$ENVA
Enova International, Inc.

2019 Q3 Form 10-Q Financial Statement

#000156459019038802 Filed on October 30, 2019

View on sec.gov

Income Statement

Concept 2019 Q3 2018 Q4 2018 Q3
Revenue $305.6M $276.7M $257.3M
YoY Change 18.77% 13.55% 18.1%
Cost Of Revenue $162.2M $157.4M $146.8M
YoY Change 10.48% 23.45% 36.76%
Gross Profit $143.4M $119.3M $110.5M
YoY Change 29.78% 2.67% -0.02%
Gross Profit Margin 46.93% 43.1% 42.95%
Selling, General & Admin $65.78M $25.80M $60.37M
YoY Change 8.96% -67.22% 15.73%
% of Gross Profit 45.86% 21.63% 54.63%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $3.700M $3.800M $3.700M
YoY Change 0.0% -5.0% 5.71%
% of Gross Profit 2.58% 3.19% 3.35%
Operating Expenses $103.8M $28.60M $92.32M
YoY Change 12.44% -65.42% 11.42%
Operating Profit $54.44M $90.66M $37.80M
YoY Change 44.04% 171.02% 36.56%
Interest Expense -$18.20M -$20.10M -$20.20M
YoY Change -9.9% -6.07% 10.99%
% of Operating Profit -33.43% -22.17% -53.44%
Other Income/Expense, Net
YoY Change
Pretax Income $36.20M $5.000M $5.111M
YoY Change 608.22% 25.0% -193.32%
Income Tax $9.112M $13.10M -$10.19M
% Of Pretax Income 25.17% 262.0% -199.43%
Net Earnings $27.09M $8.671M $15.30M
YoY Change 76.98% 25.98% -554.39%
Net Earnings / Revenue 8.86% 3.13% 5.95%
Basic Earnings Per Share $0.80 $0.45
Diluted Earnings Per Share $0.78 $0.25 $0.43
COMMON SHARES
Basic Shares Outstanding 34.00M 34.27M 34.17M
Diluted Shares Outstanding 34.58M 35.10M 35.67M

Balance Sheet

Concept 2019 Q3 2018 Q4 2018 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $28.90M $52.90M $164.1M
YoY Change -82.39% -23.0% 49.05%
Cash & Equivalents $28.86M $28.11M $164.1M
Short-Term Investments
Other Short-Term Assets $169.5M $54.30M $46.60M
YoY Change 263.73% 1.88% -13.22%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $1.155B $996.1M $1.095B
YoY Change 5.48% 19.9% 35.06%
LONG-TERM ASSETS
Property, Plant & Equipment $50.60M $46.10M $48.50M
YoY Change 4.33% -5.0% 4.17%
Goodwill $267.0M $267.0M $267.0M
YoY Change 0.0% 0.0% 0.0%
Intangibles $2.452M $3.255M $3.523M
YoY Change -30.4% -24.74% -23.3%
Long-Term Investments
YoY Change
Other Assets $11.80M $12.30M $12.10M
YoY Change -2.48% 39.77% 12.04%
Total Long-Term Assets $345.6M $338.3M $331.2M
YoY Change 4.35% 2.92% 0.67%
TOTAL ASSETS
Total Short-Term Assets $1.155B $996.1M $1.095B
Total Long-Term Assets $345.6M $338.3M $331.2M
Total Assets $1.501B $1.334B $1.426B
YoY Change 5.22% 15.08% 25.14%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $111.9M $89.30M $76.20M
YoY Change 46.85% 15.82% -3.42%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $111.9M $89.30M $76.20M
YoY Change 46.85% 15.82% -3.42%
LONG-TERM LIABILITIES
Long-Term Debt $873.7M $857.9M $951.1M
YoY Change -8.14% 8.8% 24.26%
Other Long-Term Liabilities $47.10M
YoY Change
Total Long-Term Liabilities $920.8M $857.9M $951.1M
YoY Change -3.19% 8.8% 24.26%
TOTAL LIABILITIES
Total Short-Term Liabilities $111.9M $89.30M $76.20M
Total Long-Term Liabilities $920.8M $857.9M $951.1M
Total Liabilities $1.067B $986.6M $1.074B
YoY Change -0.64% 12.4% 24.12%
SHAREHOLDERS EQUITY
Retained Earnings $423.2M $336.4M $327.7M
YoY Change 29.14% 27.1% 27.13%
Common Stock $61.48M $48.18M $44.66M
YoY Change 37.66% 61.76% 66.95%
Preferred Stock
YoY Change
Treasury Stock (at cost) $33.58M $23.02M $7.265M
YoY Change 362.24% 303.59% 165.24%
Treasury Stock Shares $1.272M $489.9K
