$FISI
FINANCIAL INSTITUTIONS INC

2024 Q2 Form 10-Q Financial Statement

#000095017024053540 Filed on May 06, 2024

View on sec.gov

Income Statement

Concept 2024 Q2 2024 Q1
Revenue $78.79M $78.41M
YoY Change 10.79% 22.96%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.867M $2.027M
YoY Change -7.67% -1.98%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $37.60M $38.33M
YoY Change 30.64% 74.58%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $30.15M $2.426M
YoY Change 79.54% -83.68%
Income Tax $4.517M $356.0K
% Of Pretax Income 14.98% 14.67%
Net Earnings $25.27M $1.705M
YoY Change 80.35% -85.9%
Net Earnings / Revenue 32.07% 2.17%
Basic Earnings Per Share $1.64 $0.11
Diluted Earnings Per Share $1.62 $0.11
COMMON SHARES
Basic Shares Outstanding 15.45M 15.41M
Diluted Shares Outstanding 15.56M 15.54M

Balance Sheet

Concept 2024 Q2 2024 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $146.3M $237.0M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $39.52M $39.80M
YoY Change -2.85% -4.35%
Goodwill $58.12M $67.07M
YoY Change -13.34% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $6.132B $6.299B
YoY Change -0.16% 5.56%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $33.61M $33.68M
YoY Change -0.07% 1.6%
Deferred Revenue
YoY Change
Short-Term Debt $202.0M $133.0M
YoY Change -45.99% 14.66%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $202.0M $133.0M
YoY Change -45.99% 301.23%
LONG-TERM LIABILITIES
Long-Term Debt $124.7M $124.6M
YoY Change 0.25% 0.25%
Other Long-Term Liabilities $204.1M $198.5M
YoY Change 12.03% 53.38%
Total Long-Term Liabilities $328.8M $323.1M
YoY Change 7.25% 27.35%
TOTAL LIABILITIES
Total Short-Term Liabilities $202.0M $133.0M
Total Long-Term Liabilities $328.8M $323.1M
Total Liabilities $5.664B $5.853B
YoY Change -0.9% 5.57%
SHAREHOLDERS EQUITY
Retained Earnings $469.4M $448.8M
YoY Change 7.21% 4.74%
Common Stock $161.0K $161.0K
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $18.12M $18.85M
YoY Change -11.27% -11.01%
Treasury Stock Shares
Shareholders Equity $467.7M $445.7M
YoY Change
Total Liabilities & Shareholders Equity $6.132B $6.299B
YoY Change -0.16% 5.56%

Cashflow Statement

Concept 2024 Q2 2024 Q1
OPERATING ACTIVITIES
Net Income $25.27M $1.705M
YoY Change 80.35% -85.9%
Depreciation, Depletion And Amortization $1.867M $2.027M
YoY Change -7.67% -1.98%
Cash From Operating Activities $35.67M $12.29M
YoY Change 332.25% 87.29%
INVESTING ACTIVITIES
Capital Expenditures $951.0K $1.174M
YoY Change 147.66% 38.44%
Acquisitions
YoY Change
Other Investing Activities $74.01M -$24.99M
YoY Change -164.82% -84.74%
Cash From Investing Activities $73.06M -$26.16M
YoY Change -163.78% -84.1%
FINANCING ACTIVITIES
Cash Dividend Paid $4.982M
YoY Change 3.55%
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -199.4M 126.5M
YoY Change -236.06% -24.5%
NET CHANGE
Cash From Operating Activities 35.67M 12.29M
Cash From Investing Activities 73.06M -26.16M
Cash From Financing Activities -199.4M 126.5M
Net Change In Cash -90.69M 112.6M
YoY Change -325.18% 1084.22%
FREE CASH FLOW
Cash From Operating Activities $35.67M $12.29M
Capital Expenditures $951.0K $1.174M
Free Cash Flow $34.72M $11.12M
YoY Change 341.26% 94.54%

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PreferredStockDividendsIncomeStatementImpact
365000
CY2024Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1705000
CY2023Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
11724000
CY2024Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.11
CY2023Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.76
CY2024Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.11
CY2023Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.76
CY2024Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.3
CY2023Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.3
CY2024Q1 us-gaap Net Income Loss
NetIncomeLoss
2070000
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
12089000
CY2024Q1 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-7164000
CY2023Q1 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
10634000
CY2024Q1 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax
675000
CY2023Q1 us-gaap Other Comprehensive Income Loss Cash Flow Hedge Gain Loss After Reclassification And Tax
OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax
-663000
CY2024Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-166000
CY2023Q1 us-gaap Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax
OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax
-144000
CY2024Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-6323000
CY2023Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
10115000
CY2024Q1 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-4253000
CY2023Q1 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
22204000
CY2023Q4 us-gaap Stockholders Equity
StockholdersEquity
454796000
CY2024Q1 us-gaap Net Income Loss
NetIncomeLoss
2070000
CY2024Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-6323000
