|
Q4 FY2025
As of Dec 31, 2025
|
Q4 FY2024
As of Dec 31, 2024
|
Q4 FY2023
As of Dec 31, 2023
|
Q4 FY2022
As of Dec 31, 2022
|
Q4 FY2021
As of Dec 31, 2021
|
Q4 FY2020
As of Dec 31, 2020
|
Q4 FY2019
As of Dec 31, 2019
|
Q4 FY2018
As of Dec 31, 2018
|
Q4 FY2017
As of Dec 31, 2017
|
|
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Cash and cash equivalents | |||||||||
| Restricted cash | |||||||||
| Short-term investments | |||||||||
| Accounts receivable and contract assets, net of credit loss allowance for accounts receivable and contract assets of RMB290,267 and RMB340,816 as of December 31, 2024 and 2025, respectively | |||||||||
| Quality assurance receivable, net of credit loss allowance for quality assurance receivable of RMB374,304 and RMB529,392 as of December 31, 2022 and 2023, respectively | |||||||||
| Quality assurance receivable, net of credit loss allowance for quality assurance receivable of RMB426,949 and RMB581,475 as of December 31, 2024 and 2025, respectively | |||||||||
| Loans receivable, net of credit loss allowance for loans receivable of RMB226,467 and RMB544,905 as of December 31, 2024 and 2025, respectively | |||||||||
| Property, equipment and software, net | |||||||||
| Right of use assets | |||||||||
| Intangible assets | |||||||||
| Goodwill | |||||||||
| Loans receivable, net of credit loss allowance for loans receivable of RMB294,355 and RMB214,550 as of December 31, 2022 and 2023, respectively | |||||||||
| Investment in equity investees | |||||||||
| Investments | |||||||||
| Deferred tax assets | |||||||||
| Prepaid expenses and other assets | |||||||||
| Amounts due from related parties (including amounts due to related parties of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB952 and RMB20,343 as of December 31, 2024 and 2025, respectively) | |||||||||
| Related Party | |||||||||
| Total amounts due from related parties (including amounts due to related parties of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB952 and RMB20,343 as of December 31, 2024 and 2025, respectively) | |||||||||
| Total assets | |||||||||
| Liabilities and Shareholders’ Equity: | |||||||||
| Deferred guarantee income (including deferred guarantee income of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB1,283,000 and RMB893,602 as of December 31, 2024 and 2025, respectively) | |||||||||
| Liability from quality assurance commitment (including liability from quality assurance commitment of the consolidated VIE and VIE's subsidiaries including consolidated trusts without recourse to the Company of RMB3,239,835 and RMB2,985,013 as of December 31, 2022 and 2023, respectively) | |||||||||
| Liability from quality assurance commitment | |||||||||
| Payroll and welfare payable (including payroll and welfare payable of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB153,686 and RMB179,883 as of December 31, 2024 and 2025, respectively) | |||||||||
| Taxes payable (including taxes payable of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB561,475 and RMB43,657 as of December 31, 2024 and 2025, respectively) | |||||||||
| Funds payable to investors of consolidated trusts (including funds payable to investors of consolidated trusts of the consolidated VIE and VIE's subsidiaries including consolidated trusts without recourse to the Company of RMB1,845,210 and RMB436,322 as of December 31, 2022 and 2023, respectively) | |||||||||
| Funds payable to investors of consolidated trusts (including funds payable to investors of consolidated trusts of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB793,720 and RMB778,531 as of December 31, 2024 and 2025, respectively) | |||||||||
| Contract liabilities (including contract liabilities of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB10,185 and RMB226 as of December 31, 2024 and 2025, respectively) | |||||||||
| Short-term borrowings | |||||||||
| Amounts due to related parties (including amounts due to related parties of the consolidated VIE and VIE's subsidiaries including consolidated trusts without recourse to the Company of RMB1,000 and RMB134 as of December 31, 2022 and 2023, respectively) | |||||||||
| Amounts due to related parties (including amounts due to related parties of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB130 and RMB5,809 as of December 31, 2024 and 2025, respectively) | |||||||||
| Leasing liabilities (including leasing liabilities of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB22,673 and RMB26,420 as of December 31, 2024 and 2025, respectively) | |||||||||
| Deferred tax liabilities (including deferred tax liabilities of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB112,604 and RMB238,650 as of December 31, 2024 and 2025, respectively) | |||||||||
| Accrued expenses and other liabilities (including accrued expenses and other liabilities of the consolidated VIE and VIE’s subsidiaries including consolidated trusts without recourse to the Company of RMB878,881 and RMB967,257 as of December 31, 2024 and 2025, respectively) | |||||||||
| Convertible senior notes | |||||||||
| Long-term borrowings | |||||||||
| Total liabilities | |||||||||
| FinVolution Group shareholders’ equity: | |||||||||
| Ordinary shares | |||||||||
| Common Class A | |||||||||
| Common Class B | |||||||||
| Additional paid-in capital | |||||||||
| Treasury stock (283,820,445 and 333,628,335 shares as of December 31, 2024 and 2025, respectively) | |||||||||
| Statutory reserves | |||||||||
| Accumulated other comprehensive income | |||||||||
| Retained earnings | |||||||||
| Total FinVolution Group shareholders’ equity | |||||||||
| Non-controlling interest | |||||||||
| Total shareholders’equity | |||||||||
| Total liabilities and shareholders’ equity | |||||||||
Loading...