Shareholders Equity $434.0M $347.8M $352.7M
YoY Change
Total Liabilities & Shareholders Equity $1.501B $1.328B $1.426B
YoY Change 5.22% 14.55% 25.14%

Cashflow Statement

Concept 2019 Q3 2018 Q4 2018 Q3
OPERATING ACTIVITIES
Net Income $27.09M $8.671M $15.30M
YoY Change 76.98% 25.98% -554.39%
Depreciation, Depletion And Amortization $3.700M $3.800M $3.700M
YoY Change 0.0% -5.0% 5.71%
Cash From Operating Activities $191.1M $216.6M $172.5M
YoY Change 10.78% 59.38% 37.78%
INVESTING ACTIVITIES
Capital Expenditures $5.552M -$4.800M $4.238M
YoY Change 31.01% -15.79% -22.99%
Acquisitions
YoY Change
Other Investing Activities -$262.3M -$199.1M -$229.3M
YoY Change 14.39% 8.27% 42.51%
Cash From Investing Activities -$267.9M -$203.8M -$233.5M
YoY Change 14.73% 7.43% 40.41%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 86.40M -118.7M 174.8M
YoY Change -50.57% -1132.17% 60.37%
NET CHANGE
Cash From Operating Activities 191.1M 216.6M 172.5M
Cash From Investing Activities -267.9M -203.8M -233.5M
Cash From Financing Activities 86.40M -118.7M 174.8M
Net Change In Cash 9.600M -105.9M 113.8M
YoY Change -91.56% 150.35% 67.6%
FREE CASH FLOW
Cash From Operating Activities $191.1M $216.6M $172.5M
Capital Expenditures $5.552M -$4.800M $4.238M
Free Cash Flow $185.5M $221.4M $168.3M
YoY Change 10.27% 56.36% 40.57%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
CY2018Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
48514000
CY2018Q3 enva Other Receivables And Prepaid Expenses
OtherReceivablesAndPrepaidExpenses
25699000
CY2019Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
54951000
enva Financing Receivable Period Past Due Considered As Non Performing
FinancingReceivablePeriodPastDueConsideredAsNonPerforming
P60D
us-gaap Lessee Operating Lease Existence Of Option To Extend
LesseeOperatingLeaseExistenceOfOptionToExtend
true
us-gaap Lessee Operating Lease Existence Of Option To Terminate
LesseeOperatingLeaseExistenceOfOptionToTerminate
true
us-gaap Number Of Operating Segments
NumberOfOperatingSegments
1
us-gaap Number Of Operating Segments
NumberOfOperatingSegments
1
CY2019Q3 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2019Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
69945000
CY2018Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
164122000
CY2018Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
52917000
dei Entity Shell Company
EntityShellCompany
false
dei Security Exchange Name
SecurityExchangeName
NYSE
dei Security12b Title
Security12bTitle
Common Stock, $.00001 par value per share
dei Trading Symbol
TradingSymbol
ENVA
dei City Area Code
CityAreaCode
312
CY2018Q3 us-gaap Gross Profit
GrossProfit
130116000
dei Local Phone Number
LocalPhoneNumber
568-4200
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
dei Entity Small Business
EntitySmallBusiness
false
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
us-gaap Gross Profit
GrossProfit
459788000
CY2019Q3 us-gaap Marketing Expense
MarketingExpense
36993000
dei Entity Central Index Key
EntityCentralIndexKey
0001529864
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Entity Filer Category
EntityFilerCategory
Large Accelerated Filer
dei Document Quarterly Report
DocumentQuarterlyReport
true
dei Document Transition Report
DocumentTransitionReport
false
dei Entity File Number
EntityFileNumber
1-35503
dei Entity Registrant Name
EntityRegistrantName
Enova International, Inc.
