2021 Q2 Form 10-Q Financial Statement

#000156459021041522 Filed on August 05, 2021

View on sec.gov

Income Statement

Concept 2021 Q2 2020 Q2
Revenue $28.61M $28.14M
YoY Change 1.66% 10.24%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $800.0K $790.0K
YoY Change 1.27% 9.72%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $2.119M $4.221M
YoY Change -49.8% -16.22%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $18.88M $12.92M
YoY Change 46.15% 28.77%
Income Tax $3.303M $1.906M
% Of Pretax Income 17.5% 14.76%
Net Earnings $15.58M $11.01M
YoY Change 41.45% 28.89%
Net Earnings / Revenue 54.44% 39.13%
Basic Earnings Per Share $0.55 $0.39
Diluted Earnings Per Share $0.55 $0.39
COMMON SHARES
Basic Shares Outstanding 28.24M 28.17M
Diluted Shares Outstanding 28.35M 28.28M

Balance Sheet

Concept 2021 Q2 2020 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $149.4M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $24.90M $25.60M
YoY Change -2.73% 4.66%
Goodwill $45.80M $47.40M
YoY Change -3.38% 24.08%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $3.260B $2.880B
YoY Change 13.21% 19.69%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $3.828M $3.382M
YoY Change 13.19% -96.3%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $3.800M $3.400M
YoY Change 11.76% 3.03%
LONG-TERM LIABILITIES
Long-Term Debt $9.500M $76.70M
YoY Change -87.61% 1245.61%
Other Long-Term Liabilities $36.00M $28.60M
YoY Change 25.87% 21.7%
Total Long-Term Liabilities $45.50M $105.3M
YoY Change -56.79% 260.62%
TOTAL LIABILITIES
Total Short-Term Liabilities $3.800M $3.400M
Total Long-Term Liabilities $45.50M $105.3M
Total Liabilities $2.893B $2.548B
YoY Change 13.54% 20.13%
SHAREHOLDERS EQUITY
Retained Earnings
YoY Change
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $366.9M $331.4M
YoY Change
Total Liabilities & Shareholders Equity $3.260B $2.880B
YoY Change 13.21% 19.69%

Cashflow Statement

Concept 2021 Q2 2020 Q2
OPERATING ACTIVITIES
Net Income $15.58M $11.01M
YoY Change 41.45% 28.89%
Depreciation, Depletion And Amortization $800.0K $790.0K
YoY Change 1.27% 9.72%
Cash From Operating Activities $16.41M $13.29M
YoY Change 23.48% 41.84%
INVESTING ACTIVITIES
Capital Expenditures $100.0K -$610.0K
YoY Change -116.39% 22.0%
Acquisitions
YoY Change
Other Investing Activities -$134.8M -$165.2M
YoY Change -18.38% 269.01%
Cash From Investing Activities -$134.7M -$165.8M
YoY Change -18.74% 266.28%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -58.73M 173.3M
YoY Change -133.88% 473.37%
NET CHANGE
Cash From Operating Activities 16.41M 13.29M
Cash From Investing Activities -134.7M -165.8M
Cash From Financing Activities -58.73M 173.3M
Net Change In Cash -177.0M 20.84M
YoY Change -949.47% -468.2%
FREE CASH FLOW
Cash From Operating Activities $16.41M $13.29M
Capital Expenditures $100.0K -$610.0K
Free Cash Flow $16.31M $13.90M
YoY Change 17.34% 40.83%

Facts In Submission

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<p style="margin-bottom:0pt;margin-top:18pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Estimates: </p> <p style="margin-bottom:0pt;margin-top:6pt;text-indent:0%;font-size:10pt;letter-spacing:-0.1pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities, the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.  Actual results could differ from those estimates.</p>
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<p style="margin-top:18pt;margin-bottom:0pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Risks and Uncertainties:</p> <p style="margin-top:6pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The outbreak of COVID-19 has adversely impacted a broad range of industries in which the Company’s customers operate and could impair their ability to fulfill their financial obligations to the Company.  In addition, it has caused disruptions in the economy and has disrupted banking and other financial activity in the areas in which the Company operates, including but not limited to the <span style="margin-left:0pt;">current</span> interest<span style="margin-left:0pt;"/> rate <span style="margin-left:0pt;">environment,</span> <span style="margin-left:0pt;">borrower</span> <span style="margin-left:0pt;">and</span> <span style="margin-left:0pt;">counterparty</span> credit<span style="margin-left:0pt;"/> quality <span style="margin-left:0pt;">and</span> <span style="margin-left:0pt;">market</span> <span style="margin-left:0pt;">volatility</span>.  While there has been no material impact to the Company’s business continuity or financial condition, the possibility of future challenges relating to COVID-19 remains.  </p> <p style="margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Congress, the President, and the Federal Reserve have taken several actions designed to cushion the economic fallout.  Most notably, the Coronavirus Aid, Relief and Economic Security Act (“CARES”) and the Health and Economic Recovery Omnibus Emergency Solutions Act (“HEROES”), both signed into law during 2020, and the <span style="margin-left:0pt;">American Rescue Plan Act </span>were multi trillion dollar legislative packages, and the American Rescue Plan Act signed into law on March 11, 2021, was a $1.9 trillion COVID-19 relief bill.  The goal of these acts was to provide economic stability during the pandemic through various measures, including direct financial aid to American families and economic stimulus to significantly impacted industry sectors.  The packages also included extensive emergency funding for hospitals and providers. The American Rescue Plan continued these measures by funding increases in vaccine distribution, additional cash payments to millions of Americans, extended unemployment benefits, and support for caregiving, nutrition programs, health care and pensions.  In addition to the general impact of COVID-19, certain provisions of these legislative acts, as well as other recent legislative and regulatory relief efforts, have had a material impact on the Company’s operations.</p> <p style="margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company’s business is dependent upon the willingness and ability of its employees and customers to conduct banking and other financial transactions.  If the global response to contain COVID-19, and any new variants, continues for an extended period or is ultimately unsuccessful, the Company could experience a material adverse effect on its business, financial condition, results of </p> <p style="margin-top:12pt;margin-bottom:0pt;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;"><span style="font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">operations and cash flows.  While it is not possible to know the full universe or extent that the impact of COVID-19 will have on the Company’s operations, the Company will disclose potentially material items of which it becomes aware.</span></p> <p style="margin-top:18pt;margin-bottom:0pt;text-indent:0%;font-weight:bold;font-size:10pt;font-family:Times New Roman;font-style:normal;text-transform:none;font-variant: normal;">Financial position and results of operations:</p> <p style="margin-top:6pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">A majority of the Company’s fee income declined and could be reduced further due to lingering COVID-19 affects.  In keeping with guidance from regulators, the Company worked with COVID-19 affected customers to waive fees from a variety of sources, such as, but not limited to, insufficient funds and overdraft fees, ATM fees, account maintenance fees.  From the beginning of the pandemic in 2020 through the quarter ended June 30, 2021, the Company has waived $780 thousand in fees.  The Company recognizes that the breadth of the economic impact is likely to continue impacting its fee income in future periods.</p> <p style="margin-top:12pt;margin-bottom:0pt;text-indent:0%;font-size:10pt;font-family:Times New Roman;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">The Company’s interest income improved slightly in the quarter ended June 30, 2021 compared to the same period in 2020 and yet the net interest margin decreased by 20 basis points.  The margin could be reduced further due to COVID-19 and the continued low interest rate environment.  In keeping with guidance from regulators, the Company worked with COVID-19 affected borrowers to defer their payments.  Currently the Bank has two loans remaining that are deferring their loan payments.  While interest and fees will still accrue to income, through normal GAAP accounting, should eventual credit losses on these deferred payments emerge, interest income and fees accrued would need to be reversed.  In such a scenario, interest income in future periods could be negatively impacted.  At this time, the Company is unable to project the materiality of such an impact, but recognizes the breadth of the economic impact may affect its borrowers’ ability to repay in future periods.</p>
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CY2020Q2 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
108000
CY2020Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
108000
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
31
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
582000
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
585000
CY2021Q2 fmnb Commercial Loan And Commercial Real Estate Risk Maximum
CommercialLoanAndCommercialRealEstateRiskMaximum
1000000
CY2021Q2 us-gaap Notes Receivable Net
NotesReceivableNet
1274717000
CY2020Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1345862000
CY2021Q2 fmnb Fair Value Assets And Liabilities Level1 And Level2 Transfers Amount
FairValueAssetsAndLiabilitiesLevel1AndLevel2TransfersAmount
0
fmnb Fair Value Assets And Liabilities Level1 And Level2 Transfers Amount
FairValueAssetsAndLiabilitiesLevel1AndLevel2TransfersAmount
0
fmnb Fair Value Assets And Liabilities Level1 And Level2 Transfers Amount
FairValueAssetsAndLiabilitiesLevel1AndLevel2TransfersAmount
0
CY2020Q2 fmnb Fair Value Assets And Liabilities Level1 And Level2 Transfers Amount
FairValueAssetsAndLiabilitiesLevel1AndLevel2TransfersAmount
0
CY2021Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
4000
CY2020Q1 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
5000
CY2020Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
4000
CY2019Q4 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
5000
CY2021Q2 fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Period Increase
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPeriodIncrease
0
CY2020Q2 fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Period Increase
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPeriodIncrease
0
fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Period Increase
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPeriodIncrease
0
fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Period Increase
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPeriodIncrease
0
CY2021Q2 fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Repayments Calls And Maturities
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetRepaymentsCallsAndMaturities
1000
CY2020Q2 fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Repayments Calls And Maturities
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetRepaymentsCallsAndMaturities
1000
fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Repayments Calls And Maturities
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetRepaymentsCallsAndMaturities
1000
fmnb Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Repayments Calls And Maturities
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetRepaymentsCallsAndMaturities
1000
CY2020Q4 us-gaap Deposits
Deposits
2610878000
CY2020Q4 us-gaap Short Term Borrowings
ShortTermBorrowings
2521000
CY2020Q4 us-gaap Long Term Debt
LongTermDebt
76385000
CY2020Q4 us-gaap Goodwill
Goodwill
45800000
CY2021Q2 us-gaap Goodwill
Goodwill
45800000
CY2021Q2 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
316000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
632000
CY2020Q2 us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
331000
CY2021Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
1000
CY2020Q2 us-gaap Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Value
FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue
4000
CY2021Q2 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
149357000
CY2021Q2 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Equity Instruments Other Than Options Aggregate Intrinsic Value Outstanding
SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueOutstanding
13915000
CY2021Q2 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
1922000
CY2021Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1935059000
CY2021Q2 us-gaap Deposits
Deposits
2778823000
CY2021Q2 us-gaap Short Term Borrowings
ShortTermBorrowings
3828000
CY2021Q2 us-gaap Long Term Debt
LongTermDebt
74541000
CY2020Q4 us-gaap Cash Cash Equivalents And Federal Funds Sold
CashCashEquivalentsAndFederalFundsSold
254621000
CY2020Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Equity Instruments Other Than Options Aggregate Intrinsic Value Outstanding
SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueOutstanding
14647000
CY2020Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
4766000
CY2020Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
2055900000
CY2021Q2 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
15139000
CY2021Q2 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
11929000
CY2020Q4 us-gaap Finite Lived Intangible Assets Gross
FiniteLivedIntangibleAssetsGross
15139000
CY2020Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
FiniteLivedIntangibleAssetsAccumulatedAmortization
11297000
us-gaap Amortization Of Intangible Assets
AmortizationOfIntangibleAssets
663000
CY2021Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year
FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear
632000
CY2021Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths
1090000
CY2021Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo
617000
CY2021Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
FiniteLivedIntangibleAssetsAmortizationExpenseYearThree
314000
CY2021Q2 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
253000
CY2021Q2 fmnb Finite Lived Intangible Assets Amortization Expense After Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFour
304000
CY2021Q2 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
3210000
CY2021Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
0
CY2021Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
1000
us-gaap Lessee Operating Lease Description
LesseeOperatingLeaseDescription
The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of 2 months to 8.58 years, some of which include options to extend the lease for up to 10 years and some of which include options to terminate the leases within 1 month.
us-gaap Lessee Operating Lease Option To Terminate
LesseeOperatingLeaseOptionToTerminate
1 month
CY2021Q2 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
4500000
CY2021Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
4600000
CY2020Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
4800000
CY2020Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
5000000.0
CY2021Q2 us-gaap Operating Lease Payments
OperatingLeasePayments
201000
us-gaap Operating Lease Payments
OperatingLeasePayments
403000
CY2020Q2 us-gaap Operating Lease Payments
OperatingLeasePayments
195000
us-gaap Operating Lease Payments
OperatingLeasePayments
390000
CY2021Q2 us-gaap Finance Lease Interest Expense
FinanceLeaseInterestExpense
36000
CY2021Q2 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
121000
us-gaap Finance Lease Interest Expense
FinanceLeaseInterestExpense
72000
us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
242000
CY2020Q2 us-gaap Finance Lease Interest Expense
FinanceLeaseInterestExpense
34000
CY2020Q2 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
107000
us-gaap Finance Lease Interest Expense
FinanceLeaseInterestExpense
57000
us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
213000
fmnb Operating Lease And Financing Lease Weighted Average Remaining Lease Term
OperatingLeaseAndFinancingLeaseWeightedAverageRemainingLeaseTerm
P4Y7M6D
CY2021Q2 fmnb Lessee Operating Lease And Financing Lease Discount Rate
LesseeOperatingLeaseAndFinancingLeaseDiscountRate
0.030
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
396000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
624000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
568000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
399000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
410000
CY2021Q2 fmnb Lessee Operating Lease Liability Payments Due After Year Four
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFour
3177000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
5574000
CY2021Q2 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
934000
CY2021Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
4640000
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.69
CY2021Q2 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
39870000
CY2020Q4 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
41315000
CY2021Q2 fmnb Weighted Average Pay Rate On Interest Rate Swaps
WeightedAveragePayRateOnInterestRateSwaps
0.0464
CY2020Q4 fmnb Weighted Average Pay Rate On Interest Rate Swaps
WeightedAveragePayRateOnInterestRateSwaps
0.0463
CY2021Q2 fmnb Weighted Average Interest Rate Received Interest Rate Swaps
WeightedAverageInterestRateReceivedInterestRateSwaps
0.0235
CY2020Q4 fmnb Weighted Average Interest Rate Received Interest Rate Swaps
WeightedAverageInterestRateReceivedInterestRateSwaps
0.0236
CY2021Q2 us-gaap Interest Rate Derivatives At Fair Value Net
InterestRateDerivativesAtFairValueNet
-2984000
CY2020Q4 us-gaap Interest Rate Derivatives At Fair Value Net
InterestRateDerivativesAtFairValueNet
-4221000
CY2021Q2 us-gaap Derivative Assets
DerivativeAssets
2984000
CY2020Q4 us-gaap Derivative Assets
DerivativeAssets
4221000
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
15575000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
11011000
us-gaap Net Income Loss
NetIncomeLoss
30131000
us-gaap Net Income Loss
NetIncomeLoss
19650000
CY2021Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28244884
CY2020Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28167920
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28230409
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28349404
CY2021Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.55
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.39
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.07
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.69
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
15575000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
11011000
us-gaap Net Income Loss
NetIncomeLoss
30131000
us-gaap Net Income Loss
NetIncomeLoss
19650000
CY2021Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28244884
CY2020Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28167920
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28230409
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
28349404
CY2021Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
107908
CY2020Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
111644
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
105736
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
142195
CY2021Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
28352792
CY2020Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
28279564
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
28336145
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
28491599
CY2021Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.55
CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.39
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.06
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
2771000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
10423000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
270000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
57000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
213000
us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
12924000
us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
2714000
CY2021Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
8698000
CY2021Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
1825000
CY2021Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
6873000
CY2021Q2 us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
8697000
CY2021Q2 us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
1825000
CY2021Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
6872000
CY2020Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
25411000
CY2020Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
5336000
CY2020Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
20075000
CY2020Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
14000
CY2020Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
3000
CY2020Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
11000
CY2020Q2 us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
5333000
CY2020Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
20064000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-6236000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-1311000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-4925000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
384000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
81000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
303000
us-gaap Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
-6620000
us-gaap Other Comprehensive Income Loss Tax Portion Attributable To Parent1
OtherComprehensiveIncomeLossTaxPortionAttributableToParent1
-1392000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-5228000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
13194000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
10210000
CY2021Q2 fmnb Tier One Risk Based Common Capital Required For Capital Adequacy To Risk Weighted Assets Capital Conservation Buffer Ratio
TierOneRiskBasedCommonCapitalRequiredForCapitalAdequacyToRiskWeightedAssetsCapitalConservationBufferRatio
0.025
CY2021Q2 fmnb Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets Capital Conservation Buffer Ratio
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssetsCapitalConservationBufferRatio
0.025
CY2021Q2 fmnb Capital Required For Capital Adequacy To Risk Weighted Assets Capital Conservation Buffer Ratio
CapitalRequiredForCapitalAdequacyToRiskWeightedAssetsCapitalConservationBufferRatio
0.025
CY2021Q2 fmnb Tier One Risk Based Common Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCommonCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.045
CY2021Q2 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.060
CY2021Q2 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.080
CY2021Q2 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.040
CY2021Q2 fmnb Tier One Common Capital
TierOneCommonCapital
302429000
CY2021Q2 fmnb Tier One Common Capital Ratio
TierOneCommonCapitalRatio
0.1395
CY2021Q2 fmnb Tier One Risk Based Common Capital Required For Capital Adequacy
TierOneRiskBasedCommonCapitalRequiredForCapitalAdequacy
97527000
CY2021Q2 fmnb Tier One Risk Based Common Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCommonCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.045
CY2021Q2 us-gaap Capital
Capital
336776000
CY2021Q2 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1554
CY2021Q2 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
173382000
CY2021Q2 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.080
CY2021Q2 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
311970000
CY2021Q2 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1439
CY2021Q2 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
130037000
CY2021Q2 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.060
CY2021Q2 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
311970000
CY2021Q2 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0970
CY2021Q2 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
128703000
CY2021Q2 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.040
CY2020Q4 fmnb Tier One Common Capital
TierOneCommonCapital
279864000
CY2020Q4 fmnb Tier One Common Capital Ratio
TierOneCommonCapitalRatio
0.1322
CY2020Q4 fmnb Tier One Risk Based Common Capital Required For Capital Adequacy
TierOneRiskBasedCommonCapitalRequiredForCapitalAdequacy
95211000
CY2020Q4 fmnb Tier One Risk Based Common Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCommonCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.045
CY2020Q4 us-gaap Capital
Capital
311413000
CY2020Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1472
CY2020Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
169264000
CY2020Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.080
CY2020Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
289269000
CY2020Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1367
CY2020Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
126948000
CY2020Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.060
CY2020Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
289269000
CY2020Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0977
CY2020Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
118464000
CY2020Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.040
CY2021Q2 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
48985000
CY2021Q2 us-gaap Assets
Assets
3260058000
CY2020Q4 us-gaap Intangible Assets Net Including Goodwill
IntangibleAssetsNetIncludingGoodwill
49617000
CY2020Q4 us-gaap Assets
Assets
3071148000
CY2021Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
26490000
CY2021Q2 fmnb Provision For Credit Losses
ProvisionForCreditLosses
50000
CY2021Q2 fmnb Service Fees Security Gains And Other Noninterest Income
ServiceFeesSecurityGainsAndOtherNoninterestIncome
9821000
CY2021Q2 fmnb Noninterest Expense Excluding Amortization And Depreciation
NoninterestExpenseExcludingAmortizationAndDepreciation
16580000
CY2021Q2 us-gaap Depreciation And Amortization
DepreciationAndAmortization
803000
CY2021Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
18878000
CY2021Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3303000
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
15575000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
51757000
fmnb Provision For Credit Losses
ProvisionForCreditLosses
475000
fmnb Service Fees Security Gains And Other Noninterest Income
ServiceFeesSecurityGainsAndOtherNoninterestIncome
20404000
fmnb Noninterest Expense Excluding Amortization And Depreciation
NoninterestExpenseExcludingAmortizationAndDepreciation
33550000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
1601000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
36535000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6404000
us-gaap Net Income Loss
NetIncomeLoss
30131000
CY2020Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
23921000
CY2020Q2 fmnb Provision For Credit Losses
ProvisionForCreditLosses
2400000
CY2020Q2 fmnb Service Fees Security Gains And Other Noninterest Income
ServiceFeesSecurityGainsAndOtherNoninterestIncome
9136000
CY2020Q2 fmnb Noninterest Expense Excluding Amortization And Depreciation
NoninterestExpenseExcludingAmortizationAndDepreciation
16950000
CY2020Q2 us-gaap Depreciation And Amortization
DepreciationAndAmortization
790000
CY2020Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
12917000
CY2020Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1906000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
11011000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
46223000
fmnb Provision For Credit Losses
ProvisionForCreditLosses
3500000
fmnb Service Fees Security Gains And Other Noninterest Income
ServiceFeesSecurityGainsAndOtherNoninterestIncome
17006000
fmnb Noninterest Expense Excluding Amortization And Depreciation
NoninterestExpenseExcludingAmortizationAndDepreciation
34936000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
1541000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
23252000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
3602000
us-gaap Net Income Loss
NetIncomeLoss
19650000
CY2021Q2 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
0
CY2021Q2 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
3500000
CY2020Q4 us-gaap Securities Sold Under Agreements To Repurchase
SecuritiesSoldUnderAgreementsToRepurchase
2200000
CY2020Q4 us-gaap Lines Of Credit Current
LinesOfCreditCurrent
350000
CY2021Q2 us-gaap Lines Of Credit Current
LinesOfCreditCurrent
350000
CY2020Q4 fmnb Number Of Lending Institutions
NumberOfLendingInstitutions
1
CY2021Q2 fmnb Number Of Lending Institutions
NumberOfLendingInstitutions
1
CY2021Q2 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
65000000.0
CY2020Q4 us-gaap Federal Home Loan Bank Advances Long Term
FederalHomeLoanBankAdvancesLongTerm
67000000.0
CY2021Q2 us-gaap Long Term Investments
LongTermInvestments
9500000
CY2020Q4 us-gaap Long Term Investments
LongTermInvestments
9400000
CY2021Q2 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0190
CY2020Q4 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0199
CY2021Q2 fmnb Additional Federal Home Loan Bank Advances To Be Borrow Under Collateral Pledge
AdditionalFederalHomeLoanBankAdvancesToBeBorrowUnderCollateralPledge
532900000

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