CY2024Q1 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
393000
CY2024Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
569000
CY2024Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.3
CY2024Q1 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4620000
CY2024Q1 us-gaap Stockholders Equity
StockholdersEquity
445734000
CY2022Q4 us-gaap Stockholders Equity
StockholdersEquity
405605000
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
12089000
CY2023Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
10115000
CY2023Q1 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
561000
CY2023Q1 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
551000
CY2023Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.3
CY2023Q1 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4611000
CY2023Q1 us-gaap Stockholders Equity
StockholdersEquity
422823000
CY2024Q1 us-gaap Profit Loss
ProfitLoss
2070000
CY2023Q1 us-gaap Profit Loss
ProfitLoss
12089000
CY2024Q1 us-gaap Depreciation And Amortization
DepreciationAndAmortization
2027000
CY2023Q1 us-gaap Depreciation And Amortization
DepreciationAndAmortization
2068000
CY2024Q1 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-718000
CY2023Q1 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-882000
CY2024Q1 fisi Provision For Credit Losses
ProvisionForCreditLosses
-5456000
CY2023Q1 fisi Provision For Credit Losses
ProvisionForCreditLosses
4214000
CY2024Q1 us-gaap Share Based Compensation
ShareBasedCompensation
569000
CY2023Q1 us-gaap Share Based Compensation
ShareBasedCompensation
551000
CY2024Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
3761000
CY2023Q1 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
417000
CY2024Q1 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
5853000
CY2023Q1 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
3416000
CY2024Q1 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
4899000
CY2023Q1 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
3436000
CY2024Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
1298000
CY2023Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
994000
CY2024Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
88000
CY2023Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
112000
CY2024Q1 us-gaap Gain Loss On Sale Of Other Assets
GainLossOnSaleOfOtherAssets
-13000
CY2023Q1 us-gaap Gain Loss On Sale Of Other Assets
GainLossOnSaleOfOtherAssets
39000
CY2024Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
6240000
CY2023Q1 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-8319000
CY2024Q1 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
15260000
CY2023Q1 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-20813000
CY2024Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
12290000
CY2023Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
6562000
CY2024Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
64613000
CY2023Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
0
CY2024Q1 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
406000
CY2023Q1 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
898000
CY2024Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
18298000
CY2023Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
22461000
CY2024Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
4783000
CY2023Q1 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
9704000
CY2024Q1 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-16972000
CY2023Q1 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
194972000
CY2024Q1 fisi Payments For Proceeds From Life Insurance Policies1
PaymentsForProceedsFromLifeInsurancePolicies1
24000
CY2023Q1 fisi Payments For Proceeds From Life Insurance Policies1
PaymentsForProceedsFromLifeInsurancePolicies1
12000
CY2024Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1174000
CY2023Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
848000
CY2024Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-26164000
CY2023Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-164565000
CY2024Q1 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
183845000
CY2023Q1 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
211883000
CY2024Q1 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-52000000
CY2023Q1 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-89000000
CY2024Q1 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
0
CY2023Q1 us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
50000000
CY2024Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
393000
CY2023Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
561000
CY2024Q1 us-gaap Payments Of Dividends
PaymentsOfDividends
4982000
CY2023Q1 us-gaap Payments Of Dividends
PaymentsOfDividends
4811000
CY2024Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
126470000
CY2023Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
167511000
CY2024Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