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
DE
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
45-3190813
dei Entity Address City Or Town
EntityAddressCityOrTown
Chicago
dei Entity Address State Or Province
EntityAddressStateOrProvince
IL
dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
60604
CY2019Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
36770000
CY2019Q3 us-gaap Other Assets
OtherAssets
11907000
CY2019Q3 us-gaap Assets
Assets
1500677000
CY2018Q3 us-gaap Assets
Assets
1426268000
CY2018Q4 us-gaap Assets
Assets
1328185000
CY2019Q3 us-gaap Goodwill
Goodwill
267013000
CY2018Q3 us-gaap Other Assets
OtherAssets
12078000
CY2019Q3 us-gaap Accounts Payable And Accrued Liabilities Current And Noncurrent
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent
122212000
CY2018Q4 us-gaap Other Assets
OtherAssets
12262000
CY2018Q3 us-gaap Goodwill
Goodwill
267013000
CY2018Q3 us-gaap Accounts Payable And Accrued Liabilities Current And Noncurrent
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent
76188000
CY2018Q4 us-gaap Goodwill
Goodwill
267013000
CY2018Q4 us-gaap Accounts Payable And Accrued Liabilities Current And Noncurrent
AccountsPayableAndAccruedLiabilitiesCurrentAndNoncurrent
89317000
CY2019Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
20260000
CY2018Q3 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
3523000
dei Entity Address Address Line1
EntityAddressAddressLine1
175 West Jackson Blvd.
CY2019Q3 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
2452000
CY2018Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
3255000
us-gaap Marketing Expense
MarketingExpense
92559000
us-gaap Marketing Expense
MarketingExpense
93133000
CY2019Q3 enva Direct Operations And Technology Expense
DirectOperationsAndTechnologyExpense
34310000
CY2018Q3 enva Direct Operations And Technology Expense
DirectOperationsAndTechnologyExpense
28260000
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
27085000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
15304000
us-gaap Net Income Loss
NetIncomeLoss
87165000
us-gaap Net Income Loss
NetIncomeLoss
61427000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
63887000
CY2019Q3 us-gaap Restricted Cash
RestrictedCash
20719000
CY2018Q3 us-gaap Restricted Cash
RestrictedCash
20897000
CY2018Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
28914000
CY2018Q4 enva Other Receivables And Prepaid Expenses
OtherReceivablesAndPrepaidExpenses
29983000
CY2018Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
49553000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2460000
CY2018Q3 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0980
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
27085000
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-3760000
CY2018Q3 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2018Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2019Q3 us-gaap Preferred Stock Value
PreferredStockValue
CY2018Q3 us-gaap Preferred Stock Value
PreferredStockValue
CY2018Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2019Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P7Y4M24D
CY2019Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1001154000
CY2019Q3 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
33980000
CY2018Q3 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
46321000
CY2018Q4 us-gaap Deferred Income Tax Liabilities Net
DeferredIncomeTaxLiabilitiesNet
33171000
CY2019Q3 us-gaap Long Term Debt
LongTermDebt
873744000
CY2018Q3 us-gaap Long Term Debt
LongTermDebt
951091000
CY2018Q4 us-gaap Long Term Debt
LongTermDebt
857929000
CY2019Q3 us-gaap Liabilities
Liabilities
1066706000
CY2018Q3 us-gaap Liabilities
Liabilities
1073600000
CY2018Q4 us-gaap Liabilities
Liabilities
980417000
CY2018Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.00001
CY2018Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.00001
CY2018Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
250000000
CY2018Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
250000000
CY2018Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
34764648
CY2018Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
34856553
CY2018Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
34274785
CY2018Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
33584606
CY2019Q3 us-gaap Common Stock Value
CommonStockValue
0
CY2018Q3 us-gaap Common Stock Value
CommonStockValue
0
CY2018Q4 us-gaap Common Stock Value
CommonStockValue
0
CY2018Q3 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.00001
CY2018Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.00001
CY2018Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
25000000
CY2018Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
25000000
CY2018Q3 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2018Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2018Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2018Q3 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2019Q3 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
61477000
CY2018Q3 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
44657000
CY2018Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
48175000
CY2019Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
423234000
CY2018Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
327744000
CY2018Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
336415000
CY2019Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-17158000
