2018 Q4 Form 10-K Financial Statement

#000109507319000011 Filed on March 01, 2019

View on sec.gov

Income Statement

Concept 2018 Q4 2017 Q4 2017 Q3
Revenue $140.2M $149.1M $1.725B
YoY Change -5.98% -90.76% 14.17%
Cost Of Revenue $2.210B
YoY Change
Gross Profit -$484.6M
YoY Change
Gross Profit Margin -28.09%
Selling, General & Admin $403.7M $393.2M $339.0M
YoY Change 2.67% 25.02% 7.31%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses $2.489B $1.165B $2.622B
YoY Change 113.72% -2.08% 122.12%
Operating Profit -$3.107B
YoY Change
Interest Expense -$8.000M -$7.300M $7.266M
YoY Change 9.59% -18.89% -181.64%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income -$705.4M $695.3M -$904.1M
YoY Change -201.45% 67.3% -381.73%
Income Tax -$320.1M $116.0M -$264.7M
% Of Pretax Income 16.68%
Net Earnings -$385.3M $571.0M -$639.4M
YoY Change -167.48% 52.84% -316.44%
Net Earnings / Revenue -274.82% 382.91% -37.06%
Basic Earnings Per Share -$9.58 $13.92 -$15.73
Diluted Earnings Per Share -$9.58 $13.85 -$15.73
COMMON SHARES
Basic Shares Outstanding 40.65M 40.64M
Diluted Shares Outstanding 40.88M

Balance Sheet

Concept 2018 Q4 2017 Q4 2017 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $656.1M $635.1M $585.4M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment
YoY Change
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments $1.592B $1.632B $17.90B
YoY Change -2.46% -90.4% 4.64%
Other Assets $0.00 $0.00
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $24.75B $23.56B $23.94B
YoY Change 5.04% 10.51% 10.49%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $3.000M $3.000M $8.000M
YoY Change 0.0% -25.0% -33.33%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $54.00M $42.00M $63.00M
YoY Change 28.57% 31.25% -29.21%
LONG-TERM LIABILITIES
Long-Term Debt $634.0M $633.0M $633.0M
YoY Change 0.16% 0.0% 0.0%
Other Long-Term Liabilities $287.0M $345.0M $438.0M
YoY Change -16.81% -2.54% 13.77%
Total Long-Term Liabilities $921.0M $978.0M $1.071B
YoY Change -5.83% -0.91% 5.21%
TOTAL LIABILITIES
Total Short-Term Liabilities $54.00M $42.00M $63.00M
Total Long-Term Liabilities $921.0M $978.0M $1.071B
Total Liabilities $16.89B $15.22B $15.97B
YoY Change 10.96% 14.92% 17.21%
SHAREHOLDERS EQUITY
Retained Earnings $9.531B $9.657B
YoY Change -1.3%
Common Stock $692.0K $691.0K
YoY Change 0.14%
Preferred Stock
YoY Change
Treasury Stock (at cost) $3.398B $3.322B
YoY Change 2.27%
Treasury Stock Shares 28.55M shares $28.21M
Shareholders Equity $7.861B $8.341B $7.969B
YoY Change
Total Liabilities & Shareholders Equity $24.75B $23.56B $23.94B
YoY Change 5.04% 10.51% 10.49%

Cashflow Statement

Concept 2018 Q4 2017 Q4 2017 Q3
OPERATING ACTIVITIES
Net Income -$385.3M $571.0M -$639.4M
YoY Change -167.48% 52.84% -316.44%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $66.50M $118.5M $409.8M
YoY Change -43.88% -71.98% 47.89%
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities -$2.400M $31.90M -$235.0M
YoY Change -107.52% -109.76% 583.14%
Cash From Investing Activities -$2.400M $31.90M -$235.0M
YoY Change -107.52% -109.76% 583.14%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -58.90M -103.3M -51.40M
YoY Change -42.98% 93.81% -78.46%
NET CHANGE
Cash From Operating Activities 66.50M 118.5M 409.8M
Cash From Investing Activities -2.400M 31.90M -235.0M
Cash From Financing Activities -58.90M -103.3M -51.40M
Net Change In Cash 5.200M 47.10M 123.4M
YoY Change -88.96% 10.3% 2909.76%
FREE CASH FLOW
Cash From Operating Activities $66.50M $118.5M $409.8M
Capital Expenditures
Free Cash Flow
YoY Change

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159344000
CY2016 us-gaap Increase Decrease In Future Policy Benefit Reserves
IncreaseDecreaseInFuturePolicyBenefitReserves
-3836000
CY2017 us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
238485000
CY2016 us-gaap Interest Expense Debt
InterestExpenseDebt
19472000
CY2018 us-gaap Increase Decrease In Reinsurance Payables
IncreaseDecreaseInReinsurancePayables
12276000
CY2016 us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
202950000
CY2018 us-gaap Increase Decrease In Future Policy Benefit Reserves
IncreaseDecreaseInFuturePolicyBenefitReserves
-4236000
CY2016 us-gaap Increase Decrease In Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesReceivable
-54526000
CY2017 us-gaap Increase Decrease In Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesReceivable
114521000
CY2018 us-gaap Increase Decrease In Income Taxes Receivable
IncreaseDecreaseInIncomeTaxesReceivable
263865000
CY2016 us-gaap Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve
IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve
545967000
CY2017 us-gaap Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve
IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve
1376321000
CY2018 us-gaap Increase Decrease In Liability For Claims And Claims Adjustment Expense Reserve
IncreaseDecreaseInLiabilityForClaimsAndClaimsAdjustmentExpenseReserve
1377711000
CY2016 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
45605000
CY2017 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
66998000
CY2018 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
322107000
CY2016 us-gaap Increase Decrease In Premiums Receivable
IncreaseDecreaseInPremiumsReceivable
15655000
CY2017 us-gaap Increase Decrease In Premiums Receivable
IncreaseDecreaseInPremiumsReceivable
338335000
CY2018 us-gaap Increase Decrease In Premiums Receivable
IncreaseDecreaseInPremiumsReceivable
392981000
CY2016 us-gaap Increase Decrease In Prepaid Reinsurance Premiums
IncreaseDecreaseInPrepaidReinsurancePremiums
32455000
CY2017 us-gaap Increase Decrease In Prepaid Reinsurance Premiums
IncreaseDecreaseInPrepaidReinsurancePremiums
86049000
CY2018 us-gaap Increase Decrease In Prepaid Reinsurance Premiums
IncreaseDecreaseInPrepaidReinsurancePremiums
65925000
CY2016 us-gaap Increase Decrease In Reinsurance Payables
IncreaseDecreaseInReinsurancePayables
26200000
CY2017 us-gaap Increase Decrease In Reinsurance Payables
IncreaseDecreaseInReinsurancePayables
10071000
CY2018 us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
511592000
CY2016 us-gaap Increase Decrease In Unearned Premiums
IncreaseDecreaseInUnearnedPremiums
-22072000
CY2017 us-gaap Increase Decrease In Unearned Premiums
IncreaseDecreaseInUnearnedPremiums
401174000
CY2018 us-gaap Increase Decrease In Unearned Premiums
IncreaseDecreaseInUnearnedPremiums
542023000
CY2016 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
300
CY2017 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
248
CY2018 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
198
CY2016 us-gaap Interest Expense
InterestExpense
36228000
CY2017 us-gaap Interest Expense
InterestExpense
31603000
CY2018 us-gaap Interest Expense
InterestExpense
31031000
CY2017 us-gaap Interest Expense Debt
InterestExpenseDebt
19472000
CY2018 us-gaap Interest Expense Debt
InterestExpenseDebt
19472000
CY2016 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
15749000
CY2017 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
11498000
CY2018 us-gaap Interest Expense Subordinated Notes And Debentures
InterestExpenseSubordinatedNotesAndDebentures
10926000
CY2016 us-gaap Interest Paid Net
InterestPaidNet
36010000
CY2017 us-gaap Interest Paid Net
InterestPaidNet
32194000
CY2018 us-gaap Interest Paid Net
InterestPaidNet
30447000
CY2017Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
2727000
CY2018Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
3093000
CY2016 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
500532000
CY2017 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
570365000
CY2018 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
620683000
CY2016 us-gaap Investment Income Investment Expense
InvestmentIncomeInvestmentExpense
27447000
CY2017 us-gaap Investment Income Investment Expense
InvestmentIncomeInvestmentExpense
27467000
CY2018 us-gaap Investment Income Investment Expense
InvestmentIncomeInvestmentExpense
39500000
CY2016 us-gaap Investment Income Net
InvestmentIncomeNet
473085000
CY2017 us-gaap Investment Income Net
InvestmentIncomeNet
542898000
CY2018 us-gaap Investment Income Net
InvestmentIncomeNet
581183000
CY2017Q4 us-gaap Supplementary Insurance Information Unearned Premiums
SupplementaryInsuranceInformationUnearnedPremiums
2000556000
CY2017Q4 us-gaap Liability For Asbestos And Environmental Claims Net
LiabilityForAsbestosAndEnvironmentalClaimsNet
318081000
CY2018Q4 us-gaap Liability For Asbestos And Environmental Claims Net
LiabilityForAsbestosAndEnvironmentalClaimsNet
261456000
CY2018Q4 us-gaap Liability For Claims And Claims Adjustment Expense
LiabilityForClaimsAndClaimsAdjustmentExpense
13119090000
CY2015Q4 us-gaap Liability For Future Policy Benefits
LiabilityForFuturePolicyBenefits
58910000
CY2016Q4 us-gaap Liability For Future Policy Benefits
LiabilityForFuturePolicyBenefits
55074000
CY2018Q4 us-gaap Investments And Cash
InvestmentsAndCash
18433066000
CY2017Q4 us-gaap Liabilities
Liabilities
15222560000
CY2018Q4 us-gaap Liabilities
Liabilities
16890195000
CY2017Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
23591792000
CY2018Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
24793999000
CY2015Q4 us-gaap Liability For Asbestos And Environmental Claims Gross
LiabilityForAsbestosAndEnvironmentalClaimsGross
433117000
CY2016Q4 us-gaap Liability For Asbestos And Environmental Claims Gross
LiabilityForAsbestosAndEnvironmentalClaimsGross
441111000
CY2017Q4 us-gaap Liability For Asbestos And Environmental Claims Gross
LiabilityForAsbestosAndEnvironmentalClaimsGross
448994000
CY2018Q4 us-gaap Liability For Asbestos And Environmental Claims Gross
LiabilityForAsbestosAndEnvironmentalClaimsGross
347495000
CY2016 us-gaap Liability For Asbestos And Environmental Claims Gross Incurred Loss1
LiabilityForAsbestosAndEnvironmentalClaimsGrossIncurredLoss1
73336000
CY2017 us-gaap Liability For Asbestos And Environmental Claims Gross Incurred Loss1
LiabilityForAsbestosAndEnvironmentalClaimsGrossIncurredLoss1
90009000
CY2018 us-gaap Liability For Asbestos And Environmental Claims Gross Incurred Loss1
LiabilityForAsbestosAndEnvironmentalClaimsGrossIncurredLoss1
-2473000
CY2016 us-gaap Liability For Asbestos And Environmental Claims Gross Payment For Claims
LiabilityForAsbestosAndEnvironmentalClaimsGrossPaymentForClaims
65342000
CY2017 us-gaap Liability For Asbestos And Environmental Claims Gross Payment For Claims
LiabilityForAsbestosAndEnvironmentalClaimsGrossPaymentForClaims
82126000
CY2018 us-gaap Liability For Asbestos And Environmental Claims Gross Payment For Claims
LiabilityForAsbestosAndEnvironmentalClaimsGrossPaymentForClaims
99026000
CY2015Q4 us-gaap Liability For Asbestos And Environmental Claims Net
LiabilityForAsbestosAndEnvironmentalClaimsNet
319620000
CY2016Q4 us-gaap Liability For Asbestos And Environmental Claims Net
LiabilityForAsbestosAndEnvironmentalClaimsNet
319072000
CY2016 us-gaap Liability For Asbestos And Environmental Claims Net Incurred Loss1
LiabilityForAsbestosAndEnvironmentalClaimsNetIncurredLoss1
53909000
CY2017 us-gaap Liability For Asbestos And Environmental Claims Net Incurred Loss1
LiabilityForAsbestosAndEnvironmentalClaimsNetIncurredLoss1
37137000
CY2016 us-gaap Liability For Asbestos And Environmental Claims Net Payment For Claims
LiabilityForAsbestosAndEnvironmentalClaimsNetPaymentForClaims
54457000
CY2017 us-gaap Liability For Asbestos And Environmental Claims Net Payment For Claims
LiabilityForAsbestosAndEnvironmentalClaimsNetPaymentForClaims
38128000
CY2018 us-gaap Liability For Asbestos And Environmental Claims Net Payment For Claims
LiabilityForAsbestosAndEnvironmentalClaimsNetPaymentForClaims
56624000
CY2015Q4 us-gaap Liability For Claims And Claims Adjustment Expense
LiabilityForClaimsAndClaimsAdjustmentExpense
9951798000
CY2016Q4 us-gaap Liability For Claims And Claims Adjustment Expense
LiabilityForClaimsAndClaimsAdjustmentExpense
10312313000
CY2017Q4 us-gaap Liability For Claims And Claims Adjustment Expense
LiabilityForClaimsAndClaimsAdjustmentExpense
11884321000
CY2017Q4 us-gaap Liability For Future Policy Benefits
LiabilityForFuturePolicyBenefits
51014000
CY2018Q4 us-gaap Liability For Future Policy Benefits
LiabilityForFuturePolicyBenefits
46778000
CY2016 us-gaap Liability For Future Policy Benefits Payment For Benefits
LiabilityForFuturePolicyBenefitsPaymentForBenefits
4315000
CY2017 us-gaap Liability For Future Policy Benefits Payment For Benefits
LiabilityForFuturePolicyBenefitsPaymentForBenefits
3738000
CY2018 us-gaap Liability For Future Policy Benefits Payment For Benefits
LiabilityForFuturePolicyBenefitsPaymentForBenefits
5151000
CY2016 us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
175000
CY2017 us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
115000
CY2018 us-gaap Liability For Future Policy Benefits Period Expense
LiabilityForFuturePolicyBenefitsPeriodExpense
110000
CY2016 us-gaap Liability For Future Policy Benefits Period Increase Decrease
LiabilityForFuturePolicyBenefitsPeriodIncreaseDecrease
303000
CY2017 us-gaap Liability For Future Policy Benefits Period Increase Decrease
LiabilityForFuturePolicyBenefitsPeriodIncreaseDecrease
-437000
CY2018 us-gaap Liability For Future Policy Benefits Period Increase Decrease
LiabilityForFuturePolicyBenefitsPeriodIncreaseDecrease
806000
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LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1
745642000
CY2017 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1
1280605000
CY2018 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Current Year1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1
1700765000
CY2016 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1
2042972000
CY2017 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1
2062634000
CY2018 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Claims Paid Prior Years1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1
3011175000
CY2016 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1
3139629000
CY2017 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1
4522581000
CY2018 us-gaap Net Cash Provided By Used In Investing Activities
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-279621000
CY2016 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
1383600000
CY2017Q4 us-gaap Net Investment Income
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149128000
CY2016 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-657873000
CY2017 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-732577000
CY2017Q2 us-gaap Net Investment Income
NetInvestmentIncome
134508000
CY2017Q3 us-gaap Net Investment Income
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136973000
CY2018 us-gaap Liability For Unpaid Claims And Claims Adjustment Expense Incurred Claims1
LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1
5651403000
CY2016 us-gaap Line Of Credit Facility Commitment Fee Amount
LineOfCreditFacilityCommitmentFeeAmount
793000
CY2017 us-gaap Line Of Credit Facility Commitment Fee Amount
LineOfCreditFacilityCommitmentFeeAmount
420000
CY2018 us-gaap Line Of Credit Facility Commitment Fee Amount
LineOfCreditFacilityCommitmentFeeAmount
420000
CY2018Q4 us-gaap Line Of Credit Facility Maximum Borrowing Capacity
LineOfCreditFacilityMaximumBorrowingCapacity
30000000
CY2018Q4 us-gaap Line Of Credit Facility Maximum Borrowing Capacity
LineOfCreditFacilityMaximumBorrowingCapacity
1000000000
CY2016 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-581516000
CY2017 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-275458000
CY2018 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-316594000
CY2017 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
1162693000
CY2018 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
610069000
CY2016 us-gaap Net Income Loss Available To Common Stockholders Basic
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792415000
CY2017 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
258952000
CY2018 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
-111490000
CY2016 us-gaap Net Investment Income
NetInvestmentIncome
473085000
CY2017Q1 us-gaap Net Investment Income
NetInvestmentIncome
122289000
CY2017 us-gaap Net Investment Income
NetInvestmentIncome
542898000
CY2018Q1 us-gaap Net Investment Income
NetInvestmentIncome
138294000
CY2018 us-gaap Net Investment Income
NetInvestmentIncome
581183000
CY2018Q2 us-gaap Net Investment Income
NetInvestmentIncome
141322000
CY2018Q3 us-gaap Net Investment Income
NetInvestmentIncome
161363000
CY2018Q4 us-gaap Net Investment Income
NetInvestmentIncome
140204000
CY2017Q4 us-gaap Notes Payable
NotesPayable
236561000
CY2018Q4 us-gaap Notes Payable
NotesPayable
236659000
CY2018 us-gaap Number Of Operating Segments
NumberOfOperatingSegments
4
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NumberOfPriceRiskDerivativesHeld
7
CY2005Q4 us-gaap Number Of Price Risk Derivatives Held
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7
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
91841000
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
18992000
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
8919000
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
9180000
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
9469000
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
18365000
CY2018Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
26916000
CY2017 us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
121917000
CY2016 us-gaap Operating Leases Rent Expense Net
OperatingLeasesRentExpenseNet
17663000
CY2017 us-gaap Operating Leases Rent Expense Net
OperatingLeasesRentExpenseNet
19490000
CY2018 us-gaap Operating Leases Rent Expense Net
OperatingLeasesRentExpenseNet
22883000
CY2017Q4 us-gaap Other Assets
OtherAssets
382283000
CY2018Q4 us-gaap Other Assets
OtherAssets
358042000
CY2016 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
72747000
CY2017 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-71298000
CY2018 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-228160000
CY2016 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
39094000
CY2017 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
56989000
CY2018 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
-329378000
CY2016 us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
-55341000
CY2018 us-gaap Other Comprehensive Income Loss Foreign Currency Transaction And Translation Adjustment Net Of Tax
OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax
-76816000
CY2016 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
14991000
CY2017 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
57123000
CY2018 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-300465000
CY2016 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax
7488000
CY2017 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax
-1027000
CY2018 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Before Reclassification Adjustments Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentBeforeReclassificationAdjustmentsNetOfTax
510000
CY2016 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
2415000
CY2017 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-6504000
CY2018 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-4511000
CY2016 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-15118000
CY2017 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
6950000
CY2018 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-27496000
CY2016 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
-5073000
CY2017 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
-5477000
CY2018 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans For Net Gain Loss Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansForNetGainLossNetOfTax
-5021000
CY2016 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
24103000
CY2018 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-28913000
CY2016 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
57629000
CY2017 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-64348000
CY2018 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-255656000
CY2017Q4 us-gaap Other Liabilities
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363280000
CY2018Q4 us-gaap Other Liabilities
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275401000
CY2016 us-gaap Other Operating Income Expense Net
OtherOperatingIncomeExpenseNet
-10636000
CY2017 us-gaap Other Operating Income Expense Net
OtherOperatingIncomeExpenseNet
-35442000
CY2018 us-gaap Other Operating Income Expense Net
OtherOperatingIncomeExpenseNet
-9060000
CY2017Q4 us-gaap Other Payables To Broker Dealers And Clearing Organizations
OtherPayablesToBrokerDealersAndClearingOrganizations
38743000
CY2018Q4 us-gaap Other Payables To Broker Dealers And Clearing Organizations
OtherPayablesToBrokerDealersAndClearingOrganizations
51112000
CY2017Q4 us-gaap Other Short Term Investments
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509682000
CY2017 us-gaap Policyholder Benefits And Claims Incurred Net
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4522581000
CY2018 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
4381000
CY2016 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
346929000
CY2018 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
5651403000
CY2017 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
438641000
CY2018 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
921937000
CY2015 us-gaap Payments To Acquire Businesses Gross
PaymentsToAcquireBusinessesGross
140279000
CY2016 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
302722000
CY2017 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
318817000
CY2018 us-gaap Other Underwriting Expense
OtherUnderwritingExpense
371541000
CY2016 us-gaap Payments For Losses And Loss Adjustment Expense
PaymentsForLossesAndLossAdjustmentExpense
2788614000
CY2017 us-gaap Payments For Losses And Loss Adjustment Expense
PaymentsForLossesAndLossAdjustmentExpense
3343239000
CY2018 us-gaap Payments For Losses And Loss Adjustment Expense
PaymentsForLossesAndLossAdjustmentExpense
4711940000
CY2016 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
-368977000
CY2017 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
73923000
CY2018 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
-455350000
CY2016 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
386288000
CY2017 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
50000000
CY2018 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
75304000
CY2016 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
195384000
CY2017 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
207242000
CY2018 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
216221000
CY2016 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
10595000
CY2017 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
12906000
CY2018 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
16912000
CY2016 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
3940000
CY2016 us-gaap Payments To Acquire Interest In Subsidiaries And Affiliates
PaymentsToAcquireInterestInSubsidiariesAndAffiliates
5396001000
CY2017 us-gaap Payments To Acquire Interest In Subsidiaries And Affiliates
PaymentsToAcquireInterestInSubsidiariesAndAffiliates
5829271000
CY2018 us-gaap Payments To Acquire Interest In Subsidiaries And Affiliates
PaymentsToAcquireInterestInSubsidiariesAndAffiliates
3370455000
CY2016 us-gaap Policyholder Benefits And Claims Incurred Gross
PolicyholderBenefitsAndClaimsIncurredGross
1496455000
CY2017 us-gaap Policyholder Benefits And Claims Incurred Gross
PolicyholderBenefitsAndClaimsIncurredGross
1311682000
CY2018 us-gaap Policyholder Benefits And Claims Incurred Gross
PolicyholderBenefitsAndClaimsIncurredGross
1372589000
CY2016 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
3139629000
CY2017Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2018Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2017Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
50000000
CY2018Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
50000000
CY2017Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2018Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2017Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2018Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2017Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2018Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2016 us-gaap Premiums Earned Net
PremiumsEarnedNet
5320466000
CY2017Q1 us-gaap Premiums Earned Net
PremiumsEarnedNet
1312097000
CY2017 us-gaap Premiums Earned Net
PremiumsEarnedNet
5937840000
CY2017Q2 us-gaap Premiums Earned Net
PremiumsEarnedNet
1369681000
CY2017Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
1598875000
CY2017Q4 us-gaap Premiums Earned Net
PremiumsEarnedNet
1657187000
CY2018Q1 us-gaap Premiums Earned Net
PremiumsEarnedNet
1619427000
CY2018 us-gaap Premiums Earned Net
PremiumsEarnedNet
6931699000
CY2018Q2 us-gaap Premiums Earned Net
PremiumsEarnedNet
1729818000
CY2018Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
1731479000
CY2016 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
1919808000
CY2017 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
2160298000
CY2018 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
1973652000
CY2016 us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
10751000
CY2018 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
6902000
CY2018Q4 us-gaap Premiums Earned Net
PremiumsEarnedNet
1850975000
CY2017Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
1844881000
CY2018 us-gaap Proceeds From Equity Method Investment Dividends Or Distributions Return Of Capital
ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital
3102018000
CY2016 us-gaap Profit Loss
ProfitLoss
996344000
CY2017Q1 us-gaap Profit Loss
ProfitLoss
291643000
CY2018Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
2218283000
CY2016 us-gaap Premiums Written Net
PremiumsWrittenNet
5270905000
CY2017Q1 us-gaap Premiums Written Net
PremiumsWrittenNet
1413814000
CY2017 us-gaap Premiums Written Net
PremiumsWrittenNet
6244661000
CY2017Q2 us-gaap Premiums Written Net
PremiumsWrittenNet
1339133000
CY2017Q3 us-gaap Premiums Written Net
PremiumsWrittenNet
1798089000
CY2017Q4 us-gaap Premiums Written Net
PremiumsWrittenNet
1693625000
CY2018Q1 us-gaap Premiums Written Net
PremiumsWrittenNet
1672206000
CY2018 us-gaap Premiums Written Net
PremiumsWrittenNet
7414428000
CY2018Q2 us-gaap Premiums Written Net
PremiumsWrittenNet
1746378000
CY2018Q3 us-gaap Premiums Written Net
PremiumsWrittenNet
1938773000
CY2018Q4 us-gaap Premiums Written Net
PremiumsWrittenNet
2057071000
CY2017Q4 us-gaap Prepaid Reinsurance Premiums
PrepaidReinsurancePremiums
288211000
CY2018Q4 us-gaap Prepaid Reinsurance Premiums
PrepaidReinsurancePremiums
343343000
CY2016 us-gaap Proceeds From Divestiture Of Businesses Net Of Cash Divested
ProceedsFromDivestitureOfBusinessesNetOfCashDivested
47721000
CY2016 us-gaap Proceeds From Equity Method Investment Dividends Or Distributions Return Of Capital
ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital
4823484000
CY2017 us-gaap Proceeds From Equity Method Investment Dividends Or Distributions Return Of Capital
ProceedsFromEquityMethodInvestmentDividendsOrDistributionsReturnOfCapital
5579043000
CY2017 us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
-5310000
CY2018 us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
-8157000
CY2016 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
5837000
CY2018 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
1751000
CY2016 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
723359000
CY2017 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
631859000
CY2018 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
1199409000
CY2017 us-gaap Profit Loss
ProfitLoss
468968000
CY2017Q2 us-gaap Profit Loss
ProfitLoss
245674000
CY2017Q3 us-gaap Profit Loss
ProfitLoss
-639374000
CY2017Q4 us-gaap Profit Loss
ProfitLoss
571025000
CY2018Q1 us-gaap Profit Loss
ProfitLoss
210318000
CY2018 us-gaap Profit Loss
ProfitLoss
103552000
CY2018Q2 us-gaap Profit Loss
ProfitLoss
69895000
CY2018Q3 us-gaap Profit Loss
ProfitLoss
205613000
CY2018Q4 us-gaap Profit Loss
ProfitLoss
-382274000
CY2016 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-7216000
CY2017Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
52728000
CY2017 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
153194000
CY2017Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
25268000
CY2017Q3 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
41535000
CY2017Q4 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
33663000
CY2018Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-24901000
CY2018 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-127136000
CY2018Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
15776000
CY2018Q3 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
54804000
CY2018Q4 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-172815000
CY2018 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
1519030000
CY2017Q4 us-gaap Senior Notes
SeniorNotes
396834000
CY2018Q4 us-gaap Senior Notes
SeniorNotes
396954000
CY2017 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Assumed
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed
3909816000
CY2018Q4 us-gaap Reinsurance Recoverable For Unpaid Claims And Claims Adjustments
ReinsuranceRecoverableForUnpaidClaimsAndClaimsAdjustments
1619641000
CY2016 us-gaap Share Based Compensation
ShareBasedCompensation
26398000
CY2017 us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-134000
CY2017Q4 us-gaap Reclassification To Unappropriated Retained Earnings
ReclassificationToUnappropriatedRetainedEarnings
1250000
CY2016 us-gaap Reimbursement From Limited Partnership Investment
ReimbursementFromLimitedPartnershipInvestment
62008000
CY2017 us-gaap Reimbursement From Limited Partnership Investment
ReimbursementFromLimitedPartnershipInvestment
50825000
CY2018 us-gaap Reimbursement From Limited Partnership Investment
ReimbursementFromLimitedPartnershipInvestment
84623000
CY2016 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Assumed
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed
2121902000
CY2018 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Assumed
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountAssumed
5046947000
CY2016 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
478728000
CY2017 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
698917000
CY2018 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
768133000
CY2017Q4 us-gaap Reinsurance Payable
ReinsurancePayable
218017000
CY2018Q4 us-gaap Reinsurance Payable
ReinsurancePayable
218439000
CY2015Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
881503000
CY2016Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
990862000
CY2017Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
1212649000
CY2018Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
1619641000
CY2017Q4 us-gaap Reinsurance Recoverables On Paid And Unpaid Losses
ReinsuranceRecoverablesOnPaidAndUnpaidLosses
1348226000
CY2018Q4 us-gaap Reinsurance Recoverables On Paid And Unpaid Losses
ReinsuranceRecoverablesOnPaidAndUnpaidLosses
1787648000
CY2017Q4 us-gaap Reinsurance Recoverables On Paid Losses
ReinsuranceRecoverablesOnPaidLosses
1348226000
CY2018Q4 us-gaap Reinsurance Recoverables On Paid Losses
ReinsuranceRecoverablesOnPaidLosses
1787648000
CY2017Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
9685908000
CY2018Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
9574440000
CY2017 us-gaap Share Based Compensation
ShareBasedCompensation
30297000
CY2018 us-gaap Share Based Compensation
ShareBasedCompensation
32369000
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period1
ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
P3Y
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Total Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue
19037000
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Total Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue
23134000
CY2016 us-gaap Revenues
Revenues
5794346000
CY2017 us-gaap Revenues
Revenues
6608071000
CY2018 us-gaap Revenues
Revenues
7377206000
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
19876000
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
14130000
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Total Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue
25317000
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Expiration Period
SharebasedCompensationArrangementBySharebasedPaymentAwardExpirationPeriod
P10Y
CY2016Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
54169000
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
11737000
CY2016 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
87.31
CY2018 us-gaap Schedule Of Liability For Unpaid Claims And Claims Adjustment Expense
ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense
<div> <table style="font-size: 9pt; font-family: 'Franklin Gothic Book'; width: 99%;" cellspacing="0" cellpadding="0"> <tr><td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td> <td> </td></tr> <tr><td style="vertical-align: bottom; padding-bottom: 1px;" valign="bottom">&nbsp;</td> <td style="vertical-align: bottom; padding-bottom: 1px;" valign="bottom">&nbsp;</td> <td style="vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid;" valign="bottom" colspan="10" nowrap="nowrap"> <div style="text-align: center;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">At December 31,</font></div></td> <td style="vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left;" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="vertical-align: middle; padding-bottom: 1px;" valign="bottom"> <div style="text-align: justify;"><font class="_mt" style="font-size: 7pt; font-family: 'Franklin Gothic Book';">(Dollars in thousands)</font></div></td> <td style="vertical-align: bottom; padding-bottom: 1px;" valign="bottom">&nbsp;</td> <td style="vertical-align: middle; border-bottom: rgb(0,0,0) 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-align: center;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">2018</font></div></td> <td style="vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: center;" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="vertical-align: bottom; padding-bottom: 1px; text-align: center;" valign="bottom">&nbsp;</td> <td style="vertical-align: middle; border-bottom: rgb(0,0,0) 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-align: center;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">2017</font></div></td> <td style="vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: center;" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="vertical-align: bottom; padding-bottom: 1px; text-align: center;" valign="bottom">&nbsp;</td> <td style="vertical-align: middle; border-bottom: rgb(0,0,0) 1px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-align: center;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">2016</font></div></td> <td style="vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: center;" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: justify;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">Gross reserves at January 1</font></div></td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">$</font></div></td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">11,884,321</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">$</font></div></td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">10,312,313</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">$</font></div></td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">9,951,798</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Less reinsurance recoverables</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(1,212,649</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(990,862</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(881,503</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Net reserves at January 1</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">10,671,672</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">9,321,451</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">9,070,295</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: justify;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">Incurred related to:</font></div></td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(255,255,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current year</font></div></td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">5,264,327</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">4,815,967</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">3,434,964</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Prior years</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">387,076</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(293,386</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(295,335</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total incurred losses and LAE</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">5,651,403</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">4,522,581</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">3,139,629</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(255,255,255);" valign="bottom"> <div style="text-align: justify;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">Paid related to:</font></div></td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Current year</font></div></td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">1,700,765</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">1,280,605</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">745,642</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Prior years</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">3,011,175</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">2,062,634</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">2,042,972</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Total paid losses and LAE</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">4,711,940</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">3,343,239</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">2,788,614</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">Foreign exchange/translation adjustment</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(111,686</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">170,879</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">(99,859</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">)</font></div></td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">Net reserves at December 31</font></div></td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">11,499,449</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">10,671,672</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">9,321,451</font></div></td> <td style="width: 1%; vertical-align: bottom; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Plus reinsurance recoverables</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">1,619,641</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">1,212,649</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom">&nbsp;</td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(255,255,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">990,862</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(255,255,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr> <tr><td style="width: 76%; vertical-align: top; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom"> <div style="text-align: left;"><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Gross reserves at December 31</font></div></td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">$</font></div></td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">13,119,090</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">$</font></div></td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">11,884,321</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; padding-bottom: 1px; background-color: rgb(204,238,255);" valign="bottom">&nbsp;</td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">$</font></div></td> <td style="width: 5%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: right; background-color: rgb(204,238,255);" valign="bottom"> <div><font class="_mt" style="font-size: 9pt; font-family: 'Franklin Gothic Book';">10,312,313</font></div></td> <td style="width: 1%; vertical-align: bottom; border-bottom: rgb(0,0,0) 1px solid; text-align: left; background-color: rgb(204,238,255);" valign="bottom" nowrap="nowrap">&nbsp;</td></tr></table> </div>
CY2017Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
49428000
CY2017 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
87.84
CY2018Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
37386000
CY2018 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
84.99
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
410694
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
360364
CY2018Q4 us-gaap Security Deposit
SecurityDeposit
772497000
CY2016 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
1188692000
CY2017 us-gaap Selling And Marketing Expense
SellingAndMarketingExpense
1303963000
CY2017 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P2Y8M12D
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
279164
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
84.50
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
648034
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
454994
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P1Y10M24D
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
360364
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
279164
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
84.10
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
83.84
CY2016 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P3Y6M
CY2017 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P2Y8M12D
CY2018 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P1Y10M24D
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriod
5100
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
88.25
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2018 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
59843000
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
49428000
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
37386000
CY2015Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
85.61
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
84.88
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
84.10
CY2018Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
83.84
CY2016 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P3Y8M12D
CY2018Q4 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Exercisable Options Weighted Average Exercise Price1
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeExercisableOptionsWeightedAverageExercisePrice1
83.84
CY2018Q4 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Number Of Exercisable Options
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfExercisableOptions
279164
CY2018Q4 us-gaap Share Based Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Number Of Outstanding Options
ShareBasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeNumberOfOutstandingOptions
279164
CY2018Q4 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Exercise Price Beginning Balance1
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageExercisePriceBeginningBalance1
83.84
CY2018 us-gaap Sharebased Compensation Shares Authorized Under Stock Option Plans Exercise Price Range Outstanding Options Weighted Average Remaining Contractual Term2
SharebasedCompensationSharesAuthorizedUnderStockOptionPlansExercisePriceRangeOutstandingOptionsWeightedAverageRemainingContractualTerm2
P1Y10M24D
CY2018Q4 us-gaap Shortduration Insurance Contracts Liability For Unpaid Claims And Allocated Claim Adjustment Expense Net
ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndAllocatedClaimAdjustmentExpenseNet
11315210000
CY2018Q4 us-gaap Shortduration Insurance Contracts Liability For Unpaid Claims And Claim Adjustment Expense Other Reconciling Item
ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndClaimAdjustmentExpenseOtherReconcilingItem
39685000
CY2018Q4 us-gaap Shortduration Insurance Contracts Liability For Unpaid Claims And Claims Adjustment Expense Accumulated Unallocated Claim Adjustment Expense
ShortdurationInsuranceContractsLiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseAccumulatedUnallocatedClaimAdjustmentExpense
144554000
CY2017Q4 us-gaap Short Term Investments
ShortTermInvestments
1031000
CY2018Q4 us-gaap Short Term Investments
ShortTermInvestments
2872000
CY2018Q4 us-gaap Statutory Accounting Practices Statutory Amount Available For Dividend Payments Without Regulatory Approval
StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval
365059000
CY2016Q4 us-gaap Stockholders Equity
StockholdersEquity
8075396000
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
8369232000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
7903804000
CY2016 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
187940
CY2017 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
94630
CY2018 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
81200
CY2017 us-gaap Supplementary Insurance Information Amortization Of Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts
1303963000
CY2016 us-gaap Supplementary Insurance Information Amortization Of Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts
1188692000
CY2018Q4 us-gaap Summary Of Investments Other Than Investments In Related Parties Fair Value
SummaryOfInvestmentsOtherThanInvestmentsInRelatedPartiesFairValue
18433066000
CY2016 us-gaap Supplemental Information For Property Casualty Insurance Underwriters Current Year Claims And Claims Adjustment Expense
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense
3434964000
CY2018Q4 us-gaap Summary Of Investments Other Than Investments In Related Parties Carrying Amount
SummaryOfInvestmentsOtherThanInvestmentsInRelatedPartiesCarryingAmount
18433066000
CY2018Q4 us-gaap Summary Of Investments Other Than Investments In Related Parties Cost
SummaryOfInvestmentsOtherThanInvestmentsInRelatedPartiesCost
18663861000
CY2017 us-gaap Supplemental Information For Property Casualty Insurance Underwriters Current Year Claims And Claims Adjustment Expense
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense
4815967000
CY2018 us-gaap Supplemental Information For Property Casualty Insurance Underwriters Current Year Claims And Claims Adjustment Expense
SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense
5264327000
CY2016 us-gaap Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense
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-295335000
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