- Understand $frbkq stock

$FRBKQ Market Cap: $60 Thousand

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Financial Snapshot

Revenue

$8.948M

TTM

Gross Margin

Net Earnings

$2.450M

TTM

Current Assets

Current Liabilities

$1.047B

Q1 2023

Current Ratio

Total Assets

$6.157B

Q1 2023

Total Liabilities

$5.960B

Q1 2023

Book Value

$196.8M

Q1 2023

Cash

P/E

0.02449

Nov 13, 2024 EST

Free Cash Flow

$33.09M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Revenue	$14.56M	$115.0M	$104.9M	$92.07M	$70.85M	$54.23M	$45.44M	$40.47M
YoY Change	-87.34%	9.62%	13.89%	29.96%	30.65%	19.35%	12.26%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2021	2020	2019	2018	2017	2016	2015	2014
Revenue	$14.56M	$115.0M	$104.9M	$92.07M	$70.85M	$54.23M	$45.44M	$40.47M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$8.400M	$8.200M	$6.500M	$5.400M	$4.600M	$3.500M	$3.100M	$2.400M	$2.110M	$2.010M	$2.110M	$2.030M	$1.860M	$1.340M	$1.360M	$1.010M	$990.0K	$1.340M	$1.420M	$1.050M	$950.0K	$710.0K	$580.0K	$430.0K	$290.0K	$60.00K	$90.00K	$80.00K	$130.0K	$80.00K	$70.00K	$60.00K	$60.00K	$10.00K
YoY Change	2.44%	26.15%	20.37%	17.39%	31.43%	12.9%	29.17%	13.74%	4.98%	-4.74%	3.94%	9.14%	38.81%	-1.47%	34.65%	2.02%	-26.12%	-5.63%	35.24%	10.53%	33.8%	22.41%	34.88%	48.28%	383.33%	-33.33%	12.5%	-38.46%	62.5%	14.29%	16.67%	0.0%	500.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2021	2020	2019	2018	2017	2016	2015	2014
Interest Expense	$18.59M	$23.12M	$27.06M	$16.17M	$8.784M	$6.863M	$5.381M	$4.644M
YoY Change	-19.58%	-14.56%	67.33%	84.08%	27.99%	27.54%	15.87%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Pretax Income	$33.70M	$6.444M	-$4.850M	$10.21M	$5.986M	$4.826M	$2.407M	$2.396M	-$3.500M	$3.500M	-$16.50M	-$16.80M	-$17.70M	-$1.200M	$10.20M	$15.30M	$13.40M	$8.300M	$4.000M	$2.100M	$2.200M	$5.000M	$7.000M	$5.000M	$5.100M	$4.100M	$900.0K	$1.200M	$400.0K	-$1.000M	$100.0K	-$1.400M	-$400.0K	-$1.100M
YoY Change	423.0%	-232.87%	-147.53%	70.48%	24.04%	100.5%	0.46%	-168.46%	-200.0%	-121.21%	-1.79%	-5.08%	1375.0%	-111.76%	-33.33%	14.18%	61.45%	107.5%	90.48%	-4.55%	-56.0%	-28.57%	40.0%	-1.96%	24.39%	355.56%	-25.0%	200.0%	-140.0%	-1100.0%	-107.14%	250.0%	-63.64%
Income Tax	$8.526M	$1.390M	-$1.350M	$1.578M	-$2.919M	-$119.0K	-$26.00K	-$46.00K	$0.00	-$100.0K	$8.200M	-$6.100M	-$6.200M	-$800.0K	$3.300M	$5.200M	$4.500M	$2.700M	$1.300M	$700.0K	$700.0K	$1.700M	$2.300M	$1.700M	$1.600M	$1.400M	$300.0K	$400.0K	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
% Of Pretax Income	25.3%	21.57%		15.46%	-48.76%	-2.47%	-1.08%	-1.92%		-2.86%					32.35%	33.99%	33.58%	32.53%	32.5%	33.33%	31.82%	34.0%	32.86%	34.0%	31.37%	34.15%	33.33%	33.33%	0.0%		0.0%
Net Earnings	$25.18M	$5.054M	-$3.500M	$8.627M	$8.905M	$4.945M	$2.433M	$2.442M	-$3.500M	$3.600M	-$24.70M	-$10.70M	-$11.40M	-$500.0K	$6.900M	$10.10M	$8.900M	$8.900M	$4.900M	$2.200M	$2.100M	$3.400M	$4.600M	$3.800M	$3.600M	$2.700M	$600.0K	$800.0K	$400.0K	-$1.000M	$100.0K	-$1.400M	-$500.0K	-$1.100M
YoY Change	398.14%	-244.4%	-140.57%	-3.12%	80.08%	103.25%	-0.37%	-169.77%	-197.22%	-114.57%	130.84%	-6.14%	2180.0%	-107.25%	-31.68%	13.48%	0.0%	81.63%	122.73%	4.76%	-38.24%	-26.09%	21.05%	5.56%	33.33%	350.0%	-25.0%	100.0%	-140.0%	-1100.0%	-107.14%	180.0%	-54.55%
Net Earnings / Revenue	172.96%	4.4%	-3.34%	9.37%	12.57%	9.12%	5.35%	6.03%
Basic Earnings Per Share	$0.37	$0.07	-$0.06	$0.15	$0.16	$0.13	$0.06	$0.07
Diluted Earnings Per Share	$331.5K	$0.07	-$0.06	$0.15	$0.15	$0.12	$0.06	$0.07	-$134.6K	$138.5K	-$950.0K	-$575.3K	-$1.065M	-$47.62K	$644.9K	$943.9K	$847.6K	$864.1K	$490.0K	$229.2K	$221.1K	$361.7K	$494.6K	$395.8K	$473.7K	$465.5K	$146.3K	$210.5K	$137.9K	-$344.8K	$34.48K	-$482.8K	-$172.4K	-$1.833M

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$127.4M	$196.1M	$181.8M	$87.70M	$74.90M	$57.00M	$46.20M	$35.00M	$22.70M	$22.00M	$23.50M	$25.50M	$24.50M	$14.20M	$11.30M	$5.600M	$3.600M	$3.600M	$4.400M	$5.000M	$5.200M	$5.200M	$5.000M	$4.000M	$2.500M	$700.0K	$300.0K	$200.0K	$300.0K	$300.0K	$300.0K	$300.0K	$300.0K	$200.0K
YoY Change	-35.01%	7.87%	107.3%	17.09%	31.4%	23.38%	32.0%	54.19%	3.18%	-6.38%	-7.84%	4.08%	72.54%	25.66%	101.79%	55.56%	0.0%	-18.18%	-12.0%	-3.85%	0.0%	4.0%	25.0%	60.0%	257.14%	133.33%	50.0%	-33.33%	0.0%	0.0%	0.0%	0.0%	50.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets																		$55.60M
YoY Change
Total Long-Term Assets
YoY Change
Total Assets	$5.627B	$5.066B	$3.341B	$2.753B	$2.322B	$1.924B	$1.439B	$1.215B	$961.7M	$988.7M	$1.047B	$876.1M	$1.009B	$952.0M	$1.016B	$1.009B	$850.9M	$720.4M	$654.8M	$647.7M	$652.3M	$655.6M	$586.3M	$516.4M	$375.5M	$273.8M	$131.1M	$105.1M	$112.7M	$97.50M	$89.90M	$64.70M	$53.40M	$20.40M
YoY Change
Accounts Payable	$550.0K	$900.0K	$1.600M	$600.0K	$300.0K	$400.0K	$200.0K	$300.0K	$200.0K	$300.0K	$1.000M	$1.000M	$1.800M	$2.500M	$3.700M	$5.200M	$1.800M	$2.100M	$2.800M	$3.600M	$4.300M
YoY Change	-38.89%	-43.75%	166.67%	100.0%	-25.0%	100.0%	-33.33%	50.0%	-33.33%	-70.0%	0.0%	-44.44%	-28.0%	-32.43%	-28.85%	188.89%	-14.29%	-25.0%	-22.22%	-16.28%
Accrued Expenses	$81.77M	$77.60M	$68.90M																$8.100M	$5.500M	$5.400M	$10.60M	$8.900M	$8.600M	$6.500M	$5.400M	$2.600M	$1.300M	$1.100M	$900.0K	$1.000M	$1.000M	$1.400M	$300.0K
YoY Change	5.37%	12.63%																	47.27%	1.85%	-49.06%	19.1%	3.49%	32.31%	20.37%	107.69%	100.0%	18.18%	22.22%	-10.0%	0.0%	-28.57%	366.67%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$633.9M		$91.40M		$0.00	$47.00M					$0.00	$0.00	$77.30M	$133.4M	$159.7M	$123.9M	$61.10M	$127.9M	$125.0M	$142.5M	$176.4M	$236.6M	$188.0M	$85.90M	$0.00
YoY Change	-100.0%					-100.0%							-100.0%	-42.05%	-16.47%	28.89%	102.78%	-52.23%	2.32%	-12.28%	-19.22%	-25.44%	25.85%	118.86%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$82.32M	$78.50M	$70.50M	$600.0K	$300.0K	$400.0K	$200.0K	$300.0K	$200.0K	$300.0K	$1.000M	$1.000M	$1.800M	$2.500M	$3.700M	$5.200M	$1.800M	$2.100M	$10.90M	$9.100M	$9.700M	$10.60M	$8.900M	$8.600M	$6.500M	$5.400M	$2.600M	$1.300M	$1.100M	$900.0K	$1.000M	$1.000M	$1.400M	$300.0K
YoY Change	4.87%	11.35%	11650.0%	100.0%	-25.0%	100.0%	-33.33%	50.0%	-33.33%	-70.0%	0.0%	-44.44%	-28.0%	-32.43%	-28.85%	188.89%	-14.29%	-80.73%	19.78%	-6.19%	-8.49%	19.1%	3.49%	32.31%	20.37%	107.69%	100.0%	18.18%	22.22%	-10.0%	0.0%	-28.57%	366.67%
Long-Term Debt	$11.28M	$11.30M	$11.30M	$11.30M	$21.70M	$21.90M	$22.50M	$22.50M	$22.50M	$22.50M	$22.50M	$22.50M	$22.50M	$22.50M	$11.30M	$6.200M	$6.200M	$6.200M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$3.400M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	-0.2%	0.0%	0.0%	-47.93%	-0.91%	-2.67%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	99.12%	82.26%	0.0%	0.0%									-100.0%