CY2018Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-12468000
CY2018Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-13805000
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-4000
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-93000
CY2019Q3 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
77772000
CY2018Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
489863
CY2018Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
1271947
CY2019Q3 us-gaap Treasury Stock Value
TreasuryStockValue
33582000
CY2018Q3 us-gaap Treasury Stock Value
TreasuryStockValue
7265000
CY2018Q4 us-gaap Treasury Stock Value
TreasuryStockValue
23017000
CY2019Q3 us-gaap Stockholders Equity
StockholdersEquity
433971000
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
352668000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
347768000
CY2019Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1500677000
CY2018Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1426268000
CY2018Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1328185000
CY2019Q3 us-gaap Revenues
Revenues
329513000
CY2018Q3 us-gaap Revenues
Revenues
293879000
us-gaap Revenues
Revenues
908396000
us-gaap Revenues
Revenues
801478000
CY2019Q3 us-gaap Cost Of Revenue
CostOfRevenue
171266000
CY2018Q3 us-gaap Cost Of Revenue
CostOfRevenue
163763000
us-gaap Cost Of Revenue
CostOfRevenue
448608000
us-gaap Cost Of Revenue
CostOfRevenue
393810000
CY2019Q3 us-gaap Gross Profit
GrossProfit
158247000
us-gaap Gross Profit
GrossProfit
407668000
CY2018Q3 us-gaap Marketing Expense
MarketingExpense
36011000
enva Direct Operations And Technology Expense
DirectOperationsAndTechnologyExpense
96321000
enva Direct Operations And Technology Expense
DirectOperationsAndTechnologyExpense
80993000
CY2019Q3 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
28787000
CY2018Q3 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
24360000
us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
87236000
us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
79576000
CY2019Q3 us-gaap Depreciation And Amortization
DepreciationAndAmortization
3716000
CY2018Q3 us-gaap Depreciation And Amortization
DepreciationAndAmortization
3688000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
11842000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
11363000
CY2019Q3 us-gaap Operating Expenses
OperatingExpenses
103806000
CY2018Q3 us-gaap Operating Expenses
OperatingExpenses
92319000
us-gaap Operating Expenses
OperatingExpenses
287958000
us-gaap Operating Expenses
OperatingExpenses
265065000
CY2019Q3 us-gaap Operating Income Loss
OperatingIncomeLoss
54441000
CY2018Q3 us-gaap Operating Income Loss
OperatingIncomeLoss
37797000
us-gaap Operating Income Loss
OperatingIncomeLoss
171830000
us-gaap Operating Income Loss
OperatingIncomeLoss
142603000
CY2019Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
-18232000
CY2018Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
-20244000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
-55847000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
-59272000
CY2019Q3 us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-12000
CY2018Q3 us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
27000
us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-193000
us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-2265000
CY2018Q3 us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-12469000
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-2321000
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-17179000
CY2019Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
36197000
CY2018Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
5111000
CY2018Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
34168000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
33770000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
33938000
CY2019Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
34577000
CY2018Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
35665000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
34492000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
35200000
CY2019Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-2384000
CY2018Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-1563000
CY2019Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
51300000
CY2018Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
13900000
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-3353000
enva Other Comprehensive Income Loss Reclassification Adjustment Of Certain Deferred Tax Effects
OtherComprehensiveIncomeLossReclassificationAdjustmentOfCertainDeferredTaxEffects
1622000
CY2019Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-2384000
CY2018Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-1563000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-3353000
us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-5382000
CY2019Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
24701000
CY2018Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
13741000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
83812000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
113469000
CY2019Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
9112000
CY2018Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-10193000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
26304000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
15304000
us-gaap Net Income Loss
NetIncomeLoss
87165000
us-gaap Net Income Loss
