$ECPG
ENCORE CAPITAL GROUP INC

2024 Q4 Form 10-Q Financial Statement

#000108496124000100 Filed on November 06, 2024

View on sec.gov

Income Statement

Concept 2024 Q4 2024 Q3
Revenue $367.1M
YoY Change 18.56%
Cost Of Revenue $74.71M
YoY Change 16.19%
Gross Profit $292.4M
YoY Change 11.42%
Gross Profit Margin 79.65%
Selling, General & Admin $146.3M
YoY Change 12.03%
% of Gross Profit 50.04%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $8.158M
YoY Change -27.16%
% of Gross Profit 2.79%
Operating Expenses $261.0M
YoY Change 11.48%
Operating Profit $106.1M
YoY Change 40.48%
Interest Expense -$66.91M
YoY Change -232.34%
% of Operating Profit -63.07%
Other Income/Expense, Net -$65.33M
YoY Change 43.72%
Pretax Income $40.76M
YoY Change 35.59%
Income Tax $10.12M
% Of Pretax Income 24.82%
Net Earnings $30.64M
YoY Change 58.45%
Net Earnings / Revenue 8.35%
Basic Earnings Per Share $1.28
Diluted Earnings Per Share $1.26
COMMON SHARES
Basic Shares Outstanding 23.69M shares 23.69M shares
Diluted Shares Outstanding 24.41M shares

Balance Sheet

Concept 2024 Q4 2024 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $247.4M
YoY Change 70.94%
Cash & Equivalents $247.4M
Short-Term Investments
Other Short-Term Assets $37.27M
YoY Change 9.61%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $295.6M
YoY Change 56.5%
LONG-TERM ASSETS
Property, Plant & Equipment $103.6M
YoY Change 1.31%
Goodwill $628.1M
YoY Change -23.96%
Intangibles
YoY Change
Long-Term Investments $3.719B
YoY Change 12.01%
Other Assets $15.15M
YoY Change -5.91%
Total Long-Term Assets $4.698B
YoY Change 2.77%
TOTAL ASSETS
Total Short-Term Assets $295.6M
Total Long-Term Assets $4.698B
Total Assets $4.994B
YoY Change 4.9%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $222.8M
YoY Change 16.92%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $222.8M
YoY Change 16.92%
LONG-TERM LIABILITIES
Long-Term Debt $3.551B
YoY Change 14.01%
Other Long-Term Liabilities $172.2M
YoY Change -32.92%
Total Long-Term Liabilities $3.723B
YoY Change 10.44%
TOTAL LIABILITIES
Total Short-Term Liabilities $222.8M
Total Long-Term Liabilities $3.723B
Total Liabilities $3.946B
YoY Change 10.78%
SHAREHOLDERS EQUITY
Retained Earnings $1.135B
YoY Change -13.99%
Common Stock $237.0K
YoY Change 0.85%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $1.048B
YoY Change
Total Liabilities & Shareholders Equity $4.994B
YoY Change 4.9%

Cashflow Statement

Concept 2024 Q4 2024 Q3
OPERATING ACTIVITIES
Net Income $30.64M
YoY Change 58.45%
Depreciation, Depletion And Amortization $8.158M
YoY Change -27.16%
Cash From Operating Activities $45.93M
YoY Change -14.32%
INVESTING ACTIVITIES
Capital Expenditures $6.200M
YoY Change -15.07%
Acquisitions
YoY Change
Other Investing Activities -$37.62M
YoY Change -23.69%
Cash From Investing Activities -$43.82M
YoY Change -22.44%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -9.005M
YoY Change -71.59%
NET CHANGE
Cash From Operating Activities 45.93M
Cash From Investing Activities -43.82M
Cash From Financing Activities -9.005M
Net Change In Cash -6.897M
YoY Change -80.07%
FREE CASH FLOW
Cash From Operating Activities $45.93M
Capital Expenditures $6.200M
Free Cash Flow $39.73M
YoY Change -14.2%

