2021 Q4 Form 10-Q Financial Statement

#000084048921000078 Filed on October 25, 2021

View on sec.gov

Income Statement

Concept 2021 Q4 2021 Q3 2020 Q3
Revenue $501.8M $399.7M $359.9M
YoY Change 27.95% 11.05% -20.46%
Cost Of Revenue $273.5M $166.6M $157.2M
YoY Change 64.61% 6.0% -22.0%
Gross Profit $228.3M $233.1M $202.7M
YoY Change 1.0% 14.97% -19.22%
Gross Profit Margin 45.49% 58.32% 56.33%
Selling, General & Admin $172.4M $168.8M $156.4M
YoY Change 7.22% 7.95% -13.3%
% of Gross Profit 75.54% 72.43% 77.14%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $13.17M $11.22M $10.40M
YoY Change 23.13% 7.86% -2.8%
% of Gross Profit 5.77% 4.81% 5.13%
Operating Expenses $167.7M $188.8M $185.1M
YoY Change -8.29% 2.02% -8.4%
Operating Profit $60.53M $44.30M $17.69M
YoY Change 40.42% 150.46% -63.88%
Interest Expense -$9.909M $7.961M $6.561M
YoY Change 57.29% 21.34% -26.46%
% of Operating Profit -16.37% 17.97% 37.1%
Other Income/Expense, Net -$361.0K
YoY Change
Pretax Income $37.13M $44.30M $17.69M
YoY Change -13.85% 150.46% -63.88%
Income Tax $7.759M $10.90M $2.624M
% Of Pretax Income 20.9% 24.61% 14.84%
Net Earnings $29.37M $33.40M $15.06M
YoY Change -10.25% 121.72% -56.67%
Net Earnings / Revenue 5.85% 8.36% 4.19%
Basic Earnings Per Share $0.83 $0.36
Diluted Earnings Per Share $703.9K $0.82 $0.36
COMMON SHARES
Basic Shares Outstanding 40.43M shares 40.45M shares 41.44M shares
Diluted Shares Outstanding 40.52M shares 41.54M shares

Balance Sheet

Concept 2021 Q4 2021 Q3 2020 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $120.0M $49.91M $78.80M
YoY Change 82.16% -36.67% 28.76%
Cash & Equivalents $120.0M $49.91M $78.84M
Short-Term Investments
Other Short-Term Assets $156.2M $10.00M $10.60M
YoY Change 1562.04% -5.64% 13.98%
Inventory $263.3M $254.3M $168.7M
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $1.129B $711.4M $572.7M
YoY Change 80.82% 24.22% -27.48%
LONG-TERM ASSETS
Property, Plant & Equipment $462.5M $411.0M $341.8M
YoY Change 23.78% 20.25% 13.91%
Goodwill $1.536B $1.014B $932.3M
YoY Change 57.17% 8.77% -0.45%
Intangibles $388.2M $83.02M $83.84M
YoY Change 364.05% -0.98% -3.04%
Long-Term Investments
YoY Change
Other Assets $8.531M $8.413M $9.087M
YoY Change -13.11% -7.42% -16.48%
Total Long-Term Assets $2.707B $1.822B $1.663B
YoY Change 54.9% 9.58% 1.82%
TOTAL ASSETS
Total Short-Term Assets $1.129B $711.4M $572.7M
Total Long-Term Assets $2.707B $1.822B $1.663B
Total Assets $3.836B $2.533B $2.235B
YoY Change 61.73% 13.33% -7.73%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $23.08M $87.63M $80.00M
YoY Change 221.09% 9.54% -2.44%
Accrued Expenses $90.57M $89.50M $85.00M
YoY Change 2.22% 5.3% 2.04%
Deferred Revenue $57.31M $46.70M $36.19M
YoY Change 65.07% 29.05% -13.19%
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $392.2M $224.4M $201.3M
YoY Change 90.02% 11.44% -3.08%
LONG-TERM LIABILITIES
Long-Term Debt $1.293B $739.5M $532.8M
YoY Change 109.92% 38.79% -16.28%
Other Long-Term Liabilities $14.00M $197.6M $188.2M
YoY Change 5.0%
Total Long-Term Liabilities $1.307B $937.1M $721.0M
YoY Change 112.19% 29.97%
TOTAL LIABILITIES
Total Short-Term Liabilities $392.2M $224.4M $201.3M
Total Long-Term Liabilities $1.307B $937.1M $721.0M
Total Liabilities $2.028B $1.240B $991.6M
YoY Change 86.36% 25.02% -8.75%
SHAREHOLDERS EQUITY
Retained Earnings $866.7M $849.4M $767.7M
YoY Change 9.8% 10.65% 12.09%
Common Stock $573.0K $493.0K $493.0K
YoY Change 16.23% 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $652.8M $652.8M $585.9M
YoY Change 7.13% 11.42% 25.87%
Treasury Stock Shares 8.843M shares
Shareholders Equity $1.808B $1.294B $1.244B
YoY Change
Total Liabilities & Shareholders Equity $3.836B $2.533B $2.235B
YoY Change 61.73% 13.33% -7.73%

