Financial Snapshot

Revenue
$464.9M
TTM
Gross Margin
99.55%
TTM
Net Earnings
-$45.73M
TTM
Current Assets
Q3 2024
Current Liabilities
Q3 2024
Current Ratio
633.02%
Q3 2024
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$826.5M
Q3 2024
Cash
Q3 2024
P/E
-3.538
Nov 29, 2024 EST
Free Cash Flow
-$33.33M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Revenue $452.9M $405.4M $538.2M $582.8M $506.2M $251.4M $190.7M $193.3M $203.3M $179.7M $179.2M $155.5M $151.6M $160.4M $134.9M $111.7M $87.80M $61.30M $41.80M $30.20M $22.20M $16.60M
YoY Change 11.72% -24.68% -7.65% 15.13% 101.36% 31.82% -1.35% -4.93% 13.17% 0.28% 15.25% 2.55% -5.49% 18.9% 20.77% 27.22% 43.23% 46.65% 38.41% 36.04% 33.73% 78.49%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Revenue $452.9M $405.4M $538.2M $582.8M $506.2M $251.4M $190.7M $193.3M $203.3M $179.7M $179.2M $155.5M $151.6M $160.4M $134.9M $111.7M $87.80M $61.30M $41.80M $30.20M $22.20M $16.60M
Cost Of Revenue $1.771M $1.647M $1.992M $4.083M $2.738M $1.228M $582.0K $862.0K $1.947M $4.494M $5.461M $4.783M $8.300M $5.500M $4.600M $1.700M $1.700M $1.300M $600.0K $400.0K $600.0K $500.0K
Gross Profit $451.1M $403.7M $536.2M $578.7M $503.5M $250.2M $190.1M $192.5M $201.4M $175.2M $173.7M $150.7M $143.3M $154.9M $130.3M $110.0M $86.10M $60.00M $41.10M $29.80M $21.60M $16.00M
Gross Profit Margin 99.61% 99.59% 99.63% 99.3% 99.46% 99.51% 99.69% 99.55% 99.04% 97.5% 96.95% 96.92% 94.53% 96.57% 96.59% 98.48% 98.06% 97.88% 98.33% 98.68% 97.3% 96.39%

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Selling, General & Admin $466.5M $486.8M $610.1M $523.9M $387.7M $224.4M $190.3M $180.0M $185.3M $180.4M $168.6M $135.6M $128.0M $121.2M $104.5M $88.70M $70.10M $52.00M $41.80M $33.20M $24.90M $25.70M
YoY Change -4.18% -20.21% 16.45% 35.13% 72.77% 17.92% 5.72% -2.86% 2.72% 7.0% 24.34% 5.94% 5.61% 15.98% 17.81% 26.53% 34.81% 24.4% 25.9% 33.33% -3.11% -15.46%
% of Gross Profit 103.41% 120.58% 113.78% 90.53% 77.01% 89.7% 100.09% 93.52% 92.01% 102.98% 97.05% 89.99% 89.32% 78.24% 80.2% 80.64% 81.42% 86.67% 101.7% 111.41% 115.28% 160.63%
Research & Development $13.70M $12.10M $10.40M $9.100M $8.100M $6.900M $7.600M $8.900M $10.60M $12.10M $10.10M $8.400M
YoY Change 13.22% 16.35% 14.29% 12.35% 17.39% -9.21% -14.61% -16.04% -12.4% 19.8% 20.24%
% of Gross Profit 3.04% 3.0% 1.94% 1.57% 1.61% 2.76% 4.0% 4.62% 5.26% 6.91% 5.81% 5.57%
Depreciation & Amortization $19.92M $21.11M $18.33M $11.45M $6.803M $2.479M $2.837M $3.500M $4.100M $4.200M $3.300M $2.400M $4.410M $3.350M $2.210M $1.860M $1.710M $1.530M $1.140M $1.480M $1.160M
YoY Change -5.65% 15.15% 60.1% 68.31% 174.43% -12.62% -18.94% -14.63% -2.38% 27.27% 37.5% -45.58% 31.64% 51.58% 18.82% 8.77% 11.76% 34.21% -22.97% 27.59%
% of Gross Profit 4.41% 5.23% 3.42% 1.98% 1.35% 0.99% 1.49% 1.82% 2.04% 2.4% 1.9% 1.59% 3.08% 2.16% 1.7% 1.69% 1.99% 2.55% 2.77% 4.97% 5.37%
Operating Expenses $13.70M $12.10M $10.40M $9.100M $8.100M $6.900M $7.600M $8.900M $10.60M $12.10M $10.10M $8.400M $130.1M $122.3M $104.5M $88.80M $70.10M $52.00M $41.80M $33.20M $24.90M $25.70M
YoY Change 13.22% 16.35% 14.29% 12.35% 17.39% -9.21% -14.61% -16.04% -12.4% 19.8% 20.24% -93.54% 6.38% 17.03% 17.68% 26.68% 34.81% 24.4% 25.9% 33.33% -3.11% -15.46%
Operating Profit -$29.07M -$102.7M -$125.6M $53.32M $81.41M $2.551M -$9.452M $2.823M $10.39M -$6.762M $3.732M $13.43M $13.20M $32.60M $25.80M $21.20M $16.00M $8.000M -$700.0K -$3.400M -$3.300M -$9.700M
YoY Change -71.69% -18.25% -335.63% -34.5% 3091.26% -126.99% -434.82% -72.82% -253.59% -281.19% -72.21% 1.73% -59.51% 26.36% 21.7% 32.5% 100.0% -1242.86% -79.41% 3.03% -65.98% -54.25%