Facts In Submission

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dei Document Fiscal Year Focus
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dei Document Fiscal Period Focus
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dei Document Period End Date
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dei Entity Incorporation State Country Code
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dei Entity Address State Or Province
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dei Document Type
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dei Trading Symbol
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dei Security Exchange Name
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dei Entity Registrant Name
EntityRegistrantName
ENCORE CAPITAL GROUP, INC.
dei Entity Address Postal Zip Code
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92108
dei Security12b Title
Security12bTitle
Common Stock, $0.01 Par Value Per Share
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CY2024Q3 us-gaap Finance Lease Liability Statement Of Financial Position Extensible List
FinanceLeaseLiabilityStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2024#DebtAndCapitalLeaseObligations
CY2023Q4 us-gaap Finance Lease Liability Statement Of Financial Position Extensible List
FinanceLeaseLiabilityStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2024#DebtAndCapitalLeaseObligations
CY2023Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000 shares
CY2024Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
1135234000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-175705000 usd
us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
18164000 usd
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
458844000 usd
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
1292578000 usd
us-gaap Proceeds From Issuance Of Senior Long Term Debt
ProceedsFromIssuanceOfSeniorLongTermDebt
1000000000 usd
us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
29310000 usd
us-gaap Proceeds From Convertible Debt
ProceedsFromConvertibleDebt
0 usd
ecpg Proceeds From Convertible Hedge Instruments Net
ProceedsFromConvertibleHedgeInstrumentsNet
0 usd
us-gaap Proceeds From Payments For Other Financing Activities
ProceedsFromPaymentsForOtherFinancingActivities
11695000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
130487000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
87406000 usd
us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
1583000 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
158364000 usd
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
143912000 usd
CY2024Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
247353000 usd
us-gaap Interest Paid Net
InterestPaidNet
138951000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
61255000 usd
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
4617000 usd
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
19339000 usd
us-gaap Net Income Loss
NetIncomeLoss
86063000 usd
CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
23912000 shares
CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
23712000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
23859000 shares
CY2024Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
89000 shares
CY2023Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
165000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
103000 shares
CY2023Q3 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
505000 shares
us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
362000 shares
CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
24382000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
24324000 shares
CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.28
CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.82
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.61
CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.79
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.54
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2024Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
0 shares
CY2024Q3 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
49700000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
781315000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
641982000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
504672000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
6020000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-30054000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
12023000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
9214000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
10153000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
9558000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
-52075000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
-4466000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
856891000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
781315000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
1961740000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
2017060000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
2798375000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
3688070000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
3225837000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
6506701000 usd
us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
6024212000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
2818631000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
2798375000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
3688070000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
3225837000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
856891000 usd
ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
781315000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
856891000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
781315000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
1607883000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
1404217000 usd
us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
965901000 usd
us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
899545000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
641982000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
504672000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
51258000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-20109000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-9945000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
6020000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-45200000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-12800000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-9900000 usd
CY2024Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
61063000 usd
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
67019000 usd
CY2024Q3 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
49727000 usd
CY2023Q4 us-gaap Assets Held For Sale Not Part Of Disposal Group Other