NetIncomeLoss
61427000
CY2019Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.80
CY2018Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.45
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.58
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.81
CY2019Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.78
CY2018Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.43
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.53
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.75
CY2019Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
33997000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
56045000
CY2019Q3 us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax
-966000
CY2018Q3 us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax
-456000
us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax
-933000
us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax
-766000
CY2018Q2 us-gaap Stockholders Equity
StockholdersEquity
333645000
CY2018Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
2882000
CY2018Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
2440000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
15304000
CY2018Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-1563000
CY2018Q3 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
40000
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
352668000
CY2019Q2 us-gaap Stockholders Equity
StockholdersEquity
406453000
CY2019Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3387000
CY2019Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
1180000
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
27085000
CY2019Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-2384000
CY2019Q3 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1750000
CY2019Q3 us-gaap Stockholders Equity
StockholdersEquity
433971000
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
281687000
us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
72510000
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
8149000
us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
6727000
us-gaap Net Income Loss
NetIncomeLoss
61427000
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-3760000
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1562000
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
352668000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
347768000
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
9784000
us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
3518000
us-gaap Net Income Loss
NetIncomeLoss
87165000
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-3353000
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
10565000
us-gaap New Accounting Pronouncement Or Change In Accounting Principle Effect Of Adoption Quantification
NewAccountingPronouncementOrChangeInAccountingPrincipleEffectOfAdoptionQuantification
346000
CY2019Q3 us-gaap Stockholders Equity
StockholdersEquity
433971000
us-gaap Profit Loss
ProfitLoss
87165000
us-gaap Profit Loss
ProfitLoss
61427000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
11842000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
11363000
us-gaap Amortization Of Financing Costs And Discounts
AmortizationOfFinancingCostsAndDiscounts
4302000
us-gaap Amortization Of Financing Costs And Discounts
AmortizationOfFinancingCostsAndDiscounts
4526000
us-gaap Cost Of Revenue
CostOfRevenue
448608000
us-gaap Cost Of Revenue
CostOfRevenue
393810000
us-gaap Share Based Compensation
ShareBasedCompensation
9784000
us-gaap Share Based Compensation
ShareBasedCompensation
8149000
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-2321000
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-17179000
enva Operating Leases Gain Loss Net
OperatingLeasesGainLossNet
1135000
enva Lease Termination And Cease Use Costs
LeaseTerminationAndCeaseUseCosts
370000
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
1817000
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
34894000
us-gaap Other Noncash Income Expense
OtherNoncashIncomeExpense
-55000
enva Increase Decrease Finance Service Charge Financing Receivables Revenue
IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue
20616000
enva Increase Decrease Finance Service Charge Financing Receivables Revenue
IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue
24465000
enva Increase Decrease In Other Receivables And Prepaid Expenses
IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses
9000000
enva Increase Decrease In Other Receivables And Prepaid Expenses
IncreaseDecreaseInOtherReceivablesAndPrepaidExpenses
2285000
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
2996000
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
5054000
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
67451000
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-41547000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
605905000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
468160000
enva Loans And Financing Receivables Originated Or Acquired
LoansAndFinancingReceivablesOriginatedOrAcquired
1412055000
enva Loans And Financing Receivables Originated Or Acquired
LoansAndFinancingReceivablesOriginatedOrAcquired
1277958000
enva Loans And Financing Receivables Repaid
LoansAndFinancingReceivablesRepaid
841523000
enva Loans And Financing Receivables Repaid
LoansAndFinancingReceivablesRepaid
772020000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
16459000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
