$FNB Cashflow Statement | Understand Stock

$FNB

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of cash flows

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Operating Activities
Net income
Adjustments to reconcile net income to net cash flows provided by (used in) operating activities:
Depreciation, amortization and accretion
Provision for credit losses
Deferred tax expense (benefit)
Net securities (gains) losses
Loans originated for sale
Loans sold
Net (gains) losses on sale of loans
Net change in:
Interest receivable
Interest payable
Bank owned life insurance, excluding purchases
Other, net
Net cash flows provided by (used in) operating activities
Investing Activities
Net change in loans and leases, excluding sales and transfers
Debt securities available for sale:
Purchases
Sales
Maturities/payments
Debt securities held to maturity:
Purchases
Maturities/payments
Increase in premises and equipment
Net cash received (paid) in business acquisitions
Loans sold, not originated for sale
Net proceeds from sales of portfolio loans
Other
Net cash flows provided by (used in) investing activities

Financing Activities
Demand (non-interest-bearing and interest-bearing) and savings accounts
Time deposits
Short-term borrowings
Proceeds from issuance of long-term borrowings
Repayment of long-term borrowings
Redemption of preferred stock
Repurchases of common stock
Cash dividends paid:
Preferred stock
Common stock
Other, net
Net cash flows provided by (used in) financing activities
Net Increase (Decrease) in Cash and Cash Equivalents
Cash and cash equivalents at beginning of year
Cash and Cash Equivalents at End of Year

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