Other Long-Term Liabilities	$100.8M	$20.20M	$11.20M	$12.00M	$10.60M	$8.900M	$7.000M	$6.800M	$6.500M	$6.800M	$6.400M	$6.800M	$6.200M	$6.200M	$6.500M	$8.200M	$7.500M	$50.10M	$6.000M	$6.000M	$6.000M	$0.00
YoY Change	398.89%	80.36%	-6.67%	13.21%	19.1%	27.14%	2.94%	4.62%	-4.41%	6.25%	-5.88%	9.68%	0.0%	-4.62%	-20.73%	9.33%	-85.03%	735.0%	0.0%	0.0%
Total Long-Term Liabilities	$112.1M	$31.50M	$22.50M	$23.30M	$32.30M	$30.80M	$29.50M	$29.30M	$29.00M	$29.30M	$28.90M	$29.30M	$28.70M	$28.70M	$17.80M	$14.40M	$13.70M	$56.30M	$6.000M	$6.000M	$6.000M	$0.00	$0.00	$0.00	$0.00	$0.00	$3.400M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	255.72%	40.0%	-3.43%	-27.86%	4.87%	4.41%	0.68%	1.03%	-1.02%	1.38%	-1.37%	2.09%	0.0%	61.24%	23.61%	5.11%	-75.67%	838.33%	0.0%	0.0%						-100.0%
Total Liabilities	$5.303B	$4.758B	$3.092B	$2.508B	$2.096B	$1.709B	$1.326B	$1.102B	$898.8M	$918.8M	$982.5M	$788.0M	$938.4M	$872.7M	$935.8M	$934.1M	$787.2M	$655.2M	$598.4M	$596.4M	$605.5M	$612.6M	$551.3M	$479.7M	$340.8M	$255.4M	$122.4M	$98.60M	$104.7M	$89.90M	$81.30M	$56.30M	$43.50M	$10.00M
YoY Change	11.47%	53.86%	23.28%	19.67%	22.65%	28.87%	20.36%	22.59%	-2.18%	-6.48%	24.68%	-16.03%	7.53%	-6.74%	0.18%	18.66%	20.15%	9.49%	0.34%	-1.5%	-1.16%	11.12%	14.93%	40.76%	33.44%	108.66%	24.14%	-5.83%	16.46%	10.58%	44.4%	29.43%	335.0%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2021	2020	2019	2018	2017	2016	2015	2014
Basic Shares Outstanding	58.89M	58.85M	58.83M
Diluted Shares Outstanding	75.95M	58.90M	58.83M	59.41M	58.25M	39.87M	38.09M	34.59M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $60 Thousand

About

Republic First Bancorp, Inc. is a bank holding company, which engages in the provision of a variety of credit and depository banking services through its subsidiary. The company is headquartered in Philadelphia, Pennsylvania and currently employs 525 full-time employees. The company offers a variety of credit and depository banking services to individuals and businesses. The firm's wholly owned subsidiary, Republic First Bank (The Bank), does business under the name of Republic Bank (Republic). The Bank is a full-service, state-chartered commercial bank. The Bank offers free checking, coin counting for customers, ATM/debit cards. The company operates through community banking segment. The Bank provides diversified financial products through its 33 offices located in Atlantic, Burlington, Camden, and Gloucester Counties in New Jersey; Bucks, Delaware, Montgomery and Philadelphia Counties in Pennsylvania and New York County in New York. Its loan portfolio consists of secured and unsecured commercial loans, commercial real estate loans, construction loans, residential mortgages, home improvement loans, home equity loans and lines of credit, overdraft lines of credit, and others.

Industry: State Commercial Banks Peers: C&F Financial Corp CODORUS VALLEY BANCORP INC Princeton Bancorp Inc PNC Financial Services Group Inc Truxton Corp