$EWBC Income Statement | Understand Stock

$EWBC

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statement of income

In millions of USD; shares in millions, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
INTEREST AND DIVIDEND INCOME
Loans receivable, including fees
AFS debt securities
Debt securities
Resale agreements
Restricted equity securities
Interest-bearing cash and deposits with banks
Total interest and dividend income

INTEREST EXPENSE
Deposits
Federal funds purchased and other short-term borrowings
FHLB advances
Securities sold under repurchase agreements (“repurchase agreements”)
Long-term debt and finance lease liabilities
Total interest expense
Net interest income before provision for credit losses
Provision for credit losses
Net interest income after provision for credit losses
NONINTEREST INCOME
Commercial and consumer deposit-related fees
Lending and loan servicing fees
Foreign exchange income
Wealth management fees
Net gains on sales of loans
Customer derivative income, net of mark-to-market adjustments
Net gains (losses) on AFS debt securities
Other investment income
Other income
Total noninterest income
NONINTEREST EXPENSE
Compensation and employee benefits
Occupancy and equipment expense
Deposit account expense
Computer and software related expenses
Computer software expense
Consulting expense
Legal expense
Deposit insurance premiums and regulatory assessments
Other operating expense
Repurchase agreements’ extinguishment cost
Amortization of tax credit and CRA investments
Total noninterest expense

INCOME BEFORE INCOME TAXES
Income tax expense
NET INCOME
EARNINGS PER SHARE (“EPS”)
BASIC (in dollars per share)
DILUTED (in dollars per share)
WEIGHTED-AVERAGE NUMBER OF SHARES OUTSTANDING
BASIC (in shares)
DILUTED (in shares)

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