingent amounts in the Company’s condensed financial statements and the accompanying notes. Actual results could materially differ from those estimates.
CY2023Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.75
CY2022Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
6.40
CY2015Q3 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
50000000 usd
CY2015Q3 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
50000000 usd
CY2021Q2 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
300000000 usd
CY2021Q2 ecpg Stock Repurchase Program Increase Of Authorized Amount
StockRepurchaseProgramIncreaseOfAuthorizedAmount
250000000 usd
CY2023Q1 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
399522 shares
CY2023Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
25600000 usd
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
18626000 usd
CY2022Q1 us-gaap Net Income Loss
NetIncomeLoss
175749000 usd
CY2023Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
23548000 shares
CY2022Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
24722000 shares
CY2023Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
291000 shares
CY2022Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
540000 shares
CY2023Q1 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
1103000 shares
CY2022Q1 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
2220000 shares
CY2023Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
24942000 shares
CY2022Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
27482000 shares
CY2023Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.79
CY2022Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
7.11
CY2023Q1 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2023Q1 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
86800000 usd
CY2022Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
68200000 usd
CY2023Q1 us-gaap Notes Receivable Gross
NotesReceivableGross
0 usd
CY2022Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
0 usd
CY2023Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
3214792000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
3137386000 usd
CY2023Q1 us-gaap Financing Receivable Covered After Allowance For Credit Loss
FinancingReceivableCoveredAfterAllowanceForCreditLoss
3214792000 usd
CY2022Q4 us-gaap Financing Receivable Covered After Allowance For Credit Loss
FinancingReceivableCoveredAfterAllowanceForCreditLoss
3137386000 usd
CY2022Q4 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3088261000 usd
CY2021Q4 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3065553000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
276431000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
169505000 usd
CY2023Q1 ecpg Unrecognized Tax Benefits State Income Taxes Accrued
UnrecognizedTaxBenefitsStateIncomeTaxesAccrued
2500000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
166682000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
215309000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-9501000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
167223000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
1806000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
3207000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
1105000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
1976000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
-29194000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
44403000 usd
CY2023Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3214792000 usd
CY2022Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet
3137386000 usd
CY2023Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
276431000 usd
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
169505000 usd
CY2023Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
659644000 usd
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
350186000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
936075000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
519691000 usd
CY2023Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
1005221000 usd
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
657058000 usd
CY2023Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
1941296000 usd
CY2022Q1 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
1176749000 usd
CY2023Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
936075000 usd
CY2022Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
519691000 usd
CY2023Q1 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
1005221000 usd
CY2022Q1 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
657058000 usd
CY2023Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
276431000 usd
CY2022Q1 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
169505000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
276431000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
169505000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
462356000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
519414000 usd
CY2023Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
295674000 usd
CY2022Q1 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
304105000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
166682000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
215309000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-15358000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
46352000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
5857000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
120871000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-9501000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
167223000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-15400000 usd
CY2023Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
5900000 usd
CY2022Q1 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
120900000 usd
CY2023Q1 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
86844000 usd
CY2022Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
68242000 usd
CY2023Q1 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
71413000 usd
CY2022Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
70074000 usd
CY2023Q1 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
33425000 usd
CY2022Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
30376000 usd
CY2023Q1 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
30672000 usd
CY2022Q4 us-gaap Interest Rate Derivative Assets At Fair Value
InterestRateDerivativeAssetsAtFairValue
36807000 usd
CY2023Q1 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
21369000 usd
CY2022Q4 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
22112000 usd
CY2023Q1 us-gaap Income Tax Receivable
IncomeTaxReceivable
20188000 usd
CY2022Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
18259000 usd
CY2023Q1 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
16487000 usd
CY2022Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
18069000 usd
CY2023Q1 ecpg Service Fee Receivable
ServiceFeeReceivable
16126000 usd
CY2022Q4 ecpg Service Fee Receivable
ServiceFeeReceivable
16094000 usd
CY2023Q1 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
71517000 usd
CY2022Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
61040000 usd
CY2023Q1 us-gaap Other Assets
OtherAssets
368041000 usd
CY2022Q4 us-gaap Other Assets
OtherAssets
341073000 usd
CY2023Q1 us-gaap Finance Lease Liability
FinanceLeaseLiability
4716000 usd
CY2022Q4 us-gaap Finance Lease Liability
FinanceLeaseLiability
5675000 usd
CY2023Q1 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
3125639000 usd
CY2022Q4 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
2941225000 usd
CY2023Q1 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
43853000 usd
CY2022Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
42404000 usd
CY2023Q1 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
3081786000 usd
CY2022Q4 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
2898821000 usd
CY2023Q1 us-gaap Senior Notes
SeniorNotes
1510416000 usd
CY2022Q4 us-gaap Senior Notes
SeniorNotes
1485888000 usd
CY2023Q1 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
347655000 usd
CY2022Q4 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
272500000 usd
CY2023Q1 ecpg Number Of Hedge Programs
NumberOfHedgePrograms
2 hedgeprogram
CY2023Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.256
CY2022Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.238
CY2023Q1 us-gaap Litigation Reserve
LitigationReserve
0 usd
CY2023Q1 us-gaap Purchase Commitment Remaining Minimum Amount Committed
PurchaseCommitmentRemainingMinimumAmountCommitted
439100000 usd
CY2023Q1 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 segment
CY2023Q1 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
312630000 usd
CY2022Q1 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
499682000 usd
CY2022Q4 us-gaap Goodwill
Goodwill
821214000 usd
CY2021Q4 us-gaap Goodwill
Goodwill
897795000 usd
CY2023Q1 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
12960000 usd
CY2022Q1 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-21254000 usd
CY2023Q1 us-gaap Goodwill
Goodwill
834174000 usd
CY2022Q1 us-gaap Goodwill
Goodwill
876541000 usd
CY2023Q1 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
47313000 usd
CY2023Q1 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
25944000 usd
CY2023Q1 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
21369000 usd
CY2022Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
46407000 usd
CY2022Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
24295000 usd
CY2022Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
22112000 usd

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