AssetsHeldForSaleNotPartOfDisposalGroupOther
70590000 usd
CY2024Q3 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
61224000 usd
CY2023Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
70334000 usd
CY2024Q3 us-gaap Other Assets
OtherAssets
295422000 usd
CY2023Q4 us-gaap Other Assets
OtherAssets
293256000 usd
CY2024Q3 us-gaap Finance Lease Liability
FinanceLeaseLiability
1511000 usd
CY2023Q4 us-gaap Finance Lease Liability
FinanceLeaseLiability
2818000 usd
CY2024Q3 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
3597329000 usd
CY2023Q4 ecpg Long Term Debt And Lease Obligations Including Current Maturities Gross Of Debt Issuances Costs
LongTermDebtAndLeaseObligationsIncludingCurrentMaturitiesGrossOfDebtIssuancesCosts
3358547000 usd
CY2024Q3 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
46755000 usd
CY2023Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
40516000 usd
CY2024Q3 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
3550574000 usd
CY2023Q4 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
3318031000 usd
CY2024Q3 us-gaap Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List
OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList
http://fasb.org/us-gaap/2024#OtherAssets
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
48-1090909
CY2024Q3 us-gaap Notes Receivable Net
NotesReceivableNet
3719260000 usd
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
3468432000 usd
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
103959000 usd
CY2024Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
23691000 shares
CY2024Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
23691000 shares
CY2023Q4 us-gaap Common Stock Value
CommonStockValue
235000 usd
CY2024Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1048105000 usd
CY2023Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
936538000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion1
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion1
328119000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion1
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion1
302687000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion1
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion1
965901000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion1
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion1
899545000 usd
CY2024Q3 us-gaap Interest Expense Nonoperating
InterestExpenseNonoperating
66906000 usd
CY2023Q3 us-gaap Interest Expense Nonoperating
InterestExpenseNonoperating
50558000 usd
us-gaap Interest Expense Nonoperating
InterestExpenseNonoperating
184047000 usd
us-gaap Interest Expense Nonoperating
InterestExpenseNonoperating
147376000 usd
us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss Before Reclassification Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax
-2241000 usd
CY2024Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
42237000 usd
CY2023Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
-50121000 usd
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
34945000 usd
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
-16581000 usd
CY2024Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
42877000 usd
CY2024Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
56219000 usd
CY2023Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
-39252000 usd
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
105601000 usd
us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
33595000 usd
CY2024Q3 ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
22000 usd
CY2024Q3 us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
3737000 usd
CY2024Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1048105000 usd
CY2023Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1233835000 usd
CY2023Q3 us-gaap Profit Loss
ProfitLoss
19339000 usd
CY2023Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-58591000 usd
CY2023Q3 ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
1105000 usd
CY2023Q3 us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
3092000 usd
CY2023Q3 ecpg Adjustments To Additional Paid In Capital Unwind Of Capped Call Options
AdjustmentsToAdditionalPaidInCapitalUnwindOfCappedCallOptions
2371000 usd
CY2023Q3 ecpg Settlement Of Convertible Notes
SettlementOfConvertibleNotes
2368000 usd
CY2023Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1198783000 usd
CY2023Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
936538000 usd
ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-5765000 usd
us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
11731000 usd
CY2024Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1048105000 usd
CY2022Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1179627000 usd
us-gaap Profit Loss
ProfitLoss
64270000 usd
us-gaap Other Comprehensive Income Loss Before Reclassifications Net Of Tax
OtherComprehensiveIncomeLossBeforeReclassificationsNetOfTax
-30675000 usd
ecpg Stock Issued During Period Value Stock Options Exercised Includes Restricted Stock Units Netof Tax Withholdings
StockIssuedDuringPeriodValueStockOptionsExercisedIncludesRestrictedStockUnitsNetofTaxWithholdings
-5215000 usd
us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Stock Options Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition
11017000 usd
ecpg Adjustments To Additional Paid In Capital Purchase Of Convertible Note Capped Call Option
AdjustmentsToAdditionalPaidInCapitalPurchaseOfConvertibleNoteCappedCallOption
13865000 usd
ecpg Adjustments To Additional Paid In Capital Unwind Of Capped Call Options
AdjustmentsToAdditionalPaidInCapitalUnwindOfCappedCallOptions
30913000 usd
ecpg Settlement Of Convertible Notes
SettlementOfConvertibleNotes
37289000 usd
CY2023Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1198783000 usd
us-gaap Profit Loss
ProfitLoss
86063000 usd
us-gaap Profit Loss
ProfitLoss
64270000 usd
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
23467000 usd
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
32768000 usd
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-12379000 usd
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-12526000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
11731000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
11017000 usd
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
1718000 usd
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
952000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
6020000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current And Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentAndFuturePeriodRecoveries
-30054000 usd
us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
7477000 usd
us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
-1958000 usd
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
35277000 usd
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
21820000 usd
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
31086000 usd
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-11598000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
132624000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
116211000 usd
us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
844868000 usd
us-gaap Payments To Acquire Finance Receivables
PaymentsToAcquireFinanceReceivables
772101000 usd
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
641982000 usd
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
504672000 usd
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
20451000 usd
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
16765000 usd
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-47632000 usd
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
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us-gaap Net Cash Provided By Used In Investing Activities
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us-gaap Payments Of Financing Costs
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8224000 usd
us-gaap Proceeds From Long Term Lines Of Credit
ProceedsFromLongTermLinesOfCredit
630079000 usd
us-gaap Repayments Of Long Term Lines Of Credit
RepaymentsOfLongTermLinesOfCredit
446724000 usd
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ProceedsFromIssuanceOfSeniorLongTermDebt
0 usd
us-gaap Repayments Of Senior Debt
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29310000 usd
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230000000 usd
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RepaymentsOfConvertibleDebt
0 usd
us-gaap Repayments Of Convertible Debt
RepaymentsOfConvertibleDebt
212480000 usd
ecpg Proceeds From Convertible Hedge Instruments Net
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us-gaap Proceeds From Payments For Other Financing Activities
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us-gaap Net Cash Provided By Used In Financing Activities
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CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
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us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
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CY2023Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
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us-gaap Interest Paid Net
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120113000 usd
us-gaap Income Taxes Paid Net
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50605000 usd
us-gaap Transfer To Other Real Estate
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9558000 usd
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<div style="margin-bottom:9pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of condensed financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts and the disclosure of contingent amounts in the Company’s condensed financial statements and the accompanying notes. Actual results could materially differ from those estimates.</span></div>
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
30643000 usd
us-gaap Net Income Loss
NetIncomeLoss
64270000 usd
us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
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CY2024Q3 us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
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us-gaap Incremental Common Shares Attributable To Conversion Of Debt Securities
IncrementalCommonSharesAttributableToConversionOfDebtSecurities
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CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
24407000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
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us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.72
CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.26
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.62
CY2023Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
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CY2024Q3 us-gaap Notes Receivable Gross
NotesReceivableGross
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CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
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CY2024Q3 ecpg Financing Receivable Allowance For Credit Loss Expected Recoveries
FinancingReceivableAllowanceForCreditLossExpectedRecoveries
3719260000 usd
CY2023Q4 ecpg Financing Receivable Allowance For Credit Loss Expected Recoveries
FinancingReceivableAllowanceForCreditLossExpectedRecoveries
3468432000 usd
CY2024Q3 us-gaap Notes Receivable Net
NotesReceivableNet
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CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
3468432000 usd
CY2024Q2 us-gaap Notes Receivable Net
NotesReceivableNet
3583322000 usd
CY2023Q2 us-gaap Notes Receivable Net
NotesReceivableNet
3330986000 usd
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
3468432000 usd
CY2022Q4 us-gaap Notes Receivable Net
NotesReceivableNet
3088261000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
282485000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
230559000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
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856891000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
222149000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
162652000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
12675000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-17067000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
4577000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPutBacksAndRecalls
3179000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
7055000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposalsor Transfersto Heldfor Sale Net
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesDisposalsorTransferstoHeldforSaleNet
3314000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
-74559000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain Loss
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesForeignCurrencyTranslationAdjustmentGainLoss
54789000 usd
CY2024Q3 us-gaap Notes Receivable Net
NotesReceivableNet
3719260000 usd
CY2023Q3 us-gaap Notes Receivable Net
NotesReceivableNet
3320544000 usd
CY2024Q3 us-gaap Notes Receivable Net
NotesReceivableNet
3719260000 usd
CY2023Q3 us-gaap Notes Receivable Net
NotesReceivableNet
3320544000 usd
CY2024Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
282485000 usd
CY2023Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Purchase Price
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtPurchasePrice
230559000 usd
CY2024Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
667584000 usd
CY2023Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDate
666915000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
950069000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
897474000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Amortized Cost
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAmortizedCost
2818631000 usd
CY2024Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
1220316000 usd
CY2023Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Discount Premium
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremium
1171383000 usd
CY2024Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
2170385000 usd
CY2023Q3 us-gaap Financing Receivable Purchased With Credit Deterioration Amount At Par Value
FinancingReceivablePurchasedWithCreditDeteriorationAmountAtParValue
2068857000 usd
CY2024Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
950069000 usd
CY2023Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Write Offs
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateWriteOffs
897474000 usd
CY2024Q3 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
1220316000 usd
CY2023Q3 ecpg Financing Receivable Purchased With Credit Deterioration Discount Premium Write Off
FinancingReceivablePurchasedWithCreditDeteriorationDiscountPremiumWriteOff
1171383000 usd
CY2024Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
282485000 usd
CY2023Q3 ecpg Financing Receivable Purchased With Credit Deterioration Allowance For Credit Loss At Acquisition Date Reversals
FinancingReceivablePurchasedWithCreditDeteriorationAllowanceForCreditLossAtAcquisitionDateReversals
230559000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
282485000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPurchasesOfReceivablePortfolios
230559000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
550268000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesGrossCollections
465339000 usd
CY2024Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
328119000 usd
CY2023Q3 us-gaap Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYieldAccretion
302687000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
222149000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Collections Applied To Principal Balance
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCollectionsAppliedToPrincipalBalance
162652000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
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-45238000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
12675000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
-17067000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes In Expected Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesInExpectedRecoveries
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CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
23000000.0 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
51300000 usd
CY2023Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-4300000 usd
ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Current Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedCurrentPeriodRecoveries
-20100000 usd
CY2024Q3 ecpg Investment In Receivable Portfolios Changes In Estimated Future Recoveries
InvestmentInReceivablePortfoliosChangesInEstimatedFutureRecoveries
-7800000 usd
ecpg Investment In Receivable Portfolios Changes In Estimated Future Recoveries
InvestmentInReceivablePortfoliosChangesInEstimatedFutureRecoveries
-7800000 usd
CY2024Q3 ecpg Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Changes To Expected Future Period Recoveries
CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesChangesToExpectedFuturePeriodRecoveries
-10300000 usd
CY2024Q3 us-gaap Income Tax Receivable
IncomeTaxReceivable
44600000 usd
CY2023Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
8735000 usd
CY2024Q3 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
37269000 usd
CY2023Q4 us-gaap Prepaid Expense Current And Noncurrent
PrepaidExpenseCurrentAndNoncurrent
32910000 usd
CY2024Q3 us-gaap Derivative Assets
DerivativeAssets
15376000 usd
CY2023Q4 us-gaap Derivative Assets
DerivativeAssets
17311000 usd
CY2024Q3 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
15149000 usd
CY2023Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
17277000 usd
CY2024Q3 ecpg Service Fee Receivable
ServiceFeeReceivable
11014000 usd
CY2023Q4 ecpg Service Fee Receivable
ServiceFeeReceivable
9080000 usd
CY2024Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.248
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.243
CY2023Q3 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.357
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.297
CY2024Q3 us-gaap Litigation Reserve
LitigationReserve
0 usd
CY2024Q3 us-gaap Purchase Commitment Remaining Minimum Amount Committed
PurchaseCommitmentRemainingMinimumAmountCommitted
466100000 usd
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1 segment
CY2024Q3 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
367071000 usd
CY2023Q3 ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
309619000 usd
ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
1050742000 usd
ecpg Revenues Adjustedby Net Allowances
RevenuesAdjustedbyNetAllowances
945293000 usd
CY2024Q2 us-gaap Goodwill
Goodwill
602811000 usd
CY2024Q3 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
25320000 usd
CY2024Q3 us-gaap Goodwill
Goodwill
628131000 usd
CY2024Q3 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
238200000 usd
CY2024Q2 us-gaap Goodwill Impaired Accumulated Impairment Loss
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238200000 usd
CY2023Q4 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
238200000 usd
CY2023Q2 us-gaap Goodwill
Goodwill
852196000 usd
CY2023Q3 us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
-26186000 usd
CY2023Q3 us-gaap Goodwill
Goodwill
826010000 usd
CY2023Q2 us-gaap Goodwill Impaired Accumulated Impairment Loss
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0 usd
CY2023Q3 us-gaap Goodwill Impaired Accumulated Impairment Loss
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CY2022Q4 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
0 usd
CY2023Q4 us-gaap Goodwill
Goodwill
606475000 usd
us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
21656000 usd
CY2024Q3 us-gaap Goodwill
Goodwill
628131000 usd
CY2024Q3 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
238200000 usd
CY2024Q2 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
238200000 usd
CY2023Q4 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
238200000 usd
CY2022Q4 us-gaap Goodwill
Goodwill
821214000 usd
us-gaap Goodwill Foreign Currency Translation Gain Loss
GoodwillForeignCurrencyTranslationGainLoss
4796000 usd
CY2023Q3 us-gaap Goodwill
Goodwill
826010000 usd
CY2023Q2 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
0 usd
CY2023Q3 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
0 usd
CY2022Q4 us-gaap Goodwill Impaired Accumulated Impairment Loss
GoodwillImpairedAccumulatedImpairmentLoss
0 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
918000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
918000 usd
CY2024Q3 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
0 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
918000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
870000 usd
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
48000 usd
CY2024Q3 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false
CY2024Q3 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2024Q3 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false

Files In Submission

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