Cashflow Statement

Concept 2021 Q4 2021 Q3 2020 Q3
OPERATING ACTIVITIES
Net Income $29.37M $33.40M $15.06M
YoY Change -10.25% 121.72% -56.67%
Depreciation, Depletion And Amortization $13.17M $11.22M $10.40M
YoY Change 23.13% 7.86% -2.8%
Cash From Operating Activities $85.45M $24.10M $34.10M
YoY Change 90.32% -29.32% -41.0%
INVESTING ACTIVITIES
Capital Expenditures -$10.41M -$10.58M -$7.400M
YoY Change 8.48% 43.01% -27.45%
Acquisitions
YoY Change
Other Investing Activities -$544.3M -$71.41M -$35.30M
YoY Change 453.14% 102.28% -5.36%
Cash From Investing Activities -$554.7M -$81.99M -$42.60M
YoY Change 412.66% 92.46% -10.32%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 540.3M 58.20M 14.90M
YoY Change 1144.91% 290.6% -190.85%
NET CHANGE
Cash From Operating Activities 85.45M 24.10M 34.10M
Cash From Investing Activities -554.7M -81.99M -42.60M
Cash From Financing Activities 540.3M 58.20M 14.90M
Net Change In Cash 71.04M 312.0K 6.400M
YoY Change -456.99% -95.13% -204.92%
FREE CASH FLOW
Cash From Operating Activities $85.45M $24.10M $34.10M
Capital Expenditures -$10.41M -$10.58M -$7.400M
Free Cash Flow $95.87M $34.68M $41.50M
YoY Change 75.9% -16.42% -38.97%