112596000
CY2023Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
9508000
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
124442000
CY2022Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
130466000
CY2024Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
237038000
CY2023Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
139974000
CY2024Q1 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
4985000
CY2023Q1 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
4976000
CY2024Q1 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="font-size:10pt;margin-top:6pt;font-family:Times New Roman;margin-bottom:0;text-align:justify;"><span style="color:#000000;white-space:pre-wrap;font-weight:bold;font-size:10pt;font-family:Times New Roman;min-width:fit-content;">Reclassifications</span></p><p style="font-size:10pt;margin-top:4pt;font-family:Times New Roman;margin-bottom:0;text-align:justify;"><span style="color:#000000;white-space:pre-wrap;font-size:10pt;font-family:Times New Roman;min-width:fit-content;">Certain reclassifications of previously reported amounts have been made to conform to the current year’s presentation. Such reclassifications did not impact net income or shareholders’ equity as previously reported.</span></p>
CY2024Q1 us-gaap Use Of Estimates
UseOfEstimates
<p style="font-size:10pt;margin-top:6pt;font-family:Times New Roman;margin-bottom:0;text-align:justify;"><span style="color:#000000;white-space:pre-wrap;font-weight:bold;font-size:10pt;font-family:Times New Roman;min-width:fit-content;">Use of Estimates</span></p><p style="font-size:10pt;margin-top:4pt;font-family:Times New Roman;margin-bottom:0;text-align:justify;"><span style="color:#000000;white-space:pre-wrap;font-size:10pt;font-family:Times New Roman;min-width:fit-content;">The preparation of these financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Material estimates relate to the determination of the allowance for credit losses, the carrying value of goodwill and deferred tax assets, and assumptions used in the defined benefit pension plan accounting.</span></p>
CY2024Q1 us-gaap Interest Paid Net
InterestPaidNet
46143000
CY2023Q1 us-gaap Interest Paid Net
InterestPaidNet
28666000
CY2024Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
0
CY2023Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1134000
CY2024Q1 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
142000
CY2023Q1 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
101000
CY2024Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1705000
CY2023Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
11724000
CY2024Q1 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
16100000
CY2023Q1 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
16100000
CY2024Q1 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
10000
CY2023Q1 us-gaap Weighted Average Number Of Shares Restricted Stock
WeightedAverageNumberOfSharesRestrictedStock
6000
CY2024Q1 us-gaap Weighted Average Number Of Shares Treasury Stock
WeightedAverageNumberOfSharesTreasuryStock
687000
CY2023Q1 us-gaap Weighted Average Number Of Shares Treasury Stock
WeightedAverageNumberOfSharesTreasuryStock
746000
CY2024Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
15403000
CY2023Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
15348000
CY2024Q1 fisi Incremental Common Shares Attributable To Vesting Of Restricted Stock Awards
IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards
140000
CY2023Q1 fisi Incremental Common Shares Attributable To Vesting Of Restricted Stock Awards
IncrementalCommonSharesAttributableToVestingOfRestrictedStockAwards
87000
CY2024Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
15543000
CY2023Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
15435000
CY2024Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.11
CY2023Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.76
CY2024Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.11
CY2023Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.76
CY2024Q1 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
1083669000
CY2024Q1 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
938000
CY2024Q1 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
160846000
CY2024Q1 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
923761000
CY2024Q1 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
143717000
CY2024Q1 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
33000
CY2024Q1 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
12481000
CY2024Q1 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
131269000
CY2024Q1 fisi Allowance For Credit Losses Amortized Cost
AllowanceForCreditLossesAmortizedCost
3000
CY2024Q1 fisi Held To Maturity Securities Net
HeldToMaturitySecuritiesNet
143714000
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
1037990000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
1286000
CY2023Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
