2020 Q2 Form 10-Q Financial Statement

#000072364620000068 Filed on August 07, 2020

View on sec.gov

Income Statement

Concept 2020 Q2 2019 Q2 2019 Q1
Revenue $11.17M $12.40M $11.99M
YoY Change -9.93% 12.15% 14.31%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $108.0K $107.0K $105.0K
YoY Change 0.93% -13.71% -3.67%
% of Gross Profit
Depreciation & Amortization $330.0K $340.0K $340.0K
YoY Change -2.94% 0.0% 3.03%
% of Gross Profit
Operating Expenses $108.0K $107.0K $105.0K
YoY Change 0.93% -13.71% -3.67%
Operating Profit
YoY Change
Interest Expense $833.0K $1.833M $1.660M
YoY Change -54.56% 92.14% 108.81%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.125M $4.653M $3.683M
YoY Change -54.33% -166.5% -7.76%
Income Tax -$942.0K $669.0K $446.0K
% Of Pretax Income -44.33% 14.38% 12.11%
Net Earnings $3.067M $3.984M $3.237M
YoY Change -23.02% -176.9% -7.57%
Net Earnings / Revenue 27.47% 32.14% 27.0%
Basic Earnings Per Share $0.71 $0.91 $0.73
Diluted Earnings Per Share $0.71 $0.90 $0.73
COMMON SHARES
Basic Shares Outstanding 4.345M 4.396M 4.412M
Diluted Shares Outstanding 4.350M 4.421M 4.433M

Balance Sheet

Concept 2020 Q2 2019 Q2 2019 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $58.60M $82.45M $47.03M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $13.55M $13.33M $13.35M
YoY Change 1.67% -1.27% -1.86%
Goodwill $9.016M $9.016M $9.016M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $4.100M $5.500M $5.700M
YoY Change -25.45% 37.5% -6.56%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.423B $1.252B $1.213B
YoY Change 13.65% 6.34% 3.8%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $5.100M $5.700M $6.100M
YoY Change -10.53%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $5.100M $5.700M $6.100M
YoY Change -10.53%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $9.900M $9.500M $8.900M
YoY Change 4.21% 9.2% -47.65%
Total Long-Term Liabilities $9.900M $9.500M $8.900M
YoY Change 4.21% 9.2% -47.65%
TOTAL LIABILITIES
Total Short-Term Liabilities $5.100M $5.700M $6.100M
Total Long-Term Liabilities $9.900M $9.500M $8.900M
Total Liabilities $1.288B $1.128B $1.091B
YoY Change 14.19% 5.8% 3.81%
SHAREHOLDERS EQUITY
Retained Earnings $97.12M $88.66M $85.99M
YoY Change 9.55%
Common Stock $47.17M $46.75M $46.55M
YoY Change 0.91%
Preferred Stock
YoY Change
Treasury Stock (at cost) $8.731M $6.994M $5.768M
YoY Change 24.84%
Treasury Stock Shares $358.3K $325.4K $297.5K
Shareholders Equity $134.8M $123.9M $121.5M
YoY Change
Total Liabilities & Shareholders Equity $1.423B $1.252B $1.213B
YoY Change 13.65% 6.34% 3.8%

Cashflow Statement

Concept 2020 Q2 2019 Q2 2019 Q1
OPERATING ACTIVITIES
Net Income $3.067M $3.984M $3.237M
YoY Change -23.02% -176.9% -7.57%
Depreciation, Depletion And Amortization $330.0K $340.0K $340.0K
YoY Change -2.94% 0.0% 3.03%
Cash From Operating Activities $80.00K $4.290M $4.220M
YoY Change -98.14% -174.74% 20.71%
INVESTING ACTIVITIES
Capital Expenditures -$200.0K -$290.0K -$140.0K
YoY Change -31.03% -21.62% 27.27%
Acquisitions
YoY Change
Other Investing Activities -$149.6M -$2.790M -$2.630M
YoY Change 5263.08% -90.42% -59.6%
Cash From Investing Activities -$149.8M -$3.080M -$2.765M
YoY Change 4764.61% -89.56% -58.19%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $560.0K
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 155.0M 34.22M -7.379M
YoY Change 352.95% 51.28% -44.95%
NET CHANGE
Cash From Operating Activities 80.00K 4.290M 4.220M
Cash From Investing Activities -149.8M -3.080M -2.765M
Cash From Financing Activities 155.0M 34.22M -7.379M
Net Change In Cash 5.250M 35.43M -5.924M
YoY Change -85.18% -380.74% -64.14%
FREE CASH FLOW
Cash From Operating Activities $80.00K $4.290M $4.220M
Capital Expenditures -$200.0K -$290.0K -$140.0K
Free Cash Flow $280.0K $4.580M $4.360M
YoY Change -93.89% -185.29% 20.91%

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us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
236000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
255000
us-gaap Premiums Earned Net
PremiumsEarnedNet
812000
CY2019Q2 us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
229000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-10000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
253000
CY2020Q2 fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
27000
CY2019Q2 fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
13000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
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fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
16000
CY2020Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
10000
CY2019Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
3000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
40000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
59000
CY2020Q2 us-gaap Noninterest Income
NoninterestIncome
3412000
CY2019Q2 us-gaap Noninterest Income
NoninterestIncome
3696000
us-gaap Noninterest Income
NoninterestIncome
7301000
us-gaap Noninterest Income
NoninterestIncome
6862000
CY2020Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5382000
CY2019Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5355000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
10916000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
10797000
CY2020Q2 us-gaap Occupancy Net
OccupancyNet
865000
CY2019Q2 us-gaap Occupancy Net
OccupancyNet
858000
us-gaap Occupancy Net
OccupancyNet
1695000
us-gaap Occupancy Net
OccupancyNet
1715000
CY2020Q2 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
464000
CY2019Q2 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
481000
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
551000
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
919000
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
883000
CY2020Q2 us-gaap Professional Fees
ProfessionalFees
430000
CY2019Q2 us-gaap Professional Fees
ProfessionalFees
471000
us-gaap Professional Fees
ProfessionalFees
825000
us-gaap Professional Fees
ProfessionalFees
901000
CY2020Q2 fraf Data Processing
DataProcessing
834000
CY2019Q2 fraf Data Processing
DataProcessing
738000
fraf Data Processing
DataProcessing
1641000
fraf Data Processing
DataProcessing
1443000
CY2020Q2 us-gaap Taxes Other
TaxesOther
263000
CY2019Q2 us-gaap Taxes Other
TaxesOther
243000
us-gaap Taxes Other
TaxesOther
438000
us-gaap Taxes Other
TaxesOther
486000
CY2020Q2 fraf Federal Deposit Insurance Corporation Premium Expense Reversal
FederalDepositInsuranceCorporationPremiumExpenseReversal
-88000
CY2019Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
115000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
148000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
180000
CY2020Q2 fraf Atm Debit Card Processing
AtmDebitCardProcessing
279000
CY2019Q2 fraf Atm Debit Card Processing
AtmDebitCardProcessing
247000
fraf Atm Debit Card Processing
AtmDebitCardProcessing
543000
fraf Atm Debit Card Processing
AtmDebitCardProcessing
505000
CY2020Q2 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
108000
CY2019Q2 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
107000
us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
213000
us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
211000
CY2020Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
931000
CY2019Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
991000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1835000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1896000
CY2020Q2 us-gaap Noninterest Expense
NoninterestExpense
9644000
CY2019Q2 us-gaap Noninterest Expense
NoninterestExpense
9606000
us-gaap Noninterest Expense
NoninterestExpense
19173000
us-gaap Noninterest Expense
NoninterestExpense
19017000
CY2020Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2125000
CY2019Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
4653000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
3738000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
8336000
CY2020Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-942000
CY2019Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
669000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-1048000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1115000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
3984000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Net Income Loss
NetIncomeLoss
7221000
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.71
CY2019Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.91
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.10
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.64
CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.71
CY2019Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.90
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.10
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.63
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
3984000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Net Income Loss
NetIncomeLoss
7221000
CY2020Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
4602000
CY2019Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1220000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
6650000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
2634000
CY2019Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
229000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-10000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
253000
CY2020Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
4602000
CY2019Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
991000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
6660000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
2381000
CY2020Q2 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
967000
CY2019Q2 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
208000
us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
1399000
us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
499000
CY2020Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
3635000
CY2019Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
783000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
5261000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
1882000
CY2020Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3635000
CY2019Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
783000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
5261000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
1882000
CY2020Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
6702000
CY2019Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
4767000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
10047000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
9103000
CY2020Q2 fraf Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Gain Loss Of Debt Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAociForGainLossOfDebtSecuritiesTax
0
CY2019Q2 fraf Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Gain Loss Of Debt Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAociForGainLossOfDebtSecuritiesTax
48000
fraf Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Gain Loss Of Debt Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAociForGainLossOfDebtSecuritiesTax
2000
fraf Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Gain Loss Of Debt Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAociForGainLossOfDebtSecuritiesTax
53000
CY2020Q1 us-gaap Stockholders Equity
StockholdersEquity
129005000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
CY2020Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3635000
CY2020Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.30
CY2020Q2 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1302000
CY2020Q2 us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
14964
CY2020Q2 us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
380000
CY2020Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
55000
CY2020Q2 us-gaap Stockholders Equity
StockholdersEquity
134840000
CY2019Q4 us-gaap Stockholders Equity
StockholdersEquity
127528000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
5261000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.60
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
2608000
us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
36401
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1172000
us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
35088
us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
940000
us-gaap Stock Issued During Period Shares Employee Stock Purchase Plans
StockIssuedDuringPeriodSharesEmployeeStockPurchasePlans
71
us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
3000
us-gaap Stock Issued During Period Shares Share Based Compensation Gross
StockIssuedDuringPeriodSharesShareBasedCompensationGross
973
us-gaap Stock Issued During Period Value Share Based Compensation Gross
StockIssuedDuringPeriodValueShareBasedCompensationGross
16000
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
86000
CY2020Q2 us-gaap Stockholders Equity
StockholdersEquity
134840000
CY2019Q1 us-gaap Stockholders Equity
StockholdersEquity
121491000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
3984000
CY2019Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
783000
CY2019Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.30
CY2019Q2 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1317000
CY2019Q2 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
39600
CY2019Q2 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1467000
CY2019Q2 fraf Stock Issued During Period Shares Treasury Stock Issued Under Employee Stock Purchase Plan
StockIssuedDuringPeriodSharesTreasuryStockIssuedUnderEmployeeStockPurchasePlan
2110
CY2019Q2 fraf Stock Issued During Period Value Treasury Stock Issued Under Employee Stock Purchase Plan
StockIssuedDuringPeriodValueTreasuryStockIssuedUnderEmployeeStockPurchasePlan
69000
CY2019Q2 us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
9554
CY2019Q2 us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
371000
CY2019Q2 us-gaap Stockholders Equity
StockholdersEquity
123914000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
118396000
us-gaap Net Income Loss
NetIncomeLoss
7221000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
1882000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.57
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
2509000
us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
54763
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
2027000
fraf Stock Issued During Period Shares Treasury Stock Issued Under Employee Stock Purchase Plan
StockIssuedDuringPeriodSharesTreasuryStockIssuedUnderEmployeeStockPurchasePlan
2260
us-gaap Stock Issued During Period Value Treasury Stock Reissued
StockIssuedDuringPeriodValueTreasuryStockReissued
722000
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
6982
fraf Stock Issued During Period Value Treasury Stock Issued Under Employee Stock Purchase Plan
StockIssuedDuringPeriodValueTreasuryStockIssuedUnderEmployeeStockPurchasePlan
74000
us-gaap Stock Issued During Period Shares Treasury Stock Reissued
StockIssuedDuringPeriodSharesTreasuryStockReissued
19704
us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
155000
CY2019Q2 us-gaap Stockholders Equity
StockholdersEquity
123914000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Net Income Loss
NetIncomeLoss
7221000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
663000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
681000
fraf Net Amortization Of Loans And Investment Securities
NetAmortizationOfLoansAndInvestmentSecurities
867000
fraf Net Amortization Of Loans And Investment Securities
NetAmortizationOfLoansAndInvestmentSecurities
733000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
4975000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
399000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-100000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
16000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-10000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
253000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
28817000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
16892000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
25602000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
16318000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
236000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
255000
fraf Operating Income Loss Noncash Items Adjustments
OperatingIncomeLossNoncashItemsAdjustments
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us-gaap Share Based Compensation
ShareBasedCompensation
86000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
2459000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
70000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-1081000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
643000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2572000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
8509000
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
-5239000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
165000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
16955000
fraf Proceeds From Maturities And Pay Downs Of Securities Available For Sale
ProceedsFromMaturitiesAndPayDownsOfSecuritiesAvailableForSale
21049000
fraf Proceeds From Maturities And Pay Downs Of Securities Available For Sale
ProceedsFromMaturitiesAndPayDownsOfSecuritiesAvailableForSale
13318000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
114107000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
26319000
us-gaap Increase Decrease Of Restricted Investments
IncreaseDecreaseOfRestrictedInvestments
3000
us-gaap Increase Decrease Of Restricted Investments
IncreaseDecreaseOfRestrictedInvestments
13000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
78056000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
9362000
us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
3623000
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
373000
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
433000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-172941000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-5854000
fraf Net Increase In Demand Deposits Interest Bearing Checking And Savings Accounts
NetIncreaseInDemandDepositsInterestBearingCheckingAndSavingsAccounts
157599000
fraf Net Increase In Demand Deposits Interest Bearing Checking And Savings Accounts
NetIncreaseInDemandDepositsInterestBearingCheckingAndSavingsAccounts
5996000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-9638000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
24424000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2608000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2509000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1172000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
2004000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
19000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
206000
fraf Proceeds To Stock Plans
ProceedsToStockPlans
940000
fraf Proceeds To Stock Plans
ProceedsToStockPlans
722000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
145140000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
26835000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-25229000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
29490000
CY2019Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
83828000
CY2018Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
52957000
CY2020Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
58599000
CY2019Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
82447000
us-gaap Interest Paid Net
InterestPaidNet
2424000
us-gaap Interest Paid Net
InterestPaidNet
3275000
us-gaap Income Taxes Paid
IncomeTaxesPaid
567000
fraf Recognition Of Operating Lease Right Of Use Asset
RecognitionOfOperatingLeaseRightOfUseAsset
105000
fraf Recognition Of Operating Lease Right Of Use Asset
RecognitionOfOperatingLeaseRightOfUseAsset
22000
CY2020Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4345000
CY2019Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4396000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4346000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4404000
CY2020Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
5000
CY2019Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
25000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
8000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
23000
CY2020Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4350000
CY2019Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4421000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4354000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4427000
CY2020Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
80000
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
80000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
3984000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Net Income Loss
NetIncomeLoss
7221000
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.71
CY2019Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.91
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.10
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.64
CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.71
CY2019Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.90
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.10
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.63
CY2020Q2 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
279322000
CY2020Q2 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
8489000
CY2020Q2 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
1594000
CY2020Q2 us-gaap Available For Sale Securities
AvailableForSaleSecurities
286217000
CY2019Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
187199000
CY2019Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
1920000
CY2019Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
1686000
CY2019Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
187433000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
8777000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
8829000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
21363000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
21739000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
117891000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
122307000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
38396000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
39403000
CY2020Q2 fraf Amortized Cost Contractual Maturities Sub Total
AmortizedCostContractualMaturitiesSubTotal
186427000
CY2020Q2 fraf Fair Value Contractual Maturities Sub Total
FairValueContractualMaturitiesSubTotal
192278000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
92895000
CY2020Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
93939000
CY2020Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
279322000
CY2020Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
286217000
CY2019Q2 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
14906000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
165000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
18781000
CY2019Q2 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
248000
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
281000
CY2019Q2 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
19000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
10000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
28000
CY2019Q2 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
229000
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-10000
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
253000
CY2019Q2 fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
-48000
fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
2000
fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
-53000
CY2020Q2 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
85
us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
73400000
CY2020Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
1600000
CY2019 us-gaap Unrealized Gain Loss On Securities
UnrealizedGainLossOnSecurities
-92000
CY2020Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
57706000
CY2020Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments
901000
CY2020Q2 fraf Available For Sale Securities In Unrealized Loss Positions Less Than12 Months Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThan12MonthsQualitativeDisclosureNumberOfPositions
57
CY2020Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
15682000
CY2020Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments
693000
CY2020Q2 fraf Available For Sale Securities In Unrealized Loss Positions12 Months Or Longer Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositions12MonthsOrLongerQualitativeDisclosureNumberOfPositions
28
CY2020Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
73388000
CY2020Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
1594000
CY2020Q2 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
85
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
80262000
CY2019Q4 fraf Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments
1291000
CY2019Q4 fraf Available For Sale Securities In Unrealized Loss Positions Less Than12 Months Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThan12MonthsQualitativeDisclosureNumberOfPositions
97
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
20181000
CY2019Q4 fraf Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments
395000
CY2019Q4 fraf Available For Sale Securities In Unrealized Loss Positions12 Months Or Longer Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositions12MonthsOrLongerQualitativeDisclosureNumberOfPositions
47
CY2019Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
100443000
CY2019Q4 fraf Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
1686000
CY2019Q4 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
144
CY2019Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
CY2018Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
CY2020Q2 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
CY2019Q2 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
CY2020Q2 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
340000
CY2019Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
440000
CY2020Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1012138000
CY2019Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
934575000
CY2020Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16555000
CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
11966000
CY2020Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
995583000
CY2019Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
922609000
CY2020Q2 us-gaap Pledged Assets Separately Reported Loans Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue
831810000
CY2019Q4 us-gaap Pledged Assets Separately Reported Loans Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue
764340000
CY2020Q2 us-gaap Pledged Assets Separately Reported Loans Pledged As Collateral At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedAsCollateralAtFairValue
49815000
CY2019Q4 us-gaap Pledged Assets Separately Reported Loans Pledged As Collateral At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedAsCollateralAtFairValue
32155000
CY2020Q2 us-gaap Loans Pledged As Collateral
LoansPledgedAsCollateral
881625000
CY2019Q4 us-gaap Loans Pledged As Collateral
LoansPledgedAsCollateral
796495000
CY2020Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
14730000
CY2020Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
174000
CY2020Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
24000
CY2020Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1975000
CY2020Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16555000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
11966000
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
424000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
38000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
4975000
CY2020Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16555000
CY2019Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
12681000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
163000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
35000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
12553000
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
12415000
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
350000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
89000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
399000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
12553000
CY2020Q2 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
12293000
CY2020Q2 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
999845000
CY2020Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1012138000
CY2020Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
16555000
CY2020Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16555000
CY2019Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
12176000
CY2019Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
922399000
CY2019Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
934575000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
11966000
CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
11966000
CY2020Q2 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
12293000
CY2020Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
13636000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
12176000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
13484000
CY2020Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
12350000
CY2020Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
101000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
12213000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
206000
CY2019Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
14845000
CY2019Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
114000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
15006000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
226000
CY2020Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1007333000
CY2020Q2 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
658000
CY2020Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
4147000
CY2020Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1012138000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
928233000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
2514000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
3828000
CY2019Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
934575000
CY2020Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1012138000
CY2019Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
934575000
CY2020Q2 fraf Financing Receivable Modifications Number Of Contracts3
FinancingReceivableModificationsNumberOfContracts3
16
CY2020Q2 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
10177000
CY2019Q4 fraf Financing Receivable Modifications Number Of Contracts3
FinancingReceivableModificationsNumberOfContracts3
16
CY2019Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
10446000
CY2019 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
fraf Short Term Modification Period
ShortTermModificationPeriod
P6M
CY2020Q2 fraf Loan Deferral Or Modification Granted Amount
LoanDeferralOrModificationGrantedAmount
196000000
CY2020Q2 fraf Loan Deferral Or Modification Granted Percentage Of Gross Loans
LoanDeferralOrModificationGrantedPercentageOfGrossLoans
0.19
CY2020Q2 us-gaap Operating Lease Cost
OperatingLeaseCost
159000
CY2019Q2 us-gaap Operating Lease Cost
OperatingLeaseCost
184000
us-gaap Operating Lease Cost
OperatingLeaseCost
317000
us-gaap Operating Lease Cost
OperatingLeaseCost
372000
CY2020Q2 us-gaap Short Term Lease Cost
ShortTermLeaseCost
1000
CY2019Q2 us-gaap Short Term Lease Cost
ShortTermLeaseCost
3000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
3000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
9000
CY2020Q2 us-gaap Variable Lease Cost
VariableLeaseCost
14000
CY2019Q2 us-gaap Variable Lease Cost
VariableLeaseCost
12000
us-gaap Variable Lease Cost
VariableLeaseCost
28000
us-gaap Variable Lease Cost
VariableLeaseCost
23000
CY2020Q2 us-gaap Lease Cost
LeaseCost
174000
CY2019Q2 us-gaap Lease Cost
LeaseCost
199000
us-gaap Lease Cost
LeaseCost
348000
us-gaap Lease Cost
LeaseCost
404000
us-gaap Operating Lease Payments
OperatingLeasePayments
304000
us-gaap Operating Lease Payments
OperatingLeasePayments
249000
CY2020Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P12Y8M12D
CY2020Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P12Y8M12D
CY2019Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P13Y
CY2020Q2 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0354
CY2019Q2 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0351
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
286000
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
558000
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
546000
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
525000
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
3876000
CY2020Q2 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
6342000
CY2020Q2 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1290000
CY2020Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
5052000
CY2019Q1 us-gaap Other Real Estate
OtherRealEstate
2684000
CY2018Q4 us-gaap Other Real Estate
OtherRealEstate
2684000
CY2019Q2 us-gaap Other Real Estate
OtherRealEstate
2684000
CY2019Q2 us-gaap Other Real Estate
OtherRealEstate
2684000
CY2020Q2 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
55000
CY2020Q2 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
83000
CY2019Q2 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
82000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
166000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
161000
CY2020Q2 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
131000
CY2019Q2 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
157000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
262000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
315000
CY2020Q2 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
269000
CY2019Q2 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
272000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
539000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
542000
CY2020Q2 fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-226000
CY2019Q2 fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-133000
fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-452000
fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-286000
CY2020Q2 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
171000
CY2019Q2 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
100000
CY2019 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
421000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
341000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
220000
CY2020Q2 us-gaap Defined Benefit Plan Expected Future Employer Contributions Current Fiscal Year
DefinedBenefitPlanExpectedFutureEmployerContributionsCurrentFiscalYear
680000
fraf Charge Offs On Impaired Loans
ChargeOffsOnImpairedLoans
0
CY2020Q2 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
0
CY2020Q2 us-gaap Fair Value Assets Level1 To Level2 Transfers Amount
FairValueAssetsLevel1ToLevel2TransfersAmount
0
CY2020Q2 us-gaap Fair Value Liabilities Level1 To Level2 Transfers Amount
FairValueLiabilitiesLevel1ToLevel2TransfersAmount
0
fraf Capital Ratios Basel Iii Capital Conservation Buffer Year Three
CapitalRatiosBaselIiiCapitalConservationBufferYearThree
0.0250
CY2020Q2 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1564
fraf Capital Ratios Basel Iii Capital Conservation Buffer Year Three
CapitalRatiosBaselIiiCapitalConservationBufferYearThree
0.0250
CY2019 fraf Community Bank Leverage Ratio Minimum
CommunityBankLeverageRatioMinimum
0.09
fraf Paycheck Protection Program Risk Weight For Risk Based Capital Rules
PaycheckProtectionProgramRiskWeightForRiskBasedCapitalRules
0
fraf Consolidated Asset Limit On Small Bank Holding Companies
ConsolidatedAssetLimitOnSmallBankHoldingCompanies
3000000000
fraf Estate Management Services Fees Recognition Period
EstateManagementServicesFeesRecognitionPeriod
P18M
CY2018Q2 fraf Off Balance Sheet Reserves
OffBalanceSheetReserves
2400000
fraf Letters Of Credit Cancelled
LettersOfCreditCancelled
250000
fraf Off Balance Sheet Reserves
OffBalanceSheetReserves
2100000
us-gaap Reclassifications
Reclassifications
<span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Note 17. Reclassification</span><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;text-indent: 0.25in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Certain prior period amounts may have been reclassified to conform to the current year presentation. Such reclassifications did not affect reported net income</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p>

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