11303000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-586987000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-517148000
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
235049000
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
109000000
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
232049000
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
109000000
us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
122800000
us-gaap Proceeds From Issuance Of Secured Debt
ProceedsFromIssuanceOfSecuredDebt
162413000
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
114043000
us-gaap Repayments Of Secured Debt
RepaymentsOfSecuredDebt
147601000
us-gaap Proceeds From Issuance Of Senior Long Term Debt
ProceedsFromIssuanceOfSeniorLongTermDebt
375000000
us-gaap Repayments Of Senior Debt
RepaymentsOfSeniorDebt
228514000
us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
702000
us-gaap Payments Of Financing Costs
PaymentsOfFinancingCosts
9156000
enva Prepayment Of Debt Penalty
PrepaymentOfDebtPenalty
1392000
enva Prepayment Of Debt Penalty
PrepaymentOfDebtPenalty
13073000
us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
3000000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
3518000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
6727000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
10565000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1562000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
2616000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
141234000
us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-8129000
us-gaap Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
-5371000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
13405000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
86875000
CY2018Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
77259000
CY2017Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
98144000
CY2019Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
90664000
CY2018Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
185019000
enva Loans And Financing Receivables Renewed
LoansAndFinancingReceivablesRenewed
201207000
enva Loans And Financing Receivables Renewed
LoansAndFinancingReceivablesRenewed
282486000
CY2019Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
69945000
CY2018Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
164122000
CY2019Q3 us-gaap Restricted Cash
RestrictedCash
20719000
CY2018Q3 us-gaap Restricted Cash
RestrictedCash
20897000
CY2019Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
90664000
CY2018Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
185019000
CY2019Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
329288000
CY2018Q3 us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
293624000
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
907614000
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
800435000
CY2019Q3 enva Revenue Other
RevenueOther
225000
CY2018Q3 enva Revenue Other
RevenueOther
255000
enva Revenue Other
RevenueOther
782000
enva Revenue Other
RevenueOther
1043000
CY2019Q3 us-gaap Revenues
Revenues
329513000
CY2018Q3 us-gaap Revenues
Revenues
293879000
us-gaap Revenues
Revenues
908396000
us-gaap Revenues
Revenues
801478000
CY2019Q3 enva Loans And Leases Receivable Gross Current
LoansAndLeasesReceivableGrossCurrent
1073954000
CY2019Q3 us-gaap Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest
21812000
CY2019Q3 enva Loans And Leases Receivable Gross Non Performing Loans
LoansAndLeasesReceivableGrossNonPerformingLoans
99584000
CY2019Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1173538000
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
172384000
CY2019Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1001154000
CY2018Q3 enva Loans And Leases Receivable Gross Current
LoansAndLeasesReceivableGrossCurrent
889549000
CY2019Q3 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
34438000
CY2019Q3 us-gaap Allowance For Loan And Lease Losses Foreign Currency Translation
AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
-814000
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
172384000
CY2019Q2 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
1726000
CY2019Q3 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
1703000
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
123044000
enva Cost Of Revenue Company Owned
CostOfRevenueCompanyOwned
393824000
CY2018Q3 us-gaap Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest
12801000
CY2018Q3 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
88018000
CY2018Q3 enva Loans And Leases Receivable Gross Non Performing Loans
LoansAndLeasesReceivableGrossNonPerformingLoans
100819000
CY2018Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
990368000
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
151585000
CY2018Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
838783000
CY2018Q4 enva Loans And Leases Receivable Gross Current
LoansAndLeasesReceivableGrossCurrent
923992000
CY2018Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest
13479000
CY2018Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
85783000
CY2018Q4 enva Loans And Leases Receivable Gross Non Performing Loans
LoansAndLeasesReceivableGrossNonPerformingLoans
99262000
CY2018Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1023254000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
163308000
CY2018Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
859946000