151546000
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
887730000
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
148160000
CY2023Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
34000
CY2023Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
11164000
CY2023Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
137030000
CY2023Q4 fisi Allowance For Credit Losses Amortized Cost
AllowanceForCreditLossesAmortizedCost
4000
CY2023Q4 fisi Held To Maturity Securities Net
HeldToMaturitySecuritiesNet
148156000
CY2024Q1 fisi Debt Securities Available For Sale And Held To Maturity Restricted
DebtSecuritiesAvailableForSaleAndHeldToMaturityRestricted
1020000000.00
CY2023Q4 fisi Debt Securities Available For Sale And Held To Maturity Restricted
DebtSecuritiesAvailableForSaleAndHeldToMaturityRestricted
845200000
CY2024Q1 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2023Q1 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
64727000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
64726000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
40836000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
37238000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
131967000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
116668000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
846139000
CY2024Q1 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
705129000
CY2024Q1 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
1083669000
CY2024Q1 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
923761000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
25506000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
25331000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
28882000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
28036000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
29400000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
26387000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
59929000
CY2024Q1 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
51515000
CY2024Q1 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
143717000
CY2024Q1 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
131269000
CY2024Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
64697000
CY2024Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
1000
CY2024Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
809521000
CY2024Q1 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
160845000
CY2024Q1 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
874218000
CY2024Q1 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
160846000
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
64697000
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
1000
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
809521000
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
160845000
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue
874218000
CY2024Q1 fisi Investment Securities Accumulated Unrecognized Holding Loss
InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss
160846000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
8000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
0
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
835522000
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
151546000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
835530000
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
151546000
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
8000
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
InvestmentSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
0
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
835522000
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
InvestmentSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
151546000
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionFairValue
835530000
CY2023Q4 fisi Investment Securities Accumulated Unrecognized Holding Loss
InvestmentSecuritiesAccumulatedUnrecognizedHoldingLoss
151546000
CY2024Q1 fisi Investment Securities In Unrealized Loss Position Number Of Positions
InvestmentSecuritiesInUnrealizedLossPositionNumberOfPositions
201
CY2023Q4 fisi Investment Securities In Unrealized Loss Position Number Of Positions
InvestmentSecuritiesInUnrealizedLossPositionNumberOfPositions
201
CY2024Q1 fisi Investment Securities In Unrealized Loss Positions Twelve Months Or Longer Qualitative Disclosure Number Of Positions
InvestmentSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions
197
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
809500000
CY2024Q1 fisi Investment Securities In Unrealized Loss Positions Less Than Twelve Months Qualitative Disclosure Number Of Positions
InvestmentSecuritiesInUnrealizedLossPositionsLessThanTwelveMonthsQualitativeDisclosureNumberOfPositions
4
CY2024Q1 fisi Investment Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
64700000