Facts In Submission

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us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-11737000 USD
CY2021Q3 us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
0 USD
CY2020Q3 us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
0 USD
us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
0 USD
us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
1900000 USD
CY2021Q3 us-gaap Operating Expenses
OperatingExpenses
188793000 USD
CY2020Q3 us-gaap Operating Expenses
OperatingExpenses
185052000 USD
us-gaap Operating Expenses
OperatingExpenses
561528000 USD
us-gaap Operating Expenses
OperatingExpenses
584556000 USD
CY2021Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
44296000 USD
CY2020Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
17686000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
129372000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
100592000 USD
CY2021Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
10900000 USD
CY2020Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2624000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
33834000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
26739000 USD
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
33396000 USD
CY2020Q3 us-gaap Net Income Loss
NetIncomeLoss
15062000 USD
us-gaap Net Income Loss
NetIncomeLoss
95538000 USD
us-gaap Net Income Loss
NetIncomeLoss
73853000 USD
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.83
CY2020Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.36
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.34
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.78
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.82
CY2020Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.36
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.34
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.77
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
33396000 USD
CY2020Q3 us-gaap Net Income Loss
NetIncomeLoss
15062000 USD
us-gaap Net Income Loss
NetIncomeLoss
95538000 USD
us-gaap Net Income Loss
NetIncomeLoss
73853000 USD
CY2021Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
-9971000 USD
CY2020Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
7273000 USD
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
-7329000 USD
us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Before Reclassification And Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax
-67908000 USD
CY2021Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
23425000 USD
CY2020Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
22335000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
88209000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
5945000 USD
CY2020Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1283815000 USD
CY2021Q2 us-gaap Shares Paid For Tax Withholding For Share Based Compensation
SharesPaidForTaxWithholdingForShareBasedCompensation
28000 shares
CY2021Q1 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
-1663000 USD
CY2021Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
3625000 USD
CY2021Q1 us-gaap Net Income Loss
NetIncomeLoss
33715000 USD
CY2021Q2 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.27
CY2021Q1 us-gaap Dividends
Dividends
11097000 USD
CY2021Q1 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-12335000 USD
CY2021Q1 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
4967000 USD
CY2021Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1291093000 USD
CY2021Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1625000 USD
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
28427000 USD
CY2021Q3 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.30
CY2021Q2 us-gaap Dividends
Dividends
12308000 USD
CY2021Q2 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
14977000 USD
CY2021Q2 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
32998000 USD
CY2021Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1290816000 USD
CY2021Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
380000 USD
CY2021Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
2842000 USD
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
33396000 USD
CY2021Q3 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.30
CY2021Q3 us-gaap Dividends
Dividends
11998000 USD
CY2021Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-9971000 USD
CY2021Q3 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
11645000 USD
CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1293820000 USD
CY2019Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1350035000 USD
CY2020Q2 us-gaap Shares Paid For Tax Withholding For Share Based Compensation
SharesPaidForTaxWithholdingForShareBasedCompensation
46000 shares
CY2020Q1 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
-3327000 USD
CY2020Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
2851000 USD
CY2020Q1 us-gaap Net Income Loss
NetIncomeLoss
32918000 USD
CY2020Q2 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.27
CY2020Q1 us-gaap Dividends
Dividends
11268000 USD
CY2020Q1 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
-83503000 USD
CY2020Q1 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
80331000 USD
CY2020Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1207375000 USD
CY2020Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
2399000 USD
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
25873000 USD
CY2020Q3 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.27
CY2020Q2 us-gaap Dividends
Dividends
11189000 USD
CY2020Q2 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
8322000 USD
