- Understand $flg stock

$FLG Market Cap: $4.381 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$4.595B

TTM

Gross Margin

Net Earnings

-$3.629B

TTM

Current Assets

Current Liabilities

Current Ratio

Total Assets

$114.4B

Q3 2024

Total Liabilities

$105.8B

Q3 2024

Book Value

$8.572B

Q3 2024

Cash

$23.08B

Q3 2024

P/E

-1.207

Nov 13, 2024 EST

Free Cash Flow

$1.197B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Revenue	$5.491B	$27.00M	$1.689B	$1.708B	$1.805B	$1.690B	$1.582B	$1.675B	$1.692B	$1.683B	$1.708B	$1.457B	$1.436B	$1.914B
YoY Change	20237.04%	-98.4%	-1.11%	-5.37%	6.83%	6.79%	-5.53%	-0.99%	0.51%	-1.47%	17.2%	1.51%	-24.98%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Revenue	$5.491B	$27.00M	$1.689B	$1.708B	$1.805B	$1.690B	$1.582B	$1.675B	$1.692B	$1.683B	$1.708B	$1.457B	$1.436B	$1.914B
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Selling, General & Admin		$158.0M	$127.0M	$124.0M	$120.0M	$129.0M	$178.6M	$187.6M	$170.5M	$173.3M	$181.3M	$206.2M	$194.4M	$183.3M
YoY Change		24.41%	2.42%	3.33%	-6.99%	-27.74%	-4.8%	9.98%	-1.6%	-4.43%	-12.07%	6.06%	6.07%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$39.00M	$18.00M	$21.00M	$23.90M	$27.10M	$32.30M	$33.00M	$35.20M	$36.80M	$36.10M	$43.90M	$45.10M	$49.60M	$51.40M	$42.80M	$43.00M	$41.80M	$33.40M	$25.10M	$24.70M	$14.70M	$12.80M	$13.90M	$2.000M	$900.0K	$900.0K	$900.0K	$800.0K	$800.0K	$1.100M	$2.000M	$2.100M
YoY Change	116.67%	-14.29%	-12.13%	-11.81%	-16.1%	-2.12%	-6.25%	-4.35%	1.94%	-17.77%	-2.66%	-9.07%	-3.5%	20.09%	-0.47%	2.87%	25.15%	33.07%	1.62%	68.03%	14.84%	-7.91%	595.0%	122.22%	0.0%	0.0%	12.5%	0.0%	-27.27%	-45.0%	-4.76%	75.0%
% of Gross Profit
Operating Expenses		$604.0M	$518.0M	$511.0M	$511.0M	$546.6M	$641.2M	$638.1M	$615.6M	$579.2M	$591.8M	$593.8M	$574.7M	$546.2M
YoY Change		16.6%	1.37%	0.0%	-6.52%	-14.75%	0.49%	3.66%	6.29%	-2.13%	-0.35%	3.33%	5.21%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Interest Expense	$2.414B	$696.0M	$400.0M	$608.0M	$848.0M	$658.7M	$452.2M	$387.5M	$1.284B	$542.7M	$541.5M	$631.1M	$666.2M	$733.8M
YoY Change	246.84%	74.0%	-34.21%	-28.3%	28.74%	45.65%	16.71%	-69.81%	136.5%	0.23%	-14.2%	-5.28%	-9.21%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Pretax Income	-$50.00M	$826.0M	$806.0M	$588.0M	$523.0M	$557.7M	$668.2M	$777.1M	-$132.0M	$773.1M	$747.1M	$780.9M	$734.6M	$837.5M	$593.1M	$53.80M	$402.1M	$348.7M	$444.7M	$532.0M	$492.7M	$336.0M	$175.2M	$44.90M	$52.40M	$45.10M	$37.60M	$38.70M	$31.90M	$32.30M	$22.20M	$19.70M
YoY Change	-106.05%	2.48%	37.07%	12.43%	-6.22%	-16.54%	-14.01%	-688.68%	-117.08%	3.47%	-4.33%	6.31%	-12.29%	41.2%	1002.42%	-86.62%	15.31%	-21.59%	-16.41%	7.98%	46.64%	91.78%	290.2%	-14.31%	16.19%	19.95%	-2.84%	21.32%	-1.24%	45.5%	12.69%	80.73%
Income Tax	$29.00M	$176.0M	$210.0M	$77.00M	$128.0M	$135.3M	$202.0M	$281.7M	-$84.86M	$287.7M	$271.6M	$279.8M	$254.5M	$296.5M	$194.5M	-$24.10M	$123.0M	$116.1M	$152.6M	$176.9M	$169.3M	$106.8M	$70.80M	$20.40M	$20.80M	$18.20M	$14.40M	$17.80M	$11.70M	$13.60M	$10.00M	$8.300M
% Of Pretax Income		21.31%	26.05%	13.1%	24.47%	24.25%	30.23%	36.25%		37.21%	36.35%	35.83%	34.65%	35.4%	32.79%	-44.8%	30.59%	33.3%	34.32%	33.25%	34.36%	31.79%	40.41%	45.43%	39.69%	40.35%	38.3%	45.99%	36.68%	42.11%	45.05%	42.13%
Net Earnings	-$79.00M	$650.0M	$596.0M	$511.0M	$395.0M	$422.4M	$466.2M	$495.4M	-$47.16M	$485.4M	$475.5M	$501.1M	$480.0M	$541.0M	$398.6M	$77.90M	$279.1M	$232.6M	$292.1M	$355.1M	$323.4M	$229.2M	$104.5M	$24.50M	$31.70M	$26.90M	$23.30M	$20.90M	$20.20M	$18.80M	$12.10M	$10.50M
YoY Change	-112.15%	9.06%	16.63%	29.37%	-6.49%	-9.39%	-5.89%	-1150.56%	-109.71%	2.07%	-5.1%	4.39%	-11.27%	35.73%	411.68%	-72.09%	19.99%	-20.37%	-17.74%	9.8%	41.1%	119.33%	326.53%	-22.71%	17.84%	15.45%	11.48%	3.47%	7.45%	55.37%	15.24%	64.06%
Net Earnings / Revenue	-1.44%	2407.41%	35.29%	29.92%	21.88%	25.0%	29.46%	29.58%	-2.79%	28.84%	27.84%	34.38%	33.43%	28.27%
Basic Earnings Per Share	-$0.16	$1.26	$1.20	$1.02	$0.77	$0.79	$0.90	$1.01	-$0.11	$1.09	$1.08	$1.13	$1.09	$1.24
Diluted Earnings Per Share	-$0.16	$1.26	$1.20	$1.02	$0.77	$0.79	$0.90	$1.01	-$0.11	$1.09	$1.08	$1.13	$1.09	$1.24	$1.133M	$232.3K	$897.1K	$812.4K	$1.113M	$1.331M	$1.647M	$1.251M	$752.9K	$313.7K	$418.8K	$333.3K	$266.9K	$213.7K	$193.5K	$168.9K	$97.74K	$84.81K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$1.078B	$491.0M	$519.0M	$554.0M	$599.0M	$346.0M	$369.0M	$374.0M	$322.0M	$319.0M	$273.0M	$264.0M	$251.0M	$234.0M	$205.0M	$218.0M	$215.0M	$196.0M	$140.0M	$148.0M	$153.0M	$75.00M	$69.00M	$39.00M	$10.00M	$10.00M	$11.00M	$11.00M	$11.00M	$11.00M	$11.00M	$11.00M
YoY Change	119.55%	-5.39%	-6.32%	-7.51%	73.12%	-6.23%	-1.34%	16.15%	0.94%	16.85%	3.41%	5.18%	7.26%	14.15%	-5.96%	1.4%	9.69%	40.0%	-5.41%	-3.27%	104.0%	8.7%	76.92%	290.0%	0.0%	-9.09%	0.0%	0.0%	0.0%	0.0%	0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets																				$155.0M	$257.0M	$10.00M	$40.00M	$42.00M	$5.000M	$6.000M	$6.000M	$3.000M	$6.000M	$5.000M	$8.000M	$6.000M
YoY Change																				-39.69%	2470.0%	-75.0%	-4.76%	740.0%	-16.67%	0.0%	100.0%	-50.0%	20.0%	-37.5%	33.33%
Total Long-Term Assets
YoY Change
Total Assets	$114.1B	$90.14B	$59.53B	$56.31B	$53.64B	$51.90B	$49.12B	$48.93B	$50.32B	$48.56B	$46.69B	$44.15B	$42.02B	$41.19B	$42.15B	$32.47B	$30.58B	$28.48B	$26.28B	$24.04B	$23.44B	$11.31B	$9.203B	$4.711B	$1.907B	$1.747B	$1.603B	$1.359B	$1.241B	$1.166B	$1.090B	$951.0M