CY2023Q4 fisi Investment Securities In Unrealized Loss Positions Twelve Months Or Longer Qualitative Disclosure Number Of Positions
InvestmentSecuritiesInUnrealizedLossPositionsTwelveMonthsOrLongerQualitativeDisclosureNumberOfPositions
198
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
835500000
CY2023Q4 fisi Investment Securities In Unrealized Loss Positions Less Than Twelve Months Qualitative Disclosure Number Of Positions
InvestmentSecuritiesInUnrealizedLossPositionsLessThanTwelveMonthsQualitativeDisclosureNumberOfPositions
3
CY2023Q4 fisi Investment Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
InvestmentSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
8000
CY2024Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
0
CY2023Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
0
CY2024Q1 fisi Internally Rated Held To Maturity Securities
InternallyRatedHeldToMaturitySecurities
4100000
CY2023Q4 fisi Internally Rated Held To Maturity Securities
InternallyRatedHeldToMaturitySecurities
4200000
CY2024Q1 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
4397864000
CY2024Q1 fisi Loans And Leases Receivable Deferred Loan Fees Costs
LoansAndLeasesReceivableDeferredLoanFeesCosts
-44182000
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LoansAndLeasesReceivableNetOfDeferredIncome
4442046000
CY2024Q1 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
43075000
CY2024Q1 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
4398971000
CY2023Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
4416251000
CY2023Q4 fisi Loans And Leases Receivable Deferred Loan Fees Costs
LoansAndLeasesReceivableDeferredLoanFeesCosts
-45888000
CY2023Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
4462139000
CY2023Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
51082000
CY2023Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
4411057000
CY2024Q1 fisi Residential Real Estate Mortgages Serviced For Others
ResidentialRealEstateMortgagesServicedForOthers
268700000
CY2023Q4 fisi Residential Real Estate Mortgages Serviced For Others
ResidentialRealEstateMortgagesServicedForOthers
269400000
CY2024Q1 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
26694000
CY2024Q1 us-gaap Notes Receivable Gross
NotesReceivableGross
4397864000
CY2024Q1 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
21053000
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
26639000
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
4416251000
CY2023Q4 us-gaap Financing Receivable Nonaccrual No Allowance
FinancingReceivableNonaccrualNoAllowance
21316000
CY2024Q1 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0
CY2023Q1 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0
CY2024Q1 us-gaap Interest Income Operating
InterestIncomeOperating
132000
CY2023Q1 us-gaap Interest Income Operating
InterestIncomeOperating
122000
CY2024Q1 fisi Collateral Dependent Loans On Business Assets
CollateralDependentLoansOnBusinessAssets
7260000
CY2024Q1 fisi Collateral Dependent Loans On Real Property
CollateralDependentLoansOnRealProperty
25808000
CY2024Q1 fisi Collateral Dependent Loans
CollateralDependentLoans
33068000
CY2024Q1 fisi Collateral Dependent Loan With Specific Reserve
CollateralDependentLoanWithSpecificReserve
2314000
CY2023Q4 fisi Collateral Dependent Loans On Business Assets
CollateralDependentLoansOnBusinessAssets
8698000
CY2023Q4 fisi Collateral Dependent Loans On Real Property
CollateralDependentLoansOnRealProperty
31575000
CY2023Q4 fisi Collateral Dependent Loans
CollateralDependentLoans
40273000
CY2023Q4 fisi Collateral Dependent Loan With Specific Reserve
CollateralDependentLoanWithSpecificReserve
2757000
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
51082000
CY2024Q1 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
6511000
CY2024Q1 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
3390000
CY2024Q1 fisi Financing Receivable Allowance For Loan Losses Provision Credit
FinancingReceivableAllowanceForLoanLossesProvisionCredit
-4886000
CY2024Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
43075000
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
45413000
CY2023Q1 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
5108000
CY2023Q1 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
3019000
CY2023Q1 fisi Financing Receivable Allowance For Loan Losses Provision Credit
FinancingReceivableAllowanceForLoanLossesProvisionCredit
4204000
CY2023Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
47528000
CY2024Q1 us-gaap Lessee Operating Lease Description
LesseeOperatingLeaseDescription
The Company is obligated under a number of non-cancellable operating lease agreements for land, buildings and equipment with terms, including renewal options reasonably certain to be exercised, extending through 2061
CY2024Q1 us-gaap Lessee Operating Sublease Option To Extend
LesseeOperatingSubleaseOptionToExtend
Two building leases were subleased with terms that extended through December 31, 2024.
CY2024Q1 fisi Number Of Buildings Subleased
NumberOfBuildingsSubleased
2
CY2024Q1 fisi Operating Lease Right Of Use Asset Gross
OperatingLeaseRightOfUseAssetGross
38978000
CY2023Q4 fisi Operating Lease Right Of Use Asset Gross
OperatingLeaseRightOfUseAssetGross
38684000
CY2024Q1 fisi Operating Lease Right Of Use Asset Accumulated Amortization
OperatingLeaseRightOfUseAssetAccumulatedAmortization
7594000
CY2023Q4 fisi Operating Lease Right Of Use Asset Accumulated Amortization
OperatingLeaseRightOfUseAssetAccumulatedAmortization
7160000
CY2024Q1 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
31384000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
31524000
CY2024Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
33680000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
33788000
CY2024Q1 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P20Y4M24D
CY2024Q1 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0391
CY2024Q1 us-gaap Operating Lease Cost
OperatingLeaseCost
774000
CY2023Q1 us-gaap Operating Lease Cost
OperatingLeaseCost
776000
CY2024Q1 us-gaap Variable Lease Cost
VariableLeaseCost
106000
CY2023Q1 us-gaap Variable Lease Cost
VariableLeaseCost
117000
CY2024Q1 us-gaap Sublease Income
SubleaseIncome
30000
CY2023Q1 us-gaap Sublease Income
SubleaseIncome
24000
CY2024Q1 us-gaap Lease Cost
LeaseCost
850000
CY2023Q1 us-gaap Lease Cost
LeaseCost
869000
CY2024Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
754000
CY2023Q1 us-gaap Operating Lease Payments
OperatingLeasePayments
690000
CY2024Q1 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
328000
CY2023Q1 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
323000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due Next Rolling Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextRollingTwelveMonths
2231000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Two
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearTwo
2887000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Three
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearThree
2733000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Four
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFour
2705000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due In Rolling Year Five
LesseeOperatingLeaseLiabilityPaymentsDueInRollingYearFive
2421000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due After Rolling Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterRollingYearFive
37013000
CY2024Q1 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
49990000
CY2024Q1 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
16310000
CY2024Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
33680000
CY2024Q1 us-gaap Goodwill
Goodwill
67100000
CY2023Q4 us-gaap Goodwill
Goodwill
67100000
CY2024Q1 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
217000
CY2023Q1 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
234000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year
FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear
622000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
766000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
694000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
623000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
551000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseYearFive
479000
CY2024Q1 us-gaap Finite Lived Intangible Assets Amortization Expense After Year Five
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive
1481000
CY2024Q1 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
5216000
CY2024Q1 fisi Tax Credit Investments
TaxCreditInvestments
66593000
CY2023Q4 fisi Tax Credit Investments
TaxCreditInvestments
68253000
CY2024Q1 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
47150000
CY2023Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
48733000
CY2024Q1 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
51229000
CY2023Q4 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
43506000
CY2024Q1 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
31384000
CY2023Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
31524000
CY2024Q1 us-gaap Federal Home Loan Bank Stock And Federal Reserve Bank Stock
FederalHomeLoanBankStockAndFederalReserveBankStock
15042000
CY2023Q4 us-gaap Federal Home Loan Bank Stock And Federal Reserve Bank Stock
FederalHomeLoanBankStockAndFederalReserveBankStock
17406000
CY2024Q1 us-gaap Interest Receivable
InterestReceivable
24914000
CY2023Q4 us-gaap Interest Receivable
InterestReceivable
24481000
CY2024Q1 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
83528000
CY2023Q4 us-gaap Other Assets Miscellaneous
OtherAssetsMiscellaneous
80454000
CY2024Q1 us-gaap Other Assets
OtherAssets
319840000
CY2023Q4 us-gaap Other Assets
OtherAssets
314357000
CY2024Q1 us-gaap Derivative Asset Fair Value Of Collateral
DerivativeAssetFairValueOfCollateral
50170000
CY2023Q4 us-gaap Derivative Asset Fair Value Of Collateral
DerivativeAssetFairValueOfCollateral
40350000
CY2024Q1 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
44180000
CY2023Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
37521000
CY2024Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
33680000
CY2023Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
33788000
CY2024Q1 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
27224000
CY2023Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
19412000
CY2024Q1 fisi Other Liabilities Miscellaneous
OtherLiabilitiesMiscellaneous
43243000
CY2023Q4 fisi Other Liabilities Miscellaneous
OtherLiabilitiesMiscellaneous
52570000
CY2024Q1 us-gaap Other Liabilities
OtherLiabilities
198497000
CY2023Q4 us-gaap Other Liabilities
OtherLiabilities
183641000
CY2024Q1 us-gaap Interest Rate Cash Flow Hedge Gain Loss To Be Reclassified During Next12 Months Net
InterestRateCashFlowHedgeGainLossToBeReclassifiedDuringNext12MonthsNet
2900000
CY2023Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
16099556
CY2024Q1 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
16099556
CY2022Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
16099556
CY2023Q1 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
16099556
CY2022Q2 us-gaap Stock Repurchase Program Number Of Shares Authorized To Be Repurchased
StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased
766447
CY2024Q1 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
0
CY2024Q1 us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
-8501000
CY2024Q1 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-2178000
CY2024Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-6323000
CY2023Q1 us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
13600000
CY2023Q1 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
3485000
CY2023Q1 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
10115000
CY2024Q1 us-gaap Share Based Compensation
ShareBasedCompensation
569000
CY2023Q1 us-gaap Share Based Compensation
ShareBasedCompensation
551000
CY2024Q1 us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
286000
CY2023Q1 us-gaap Employee Service Share Based Compensation Tax Benefit From Compensation Expense
EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense
368000
CY2024Q1 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
491000
CY2023Q1 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
448000
CY2024Q1 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
861000
CY2023Q1 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
855000
CY2024Q1 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
1005000
CY2023Q1 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
878000
CY2024Q1 us-gaap Defined Benefit Plan Amortization Of Prior Service Cost Credit
DefinedBenefitPlanAmortizationOfPriorServiceCostCredit
-134000
CY2023Q1 us-gaap Defined Benefit Plan Amortization Of Prior Service Cost Credit
DefinedBenefitPlanAmortizationOfPriorServiceCostCredit
-122000
CY2024Q1 us-gaap Defined Benefit Plan Amortization Of Gains Losses
DefinedBenefitPlanAmortizationOfGainsLosses
-358000
CY2023Q1 us-gaap Defined Benefit Plan Amortization Of Gains Losses
DefinedBenefitPlanAmortizationOfGainsLosses
-316000
CY2024Q1 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
571000
CY2023Q1 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
619000
CY2024Q1 fisi Fair Value Assets Level1 To Level2 Transfer Amount
FairValueAssetsLevel1ToLevel2TransferAmount
0
CY2024Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
0
CY2023Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
0
CY2024Q1 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2023Q4 us-gaap Goodwill
Goodwill
67071000
CY2024Q1 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
5216000
CY2024Q1 us-gaap Assets
Assets
6298598000
CY2024Q1 us-gaap Goodwill
Goodwill
67071000
CY2023Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
5433000
CY2023Q4 us-gaap Assets
Assets
6160881000
CY2024Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
40082000
CY2024Q1 fisi Provision Benefit For Credit Losses
ProvisionBenefitForCreditLosses
-5456000
CY2024Q1 us-gaap Noninterest Income
NoninterestIncome
10901000
CY2024Q1 us-gaap Noninterest Expense
NoninterestExpense
54013000
CY2024Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2426000
CY2024Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
356000
CY2024Q1 us-gaap Net Income Loss
NetIncomeLoss
2070000
CY2023Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
41815000
CY2023Q1 fisi Provision Benefit For Credit Losses
ProvisionBenefitForCreditLosses
4214000
CY2023Q1 us-gaap Noninterest Income
NoninterestIncome
10924000
CY2023Q1 us-gaap Noninterest Expense
NoninterestExpense
33661000
CY2023Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
14864000
CY2023Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2775000
CY2023Q1 us-gaap Net Income Loss
NetIncomeLoss
12089000
CY2024Q1 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2024Q1 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2024Q1 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2024Q1 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false

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