CY2020Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1232780000 USD
CY2020Q3 us-gaap Net Income Loss
NetIncomeLoss
15062000 USD
CY2020Q3 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.27
CY2020Q3 us-gaap Dividends
Dividends
11189000 USD
CY2020Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax
OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax
7273000 USD
CY2020Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
1243926000 USD
us-gaap Net Income Loss
NetIncomeLoss
95538000 USD
us-gaap Net Income Loss
NetIncomeLoss
73853000 USD
fcfs Non Cash Portion Of Credit Loss Provision
NonCashPortionOfCreditLossProvision
0 USD
fcfs Non Cash Portion Of Credit Loss Provision
NonCashPortionOfCreditLossProvision
-829000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
8092000 USD
us-gaap Share Based Compensation
ShareBasedCompensation
5250000 USD
fcfs Depreciation And Amortization Expense
DepreciationAndAmortizationExpense
32731000 USD
fcfs Depreciation And Amortization Expense
DepreciationAndAmortizationExpense
31424000 USD
us-gaap Amortization Of Financing Costs
AmortizationOfFinancingCosts
1223000 USD
us-gaap Amortization Of Financing Costs
AmortizationOfFinancingCosts
1219000 USD
us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
1640000 USD
us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
4649000 USD
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
0 USD
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-11737000 USD
us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
0 USD
us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
1900000 USD
us-gaap Deferred Income Taxes And Tax Credits
DeferredIncomeTaxesAndTaxCredits
5622000 USD
us-gaap Deferred Income Taxes And Tax Credits
DeferredIncomeTaxesAndTaxCredits
11401000 USD
fcfs Pawn Fees And Service Charges Receivable
PawnFeesAndServiceChargesReceivable
2302000 USD
fcfs Pawn Fees And Service Charges Receivable
PawnFeesAndServiceChargesReceivable
-8291000 USD
us-gaap Increase Decrease In Retail Related Inventories
IncreaseDecreaseInRetailRelatedInventories
25592000 USD
us-gaap Increase Decrease In Retail Related Inventories
IncreaseDecreaseInRetailRelatedInventories
-26628000 USD
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-229000 USD
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-75000 USD
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
16538000 USD
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
12971000 USD
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
4131000 USD
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-11203000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
137850000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
177366000 USD
us-gaap Payments For Proceeds From Loans Receivable
PaymentsForProceedsFromLoansReceivable
70637000 USD
us-gaap Payments For Proceeds From Loans Receivable
PaymentsForProceedsFromLoansReceivable
-145930000 USD
us-gaap Payments To Acquire Furniture And Fixtures
PaymentsToAcquireFurnitureAndFixtures
31608000 USD
us-gaap Payments To Acquire Furniture And Fixtures
PaymentsToAcquireFurnitureAndFixtures
27853000 USD
us-gaap Payments To Acquire Land Held For Use
PaymentsToAcquireLandHeldForUse
38256000 USD
us-gaap Payments To Acquire Land Held For Use
PaymentsToAcquireLandHeldForUse
20946000 USD
us-gaap Payments To Acquire Business Two Net Of Cash Acquired
PaymentsToAcquireBusinessTwoNetOfCashAcquired
49434000 USD
us-gaap Payments To Acquire Business Two Net Of Cash Acquired
PaymentsToAcquireBusinessTwoNetOfCashAcquired
9340000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-189935000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
87791000 USD
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
338000000 USD
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
221925000 USD
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
215000000 USD
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
520433000 USD
us-gaap Proceeds From Issuance Of Unsecured Debt
ProceedsFromIssuanceOfUnsecuredDebt
0 USD
us-gaap Proceeds From Issuance Of Unsecured Debt
ProceedsFromIssuanceOfUnsecuredDebt
500000000 USD
us-gaap Early Repayment Of Senior Debt
EarlyRepaymentOfSeniorDebt
0 USD
us-gaap Early Repayment Of Senior Debt
EarlyRepaymentOfSeniorDebt
300000000 USD
fcfs Repurchaseredemptionpremiumsonseniorunsecurednotes
Repurchaseredemptionpremiumsonseniorunsecurednotes
0 USD
fcfs Repurchaseredemptionpremiumsonseniorunsecurednotes
Repurchaseredemptionpremiumsonseniorunsecurednotes
-8781000 USD
us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
0 USD
us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
5285000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
49610000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
80331000 USD
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
380000 USD
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
0 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
1663000 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
3327000 USD
us-gaap Payments Of Dividends
PaymentsOfDividends
35403000 USD
us-gaap Payments Of Dividends
PaymentsOfDividends
33646000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
36704000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-229878000 USD
us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
EffectOfExchangeRateOnCashAndCashEquivalents
-562000 USD
us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
EffectOfExchangeRateOnCashAndCashEquivalents
-2962000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
-15943000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
32317000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
65850000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
46527000 USD
CY2021Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
49907000 USD
CY2020Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
78844000 USD
us-gaap Use Of Estimates
UseOfEstimates
The preparation of interim financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, and related revenue and expenses, and the disclosure of gain and loss contingencies at the date of the financial statements. Such estimates and assumptions are subject to a number of risks and uncertainties which may cause actual results to differ materially from the Company’s estimates.
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
Certain amounts in the consolidated statements of income and consolidated statements of cash flows for the nine months ended September 30, 2020 have been reclassified in order to conform to the 2021 presentation.
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
33396000 USD
CY2020Q3 us-gaap Net Income Loss
NetIncomeLoss
15062000 USD
us-gaap Net Income Loss
NetIncomeLoss
95538000 USD
us-gaap Net Income Loss
NetIncomeLoss
73853000 USD
CY2021Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
40453000 shares
CY2020Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
41440000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
40745000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
41597000 shares
CY2021Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
63000 shares
CY2020Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
96000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
44000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
41691000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
94000 shares
CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
40516000 shares
CY2020Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
41536000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
40789000 shares
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.83
CY2020Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.36
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.34
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.78
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.82
CY2020Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.36
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.34
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.77
CY2020Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P4Y1M6D
CY2021Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P4Y1M6D
CY2021Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.064
CY2020Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.072
CY2021Q3 us-gaap Foreign Currency Transaction Loss Before Tax
ForeignCurrencyTransactionLossBeforeTax
500000 USD
CY2020Q3 us-gaap Foreign Currency Transaction Gain Before Tax
ForeignCurrencyTransactionGainBeforeTax
400000 USD
us-gaap Foreign Currency Transaction Loss Before Tax
ForeignCurrencyTransactionLossBeforeTax
400000 USD
us-gaap Foreign Currency Transaction Loss Before Tax
ForeignCurrencyTransactionLossBeforeTax
3500000 USD
CY2021Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
31595000 USD
CY2020Q3 us-gaap Operating Lease Expense
OperatingLeaseExpense
30038000 USD
us-gaap Operating Lease Expense
OperatingLeaseExpense
94034000 USD
us-gaap Operating Lease Expense
OperatingLeaseExpense
90673000 USD
CY2021Q3 us-gaap Variable Lease Cost
VariableLeaseCost
4120000 USD
CY2020Q3 us-gaap Variable Lease Cost
VariableLeaseCost
3656000 USD
us-gaap Variable Lease Cost
VariableLeaseCost
11893000 USD
us-gaap Variable Lease Cost
VariableLeaseCost
10604000 USD
CY2021Q3 us-gaap Operating Lease Cost
OperatingLeaseCost
35715000 USD
CY2020Q3 us-gaap Operating Lease Cost
OperatingLeaseCost
33694000 USD
us-gaap Operating Lease Cost
OperatingLeaseCost
105927000 USD
us-gaap Operating Lease Cost
OperatingLeaseCost
101277000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
28216000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
99302000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
79255000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
55771000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
30568000 USD
CY2021Q3 fcfs Lessee Operating Lease Liability To Be Paid After Year Four
LesseeOperatingLeaseLiabilityToBePaidAfterYearFour
33062000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
326174000 USD
CY2021Q3 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
39054000 USD
CY2021Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
287120000 USD
us-gaap Operating Lease Payments
OperatingLeasePayments
85565000 USD
us-gaap Operating Lease Payments
OperatingLeasePayments
82473000 USD
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
78280000 USD
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
81151000 USD
CY2021Q3 us-gaap Long Term Debt
LongTermDebt
739499000 USD
CY2020Q3 us-gaap Long Term Debt
LongTermDebt
532775000 USD
CY2020Q4 us-gaap Long Term Debt
LongTermDebt
615916000 USD
CY2021Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
6500000 USD
CY2020Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
7200000 USD
CY2020Q4 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
7100000 USD
us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
1900000 USD
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
2 segment
CY2021Q3 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
268726000 USD
CY2021Q3 fcfs Pawn Loan Fees
PawnLoanFees
121365000 USD
CY2021Q3 fcfs Wholesale Scrap Jewelry Revenue
WholesaleScrapJewelryRevenue
9583000 USD
CY2021Q3 us-gaap Revenues
Revenues
399674000 USD
CY2021Q3 us-gaap Cost Of Goods And Services Sold