YoY Change
Accounts Payable																										$2.000M	$2.000M	$1.000M	$2.000M	$2.000M	$2.000M	$1.000M
YoY Change																										0.0%	100.0%	-50.0%	0.0%	0.0%	100.0%
Accrued Expenses	$446.0M	$122.0M	$249.0M	$267.0M	$286.0M
YoY Change	265.57%	-51.0%	-6.74%	-6.64%
Deferred Revenue
YoY Change
Short-Term Debt	$1.000B	$0.00	$800.0M	$800.0M	$0.00	$200.0M	$250.0M	$1.400B	$1.926B	$3.685B	$3.870B	$4.225B	$4.125B	$4.125B	$4.125B	$4.635B	$4.411B	$3.850B	$4.351B	$5.902B	$6.828B	$1.984B	$88.00M	$41.00M	$31.00M	$34.00M	$29.00M	$27.00M	$28.00M	$17.00M	$48.00M	$15.00M
YoY Change		-100.0%	0.0%		-100.0%	-20.0%	-82.14%	-27.31%	-47.73%	-4.78%	-8.4%	2.42%	0.0%	0.0%	-11.0%	5.08%	14.57%	-11.51%	-26.28%	-13.56%	244.15%	2154.55%	114.63%	32.26%	-8.82%	17.24%	7.41%	-3.57%	64.71%	-64.58%	220.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$1.446B	$122.0M	$249.0M	$267.0M	$286.0M	$200.0M	$250.0M	$1.400B	$1.926B	$3.685B	$3.870B	$4.225B	$4.125B	$4.125B	$4.125B	$4.635B	$4.411B	$3.850B	$4.351B	$5.902B	$6.828B	$1.984B	$88.00M	$41.00M	$31.00M	$2.000M	$2.000M	$1.000M	$2.000M	$2.000M	$2.000M	$1.000M
YoY Change	1085.25%	-51.0%	-6.74%	-6.64%	43.0%	-20.0%	-82.14%	-27.31%	-47.73%	-4.78%	-8.4%	2.42%	0.0%	0.0%	-11.0%	5.08%	14.57%	-11.51%	-26.28%	-13.56%	244.15%	2154.55%	114.63%	32.26%	1450.0%	0.0%	100.0%	-50.0%	0.0%	0.0%	100.0%
Long-Term Debt	$1.017B	$1.007B	$657.0M	$656.0M	$1.455B	$954.0M	$559.0M	$609.0M	$359.0M	$358.0M	$362.0M	$362.0M	$521.0M	$1.035B	$1.084B	$1.154B	$722.0M	$810.0M	$811.0M	$808.0M	$795.0M	$369.0M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	0.99%	53.27%	0.15%	-54.91%	52.52%	70.66%	-8.21%	69.64%	0.28%	-1.1%	0.0%	-30.52%	-49.66%	-4.52%	-6.07%	59.83%	-10.86%	-0.12%	0.37%	1.64%	115.45%
Other Long-Term Liabilities	$1.934B	$1.160B	$229.0M	$257.0M	$227.0M	$193.0M	$228.0M	$209.0M	$220.0M	$202.0M	$181.0M	$181.0M	$224.0M	$319.0M	$306.0M	$375.0M	$246.0M	$199.0M	$219.0M	$235.0M	$203.0M	$116.0M	$153.0M	$56.00M	$16.00M	$7.000M	$12.00M	$7.000M	$7.000M	$90.00M	$9.000M	$10.00M
YoY Change	66.72%	406.55%	-10.89%	13.22%	17.62%	-15.35%	9.09%	-5.0%	8.91%	11.6%	0.0%	-19.2%	-29.78%	4.25%	-18.4%	52.44%	23.62%	-9.13%	-6.81%	15.76%	75.0%	-24.18%	173.21%	250.0%	128.57%	-41.67%	71.43%	0.0%	-92.22%	900.0%	-10.0%
Total Long-Term Liabilities	$2.951B	$2.167B	$886.0M	$913.0M	$1.682B	$1.147B	$787.0M	$818.0M	$579.0M	$560.0M	$543.0M	$543.0M	$745.0M	$1.354B	$1.390B	$1.529B	$968.0M	$1.009B	$1.030B	$1.043B	$998.0M	$485.0M	$153.0M	$56.00M	$16.00M	$7.000M	$12.00M	$7.000M	$7.000M	$90.00M	$9.000M	$10.00M