CY2019Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
155180000
CY2019Q3 enva Cost Of Revenue Company Owned
CostOfRevenueCompanyOwned
171289000
CY2019Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
187709000
CY2019Q3 enva Cost Of Revenue Third Party Lender Owned
CostOfRevenueThirdPartyLenderOwned
-23000
CY2019Q3 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
1703000
CY2018Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
121784000
CY2018Q3 enva Cost Of Revenue Company Owned
CostOfRevenueCompanyOwned
163611000
CY2018Q3 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
158006000
CY2018Q3 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
24589000
CY2018Q3 us-gaap Allowance For Loan And Lease Losses Foreign Currency Translation
AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
-393000
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
151585000
CY2018Q2 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
2092000
CY2018Q3 enva Cost Of Revenue Third Party Lender Owned
CostOfRevenueThirdPartyLenderOwned
152000
CY2018Q3 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
2244000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
163308000
enva Cost Of Revenue Company Owned
CostOfRevenueCompanyOwned
449071000
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
533690000
us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
94485000
us-gaap Allowance For Loan And Lease Losses Foreign Currency Translation
AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
-790000
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
172384000
CY2018Q4 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
2166000
enva Cost Of Revenue Third Party Lender Owned
CostOfRevenueThirdPartyLenderOwned
-463000
us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
436417000
us-gaap Allowance For Loan And Lease Losses Foreign Currency Translation
AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation
-1376000
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
151585000
CY2017Q4 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
2258000
enva Cost Of Revenue Third Party Lender Owned
CostOfRevenueThirdPartyLenderOwned
-14000
CY2018Q3 enva Accrual For Third Party Lender Owned Financing Receivables
AccrualForThirdPartyLenderOwnedFinancingReceivables
2244000
CY2019Q3 enva Active Consumer Loans
ActiveConsumerLoans
23600000
CY2018Q3 enva Active Consumer Loans
ActiveConsumerLoans
30100000
CY2018Q4 enva Active Consumer Loans
ActiveConsumerLoans
29700000
CY2019Q3 enva Accrual For Third Party Lender Owned Consumer Loans
AccrualForThirdPartyLenderOwnedConsumerLoans
1700000
CY2018Q3 enva Accrual For Third Party Lender Owned Consumer Loans
AccrualForThirdPartyLenderOwnedConsumerLoans
2200000
CY2018Q4 enva Accrual For Third Party Lender Owned Consumer Loans
AccrualForThirdPartyLenderOwnedConsumerLoans
2200000
us-gaap Lessee Operating Lease Option To Terminate
LesseeOperatingLeaseOptionToTerminate
while others include options to terminate the leases within one year
enva Lessee Operating Lease Termination Period
LesseeOperatingLeaseTerminationPeriod
P1Y
us-gaap Lessee Operating Lease Option To Extend
LesseeOperatingLeaseOptionToExtend
Certain leases include options to extend the leases for up to five years
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.232
CY2019Q3 us-gaap Operating Lease Cost
OperatingLeaseCost
1553000
us-gaap Operating Lease Cost
OperatingLeaseCost
4671000
us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
370000
CY2019Q3 us-gaap Variable Lease Cost
VariableLeaseCost
57000
us-gaap Variable Lease Cost
VariableLeaseCost
218000
CY2019Q3 us-gaap Short Term Lease Cost
ShortTermLeaseCost
42000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
133000
CY2019Q3 us-gaap Lease Cost
LeaseCost
1652000
us-gaap Lease Cost
LeaseCost
5392000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
1866000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
7383000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
7326000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
7018000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
7115000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
23464000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
54172000
CY2019Q3 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
17402000
CY2019Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
36770000
CY2019Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.1080
CY2019Q3 us-gaap Secured Debt
SecuredDebt
236052000
CY2018Q3 us-gaap Secured Debt
SecuredDebt
226218000
CY2018Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
-2019000
CY2018Q4 us-gaap Secured Debt
SecuredDebt
227288000
CY2018Q3 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
456000
CY2019Q3 enva Long Term Debt Net Of Discount Premium
LongTermDebtNetOfDiscountPremium
886052000
CY2019Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
-3350000
CY2019Q3 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
966000
CY2018Q3 enva Long Term Debt Net Of Discount Premium
LongTermDebtNetOfDiscountPremium
967039000
us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
-6869000
us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
-6869000
us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
1547000
us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Before Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax
2343000
us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-781000
CY2018Q3 us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