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Interest Expense $10.97M -$5.900M $0.00 $0.00 -$24.10M -$12.30M $0.00 $0.00 $0.00
YoY Change -286.0% -100.0% 95.93%
% of Operating Profit 0.0% -29.6% -482.16% 0.0% 0.0%
Other Income/Expense, Net $9.453M -$3.676M $755.0K $666.0K $2.090M $755.0K $1.182M $1.149M $1.285M -$98.00K -$92.00K $23.00K -$100.0K $0.00 $900.0K $3.700M $5.300M $1.300M $200.0K $100.0K $100.0K $0.00
YoY Change -357.15% -586.89% 13.36% -68.13% 176.82% -36.13% 2.87% -10.58% -1411.22% 6.52% -500.0% -123.0% -100.0% -75.68% -30.19% 307.69% 550.0% 100.0% 0.0% -100.0%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Pretax Income -$30.60M -$106.4M -$124.9M $53.99M $83.50M $3.306M -$8.270M $3.972M $11.67M -$6.860M $3.640M $13.45M $13.20M $32.60M $26.80M $25.00M $21.30M $9.300M -$400.0K -$3.300M -$3.200M -$9.600M
YoY Change -71.24% -14.82% -331.34% -35.34% 2425.68% -139.98% -308.21% -65.97% -270.13% -288.46% -72.94% 1.91% -59.51% 21.64% 7.2% 17.37% 129.03% -2425.0% -87.88% 3.13% -66.67% -51.52%
Income Tax -$2.381M -$17.67M -$20.50M $8.539M $16.61M $3.065M -$33.70M $3.668M $7.707M $9.345M $1.917M $6.370M $6.500M $15.10M $11.40M $10.80M -$10.30M -$7.200M $0.00 $0.00 $0.00 $0.00
% Of Pretax Income 15.82% 19.89% 92.71% 92.35% 66.04% 52.66% 47.35% 49.24% 46.32% 42.54% 43.2% -48.36% -77.42%
Net Earnings -$28.21M -$88.72M -$104.4M $45.45M $66.89M $241.0K $25.43M $304.0K $3.964M -$16.21M $1.723M $7.082M $6.700M $17.50M $15.30M $14.20M $31.60M $16.50M -$400.0K -$3.300M -$3.200M -$9.600M
YoY Change -68.2% -15.0% -329.65% -32.05% 27653.94% -99.05% 8263.82% -92.33% -124.46% -1040.51% -75.67% 5.7% -61.71% 14.38% 7.75% -55.06% 91.52% -4225.0% -87.88% 3.13% -66.67% -51.52%
Net Earnings / Revenue -6.23% -21.89% -19.39% 7.8% 13.21% 0.1% 13.33% 0.16% 1.95% -9.02% 0.96% 4.56% 4.42% 10.91% 11.34% 12.71% 35.99% 26.92% -0.96% -10.93% -14.41% -57.83%
Basic Earnings Per Share -$2.37 -$4.36 -$4.59 $1.75 $2.90 $0.01 $1.37 $0.02 $0.22 -$0.88 $0.09 $0.36
Diluted Earnings Per Share -$2.37 -$4.36 -$4.59 $1.68 $2.73 $0.01 $1.33 $0.02 $0.22 -$0.88 $0.09 $0.34 $308.8K $732.2K $607.1K $546.2K $1.225M $801.0K -$19.14K -$157.9K -$153.1K -$459.3K

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 2002
Cash & Short-Term Investments $121.7M $144.4M $123.2M $93.40M $23.50M $13.10M $40.30M $61.80M $62.70M $51.40M $107.1M $140.8M $123.6M $128.1M $153.5M $150.6M $121.5M $90.50M $9.400M $8.700M
YoY Change -15.75% 17.18% 31.94% 297.45% 79.39% -67.49% -34.79% -1.44% 21.98% -52.01% -23.93% 13.92% -3.51% -16.55% 1.93% 23.95% 34.25% 862.77% 8.05%
Cash & Equivalents $108.6M $126.6M $48.67M $4.200M $7.300M $300.0K $35.20M $57.70M $54.60M $35.60M $90.10M $113.4M $106.4M $116.4M $124.3M $89.50M $81.40M $90.30M $7.800M $8.100M
Short-Term Investments $5.930M $0.00 $41.31M $49.60M $22.20M $56.50M $40.10M $200.0K $0.00
Other Short-Term Assets $12.04M $11.30M $23.78M $16.60M $7.300M $4.200M $4.300M $5.100M $5.200M $6.600M $11.40M $9.600M $7.900M $9.700M $8.000M $8.800M $15.00M $4.200M $900.0K $900.0K
YoY Change 6.57% -52.48% 43.28% 127.4% 73.81% -2.33% -15.69% -1.92% -21.21% -42.11% 18.75% 21.52% -18.56% 21.25% -9.09% -41.33% 257.14% 366.67% 0.0%
Inventory
Prepaid Expenses
Receivables $248.7M $245.4M $260.6M $221.0M $176.9M $137.8M $111.1M $1.900M $3.500M $2.500M $2.300M $3.300M $7.700M $10.70M $2.300M $2.000M $1.300M $700.0K $100.0K $0.00
Other Receivables $0.00 $0.00 $0.00 $0.00 $500.0K $1.100M $0.00 $7.300M $6.100M $6.000M $3.700M $2.300M $500.0K $100.0K $300.0K $600.0K $400.0K $0.00 $0.00 $0.00
Total Short-Term Assets $382.4M $401.1M $407.6M $331.0M $208.1M $156.2M $155.7M $76.10M $77.50M $66.50M $124.5M $156.1M $139.7M $148.6M $164.2M $162.1M $138.2M $95.40M $10.50M $9.700M
YoY Change -4.67% -1.6% 23.14% 59.06% 33.23% 0.32% 104.6% -1.81% 16.54% -46.59% -20.24% 11.74% -5.99% -9.5% 1.3% 17.29% 44.86% 808.57% 8.25%
Property, Plant & Equipment $27.63M $32.02M $49.48M $57.20M $47.10M $7.700M $4.700M $5.600M $7.400M $9.600M $10.30M $6.200M $4.600M $4.500M $3.800M $4.600M $3.800M $3.900M $2.800M $2.600M
YoY Change -13.7% -35.29% -13.5% 21.44% 511.69% 63.83% -16.07% -24.32% -22.92% -6.8% 66.13% 34.78% 2.22% 18.42% -17.39% 21.05% -2.56% 39.29% 7.69%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $6.248M $6.655M $5.563M $29.80M $20.90M $10.40M $5.500M $4.500M $4.700M $5.700M $10.10M $11.10M $9.000M $6.100M $1.800M $2.100M $5.500M $5.600M $2.000M $700.0K
YoY Change -6.12% 19.63% -81.33% 42.58% 100.96% 89.09% 22.22% -4.26% -17.54% -43.56% -9.01% 23.33% 47.54% 238.89% -14.29% -61.82% -1.79% 180.0% 185.71%
Total Long-Term Assets $731.0M $711.5M $741.7M $709.0M $533.5M $283.1M $203.4M $32.80M $35.80M $40.20M $41.90M $40.20M $38.20M $37.20M $5.500M $6.700M $9.300M $9.500M $4.700M $3.200M
YoY Change 2.74% -4.07% 4.61% 32.9% 88.45% 39.18% 520.12% -8.38% -10.95% -4.06% 4.23% 5.24% 2.69% 576.36% -17.91% -27.96% -2.11% 102.13% 46.88%
Total Assets $1.113B $1.113B $1.149B $1.040B $741.6M $439.3M $359.1M $108.9M $113.3M $106.7M $166.4M $196.3M $177.9M $185.8M $169.7M $168.8M $147.5M $104.9M $15.20M $12.90M
YoY Change
Accounts Payable $7.197M $6.732M $13.75M $36.90M $24.60M $5.700M $3.200M $5.100M $3.000M $6.000M $4.400M $6.100M $2.400M $3.600M $3.300M $2.200M $1.500M $1.400M $1.100M $800.0K
YoY Change 6.91% -51.04% -62.74% 50.0% 331.58% 78.13% -37.25% 70.0% -50.0% 36.36% -27.87% 154.17% -33.33% 9.09% 50.0% 46.67% 7.14% 27.27% 37.5%
Accrued Expenses $68.21M $50.95M $58.39M $43.50M $46.40M $32.70M $21.60M $18.80M $26.10M $17.70M $19.20M $12.50M $14.70M $12.20M $10.50M $9.100M $9.000M $7.400M $5.200M $4.000M
YoY Change 33.89% -12.74% 34.22% -6.25% 41.9% 51.39% 14.89% -27.97% 47.46% -7.81% 53.6% -14.97% 20.49% 16.19% 15.38% 1.11% 21.62% 42.31% 30.0%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $78.54M $60.57M $75.47M $84.40M $113.0M $60.60M $25.40M $27.90M $31.90M $26.70M $27.20M $20.80M $18.40M $20.20M $15.30M $13.10M $11.30M $8.900M $6.800M $4.900M
YoY Change 29.68% -19.74% -10.59% -25.31% 86.47% 138.58% -8.96% -12.54% 19.48% -1.84% 30.77% 13.04% -8.91% 32.03% 16.79% 15.93% 26.97% 30.88% 38.78%
Long-Term Debt $67.75M $66.13M $0.00 $0.00 $0.00 $5.000M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change 2.46% -100.0%
Other Long-Term Liabilities $33.28M $39.32M $40.92M $45.70M $37.40M $22.60M $1.900M $2.900M $4.600M $6.400M $6.200M $4.600M $3.900M $3.500M $3.000M $600.0K $300.0K $300.0K $200.0K $100.0K
YoY Change -15.35% -3.91% -10.46% 22.19% 65.49% 1089.47% -34.48% -36.96% -28.13% 3.23% 34.78% 17.95% 11.43% 16.67% 400.0% 100.0% 0.0% 50.0% 100.0%
Total Long-Term Liabilities $101.0M $105.4M $40.92M $45.70M $37.40M $27.60M $1.900M $2.900M $4.600M $6.400M $6.200M $4.600M $3.900M $3.500M $3.000M $600.0K $300.0K $300.0K $200.0K $100.0K
YoY Change -4.18% 157.69% -10.46% 22.19% 35.51% 1352.63% -34.48% -36.96% -28.13% 3.23% 34.78% 17.95% 11.43% 16.67% 400.0% 100.0% 0.0% 50.0% 100.0%
Total Liabilities $209.3M $198.4M $167.2M $202.5M $214.5M $136.1M $72.50M $31.30M $36.90M $33.20M $33.40M $25.40M $22.30M $23.60M $18.30M $13.80M $11.60M $9.200M $7.000M $4.900M
YoY Change 5.49% 18.66% -17.44% -5.59% 57.6% 87.72% 131.63% -15.18% 11.14% -0.6% 31.5% 13.9% -5.51% 28.96% 32.61% 18.97% 26.09% 31.43% 42.86%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $161.8 Million