CostOfGoodsAndServicesSold
158057000 USD
CY2021Q3 fcfs Cost Of Wholesale Scrap Jewelry Sold
CostOfWholesaleScrapJewelrySold
8528000 USD
CY2021Q3 us-gaap Cost Of Revenue
CostOfRevenue
166585000 USD
CY2021Q3 us-gaap Gross Profit
GrossProfit
233089000 USD
CY2021Q3 us-gaap Operating Costs And Expenses
OperatingCostsAndExpenses
138619000 USD
CY2021Q3 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
30208000 USD
CY2021Q3 us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
11217000 USD
CY2021Q3 us-gaap Interest Expense
InterestExpense
7961000 USD
CY2021Q3 us-gaap Investment Income Interest
InvestmentIncomeInterest
143000 USD
CY2021Q3 fcfs Business Combination Acquisition And Integration Related Costs
BusinessCombinationAcquisitionAndIntegrationRelatedCosts
12000 USD
CY2021Q3 us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-558000 USD
CY2021Q3 us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
361000 USD
CY2021Q3 us-gaap Operating Expenses
OperatingExpenses
188793000 USD
CY2021Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
44296000 USD
CY2020Q3 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
234982000 USD
CY2020Q3 fcfs Pawn Loan Fees
PawnLoanFees
99570000 USD
CY2020Q3 fcfs Wholesale Scrap Jewelry Revenue
WholesaleScrapJewelryRevenue
25281000 USD
CY2020Q3 fcfs Consumer Loan And Credit Services Fees
ConsumerLoanAndCreditServicesFees
57000 USD
CY2020Q3 us-gaap Revenues
Revenues
359890000 USD
CY2020Q3 us-gaap Cost Of Goods And Services Sold
CostOfGoodsAndServicesSold
137230000 USD
CY2020Q3 fcfs Cost Of Wholesale Scrap Jewelry Sold
CostOfWholesaleScrapJewelrySold
19818000 USD
CY2020Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
104000 USD
CY2020Q3 us-gaap Cost Of Revenue
CostOfRevenue
157152000 USD
CY2020Q3 us-gaap Gross Profit
GrossProfit
202738000 USD
CY2020Q3 us-gaap Operating Costs And Expenses
OperatingCostsAndExpenses
132061000 USD
CY2020Q3 us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
24354000 USD
CY2020Q3 us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
10426000 USD
CY2020Q3 us-gaap Interest Expense
InterestExpense
6561000 USD
CY2020Q3 us-gaap Investment Income Interest
InvestmentIncomeInterest
499000 USD
CY2020Q3 fcfs Business Combination Acquisition And Integration Related Costs
BusinessCombinationAcquisitionAndIntegrationRelatedCosts
7000 USD
CY2020Q3 us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
432000 USD
CY2020Q3 us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
837000 USD
CY2020Q3 us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-11737000 USD
CY2020Q3 us-gaap Operating Expenses
OperatingExpenses
185052000 USD
CY2020Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
17686000 USD
us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
806335000 USD
fcfs Pawn Loan Fees
PawnLoanFees
346796000 USD
fcfs Wholesale Scrap Jewelry Revenue
WholesaleScrapJewelryRevenue
44060000 USD
us-gaap Revenues
Revenues
1197191000 USD
us-gaap Cost Of Goods And Services Sold
CostOfGoodsAndServicesSold
468634000 USD
fcfs Cost Of Wholesale Scrap Jewelry Sold
CostOfWholesaleScrapJewelrySold
37657000 USD
us-gaap Cost Of Revenue
CostOfRevenue
506291000 USD
us-gaap Gross Profit
GrossProfit
690900000 USD
us-gaap Operating Costs And Expenses
OperatingCostsAndExpenses
415071000 USD
us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
88605000 USD
us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
32731000 USD
us-gaap Interest Expense
InterestExpense
22389000 USD
us-gaap Investment Income Interest
InvestmentIncomeInterest
420000 USD
fcfs Business Combination Acquisition And Integration Related Costs
BusinessCombinationAcquisitionAndIntegrationRelatedCosts
1264000 USD
us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-248000 USD
us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
1640000 USD
us-gaap Operating Expenses
OperatingExpenses
561528000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
129372000 USD
us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
819011000 USD
fcfs Pawn Loan Fees
PawnLoanFees
343675000 USD
fcfs Wholesale Scrap Jewelry Revenue
WholesaleScrapJewelryRevenue
74437000 USD
fcfs Consumer Loan And Credit Services Fees
ConsumerLoanAndCreditServicesFees
2003000 USD
us-gaap Revenues
Revenues
1239126000 USD
us-gaap Cost Of Goods And Services Sold
CostOfGoodsAndServicesSold
493436000 USD
fcfs Cost Of Wholesale Scrap Jewelry Sold
CostOfWholesaleScrapJewelrySold
61022000 USD
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-480000 USD
us-gaap Cost Of Revenue
CostOfRevenue
553978000 USD
us-gaap Gross Profit
GrossProfit
685148000 USD
us-gaap Operating Costs And Expenses
OperatingCostsAndExpenses
426612000 USD
us-gaap General And Administrative Expense
GeneralAndAdministrativeExpense
85642000 USD
us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
31424000 USD
us-gaap Interest Expense
InterestExpense
21953000 USD
us-gaap Investment Income Interest
InvestmentIncomeInterest
1209000 USD
fcfs Business Combination Acquisition And Integration Related Costs
BusinessCombinationAcquisitionAndIntegrationRelatedCosts
209000 USD
us-gaap Foreign Currency Transaction Gain Loss Before Tax
ForeignCurrencyTransactionGainLossBeforeTax
-1639000 USD
us-gaap Operating Lease Impairment Loss
OperatingLeaseImpairmentLoss
4649000 USD
us-gaap Gains Losses On Extinguishment Of Debt
GainsLossesOnExtinguishmentOfDebt
-11737000 USD
us-gaap Other Asset Impairment Charges
OtherAssetImpairmentCharges
1900000 USD
us-gaap Operating Expenses
OperatingExpenses
584556000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
100592000 USD

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