$ESNT Balance Sheet | Understand Stock

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$ESNT

$56.24 +$0.40 (0.72%)

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Balance Sheet

Concept	2026 Q1	2025 Q4	2025 Q3	2025 Q2	2025 Q1	2024 Q4	2024 Q3	2024 Q2	2024 Q1	2023 Q4	2023 Q3	2023 Q2	2023 Q1	2022 Q4	2022 Q3	2022 Q2	2022 Q1	2021 Q4	2021 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments	$128.3M -38.36% YoY	$123.0M -6.41% YoY	$91.41M -16.37% YoY	$92.12M -53.34% YoY	$208.1M 26.67% YoY	$131.5M -7.27% YoY	$109.3M 12.94% YoY	$197.4M 189.87% YoY	$164.3M 139.32% YoY	$141.8M 74.53% YoY	$96.78M 21.79% YoY	$68.10M -12.53% YoY	$68.63M -66.33% YoY	$81.24M -0.31% YoY	$79.47M 20.72% YoY	$77.85M -45.23% YoY	$203.8M 151.59% YoY	$81.49M -20.75% YoY	$65.83M -44.54% YoY
Cash & Equivalents	$128.3M -38.36% YoY	$123.0M -6.41% YoY	$91.41M -16.37% YoY	$92.12M -53.34% YoY	$208.1M 26.67% YoY	$131.5M -7.27% YoY	$109.3M 12.94% YoY	$197.4M 189.87% YoY	$164.3M 139.32% YoY	$141.8M 74.53% YoY	$96.78M 21.79% YoY	$68.10M -12.53% YoY	$68.63M -66.33% YoY	$81.24M -0.31% YoY	$79.47M 20.72% YoY	$77.85M -45.23% YoY	$203.8M 151.59% YoY	$81.49M -20.75% YoY	$65.83M -44.54% YoY
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Short-Term Assets	N/A	$513.4M 4.87% YoY	$490.5M -0.79% YoY	$497.4M 2.03% YoY	$487.4M 4.32% YoY	$489.6M 4.03% YoY	$494.4M 7.14% YoY	$487.5M 9.18% YoY	$467.2M 11.64% YoY	$470.6M 12.47% YoY	$461.4M 13.67% YoY	$446.5M 13.92% YoY	$418.5M 15.98% YoY	$418.5M 15.98% YoY	$405.9M 16.55% YoY	$391.9M 17.73% YoY	$360.8M 19.24% YoY	$360.8M 19.24% YoY	$348.3M 24.79% YoY
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Prepaid Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Receivables	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Other Receivables	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Short-Term Assets	N/A	$513.4M 4.87% YoY	$490.5M -0.79% YoY	$497.4M 2.03% YoY	$487.4M 4.32% YoY	$489.6M 4.03% YoY	$494.4M 7.14% YoY	$487.5M 9.18% YoY	$467.2M 11.64% YoY	$470.6M 12.47% YoY	$461.4M 13.67% YoY	$446.5M 13.92% YoY	$418.5M 15.98% YoY	$418.5M 15.98% YoY	$405.9M 16.55% YoY	$391.9M 17.73% YoY	$360.8M 19.24% YoY	$360.8M 19.24% YoY	$348.3M 24.79% YoY
LONG-TERM ASSETS
Property, Plant & Equipment	N/A	$19.26M -53.99% YoY	$49.96M 21.19% YoY	$42.43M -1.1% YoY	$43.21M -1.23% YoY	$41.87M 1.37% YoY	$41.22M 1.26% YoY	$42.91M 36.97% YoY	$43.75M 136.31% YoY	$41.30M 111.05% YoY	$40.71M 105.83% YoY	$31.32M 52.29% YoY	$18.51M -8.83% YoY	$19.57M 64.17% YoY	$19.78M 58.41% YoY	$20.57M 58.36% YoY	$20.31M 42.43% YoY	$11.92M -21.03% YoY	$12.49M -14.46% YoY
Goodwill	N/A	$48.76M 0.0% YoY	N/A	N/A	N/A	$48.76M -2.49% YoY	N/A	N/A	N/A	$50.01M N/A	N/A	N/A	N/A	$0.00 N/A	N/A	N/A	N/A	N/A	N/A
Intangibles	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Investments	$394.3M 22.49% YoY	$382.5M 25.87% YoY	$370.1M -94.07% YoY	$359.8M 27.23% YoY	$321.9M 15.13% YoY	$303.9M -94.52% YoY	$6.245B 2191.06% YoY	$282.8M 6.08% YoY	$279.6M 9.52% YoY	$5.541B 2048.49% YoY	$272.6M 3.61% YoY	$266.6M 22.41% YoY	$255.3M 20.14% YoY	$257.9M 51.26% YoY	$263.1M 63.11% YoY	$217.8M 49.9% YoY	$212.5M 111.65% YoY	$170.5M 91.79% YoY	$161.3M 94.1% YoY
Other Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Long-Term Assets	N/A	$6.928B 4.61% YoY	$6.862B 3.46% YoY	$6.723B 8.35% YoY	$6.717B 10.16% YoY	$6.622B 11.18% YoY	$6.632B 17.74% YoY	$6.205B 12.07% YoY	$6.098B 10.69% YoY	$5.956B 12.26% YoY	$5.633B 9.35% YoY	$5.537B 7.95% YoY	$5.509B 5.43% YoY	$5.305B -1.05% YoY	$5.151B -1.72% YoY	$5.129B -1.15% YoY	$5.225B 3.9% YoY	$5.361B 9.41% YoY	$5.241B 8.56% YoY
TOTAL ASSETS
Total Short-Term Assets	N/A	$513.4M 4.87% YoY	$490.5M -0.79% YoY	$497.4M 2.03% YoY	$487.4M 4.32% YoY	$489.6M 4.03% YoY	$494.4M 7.14% YoY	$487.5M 9.18% YoY	$467.2M 11.64% YoY	$470.6M 12.47% YoY	$461.4M 13.67% YoY	$446.5M 13.92% YoY	$418.5M 15.98% YoY	$418.5M 15.98% YoY	$405.9M 16.55% YoY	$391.9M 17.73% YoY	$360.8M 19.24% YoY	$360.8M 19.24% YoY	$348.3M 24.79% YoY
Total Long-Term Assets		$6.928B	$6.862B	$6.723B	$6.717B	$6.622B	$6.632B	$6.205B	$6.098B	$5.956B	$5.633B	$5.537B	$5.509B	$5.305B	$5.151B	$5.129B	$5.225B	$5.361B	$5.241B
Total Assets	$7.570B 5.07% YoY	$7.441B 4.63% YoY	$7.352B 3.16% YoY	$7.221B 7.89% YoY	$7.205B 9.74% YoY	$7.112B 10.66% YoY	$7.127B 16.94% YoY	$6.693B 11.86% YoY	$6.565B 10.75% YoY	$6.427B 12.28% YoY	$6.094B 9.67% YoY	$5.983B 8.37% YoY	$5.928B 6.11% YoY	$5.724B 0.03% YoY	$5.557B -0.58% YoY	$5.521B -0.01% YoY	$5.586B 4.77% YoY	$5.722B 9.98% YoY	$5.590B 9.45% YoY
SHORT-TERM LIABILITIES
Accounts Payable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accrued Expenses	N/A	$185.1M 4.71% YoY	$186.2M 8.31% YoY	$158.8M 30.67% YoY	$171.3M 16.41% YoY	$176.8M 27.1% YoY	$171.9M 17.88% YoY	$121.5M -6.09% YoY	$147.1M 46.01% YoY	$139.1M 33.13% YoY	$145.8M 21.95% YoY	$129.4M 26.45% YoY	$100.8M -21.41% YoY	$104.5M 4.72% YoY	$119.6M -4.29% YoY	$102.3M -20.75% YoY	$128.2M 3.91% YoY	$99.75M 13.48% YoY	$124.9M 41.79% YoY
Deferred Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Short-Term Debt	N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A	$0.00 N/A
Long-Term Debt Due	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Short-Term Liabilities	N/A	$185.1M 4.71% YoY	$186.2M 8.31% YoY	$158.8M 30.67% YoY	$171.3M 16.41% YoY	$176.8M 27.1% YoY	$171.9M 17.88% YoY	$121.5M -6.09% YoY	$147.1M 46.01% YoY	$139.1M 33.13% YoY	$145.8M 21.95% YoY	$129.4M 26.45% YoY	$100.8M -21.41% YoY	$104.5M 4.72% YoY	$119.6M -4.29% YoY	$102.3M -20.75% YoY	$128.2M 3.91% YoY	$99.75M 13.48% YoY	$124.9M 41.79% YoY
LONG-TERM LIABILITIES
Long-Term Debt	N/A	$495.3M 0.27% YoY	$495.0M 0.26% YoY	$494.6M 17.09% YoY	$494.3M 17.08% YoY	$494.0M 17.07% YoY	$493.7M 17.07% YoY	$422.4M 0.25% YoY	$422.2M 0.25% YoY	$421.9M 0.25% YoY	$421.7M 0.26% YoY	$421.4M 0.25% YoY	$421.1M 0.25% YoY	$420.9M 0.25% YoY	$420.6M 30.37% YoY	$420.3M 30.41% YoY	$420.1M 30.46% YoY	$419.8M 30.5% YoY	$322.6M -24.04% YoY
Other Long-Term Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Long-Term Liabilities	N/A	$495.3M 0.27% YoY	$495.0M 0.26% YoY	$494.6M 17.09% YoY	$494.3M 17.08% YoY	$494.0M 17.07% YoY	$493.7M 17.07% YoY	$422.4M 0.25% YoY	$422.2M 0.25% YoY	$421.9M 0.25% YoY	$421.7M 0.26% YoY	$421.4M 0.25% YoY	$421.1M 0.25% YoY	$420.9M 0.25% YoY	$420.6M 30.37% YoY	$420.3M 30.41% YoY	$420.1M 30.46% YoY	$419.8M 30.5% YoY	$322.6M -24.04% YoY
TOTAL LIABILITIES
Total Short-Term Liabilities	N/A	$185.1M 4.71% YoY	$186.2M 8.31% YoY	$158.8M 30.67% YoY	$171.3M 16.41% YoY	$176.8M 27.1% YoY	$171.9M 17.88% YoY	$121.5M -6.09% YoY	$147.1M 46.01% YoY	$139.1M 33.13% YoY	$145.8M 21.95% YoY	$129.4M 26.45% YoY	$100.8M -21.41% YoY	$104.5M 4.72% YoY	$119.6M -4.29% YoY	$102.3M -20.75% YoY	$128.2M 3.91% YoY	$99.75M 13.48% YoY	$124.9M 41.79% YoY
Total Long-Term Liabilities	N/A	$495.3M 0.27% YoY	$495.0M 0.26% YoY	$494.6M 17.09% YoY	$494.3M 17.08% YoY	$494.0M 17.07% YoY	$493.7M 17.07% YoY	$422.4M 0.25% YoY	$422.2M 0.25% YoY	$421.9M 0.25% YoY	$421.7M 0.26% YoY	$421.4M 0.25% YoY	$421.1M 0.25% YoY	$420.9M 0.25% YoY	$420.6M 30.37% YoY	$420.3M 30.41% YoY	$420.1M 30.46% YoY	$419.8M 30.5% YoY	$322.6M -24.04% YoY
Total Liabilities	$1.873B 21.22% YoY	$1.684B 11.69% YoY	$1.613B 8.58% YoY	$1.548B 17.88% YoY	$1.545B 15.43% YoY	$1.508B 13.89% YoY	$1.486B 15.5% YoY	$1.313B 5.04% YoY	$1.339B 4.71% YoY	$1.324B 4.97% YoY	$1.286B 1.86% YoY	$1.250B 0.07% YoY	$1.279B -6.75% YoY	$1.261B -15.11% YoY	$1.263B -11.17% YoY	$1.249B -13.07% YoY	$1.371B -2.82% YoY	$1.486B 10.89% YoY	$1.422B 4.48% YoY
SHAREHOLDERS EQUITY
Retained Earnings	$5.396B 11.62% YoY	$5.257B 12.07% YoY	$5.132B 12.72% YoY	$4.999B 13.43% YoY	$4.835B 14.2% YoY	$4.691B 14.93% YoY	$4.553B 15.76% YoY	$4.407B 16.52% YoY	$4.233B 16.41% YoY	$4.082B 16.85% YoY	$3.933B 16.69% YoY	$3.782B 17.59% YoY	$3.637B 20.94% YoY	$3.493B 26.8% YoY	$3.371B 29.9% YoY	$3.216B 33.48% YoY	$3.007B 32.53% YoY	$2.755B 28.04% YoY	$2.595B 26.82% YoY
Common Stock	$488.1M -53.82% YoY	$651.3M -46.46% YoY	$772.0M -39.6% YoY	$889.8M -30.51% YoY	$1.057B -18.39% YoY	$1.217B -6.53% YoY	$1.278B -2.53% YoY	$1.281B -2.36% YoY	$1.295B -3.08% YoY	$1.301B -3.74% YoY	$1.311B -2.66% YoY	$1.311B -2.3% YoY	$1.336B -1.76% YoY	$1.352B -5.49% YoY	$1.347B -9.87% YoY	$1.342B -13.95% YoY	$1.360B -13.52% YoY	$1.431B -9.04% YoY	$1.495B -4.68% YoY
Preferred Stock	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Treasury Stock (at cost)	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Treasury Stock Shares	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Shareholders Equity	$5.697B 0.66% YoY	$5.757B 2.73% YoY	$5.739B 1.74% YoY	$5.673B 5.45% YoY	$5.659B 8.29% YoY	$5.604B 9.82% YoY	$5.641B 17.32% YoY	$5.380B 13.66% YoY	$5.226B 12.42% YoY	$5.103B 14.35% YoY	$4.808B 11.96% YoY	$4.733B 10.8% YoY	$4.649B 10.29% YoY	$4.462B 5.34% YoY	$4.294B 3.03% YoY	$4.272B 4.58% YoY	$4.215B 7.5% YoY	$4.236B 9.67% YoY	$4.168B 11.25% YoY
Total Liabilities & Shareholders Equity	$7.570B 5.07% YoY	$7.441B 4.63% YoY	$7.352B 3.16% YoY	$7.221B 7.89% YoY	$7.205B 9.74% YoY	$7.112B 10.66% YoY	$7.127B 16.94% YoY	$6.693B 11.86% YoY	$6.565B 10.75% YoY	$6.427B 12.28% YoY	$6.094B 9.67% YoY	$5.983B 8.37% YoY	$5.928B 6.11% YoY	$5.724B 0.03% YoY	$5.557B -0.58% YoY	$5.521B -0.01% YoY	$5.586B 4.77% YoY	$5.722B 9.98% YoY	$5.590B 9.45% YoY