-2019000
us-gaap Operating Lease Payments
OperatingLeasePayments
5800000
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
25000
CY2018Q4 enva Long Term Debt Net Of Discount Premium
LongTermDebtNetOfDiscountPremium
874288000
CY2019Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
12308000
CY2018Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
15948000
CY2018Q4 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
16359000
CY2019Q3 us-gaap Long Term Debt
LongTermDebt
873744000
CY2018Q3 us-gaap Long Term Debt
LongTermDebt
951091000
CY2018Q4 us-gaap Long Term Debt
LongTermDebt
857929000
CY2019Q3 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0874
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.039
CY2017 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.35
us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
50300000
CY2019Q3 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
15100000
CY2018Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
13300000
us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
-4286000
us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
933000
us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
27085000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
15304000
us-gaap Net Income Loss
NetIncomeLoss
87165000
us-gaap Net Income Loss
NetIncomeLoss
61427000
CY2019Q3 us-gaap Operating Income Loss
OperatingIncomeLoss
54441000
CY2019Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
33997000
CY2018Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
34168000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
33770000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
33938000
CY2019Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
580000
CY2018Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1497000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
722000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1262000
CY2019Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
34577000
CY2018Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
35665000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
34492000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
35200000
CY2019Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.80
CY2018Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.45
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.58
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.81
CY2019Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.78
CY2018Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.43
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.53
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.75
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2019Q3 us-gaap Revenues
Revenues
329513000
CY2018Q3 us-gaap Revenues
Revenues
293879000
us-gaap Revenues
Revenues
908396000
us-gaap Revenues
Revenues
801478000
CY2018Q3 us-gaap Operating Income Loss
OperatingIncomeLoss
37797000
us-gaap Operating Income Loss
OperatingIncomeLoss
171830000
us-gaap Operating Income Loss
OperatingIncomeLoss
142603000
CY2019Q3 us-gaap Depreciation And Amortization
DepreciationAndAmortization
3716000
CY2018Q3 us-gaap Depreciation And Amortization
DepreciationAndAmortization
3688000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
11842000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
11363000
CY2019Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
5552000
CY2018Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
4238000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
16459000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
11303000
CY2019Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
54951000
CY2018Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
48514000
CY2019Q3 us-gaap Assets
Assets
1500677000
CY2018Q3 us-gaap Assets
Assets
1426268000
CY2019Q3 us-gaap Revenues
Revenues
329513000
CY2018Q3 us-gaap Revenues
Revenues
293879000
us-gaap Revenues
Revenues
908396000
us-gaap Revenues
Revenues
801478000
CY2019Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
55000000.0
CY2018Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
48500000
CY2019Q3 us-gaap Derivative Instruments And Hedges
DerivativeInstrumentsAndHedges
0
CY2018Q4 us-gaap Derivative Instruments And Hedges
DerivativeInstrumentsAndHedges
0
CY2018Q3 us-gaap Derivative Instruments And Hedges
DerivativeInstrumentsAndHedges
0
CY2019Q3 enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
CY2019Q3 enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
CY2018Q3 enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
CY2018Q3 enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0

Files In Submission

Name View Source Status
0001564590-19-038802-index-headers.html Edgar Link pending
0001564590-19-038802-index.html Edgar Link pending
0001564590-19-038802.txt Edgar Link pending
0001564590-19-038802-xbrl.zip Edgar Link pending
enva-10q_20190930.htm Edgar Link pending
enva-10q_20190930_htm.xml Edgar Link completed
enva-20190930.xsd Edgar Link pending
enva-20190930_cal.xml Edgar Link unprocessable
enva-20190930_def.xml Edgar Link unprocessable
enva-20190930_lab.xml Edgar Link unprocessable
enva-20190930_pre.xml Edgar Link unprocessable
enva-ex311_9.htm Edgar Link pending
enva-ex312_7.htm Edgar Link pending
enva-ex321_6.htm Edgar Link pending
enva-ex322_11.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
gusi0bvsjoi3000001.jpg Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending