2021 Q2 Form 10-Q Financial Statement

#000072364621000055 Filed on August 09, 2021

View on sec.gov

Income Statement

Concept 2021 Q2 2020 Q2 2020 Q1
Revenue $11.54M $11.17M $11.67M
YoY Change 3.39% -9.93% -2.7%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $83.00K $108.0K $105.0K
YoY Change -23.15% 0.93% 0.0%
% of Gross Profit
Depreciation & Amortization $330.0K $330.0K $330.0K
YoY Change 0.0% -2.94% -2.94%
% of Gross Profit
Operating Expenses $83.00K $108.0K $105.0K
YoY Change -23.15% 0.93% 0.0%
Operating Profit
YoY Change
Interest Expense $720.0K $833.0K $1.413M
YoY Change -13.57% -54.56% -14.88%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $6.301M $2.125M $1.613M
YoY Change 196.52% -54.33% -56.2%
Income Tax $1.030M -$942.0K -$106.0K
% Of Pretax Income 16.35% -44.33% -6.57%
Net Earnings $5.271M $3.067M $1.719M
YoY Change 71.86% -23.02% -46.9%
Net Earnings / Revenue 45.66% 27.47% 14.74%
Basic Earnings Per Share $1.19 $0.71 $0.40
Diluted Earnings Per Share $1.19 $0.71 $0.39
COMMON SHARES
Basic Shares Outstanding 4.425M 4.345M 4.347M
Diluted Shares Outstanding 4.444M 4.350M 4.361M

Balance Sheet

Concept 2021 Q2 2020 Q2 2020 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $98.13M $58.60M $53.35M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $11.18M $13.55M $13.72M
YoY Change -17.48% 1.67% 2.77%
Goodwill $9.016M $9.016M $9.016M
YoY Change 0.0% 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $6.200M $4.100M $3.600M
YoY Change 51.22% -25.45% -36.84%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.678B $1.423B $1.262B
YoY Change 17.93% 13.65% 4.05%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $5.100M $5.100M $5.200M
YoY Change 0.0% -10.53% -14.75%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $5.100M $5.100M $5.200M
YoY Change 0.0% -10.53% -14.75%
LONG-TERM LIABILITIES
Long-Term Debt $19.60M $0.00 $0.00
YoY Change
Other Long-Term Liabilities $11.30M $9.900M $10.50M
YoY Change 14.14% 4.21% 17.98%
Total Long-Term Liabilities $30.90M $9.900M $10.50M
YoY Change 212.12% 4.21% 17.98%
TOTAL LIABILITIES
Total Short-Term Liabilities $5.100M $5.100M $5.200M
Total Long-Term Liabilities $30.90M $9.900M $10.50M
Total Liabilities $1.527B $1.288B $1.133B
YoY Change 18.54% 14.19% 3.82%
SHAREHOLDERS EQUITY
Retained Earnings $109.9M $97.12M $95.36M
YoY Change 13.19% 9.55% 10.89%
Common Stock $47.49M $47.17M $47.10M
YoY Change 0.66% 0.91% 1.19%
Preferred Stock
YoY Change
Treasury Stock (at cost) $7.103M $8.731M $9.095M
YoY Change -18.65% 24.84% 57.68%
Treasury Stock Shares $285.8K $358.3K $373.3K
Shareholders Equity $151.2M $134.8M $129.0M
YoY Change
Total Liabilities & Shareholders Equity $1.678B $1.423B $1.262B
YoY Change 17.93% 13.65% 4.05%

Cashflow Statement

Concept 2021 Q2 2020 Q2 2020 Q1
OPERATING ACTIVITIES
Net Income $5.271M $3.067M $1.719M
YoY Change 71.86% -23.02% -46.9%
Depreciation, Depletion And Amortization $330.0K $330.0K $330.0K
YoY Change 0.0% -2.94% -2.94%
Cash From Operating Activities $1.640M $80.00K $2.491M
YoY Change 1950.0% -98.14% -40.97%
INVESTING ACTIVITIES
Capital Expenditures -$50.00K -$200.0K -$170.0K
YoY Change -75.0% -31.03% 21.43%
Acquisitions
YoY Change
Other Investing Activities -$80.35M -$149.6M -$22.94M
YoY Change -46.3% 5263.08% 772.24%
Cash From Investing Activities -$80.41M -$149.8M -$23.11M
YoY Change -46.33% 4764.61% 735.84%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $1.172M
YoY Change 109.29%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 69.28M 155.0M -9.858M
YoY Change -55.3% 352.95% 33.6%
NET CHANGE
Cash From Operating Activities 1.640M 80.00K 2.491M
Cash From Investing Activities -80.41M -149.8M -23.11M
Cash From Financing Activities 69.28M 155.0M -9.858M
Net Change In Cash -9.490M 5.250M -30.48M
YoY Change -280.76% -85.18% 414.48%
FREE CASH FLOW
Cash From Operating Activities $1.640M $80.00K $2.491M
Capital Expenditures -$50.00K -$200.0K -$170.0K
Free Cash Flow $1.690M $280.0K $2.661M
YoY Change 503.57% -93.89% -38.97%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q2
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2021
dei Entity Central Index Key
EntityCentralIndexKey
0000723646
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
CY2020Q4 fraf Financing Receivable Modifications Subsequent Default Number Of Contracts2
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts2
CY2021Q2 fraf Financing Receivable Modifications Subsequent Default Number Of Contracts2
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts2
CY2020Q4 fraf Financing Receivable Modifications Subsequent Default Recorded Investment2
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment2
CY2021Q2 fraf Financing Receivable Modifications Subsequent Default Recorded Investment2
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment2
CY2020Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2021Q2 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Reductions Cash Flows
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows
CY2020Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2021Q2 us-gaap Preferred Stock Value
PreferredStockValue
dei Document Type
DocumentType
10-Q
dei Document Quarterly Report
DocumentQuarterlyReport
true
dei Document Period End Date
DocumentPeriodEndDate
2021-06-30
dei Document Transition Report
DocumentTransitionReport
false
dei Entity File Number
EntityFileNumber
001-38884
dei Entity Registrant Name
EntityRegistrantName
FRANKLIN FINANCIAL SERVICES CORPORATION
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
PA
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
25-1440803
dei Entity Address Address Line1
EntityAddressAddressLine1
20 South Main Street
dei Entity Address City Or Town
EntityAddressCityOrTown
Chambersburg
dei Entity Address State Or Province
EntityAddressStateOrProvince
PA
dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
17201-0819
dei City Area Code
CityAreaCode
717
dei Local Phone Number
LocalPhoneNumber
264-6116
dei Security12b Title
Security12bTitle
Common stock
dei Trading Symbol
TradingSymbol
FRAF
dei Security Exchange Name
SecurityExchangeName
NASDAQ
dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
dei Entity Small Business
EntitySmallBusiness
true
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
dei Entity Shell Company
EntityShellCompany
false
CY2021Q3 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
4419642
CY2021Q2 us-gaap Cash And Due From Banks
CashAndDueFromBanks
16499000
CY2020Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
17059000
CY2021Q2 fraf Short Term Interest Bearing Deposits In Banks And Other Financial Institutions
ShortTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
81632000
CY2020Q4 fraf Short Term Interest Bearing Deposits In Banks And Other Financial Institutions
ShortTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
40087000
CY2021Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
98131000
CY2020Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
57146000
CY2021Q2 fraf Long Term Interest Bearing Deposits In Banks And Other Financial Institutions
LongTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
10492000
CY2020Q4 fraf Long Term Interest Bearing Deposits In Banks And Other Financial Institutions
LongTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
12741000
CY2021Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
512247000
CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
396940000
CY2021Q2 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
482000
CY2020Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
391000
CY2021Q2 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
495000
CY2020Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
468000
CY2021Q2 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
5537000
CY2020Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
9446000
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
999035000
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1009704000
CY2021Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15055000
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16789000
CY2021Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
983980000
CY2020Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
992915000
CY2021Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
11183000
CY2020Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13105000
CY2021Q2 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
5023000
CY2020Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
5272000
CY2021Q2 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
22515000
CY2020Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
22288000
CY2021Q2 us-gaap Goodwill
Goodwill
9016000
CY2020Q4 us-gaap Goodwill
Goodwill
9016000
CY2021Q2 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
6231000
CY2020Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
2401000
CY2021Q2 us-gaap Other Assets
OtherAssets
12976000
CY2020Q4 us-gaap Other Assets
OtherAssets
12909000
CY2021Q2 us-gaap Assets
Assets
1678308000
CY2020Q4 us-gaap Assets
Assets
1535038000
CY2021Q2 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
293350000
CY2020Q4 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
259060000
CY2021Q2 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1128041000
CY2020Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1019348000
CY2021Q2 us-gaap Time Deposits
TimeDeposits
69817000
CY2020Q4 us-gaap Time Deposits
TimeDeposits
76165000
CY2021Q2 us-gaap Deposits
Deposits
1491208000
CY2020Q4 us-gaap Deposits
Deposits
1354573000
CY2021Q2 us-gaap Notes Payable
NotesPayable
19571000
CY2020Q4 us-gaap Notes Payable
NotesPayable
19555000
CY2021Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
5105000
CY2020Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
5332000
CY2021Q2 us-gaap Other Liabilities
OtherLiabilities
11268000
CY2020Q4 us-gaap Other Liabilities
OtherLiabilities
10402000
CY2021Q2 us-gaap Liabilities
Liabilities
1527152000
CY2020Q4 us-gaap Liabilities
Liabilities
1389862000
CY2020Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2021Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2020Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
15000000
CY2021Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
15000000
CY2021Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
4710872
CY2021Q2 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
4425092
CY2020Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
4710872
CY2020Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
4389355
CY2021Q2 us-gaap Common Stock Value
CommonStockValue
4711000
CY2020Q4 us-gaap Common Stock Value
CommonStockValue
4711000
CY2020Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
0
CY2021Q2 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
0
CY2020Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000
CY2021Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000
CY2020Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2021Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2020Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2021Q2 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2021Q2 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
42774000
CY2020Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
42589000
CY2021Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
109930000
CY2020Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
102520000
CY2021Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
844000
CY2020Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
3190000
CY2021Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
285780
CY2020Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
321517
CY2021Q2 us-gaap Treasury Stock Value
TreasuryStockValue
7103000
CY2020Q4 us-gaap Treasury Stock Value
TreasuryStockValue
7834000
CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
151156000
CY2020Q4 us-gaap Stockholders Equity
StockholdersEquity
145176000
CY2021Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1678308000
CY2020Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1535038000
CY2021Q2 us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
9188000
CY2020Q2 us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
9680000
us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
18569000
us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
19848000
CY2021Q2 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1755000
CY2020Q2 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1048000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3377000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2110000
CY2021Q2 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
530000
CY2020Q2 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
352000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1062000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
524000
CY2021Q2 us-gaap Dividend Income Operating
DividendIncomeOperating
12000
CY2020Q2 us-gaap Dividend Income Operating
DividendIncomeOperating
3000
us-gaap Dividend Income Operating
DividendIncomeOperating
15000
us-gaap Dividend Income Operating
DividendIncomeOperating
9000
CY2021Q2 us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
58000
CY2020Q2 us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
82000
us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
112000
us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
340000
CY2021Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11543000
CY2020Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11165000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
23135000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
22831000
CY2021Q2 us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
457000
CY2020Q2 us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
833000
us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
943000
us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
2246000
CY2021Q2 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
263000
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
525000
CY2021Q2 us-gaap Interest Expense
InterestExpense
720000
CY2020Q2 us-gaap Interest Expense
InterestExpense
833000
us-gaap Interest Expense
InterestExpense
1468000
us-gaap Interest Expense
InterestExpense
2246000
CY2021Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10823000
CY2020Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10332000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
21667000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
20585000
CY2021Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1100000
CY2020Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1975000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1900000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
4975000
CY2021Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
11923000
CY2020Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8357000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
23567000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
15610000
CY2021Q2 us-gaap Investment Banking Revenue
InvestmentBankingRevenue
1905000
CY2020Q2 us-gaap Investment Banking Revenue
InvestmentBankingRevenue
1590000
us-gaap Investment Banking Revenue
InvestmentBankingRevenue
3542000
us-gaap Investment Banking Revenue
InvestmentBankingRevenue
3035000
CY2021Q2 fraf Loan Service Charges
LoanServiceCharges
227000
CY2020Q2 fraf Loan Service Charges
LoanServiceCharges
274000
fraf Loan Service Charges
LoanServiceCharges
423000
fraf Loan Service Charges
LoanServiceCharges
414000
CY2021Q2 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
555000
CY2020Q2 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
228000
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1337000
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
372000
CY2021Q2 fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
470000
CY2020Q2 fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
397000
fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
938000
fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
962000
CY2021Q2 fraf Other Service Charges And Fees
OtherServiceChargesAndFees
420000
CY2020Q2 fraf Other Service Charges And Fees
OtherServiceChargesAndFees
336000
fraf Other Service Charges And Fees
OtherServiceChargesAndFees
816000
fraf Other Service Charges And Fees
OtherServiceChargesAndFees
683000
CY2021Q2 fraf Debit Card Income
DebitCardIncome
576000
CY2020Q2 fraf Debit Card Income
DebitCardIncome
438000
fraf Debit Card Income
DebitCardIncome
1093000
fraf Debit Card Income
DebitCardIncome
857000
CY2021Q2 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
112000
CY2020Q2 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
112000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
227000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
236000
us-gaap Premiums Earned Net
PremiumsEarnedNet
812000
CY2021Q2 us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
91000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
91000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-10000
CY2021Q2 fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
38000
CY2020Q2 fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
27000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
91000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-100000
CY2021Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
95000
CY2020Q2 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
10000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
158000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
40000
CY2021Q2 us-gaap Noninterest Income
NoninterestIncome
4489000
CY2020Q2 us-gaap Noninterest Income
NoninterestIncome
3412000
us-gaap Noninterest Income
NoninterestIncome
8716000
us-gaap Noninterest Income
NoninterestIncome
7301000
CY2021Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
6245000
CY2020Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5382000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
11903000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
10916000
CY2021Q2 us-gaap Occupancy Net
OccupancyNet
856000
CY2020Q2 us-gaap Occupancy Net
OccupancyNet
865000
us-gaap Occupancy Net
OccupancyNet
1766000
us-gaap Occupancy Net
OccupancyNet
1695000
CY2021Q2 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
396000
CY2020Q2 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
464000
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
740000
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
919000
CY2021Q2 us-gaap Professional Fees
ProfessionalFees
498000
CY2020Q2 us-gaap Professional Fees
ProfessionalFees
430000
us-gaap Professional Fees
ProfessionalFees
973000
us-gaap Professional Fees
ProfessionalFees
825000
CY2021Q2 fraf Data Processing
DataProcessing
888000
CY2020Q2 fraf Data Processing
DataProcessing
834000
fraf Data Processing
DataProcessing
1817000
fraf Data Processing
DataProcessing
1641000
CY2021Q2 us-gaap Taxes Other
TaxesOther
308000
CY2020Q2 us-gaap Taxes Other
TaxesOther
263000
us-gaap Taxes Other
TaxesOther
400000
us-gaap Taxes Other
TaxesOther
438000
CY2021Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
179000
CY2020Q2 fraf Federal Deposit Insurance Corporation Premium Expense Reversal
FederalDepositInsuranceCorporationPremiumExpenseReversal
-88000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
382000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
148000
CY2021Q2 fraf Atm Debit Card Processing
AtmDebitCardProcessing
329000
CY2020Q2 fraf Atm Debit Card Processing
AtmDebitCardProcessing
279000
fraf Atm Debit Card Processing
AtmDebitCardProcessing
625000
fraf Atm Debit Card Processing
AtmDebitCardProcessing
543000
CY2021Q2 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
83000
CY2020Q2 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
108000
us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
213000
us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
213000
CY2021Q2 fraf Nonservice Pension
NonservicePension
189000
CY2020Q2 fraf Nonservice Pension
NonservicePension
88000
fraf Nonservice Pension
NonservicePension
395000
fraf Nonservice Pension
NonservicePension
176000
CY2021Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
140000
CY2020Q2 us-gaap Other Noninterest Expense
OtherNoninterestExpense
843000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1063000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1659000
CY2021Q2 us-gaap Noninterest Expense
NoninterestExpense
10111000
CY2020Q2 us-gaap Noninterest Expense
NoninterestExpense
9644000
us-gaap Noninterest Expense
NoninterestExpense
20277000
us-gaap Noninterest Expense
NoninterestExpense
19173000
CY2021Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
6301000
CY2020Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2125000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
12006000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
3738000
CY2021Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1030000
CY2020Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-942000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1905000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-1048000
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
5271000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
us-gaap Net Income Loss
NetIncomeLoss
10101000
us-gaap Net Income Loss
NetIncomeLoss
4786000
CY2021Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.19
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.71
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.29
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.10
CY2021Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.19
CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.71
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.28
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.10
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
5271000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
us-gaap Net Income Loss
NetIncomeLoss
10101000
us-gaap Net Income Loss
NetIncomeLoss
4786000
CY2021Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
7699000
CY2020Q2 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
4602000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-2878000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
6650000
CY2021Q2 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
91000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
91000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-10000
CY2021Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
7608000
CY2020Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
4602000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-2969000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
6660000
CY2021Q2 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
1598000
CY2020Q2 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
967000
us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-623000
us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
1399000
CY2021Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
6010000
CY2020Q2 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
3635000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-2346000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
5261000
CY2021Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
6010000
CY2020Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3635000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-2346000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
5261000
CY2021Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
11281000
CY2020Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
6702000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
7755000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
10047000
CY2021Q1 us-gaap Stockholders Equity
StockholdersEquity
140699000
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
5271000
CY2021Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
6010000
CY2021Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.31
CY2021Q2 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1373000
CY2021Q2 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
706000
CY2021Q2 us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
1099000
CY2021Q2 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
89000
CY2021Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
67000
CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
151156000
CY2020Q4 us-gaap Stockholders Equity
StockholdersEquity
145176000
us-gaap Net Income Loss
NetIncomeLoss
10101000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-2346000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.61
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
2691000
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
719000
us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
1424000
us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
96000
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
115000
CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
151156000
CY2020Q1 us-gaap Stockholders Equity
StockholdersEquity
129005000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
CY2020Q2 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
3635000
CY2020Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.30
CY2020Q2 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1302000
CY2020Q2 us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
380000
CY2020Q2 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
55000
CY2020Q2 us-gaap Stockholders Equity
StockholdersEquity
134840000
CY2019Q4 us-gaap Stockholders Equity
StockholdersEquity
127528000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
5261000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.60
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
2608000
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1172000
us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
940000
us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
3000
us-gaap Stock Issued During Period Value Share Based Compensation Gross
StockIssuedDuringPeriodValueShareBasedCompensationGross
16000
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
86000
CY2020Q2 us-gaap Stockholders Equity
StockholdersEquity
134840000
us-gaap Net Income Loss
NetIncomeLoss
10101000
us-gaap Net Income Loss
NetIncomeLoss
4786000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
647000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
663000
fraf Net Amortization Of Loans And Investment Securities
NetAmortizationOfLoansAndInvestmentSecurities
497000
fraf Net Amortization Of Loans And Investment Securities
NetAmortizationOfLoansAndInvestmentSecurities
867000
fraf Amortization Of Subordinate Debt Issuance Costs
AmortizationOfSubordinateDebtIssuanceCosts
526000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1900000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
4975000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
91000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-100000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
91000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-10000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
57028000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
28817000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
62274000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
25974000
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
1337000
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
372000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
227000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
236000
fraf Decrease Increase In Fair Value Of Derivative
DecreaseIncreaseInFairValueOfDerivative
16000
fraf Decrease Increase In Fair Value Of Derivative
DecreaseIncreaseInFairValueOfDerivative
-36000
fraf Income Tax Benefit Of Statutory Treatment Of Net Operating Loss Carryback
IncomeTaxBenefitOfStatutoryTreatmentOfNetOperatingLossCarryback
1112000
us-gaap Share Based Compensation
ShareBasedCompensation
115000
us-gaap Share Based Compensation
ShareBasedCompensation
86000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
2231000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
2459000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
816000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-1045000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
12087000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2572000
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
2249000
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
-5239000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
16060000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
165000
fraf Proceeds From Maturities And Pay Downs Of Securities Available For Sale
ProceedsFromMaturitiesAndPayDownsOfSecuritiesAvailableForSale
17744000
fraf Proceeds From Maturities And Pay Downs Of Securities Available For Sale
ProceedsFromMaturitiesAndPayDownsOfSecuritiesAvailableForSale
21049000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
153392000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
114107000
us-gaap Increase Decrease Of Restricted Investments
IncreaseDecreaseOfRestrictedInvestments
27000
us-gaap Increase Decrease Of Restricted Investments
IncreaseDecreaseOfRestrictedInvestments
3000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-11741000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
78056000
us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
3623000
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
222000
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
373000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-105847000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-172941000
fraf Net Increase In Demand Deposits Interest Bearing Checking And Savings Accounts
NetIncreaseInDemandDepositsInterestBearingCheckingAndSavingsAccounts
142983000
fraf Net Increase In Demand Deposits Interest Bearing Checking And Savings Accounts
NetIncreaseInDemandDepositsInterestBearingCheckingAndSavingsAccounts
157599000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-6348000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-9638000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2691000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2608000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
719000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1172000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
96000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
19000
fraf Proceeds To Stock Plans
ProceedsToStockPlans
1424000
fraf Proceeds To Stock Plans
ProceedsToStockPlans
940000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
134745000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
145140000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
40985000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
-25229000
CY2020Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
57146000
CY2019Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
83828000
CY2021Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
98131000
CY2020Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
58599000
us-gaap Interest Paid Net
InterestPaidNet
1554000
us-gaap Interest Paid Net
InterestPaidNet
2424000
us-gaap Income Taxes Paid
IncomeTaxesPaid
1458000
us-gaap Income Taxes Paid
IncomeTaxesPaid
567000
fraf Recognition Of Operating Lease Right Of Use Asset
RecognitionOfOperatingLeaseRightOfUseAsset
105000
CY2021Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4425000
CY2020Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4345000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4411000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4346000
CY2021Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
19000
CY2020Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
5000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
21000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
8000
CY2021Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4444000
CY2020Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4350000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4432000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4354000
CY2021Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
30000
CY2020Q2 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
80000
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
61000
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
80000
CY2021Q2 us-gaap Net Income Loss
NetIncomeLoss
5271000
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
3067000
us-gaap Net Income Loss
NetIncomeLoss
10101000
us-gaap Net Income Loss
NetIncomeLoss
4786000
CY2021Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.19
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.71
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.29
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.10
CY2021Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.19
CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.71
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.28
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.10
CY2021Q2 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
502645000
CY2021Q2 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
11487000
CY2021Q2 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
1885000
CY2021Q2 us-gaap Available For Sale Securities
AvailableForSaleSecurities
512247000
CY2020Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
384369000
CY2020Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
13272000
CY2020Q4 us-gaap Available For Sale Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
701000
CY2020Q4 us-gaap Available For Sale Securities
AvailableForSaleSecurities
396940000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
2804000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
2829000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
22439000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
23044000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
248520000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
256445000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
49579000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
49079000
CY2021Q2 fraf Amortized Cost Contractual Maturities Sub Total
AmortizedCostContractualMaturitiesSubTotal
323342000
CY2021Q2 fraf Fair Value Contractual Maturities Sub Total
FairValueContractualMaturitiesSubTotal
331397000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
179303000
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
180850000
CY2021Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
502645000
CY2021Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
512247000
CY2021Q2 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
16060000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
16060000
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
165000
CY2021Q2 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
169000
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
169000
CY2021Q2 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
78000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
78000
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
10000
CY2021Q2 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
91000
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
91000
us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-10000
CY2021Q2 fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
-19000
fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
-19000
fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
2000
CY2021Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
110777000
CY2021Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments
1724000
CY2021Q2 fraf Available For Sale Securities In Unrealized Loss Positions Less Than12 Months Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThan12MonthsQualitativeDisclosureNumberOfPositions
112
CY2021Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
18126000
CY2021Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments
161000
CY2021Q2 fraf Available For Sale Securities In Unrealized Loss Positions12 Months Or Longer Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositions12MonthsOrLongerQualitativeDisclosureNumberOfPositions
24
CY2021Q2 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
128903000
CY2021Q2 fraf Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
1885000
CY2021Q2 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
136
CY2020Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
60918000
CY2020Q4 fraf Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLossesAccumulatedInInvestments
405000
CY2020Q4 fraf Available For Sale Securities In Unrealized Loss Positions Less Than12 Months Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositionsLessThan12MonthsQualitativeDisclosureNumberOfPositions
67
CY2020Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
22032000
CY2020Q4 fraf Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLossesAccumulatedInInvestments
296000
CY2020Q4 fraf Available For Sale Securities In Unrealized Loss Positions12 Months Or Longer Qualitative Disclosure Number Of Positions
AvailableForSaleSecuritiesInUnrealizedLossPositions12MonthsOrLongerQualitativeDisclosureNumberOfPositions
35
CY2020Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
82950000
CY2020Q4 fraf Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses Accumulated In Investments
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLossesAccumulatedInInvestments
701000
CY2020Q4 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
102
CY2020Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
CY2019Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Reductions Cash Flows
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsCashFlows
15000
CY2021Q2 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
257000
CY2020Q2 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
CY2021Q2 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
482000
CY2020Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
391000
fraf Ppp Program Guarantee Percentage
PppProgramGuaranteePercentage
1
fraf Ppp Program Interest Rate
PppProgramInterestRate
0.01
fraf Ppp Program Guarantee Percentage
PppProgramGuaranteePercentage
1
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
999035000
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1009704000
CY2021Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15055000
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16789000
CY2021Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
983980000
CY2020Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
992915000
CY2021Q2 us-gaap Pledged Assets Separately Reported Loans Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue
707061000
CY2020Q4 us-gaap Pledged Assets Separately Reported Loans Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue
840850000
CY2021Q2 us-gaap Pledged Assets Separately Reported Loans Pledged As Collateral At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedAsCollateralAtFairValue
45358000
CY2020Q4 us-gaap Pledged Assets Separately Reported Loans Pledged As Collateral At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedAsCollateralAtFairValue
50605000
CY2021Q2 us-gaap Loans Pledged As Collateral
LoansPledgedAsCollateral
752419000
CY2020Q4 us-gaap Loans Pledged As Collateral
LoansPledgedAsCollateral
891455000
CY2021Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16136000
CY2021Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
49000
CY2021Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
68000
CY2021Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1100000
CY2021Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15055000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
11966000
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
424000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
38000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
4975000
CY2020Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16555000
CY2021Q2 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
16987000
CY2021Q2 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
982048000
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
999035000
CY2021Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
322000
CY2021Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
14733000
CY2021Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15055000
CY2020Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
17253000
CY2020Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
992451000
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1009704000
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
228000
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
16561000
CY2020Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
16789000
CY2021Q2 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
11191000
CY2021Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
12256000
CY2021Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
5796000
CY2021Q2 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
5796000
CY2021Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
322000
CY2020Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
11551000
CY2020Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
12473000
CY2020Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
5702000
CY2020Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
5702000
CY2020Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
228000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
17125000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
104000
CY2020Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
12350000
CY2020Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
101000
CY2021Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
1545000
CY2021Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
8748000
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
999035000
CY2020Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
871000
CY2020Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
8704000
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1009704000
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
999035000
CY2020Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1009704000
CY2021Q2 fraf Financing Receivable Modifications Number Of Contracts3
FinancingReceivableModificationsNumberOfContracts3
20
CY2021Q2 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
10729000
CY2020Q4 fraf Financing Receivable Modifications Number Of Contracts3
FinancingReceivableModificationsNumberOfContracts3
19
CY2020Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
11011000
CY2020 fraf Financing Receivable New Modifications Number Of Contracts
FinancingReceivableNewModificationsNumberOfContracts
3
CY2020 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
1076000
CY2020 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
1076000
fraf Short Term Modification Period
ShortTermModificationPeriod
P6M
CY2021Q2 fraf Loan Deferral Or Modification Granted Amount
LoanDeferralOrModificationGrantedAmount
13300000
CY2021Q2 fraf Loan Deferral Or Modification Granted Percentage Of Gross Loans
LoanDeferralOrModificationGrantedPercentageOfGrossLoans
0.01
CY2021Q2 us-gaap Operating Lease Cost
OperatingLeaseCost
174000
CY2020Q2 us-gaap Operating Lease Cost
OperatingLeaseCost
159000
us-gaap Operating Lease Cost
OperatingLeaseCost
348000
us-gaap Operating Lease Cost
OperatingLeaseCost
317000
CY2020Q2 us-gaap Short Term Lease Cost
ShortTermLeaseCost
1000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
3000
CY2021Q2 us-gaap Variable Lease Cost
VariableLeaseCost
25000
CY2020Q2 us-gaap Variable Lease Cost
VariableLeaseCost
14000
us-gaap Variable Lease Cost
VariableLeaseCost
49000
us-gaap Variable Lease Cost
VariableLeaseCost
28000
CY2021Q2 us-gaap Lease Cost
LeaseCost
199000
CY2020Q2 us-gaap Lease Cost
LeaseCost
174000
us-gaap Lease Cost
LeaseCost
397000
us-gaap Lease Cost
LeaseCost
348000
us-gaap Operating Lease Payments
OperatingLeasePayments
326000
us-gaap Operating Lease Payments
OperatingLeasePayments
304000
CY2021Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P11Y3M18D
CY2021Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P11Y3M18D
CY2020Q2 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P12Y8M12D
CY2021Q2 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0335
CY2020Q2 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0354
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
331000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
640000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
650000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
628000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
588000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
3396000
CY2021Q2 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
6233000
CY2021Q2 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1128000
CY2021Q2 us-gaap Operating Lease Liability
OperatingLeaseLiability
5105000
CY2020Q4 us-gaap Other Real Estate
OtherRealEstate
0
CY2021Q2 us-gaap Other Real Estate
OtherRealEstate
0
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
24000
CY2021Q2 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
107000
CY2020Q2 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
83000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
205000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
166000
CY2021Q2 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
96000
CY2020Q2 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
131000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
183000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
262000
CY2021Q2 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
280000
CY2020Q2 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
269000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
554000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
539000
CY2021Q2 us-gaap Defined Benefit Plan Recognized Net Gain Loss Due To Settlements1
DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1
-90000
us-gaap Defined Benefit Plan Recognized Net Gain Loss Due To Settlements1
DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1
-198000
CY2021Q2 fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-283000
CY2020Q2 fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-226000
fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-568000
fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-452000
CY2021Q2 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
296000
CY2020Q2 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
171000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
600000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
341000
fraf Charge Offs On Impaired Loans
ChargeOffsOnImpairedLoans
0
CY2021Q2 us-gaap Derivative Liabilities
DerivativeLiabilities
24000
CY2020Q4 us-gaap Derivative Liabilities
DerivativeLiabilities
40000
CY2021Q2 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
0
CY2021Q2 us-gaap Fair Value Assets Level1 To Level2 Transfers Amount
FairValueAssetsLevel1ToLevel2TransfersAmount
0
CY2021Q2 us-gaap Fair Value Liabilities Level1 To Level2 Transfers Amount
FairValueLiabilitiesLevel1ToLevel2TransfersAmount
0
CY2021Q2 us-gaap Deferred Finance Costs Gross
DeferredFinanceCostsGross
428800000
fraf Debt Instrument Redemption Period
DebtInstrumentRedemptionPeriod
P5Y
fraf Capital Ratios Basel Iii Capital Conservation Buffer Year Three
CapitalRatiosBaselIiiCapitalConservationBufferYearThree
0.0250
fraf Capital Ratios Basel Iii Capital Conservation Buffer Year Three
CapitalRatiosBaselIiiCapitalConservationBufferYearThree
0.0250
CY2020 fraf Community Bank Leverage Ratio Minimum
CommunityBankLeverageRatioMinimum
0.09
fraf Paycheck Protection Program Risk Weight For Risk Based Capital Rules
PaycheckProtectionProgramRiskWeightForRiskBasedCapitalRules
0
fraf Consolidated Asset Limit On Small Bank Holding Companies
ConsolidatedAssetLimitOnSmallBankHoldingCompanies
3000000000.0
fraf Estate Management Services Fees Recognition Period
EstateManagementServicesFeesRecognitionPeriod
P18M
CY2018Q2 fraf Off Balance Sheet Reserves
OffBalanceSheetReserves
2400000
CY2021Q2 fraf Letters Of Credit Cancelled
LettersOfCreditCancelled
250000
fraf Off Balance Sheet Reserves
OffBalanceSheetReserves
1500000
us-gaap Reclassifications
Reclassifications
<span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Note 17. Reclassification</span><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;text-indent: 0.25in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Certain prior period amounts may have been reclassified to conform to the current year presentation. Such reclassifications did not affect prior year net income or shareholders’ equity</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p>

Files In Submission

Name View Source Status
0000723646-21-000055-index-headers.html Edgar Link pending
0000723646-21-000055-index.html Edgar Link pending
0000723646-21-000055.txt Edgar Link pending
0000723646-21-000055-xbrl.zip Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
fraf-20210630.xsd Edgar Link pending
fraf-20210630x10q.htm Edgar Link pending
fraf-20210630x10q_htm.xml Edgar Link completed
fraf-20210630xex31_1.htm Edgar Link pending
fraf-20210630xex31_2.htm Edgar Link pending
fraf-20210630xex32_1.htm Edgar Link pending
fraf-20210630xex32_2.htm Edgar Link pending
fraf-20210630_cal.xml Edgar Link unprocessable
fraf-20210630_def.xml Edgar Link unprocessable
fraf-20210630_lab.xml Edgar Link unprocessable
fraf-20210630_pre.xml Edgar Link unprocessable
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R73.htm Edgar Link pending
R74.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending