Everest Group, Ltd. - Understand $eg stock

$EG Market Cap: $16.28 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$16.30B

TTM

Gross Margin

43.63%

TTM

Net Earnings

$2.761B

TTM

Current Assets

Current Liabilities

$477.0M

Q3 2024

Current Ratio

Total Assets

$55.86B

Q3 2024

Total Liabilities

$40.53B

Q3 2024

Book Value

$15.34B

Q3 2024

Cash

$1.599B

Q3 2024

P/E

5.896

Nov 29, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Revenue	$14.59B	$12.06B	$11.87B	$9.598B	$8.231B	$7.361B	$6.622B	$5.794B	$5.940B	$5.830B	$5.642B	$4.933B	$4.710B	$4.709B	$4.512B	$3.704B	$4.791B	$4.517B	$4.563B	$5.018B	$4.107B	$2.558B	$1.802B	$1.480B	$1.307B	$1.315B	$1.299B	$1.169B	$948.9M	$982.8M	$1.098B	$998.1M
YoY Change	20.95%	1.63%	23.63%	16.61%	11.81%	11.16%	14.29%	-2.45%	1.89%	3.34%	14.38%	4.73%	0.03%	4.37%	21.81%	-22.68%	6.05%	-0.99%	-9.07%	22.16%	60.59%	41.98%	21.74%	13.25%	-0.65%	1.23%	11.11%	23.23%	-3.45%	-10.52%	10.04%	0.03%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Revenue	$14.59B	$12.06B	$11.87B	$9.598B	$8.231B	$7.361B	$6.622B	$5.794B	$5.940B	$5.830B	$5.642B	$4.933B	$4.710B	$4.709B	$4.512B	$3.704B	$4.791B	$4.517B	$4.563B	$5.018B	$4.107B	$2.558B	$1.802B	$1.480B	$1.307B	$1.315B	$1.299B	$1.169B	$948.9M	$982.8M	$1.098B	$998.1M
Cost Of Revenue	$8.427B	$8.100B	$7.391B	$6.551B	$4.923B	$5.651B	$4.523B	$3.140B
Gross Profit	$6.160B	$3.960B	$4.475B	$3.047B	$3.308B	$1.710B	$2.100B	$2.655B
Gross Profit Margin	42.23%	32.84%	37.71%	31.75%	40.19%	23.23%	31.71%	45.82%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Selling, General & Admin	$3.025B	$2.589B	$2.277B	$1.914B	$1.737B	$1.550B	$1.330B	$1.216B	$1.225B	$1.159B	$1.002B	$976.7M	$967.0M	$946.8M	$945.9M	$944.5M	$961.8M	$883.3M	$914.8M	$975.2M	$863.9M	$551.8M	$396.8M	$272.4M	$286.0M	$274.6M	$274.8M	$254.6M	$240.7M	$197.9M	$189.6M	$202.0M
YoY Change	16.84%	13.72%	18.92%	10.23%	12.07%	16.53%	9.38%	-0.77%	5.72%	15.62%	2.63%	1.0%	2.13%	0.1%	0.15%	-1.8%	8.89%	-3.44%	-6.19%	12.88%	56.56%	39.06%	45.67%	-4.76%	4.15%	-0.07%	7.93%	5.77%	21.63%	4.38%	-6.14%	0.7%
% of Gross Profit	49.11%	65.38%	50.87%	62.82%	52.5%	90.62%	63.34%	45.8%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization				$1.873B	$1.704B	$1.519B	$1.304B	$1.189M
YoY Change				9.95%	12.16%	16.49%	109597.3%
% of Gross Profit				61.47%	51.5%	88.83%	62.1%	0.04%
Operating Expenses	$12.30B	$11.37B	$10.25B	$8.465B	$7.101B	$7.573B	$6.171B	$4.658B	$4.593B	$4.306B	$4.040B	$3.930B	$4.876B	$4.059B	$3.487B	$3.532B	$3.663B	$3.456B	$4.769B	$4.381B	$3.559B	$2.251B	$1.665B	$1.209B	$1.106B	$1.103B	$1.092B	$1.026B	$975.4M	$987.0M	$941.7M	$1.112B
YoY Change	8.15%	10.93%	21.09%	19.22%	-6.24%	22.71%	32.48%	1.42%	6.67%	6.59%	2.8%	-19.4%	20.13%	16.39%	-1.27%	-3.56%	5.98%	-27.54%	8.85%	23.11%	58.09%	35.18%	37.77%	9.31%	0.3%	0.97%	6.47%	5.14%	-1.18%	4.81%	-15.3%	27.37%
Operating Profit	-$6.138B	-$7.411B	-$5.775B	-$5.418B	-$3.792B	-$5.863B	-$4.072B	-$2.004B
YoY Change	-17.18%	28.32%	6.6%	42.87%	-35.31%	43.99%	103.22%

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Interest Expense	-$134.0M	-$561.0M	-$70.15M	-$36.30M	$31.69M	$31.03M	$31.60M	$36.23M	-$36.20M	-$38.50M	-$46.10M	-$53.70M	-$52.30M	-$55.80M	-$72.10M	-$79.20M	-$91.60M	-$69.90M	-$74.40M	-$76.60M	-$57.30M	-$44.60M	-$46.00M	-$39.40M	-$1.500M	$0.00	$0.00
YoY Change	-76.11%	699.73%	93.25%	-214.54%	2.13%	-1.81%	-12.77%	-200.08%	-5.97%	-16.49%	-14.15%	2.68%	-6.27%	-22.61%	-8.96%	-13.54%	31.04%	-6.05%	-2.87%	33.68%	28.48%	-3.04%	16.75%	2526.67%
% of Operating Profit
Other Income/Expense, Net	-$1.000M
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Pretax Income	$2.154B	$588.0M	$1.546B	$585.3M	$1.099B	-$242.2M	$419.4M	$1.100B	$1.209B	$1.446B	$1.555B	$939.5M	-$233.9M	$591.2M	$939.3M	-$83.60M	$1.028B	$991.8M	-$280.9M	$559.7M	$491.2M	$262.0M	$90.30M	$231.7M	$196.6M	$212.7M	$207.3M	$143.8M	-$26.60M	-$12.00M	$156.5M	-$113.8M
YoY Change	266.33%	-61.96%	164.05%	-46.74%	-553.79%	-157.74%	-61.87%	-8.99%	-16.43%	-7.0%	65.51%	-501.67%	-139.56%	-37.06%	-1223.56%	-108.13%	3.65%	-453.08%	-150.19%	13.95%	87.48%	190.14%	-61.03%	17.85%	-7.57%	2.6%	44.16%	-640.6%	121.67%	-107.67%	-237.52%	-191.11%
Income Tax	-$363.0M	-$9.000M	$166.5M	$71.20M	$89.53M	-$331.2M	-$63.34M	$103.5M	$134.0M	$187.7M	$289.7M	$110.6M	-$153.5M	-$19.50M	$132.3M	-$64.80M	$188.7M	$150.9M	-$62.30M	$64.90M	$65.20M	$30.70M	-$8.700M	$45.40M	$38.50M	$47.50M	$52.30M	$31.80M	-$27.30M	-$22.60M	$30.20M	-$52.20M
% Of Pretax Income	-16.85%	-1.53%	10.77%	12.16%	8.15%		-15.1%	9.41%	11.09%	12.98%	18.63%	11.77%		-3.3%	14.08%		18.36%	15.21%		11.6%	13.27%	11.72%	-9.63%	19.59%	19.58%	22.33%	25.23%	22.11%			19.3%
Net Earnings	$2.517B	$597.0M	$1.379B	$514.2M	$1.009B	$89.04M	$482.8M	$996.3M	$977.9M	$1.199B	$1.259B	$829.0M	-$80.50M	$610.8M	$807.0M	-$18.80M	$839.3M	$840.8M	-$218.7M	$494.9M	$426.0M	$231.3M	$99.00M	$186.4M	$158.1M	$165.2M	$155.0M	$112.0M	$700.0K	$10.70M	$126.4M	-$61.60M
YoY Change	321.61%	-56.71%	168.23%	-49.07%	1033.7%	-81.56%	-51.55%	1.89%	-18.45%	-4.78%	51.92%	-1129.81%	-113.18%	-24.31%	-4392.55%	-102.24%	-0.18%	-484.45%	-144.19%	16.17%	84.18%	133.64%	-46.89%	17.9%	-4.3%	6.58%	38.39%	15900.0%	-93.46%	-91.53%	-305.19%	-158.39%
Net Earnings / Revenue	17.26%	4.95%	11.62%	5.36%	12.26%	1.21%	7.29%	17.2%	16.46%	20.57%	22.32%	16.81%	-1.71%	12.97%	17.89%	-0.51%	17.52%	18.61%	-4.79%	9.86%	10.37%	9.04%	5.5%	12.6%	12.1%	12.56%	11.93%	9.58%	0.07%	1.09%	11.51%	-6.17%
Basic Earnings Per Share	$60.19	$15.19	$34.66	$12.81	$24.77	$2.18	$11.77	$23.85
Diluted Earnings Per Share	$60.19	$15.19	$34.62	$12.78	$24.70	$2.17	$11.70	$23.68	$22.33M	$26.18M	$25.65M	$15.91M	-$1.496M	$10.75M	$13.27M	-$304.7K	$13.20M	$12.88M	-$3.797M	$8.713M	$7.745M	$4.526M	$2.102M	$4.017M	$3.246M	$3.258M	$3.051M	$2.209M	$13.94K	$214.0K	$2.528M	-$1.232M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets												$71.00M	$85.00M	$133.0M	$108.0M	$79.00M	$88.00M	$68.00M	$85.00M	$85.00M	$98.00M	$63.00M	$47.00M	$58.00M	$10.00M	$9.000M	$9.000M	$5.000M	$2.000M	$1.000M	$7.000M
YoY Change												-16.47%	-36.09%	23.15%	36.71%	-10.23%	29.41%	-20.0%	0.0%	-13.27%	55.56%	34.04%	-18.97%	480.0%	11.11%	0.0%	80.0%	150.0%	100.0%	-85.71%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets												$139.0M	$127.0M	$281.0M	$253.0M	$111.0M	$135.0M	$68.00M	$160.0M	$85.00M	$98.00M	$63.00M	$47.00M	$58.00M	$10.00M	$9.000M	$9.000M	$5.000M	$2.000M	$15.00M	$8.000M
YoY Change												9.45%	-54.8%	11.07%	127.93%	-17.78%	98.53%	-57.5%	88.24%	-13.27%	55.56%	34.04%	-18.97%	480.0%	11.11%	0.0%	80.0%	150.0%	-86.67%	87.5%
Property, Plant & Equipment	$123.0M	$128.0M	$138.9M	$149.0M	$161.0M
YoY Change	-3.91%	-7.88%	-6.75%	-7.45%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$35.70B	$28.47B	$28.23B	$24.66B	$19.94B	$17.78B	$17.99B	$17.00B	$16.39B	$17.00B	$15.99B	$16.04B	$15.35B	$15.11B	$14.67B	$13.51B	$14.69B	$13.71B	$12.86B	$11.35B	$9.136B	$7.050B	$5.712B	$5.416B	$4.077B	$4.286B	$4.112B	$3.572B	$3.187B	$2.529B	$2.546B
YoY Change	25.4%	0.85%	14.49%	23.67%	12.17%	-1.19%	5.82%	3.71%	-3.56%	6.34%	-0.34%	4.5%	1.6%	2.97%	8.6%	-8.01%	7.14%	6.55%	13.39%	24.18%	29.59%	23.42%	5.47%	32.84%	-4.88%	4.23%	15.12%	12.08%	26.02%	-0.67%
Other Assets							$0.00	$0.00			$146.0M	$262.0M	$333.0M	$149.0M	$174.0M	$442.0M	$228.0M	$220.0M	$235.0M	$160.0M	$145.0M	$139.0M	$179.0M	$174.0M	$188.0M	$62.00M	$74.00M	$125.0M	$113.0M	$181.0M	$91.00M
YoY Change											-44.27%	-21.32%	123.49%	-14.37%	-60.63%	93.86%	3.64%	-6.38%	46.88%	10.34%	4.32%	-22.35%	2.87%	-7.45%	203.23%	-16.22%	-40.8%	10.62%	-37.57%	98.9%
Total Long-Term Assets												$19.64B	$18.77B	$18.13B	$17.75B	$16.74B	$17.86B	$17.04B	$16.32B	$14.99B	$12.59B	$9.802B	$7.749B	$6.955B	$5.694B	$5.988B	$5.529B	$5.043B	$4.646B	$4.045B	$3.929B
YoY Change												4.65%	3.53%	2.14%	6.05%	-6.31%	4.84%	4.44%	8.85%	19.03%	28.46%	26.49%	11.42%	22.15%	-4.91%	8.3%	9.64%	8.54%	14.86%	2.95%
Total Assets	$49.40B	$39.97B	$38.19B	$32.79B	$27.32B	$24.75B	$23.59B	$21.32B	$20.55B	$20.82B	$19.81B	$19.78B	$18.89B	$18.41B	$18.00B	$16.85B	$18.00B	$17.11B	$16.48B	$15.07B	$12.69B	$9.865B	$7.796B	$7.013B	$5.704B	$5.997B	$5.538B	$5.048B	$4.648B	$4.060B	$3.937B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$165.0M	$166.0M	$175.1M	$176.0M	$173.0M	$3.000M	$3.000M	$4.000M	$4.000M	$4.000M	$5.000M	$5.000M	$5.000M	$5.000M	$10.00M	$11.00M	$11.00M	$10.00M	$10.00M	$16.00M	$14.00M	$13.00M	$12.00M	$12.00M
YoY Change	-0.6%	-5.18%	-0.52%	1.73%	5666.67%	0.0%	-25.0%	0.0%	0.0%	-20.0%	0.0%	0.0%	0.0%	-50.0%	-9.09%	0.0%	10.0%	0.0%	-37.5%	14.29%	7.69%	8.33%	0.0%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$50.00M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$70.00M	$70.00M	$105.0M	$235.0M	$59.00M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change													-100.0%							-100.0%	0.0%	-33.33%	-55.32%	298.31%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$302.0M	$167.0M	$191.8M	$383.0M	$204.0M	$54.00M	$42.00M	$32.00M	$19.00M	$45.00M	$59.00M	$54.00M	$14.00M	$55.00M	$10.00M	$11.00M	$11.00M	$53.00M	$10.00M	$48.00M	$125.0M	$66.00M	$87.00M	$239.0M	$55.00M	-$1.000M	$14.00M
YoY Change	80.84%	-12.92%	-49.93%	87.75%	277.78%	28.57%	31.25%	68.42%	-57.78%	-23.73%	9.26%	285.71%	-74.55%	450.0%	-9.09%	0.0%	-79.25%	430.0%	-79.17%	-61.6%	89.39%	-24.14%	-63.6%	334.55%	-5600.0%	-107.14%
Long-Term Debt	$3.386B	$3.084B	$3.089B	$1.910B	$634.0M	$634.0M	$633.0M	$633.0M	$633.0M	$638.0M	$488.0M	$818.0M	$818.0M	$818.0M	$1.018B	$1.179B	$1.179B	$996.0M	$995.0M	$1.245B	$666.0M	$659.0M	$449.0M	$449.0M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	9.79%	-0.15%	61.71%	201.26%	0.0%	0.16%	0.0%	0.0%	-0.78%	30.74%	-40.34%	0.0%	0.0%	-19.65%	-13.66%	0.0%	18.37%	0.1%	-20.08%	86.94%	1.06%	46.77%	0.0%
Other Long-Term Liabilities	$609.0M	$453.0M	$642.9M	$521.0M	$341.0M	$287.0M	$345.0M	$354.0M	$414.0M	$521.0M	$701.0M	$484.0M	$269.0M	$201.0M	$253.0M	$267.0M	$246.0M	$256.0M	$213.0M	$150.0M	$234.0M	$354.0M	$199.0M	$168.0M	$117.0M	$108.0M	$138.0M	$181.0M	$205.0M	$186.0M	$188.0M
YoY Change	34.44%	-29.53%	23.39%	52.79%	18.82%	-16.81%	-2.54%	-14.49%	-20.54%	-25.68%	44.83%	79.93%	33.83%	-20.55%	-5.24%	8.54%	-3.91%	20.19%	42.0%	-35.9%	-33.9%	77.89%	18.45%	43.59%	8.33%	-21.74%	-23.76%	-11.71%	10.22%	-1.06%
Total Long-Term Liabilities	$3.995B	$3.537B	$3.731B	$2.431B	$975.0M	$921.0M	$978.0M	$987.0M	$1.047B	$1.159B	$1.189B	$1.302B	$1.087B	$1.019B	$1.271B	$1.446B	$1.425B	$1.252B	$1.208B	$1.395B	$900.0M	$1.013B	$648.0M	$617.0M	$117.0M	$108.0M	$138.0M	$181.0M	$205.0M	$186.0M	$188.0M
YoY Change	12.95%	-5.21%	53.49%	149.33%	5.86%	-5.83%	-0.91%	-5.73%	-9.66%	-2.52%	-8.68%	19.78%	6.67%	-19.83%	-12.1%	1.47%	13.82%	3.64%	-13.41%	55.0%	-11.15%	56.33%	5.02%	427.35%	8.33%	-21.74%	-23.76%	-11.71%	10.22%	-1.06%
Total Liabilities	$36.20B	$31.53B	$28.05B	$23.06B	$18.19B	$16.89B	$15.22B	$13.25B	$12.94B	$13.37B	$12.84B	$13.04B	$12.82B	$12.12B	$11.90B	$11.89B	$12.32B	$12.00B	$12.34B	$11.36B	$9.525B	$7.496B	$6.076B	$5.430B	$4.377B	$4.518B	$4.231B	$3.962B	$3.664B	$3.319B	$3.061B
YoY Change	14.82%	12.4%	21.61%	26.78%	7.7%	10.95%	14.93%	2.39%	-3.22%	4.1%	-1.56%	1.73%	5.76%	1.88%	0.12%	-3.48%	2.63%	-2.72%	8.58%	19.27%	27.07%	23.37%	11.9%	24.06%	-3.12%	6.78%	6.79%	8.13%	10.39%	8.43%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011
Basic Shares Outstanding	41.30M shares	39.00M shares	39.00M shares	39.66K shares	40.29K shares	40.39K shares	40.60K shares	41.33K	43.42K	45.38K	48.62K	51.89K	53.79M
Diluted Shares Outstanding	41.30M shares	39.00M shares	39.30K shares	39.73K shares	40.42K shares	40.59K shares	40.84K shares	41.63K
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $16.279 Billion

About EVEREST GROUP, LTD.

Everest Group Ltd. is a holding company, which engages in the provision of reinsurance and insurance services. The firm provides property, casualty, and specialty reinsurance and insurance solutions. The company operates through two operating segments: Reinsurance and Insurance. The Reinsurance operation writes property and casualty reinsurance and specialty lines of business, on both a treaty and facultative basis, through reinsurance brokers, as well as directly with ceding companies. Business is written in the United States (US), Bermuda, and Ireland offices, as well as through branches in Canada, Singapore, the United Kingdom (UK), and Switzerland. The Insurance operation writes property and casualty insurance directly and through brokers, including for surplus lines, and general agents within the US, Bermuda, Canada, Europe, Singapore, and South America through its offices in the US, Australia, Canada, Chile, Colombia, Mexico, Singapore, the UK, Ireland, and branches located in the UK, the Netherlands, France, Germany, and Spain.

Industry: Fire, Marine & Casualty Insurance Peers: Brookfield Wealth Solutions Ltd. Enstar Group LTD Maiden Holdings, Ltd. RENAISSANCERE HOLDINGS LTD SiriusPoint Ltd