About eHealth, Inc.

eHealth, Inc. engages in the provision of Internet-based health insurance agency services for individuals, families, and small businesses. The company is headquartered in Austin, Texas and currently employs 1,903 full-time employees. The company went IPO on 2006-10-13. The firm provides a private online health insurance marketplace with a technology and service platform that provides consumer engagement, education, and health insurance enrollment solutions. Its segments include Medicare and Employer and Individual. The company markets a large selection of Medicare-related health insurance plans and, to a lesser extent, ancillary products, such as dental and vision insurance and indemnity plans, to its Medicare-eligible consumers. Its Medicare e-commerce platform, which can be accessed through its Websites (www.eHealthMedicare.com, www.PlanPrescriber.com and www.GoMedigap.com), and telephonic enrollment capabilities enable consumers to research, compare and purchase Medicare-related health insurance plans. The company markets individual and family health insurance plans (IFP) and small business health insurance plans through its e-commerce platform, which can be accessed through its Websites.

Industry: Insurance Agents, Brokers & Service Peers: Baldwin Insurance Group, Inc. GoHealth, Inc. Goosehead Insurance, Inc. Hippo Holdings Inc. Marpai, Inc. MARSH & MCLENNAN COMPANIES, INC. Reliance Global Group, Inc. SelectQuote, Inc.