FDCTech Inc (OTC: FDCT) is a financial technology company that provides margin brokerage, wealth management, proprietary trading technology, and payment intermediary services to retail and institutional clients globally. Revenue is generated through commissions, swaps, profit from trading, net floating profit, technology licensing fees, and financial advisory fees across four operating segments. The brokerage segment, operated through three European and offshore subsidiaries, accounted for 67% of total revenue in FY2025. Total revenues reached $34,959,399 in FY2025, a 29.8% increase from FY2024, driven by Technology and Software growth and the acquisition of Alchemy International Ltd. The company holds regulatory licenses from the Malta Financial Services Authority, the UK Financial Conduct Authority, the Australian Securities and Investments Commission, and the Seychelles Financial Services Authority. Net income attributable to FDCTech shareholders was $5,783,223 in FY2025, compared to a loss of $18,781 in FY2024 (restated). Cash on hand was $17,669,749 as of December 31, 2025.

Revenue model

Brokerage revenue (67% of total revenue, FY2025) from commissions, swaps, profit from trading, and net floating profit on OTC and exchange-traded instruments. Technology segment revenue from licensing the Condor Trading Technology suite, custom software development, and consulting. Wealth management revenue from advisory and licensing fees through AD Advisory Services Pty Ltd. in Australia. Payment intermediary services through Xoala Asia are in early-stage development as of the FY2025 filing.

Products and services

Margin brokerage services covering spot forex, precious metals, spread bets, CFDs on currencies, commodities, indices, equities, cryptocurrencies, bonds, and OTC options. Condor Pro Multi-Asset Trading Platform and Condor Risk Management back-office system, licensed to brokerages and financial institutions. Turnkey brokerage solutions including Start-Your-Own Brokerage and Start-Your-Own Prime Brokerage packages. Wealth management and financial planning services through AD Advisory Services Pty Ltd., with more than $530 million in funds under advice as of December 31, 2024. Payment gateway, merchant acquiring, and cross-border remittance capabilities under development through Xoala Asia, which holds a Payment Intermediary Services license from the Financial Services Commission of Mauritius.

Customers and end markets

Retail individual traders and institutional clients accessing global FX, CFD, and multi-asset markets. Brokerages and financial institutions seeking to license or replace legacy trading and risk technology. Financial advisers and accountants operating under the AD Advisory Services licensing network in Australia. Entrepreneurs and emerging brokerages seeking turnkey regulatory and technology infrastructure.

Value-chain role

Operates as both a direct margin broker (front-end client-facing brokerage) and a technology and infrastructure provider to third-party brokerages. Provides regulatory umbrella arrangements, liquidity access, back-office risk systems, and compliance infrastructure to smaller brokers and new entrants.

Geographic exposure

Europe via Alchemy Markets Ltd. (Malta, MFSA-licensed) and Alchemy Prime Ltd. (UK, FCA-licensed). Seychelles via Alchemy International Ltd. (FSA-licensed). Australia via AD Advisory Services Pty Ltd. (ASIC-licensed). Mauritius via Xoala Asia (FSC-licensed). Technology operations through FDCTech and Alchemytech Ltd. in Cyprus.

Competitors

MetaQuotes (MetaTrader 4/5), Spotware (cTrader), Devexperts (DXtrade), AMP, IOOF, Insignia Financial, PayPal, Wise, Western Union, Visa, Mastercard

Source: SEC 10-K, filed 2026-04-17

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