YoY Change	36.18%	144.58%	-2.96%	-45.72%	46.64%	45.74%	-3.79%	41.28%	3.39%	3.13%	0.0%	-27.11%	-44.98%	-2.59%	-9.09%	57.95%	-4.06%	-2.04%	-1.25%	4.51%	105.77%	216.99%	173.21%	250.0%	128.57%	-41.67%	71.43%	0.0%	-92.22%	900.0%	-10.0%
Total Liabilities	$105.7B	$81.32B	$52.48B	$49.46B	$46.93B	$45.24B	$42.33B	$42.80B	$44.38B	$42.78B	$40.95B	$38.49B	$36.46B	$35.66B	$36.79B	$28.25B	$26.40B	$24.79B	$22.96B	$20.85B	$20.57B	$9.990B	$8.220B	$4.403B	$1.770B	$1.597B	$1.433B	$1.147B	$1.023B	$961.0M	$897.0M	$859.0M
YoY Change	29.97%	54.95%	6.1%	5.4%	3.72%	6.89%	-1.11%	-3.56%	3.75%	4.45%	6.4%	5.57%	2.23%	-3.05%	30.23%	7.01%	6.47%	7.99%	10.11%	1.35%	105.94%	21.53%	86.69%	148.76%	10.83%	11.44%	24.93%	12.12%	6.45%	7.13%	4.42%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010
Basic Shares Outstanding	713.6M shares	483.6M	463.9M	462.6M	465.4M	487.3M	487.1M	485.2M	449.0M shares	441.0M shares	439.3M shares	437.7M shares	436.0M shares	433.7M shares
Diluted Shares Outstanding	713.6M shares	485.1M	464.6M	463.3M	465.7M	487.3M	487.1M	485.2M	449.0M shares	441.0M shares	439.3M shares	437.7M shares	436.1M shares	434.2M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $4.381 Billion

About

New York Community Bancorp Inc is a US-based company operating in Banks industry. The company is headquartered in Hicksville, New York and currently employs 8,766 full-time employees. New York Community Bancorp, Inc. is the bank holding company for Flagstar Bank, N.A. (the Bank). The company has various positions in several national businesses, including multifamily lending, mortgage originations and servicing, and warehouse lending. The company is a multifamily portfolio lender in the New York City market area, where it specializes in rent-regulated, non-luxury apartment buildings. Its specialty finance loans and leases are generally made to large corporate obligors that participate in stable industries nationwide, and its warehouse loans are made to mortgage lenders across the country. The company offers a suite of cash management products to address the needs of small and mid-size businesses and professional associations. The Bank operates about 419 branches, including strong footholds in the Northeast and Midwest and exposure to markets in the Southeast and West Coast. Flagstar Mortgage operates nationally through a wholesale network of about 3,000 third-party mortgage originators.

Industry: Savings Institutions, Not Federally Chartered Peers: Radian Group Inc Enact Holdings Inc UWM Holdings Corp MGIC Investment Corp Mr Cooper Group Inc Rocket Companies Inc TFS Financial Corp Walker & Dunlop Inc WSFS Financial Corp