2024 Q3 Form 10-Q Financial Statement

#000127516824000112 Filed on August 06, 2024

View on sec.gov

Income Statement

Concept 2024 Q3 2024 Q2
Revenue $52.67M $49.00M
YoY Change 16.78% 14.5%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $466.0K
YoY Change 16.5%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $15.24M $15.15M
YoY Change -3.51% -11.75%
Income Tax $4.300M $4.370M
% Of Pretax Income 28.21% 28.84%
Net Earnings $10.94M $10.78M
YoY Change -0.94% -15.3%
Net Earnings / Revenue 20.77% 22.0%
Basic Earnings Per Share $0.52 $0.51
Diluted Earnings Per Share $0.52 $0.51
COMMON SHARES
Basic Shares Outstanding 21.32M shares 21.32M shares
Diluted Shares Outstanding 21.23M shares 21.06M shares

Balance Sheet

Concept 2024 Q3 2024 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $250.9M $190.4M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $8.247M $1.610M
YoY Change 427.3% 0.69%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $3.887B $3.634B
YoY Change 10.9% 6.8%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $16.14M $23.22M
YoY Change -46.4% -6.76%
Accrued Expenses $7.101M $7.077M
YoY Change 42.02% 33.53%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $23.24M $30.29M
YoY Change -33.8% 0.31%
LONG-TERM LIABILITIES
Long-Term Debt $73.86M $73.82M
YoY Change 0.22% 0.17%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $73.86M $73.82M
YoY Change 0.22% 0.17%
TOTAL LIABILITIES
Total Short-Term Liabilities $23.24M $30.29M
Total Long-Term Liabilities $73.86M $73.82M
Total Liabilities $3.497B $3.254B
YoY Change 8.23% 3.84%
SHAREHOLDERS EQUITY
Retained Earnings $97.41M $90.73M
YoY Change 39.78% 46.12%
Common Stock $302.3M $302.0M
YoY Change 37.22% 37.25%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $389.9M $380.5M
YoY Change
Total Liabilities & Shareholders Equity $3.887B $3.634B
YoY Change 10.9% 6.8%

Cashflow Statement

Concept 2024 Q3 2024 Q2
OPERATING ACTIVITIES
Net Income $10.94M $10.78M
YoY Change -0.94% -15.3%
Depreciation, Depletion And Amortization $466.0K
YoY Change 16.5%
Cash From Operating Activities $16.02M
YoY Change -35.72%
INVESTING ACTIVITIES
Capital Expenditures $204.0K
YoY Change 104.0%
Acquisitions
YoY Change
Other Investing Activities -$161.3M
YoY Change 175.5%
Cash From Investing Activities -$161.5M
YoY Change 175.43%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 150.5M
YoY Change -1166.37%
NET CHANGE
Cash From Operating Activities 16.02M
Cash From Investing Activities -161.5M
Cash From Financing Activities 150.5M
Net Change In Cash 5.034M
YoY Change -110.53%
FREE CASH FLOW
Cash From Operating Activities $16.02M
Capital Expenditures $204.0K
Free Cash Flow $15.82M
YoY Change -36.29%

Facts In Submission

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CY2024Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
29334000 usd
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
500000 usd
CY2023Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
473000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
36487000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
32254000 usd
CY2024Q2 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
2973000 usd
CY2024Q2 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
2801000 usd
CY2024Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
120569000 usd
CY2024Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
103204000 usd
CY2023Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
3077000 usd
CY2023Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
2913000 usd
CY2023Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
124788000 usd
CY2023Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
108083000 usd
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
1724000 usd
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
3000 usd
CY2024Q2 fsbc Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Fair Value
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerFairValue
96376000 usd
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
17511000 usd
CY2024Q2 fsbc Debt Securities Available For Sale Unrealized Loss Position Fair Value
DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValue
98100000 usd
CY2024Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
17514000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
1130000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
14000 usd
CY2023Q4 fsbc Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Fair Value
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerFairValue
101730000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
16852000 usd
CY2023Q4 fsbc Debt Securities Available For Sale Unrealized Loss Position Fair Value
DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValue
102860000 usd
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
16866000 usd
CY2024Q2 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
147 security
CY2023Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
149 security
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
143 security
CY2024Q2 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
4 security
CY2024Q2 fsbc Debt Securities Held To Maturity Continuous Unrealized Loss Position More Than12 Months Number Of Positions
DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPositionMoreThan12MonthsNumberOfPositions
1 security
CY2023Q4 fsbc Debt Securities Held To Maturity Continuous Unrealized Loss Position More Than12 Months Number Of Positions
DebtSecuritiesHeldToMaturityContinuousUnrealizedLossPositionMoreThan12MonthsNumberOfPositions
1 security
fsbc Federal Home Loan Bank Advances Stock Price For Sales And Purchases
FederalHomeLoanBankAdvancesStockPriceForSalesAndPurchases
100
CY2023Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
15000000.0 usd
CY2024Q2 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
15000000.0 usd
CY2024Q2 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
3268557000 usd
CY2023Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
3083976000 usd
CY2024Q2 us-gaap Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount
FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount
-2266000 usd
CY2023Q4 us-gaap Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount
FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount
-2257000 usd
CY2024Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
3266291000 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
3081719000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
35406000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
34431000 usd
CY2024Q2 us-gaap Notes Receivable Net
NotesReceivableNet
3230885000 usd
CY2023Q4 us-gaap Notes Receivable Net
NotesReceivableNet
3047288000 usd
CY2024Q2 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
379210000 usd
CY2024Q2 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
427547000 usd
CY2024Q2 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
1034762000 usd
CY2024Q2 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
717824000 usd
CY2024Q2 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
272968000 usd
CY2024Q2 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
384898000 usd
CY2024Q2 us-gaap Financing Receivable Revolving
FinancingReceivableRevolving
48580000 usd
CY2024Q2 us-gaap Financing Receivable Revolving Converted To Term Loan
FinancingReceivableRevolvingConvertedToTermLoan
502000 usd
CY2024Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
3266291000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
407767000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
1110077000 usd
CY2023Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
778437000 usd
CY2023Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
283131000 usd
CY2023Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
154902000 usd
CY2023Q4 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
286477000 usd
CY2023Q4 us-gaap Financing Receivable Revolving
FinancingReceivableRevolving
60928000 usd
CY2023Q4 us-gaap Financing Receivable Revolving Converted To Term Loan
FinancingReceivableRevolvingConvertedToTermLoan
0 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
3081719000 usd
CY2024Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
3266291000 usd
CY2023Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
3081719000 usd
CY2024Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0 usd
CY2024Q2 fsbc Number Of Collateral Dependent Loans In Process Of Foreclosure
NumberOfCollateralDependentLoansInProcessOfForeclosure
0 loan
CY2023Q4 fsbc Number Of Collateral Dependent Loans In Process Of Foreclosure
NumberOfCollateralDependentLoansInProcessOfForeclosure
0 loan
CY2024Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1881000 usd
CY2023Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1965000 usd
CY2024Q2 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
CY2023Q2 us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
us-gaap Financing Receivable Nonaccrual Interest Income
FinancingReceivableNonaccrualInterestIncome
0 usd
CY2024Q2 fsbc Financing Receivable Nonaccrual Interest Income Foregone
FinancingReceivableNonaccrualInterestIncomeForegone
38200 usd
fsbc Financing Receivable Nonaccrual Interest Income Foregone
FinancingReceivableNonaccrualInterestIncomeForegone
77400 usd
CY2023Q2 fsbc Financing Receivable Nonaccrual Interest Income Foregone
FinancingReceivableNonaccrualInterestIncomeForegone
26100 usd
fsbc Financing Receivable Nonaccrual Interest Income Foregone
FinancingReceivableNonaccrualInterestIncomeForegone
35300 usd
CY2024Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
34653000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1347000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
150000 usd
CY2024Q2 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1950000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
35406000 usd
CY2023Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
34172000 usd
CY2023Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1261000 usd
CY2023Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
153000 usd
CY2023Q2 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
920000 usd
CY2023Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
33984000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
34431000 usd
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
2450000 usd
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
425000 usd
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
3000000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
35406000 usd
CY2022Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
28389000 usd
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
2133000 usd
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
646000 usd
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
1820000 usd
CY2023Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
33984000 usd
CY2024Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
1600000000 usd
CY2023Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
1700000000 usd
CY2024Q2 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
299815000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
320356000 usd
CY2024Q2 us-gaap Interest Bearing Domestic Deposit Savings
InterestBearingDomesticDepositSavings
126532000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Savings
InterestBearingDomesticDepositSavings
126498000 usd
CY2024Q2 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
1564120000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
1282369000 usd
fsbc Interest Expense Domestic Deposit Liabilities Time Deposit250000 Minimum
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000Minimum
250000 usd
CY2024Q2 fsbc Interest Bearing Domestic Deposit Time Deposits250000 Or More
InterestBearingDomesticDepositTimeDeposits250000OrMore
192344000 usd
CY2023Q4 fsbc Interest Bearing Domestic Deposit Time Deposits250000 Or More
InterestBearingDomesticDepositTimeDeposits250000OrMore
344694000 usd
CY2024Q2 us-gaap Interest Bearing Domestic Deposit Other Time Deposit
InterestBearingDomesticDepositOtherTimeDeposit
141087000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Other Time Deposit
InterestBearingDomesticDepositOtherTimeDeposit
121878000 usd
CY2024Q2 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
2323898000 usd
CY2023Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
2195795000 usd
CY2024Q2 us-gaap Interest Bearing Domestic Deposit Time Deposits
InterestBearingDomesticDepositTimeDeposits
333400000 usd
CY2023Q4 us-gaap Interest Bearing Domestic Deposit Time Deposits
InterestBearingDomesticDepositTimeDeposits
466600000 usd
CY2024Q2 us-gaap Time Deposit Maturities Remainder Of Fiscal Year
TimeDepositMaturitiesRemainderOfFiscalYear
285068000 usd
CY2024Q2 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
46561000 usd
CY2024Q2 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
1566000 usd
CY2024Q2 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
100000 usd
CY2024Q2 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
136000 usd
CY2024Q2 us-gaap Interest Bearing Domestic Deposit Time Deposits
InterestBearingDomesticDepositTimeDeposits
333431000 usd
CY2024Q2 fsbc One Way Deposits
OneWayDeposits
0 usd
CY2023Q4 fsbc One Way Deposits
OneWayDeposits
0 usd
CY2024Q2 fsbc Network Deposits
NetworkDeposits
700272000 usd
CY2023Q4 fsbc Network Deposits
NetworkDeposits
636524000 usd
CY2024Q2 us-gaap Interest Expense Domestic Deposit Liabilities Checking
InterestExpenseDomesticDepositLiabilitiesChecking
1104000 usd
CY2023Q2 us-gaap Interest Expense Domestic Deposit Liabilities Checking
InterestExpenseDomesticDepositLiabilitiesChecking
825000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Checking
InterestExpenseDomesticDepositLiabilitiesChecking
2230000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Checking
InterestExpenseDomesticDepositLiabilitiesChecking
1258000 usd
CY2024Q2 us-gaap Interest Expense Domestic Deposit Liabilities Savings
InterestExpenseDomesticDepositLiabilitiesSavings
856000 usd
CY2023Q2 us-gaap Interest Expense Domestic Deposit Liabilities Savings
InterestExpenseDomesticDepositLiabilitiesSavings
758000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Savings
InterestExpenseDomesticDepositLiabilitiesSavings
1718000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Savings
InterestExpenseDomesticDepositLiabilitiesSavings
1303000 usd
CY2024Q2 us-gaap Interest Expense Domestic Deposit Liabilities Money Market
InterestExpenseDomesticDepositLiabilitiesMoneyMarket
13388000 usd
CY2023Q2 us-gaap Interest Expense Domestic Deposit Liabilities Money Market
InterestExpenseDomesticDepositLiabilitiesMoneyMarket
8136000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Money Market
InterestExpenseDomesticDepositLiabilitiesMoneyMarket
25543000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Money Market
InterestExpenseDomesticDepositLiabilitiesMoneyMarket
13572000 usd
fsbc Interest Expense Domestic Deposit Liabilities Time Deposit250000 Minimum
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000Minimum
250000 usd
CY2024Q2 fsbc Interest Expense Domestic Deposit Liabilities Time Deposit250000 Or More
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000OrMore
2412000 usd
CY2023Q2 fsbc Interest Expense Domestic Deposit Liabilities Time Deposit250000 Or More
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000OrMore
2634000 usd
fsbc Interest Expense Domestic Deposit Liabilities Time Deposit250000 Or More
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000OrMore
6235000 usd
fsbc Interest Expense Domestic Deposit Liabilities Time Deposit250000 Or More
InterestExpenseDomesticDepositLiabilitiesTimeDeposit250000OrMore
4597000 usd
CY2024Q2 us-gaap Interest Expense Domestic Deposit Liabilities Other Time Deposit
InterestExpenseDomesticDepositLiabilitiesOtherTimeDeposit
957000 usd
CY2023Q2 us-gaap Interest Expense Domestic Deposit Liabilities Other Time Deposit
InterestExpenseDomesticDepositLiabilitiesOtherTimeDeposit
1616000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Other Time Deposit
InterestExpenseDomesticDepositLiabilitiesOtherTimeDeposit
2502000 usd
us-gaap Interest Expense Domestic Deposit Liabilities Other Time Deposit
InterestExpenseDomesticDepositLiabilitiesOtherTimeDeposit
2617000 usd
CY2024Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
18717000 usd
CY2023Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
13969000 usd
us-gaap Interest Expense Deposits
InterestExpenseDeposits
38228000 usd
us-gaap Interest Expense Deposits
InterestExpenseDeposits
23347000 usd
CY2024Q2 us-gaap Subordinated Debt
SubordinatedDebt
73800000 usd
CY2023Q4 us-gaap Subordinated Debt
SubordinatedDebt
73700000 usd
CY2023Q4 fsbc Number Of Unsecured Federal Funds
NumberOfUnsecuredFederalFunds
5 federal_fund
CY2024Q2 fsbc Number Of Unsecured Federal Funds
NumberOfUnsecuredFederalFunds
5 federal_fund
CY2024Q2 us-gaap Net Income Loss
NetIncomeLoss
10782000 usd
CY2023Q2 us-gaap Net Income Loss
NetIncomeLoss
12729000 usd
us-gaap Net Income Loss
NetIncomeLoss
21413000 usd
us-gaap Net Income Loss
NetIncomeLoss
25890000 usd
CY2024Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
21039798 shares
CY2023Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
17165344 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
19115333 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
17157801 shares
CY2024Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
18287 shares
CY2023Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3651 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
50207 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
24067 shares
CY2024Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
21058085 shares
CY2023Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
17168995 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
19165540 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
17181868 shares
CY2024Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.51
CY2023Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.74
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.12
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.51
CY2024Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.51
CY2023Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.74
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.12
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.51
CY2024Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.20
CY2024Q2 us-gaap Dividends Payable Current And Noncurrent
DividendsPayableCurrentAndNoncurrent
4300000 usd
CY2024Q2 us-gaap Share Based Compensation
ShareBasedCompensation
300000 usd
CY2023Q2 us-gaap Share Based Compensation
ShareBasedCompensation
200000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
600000 usd
us-gaap Share Based Compensation
ShareBasedCompensation
500000 usd
CY2024Q2 fsbc Unvested Restricted Shares
UnvestedRestrictedShares
137457 shares
CY2023Q2 fsbc Unvested Restricted Shares
UnvestedRestrictedShares
82324 shares
us-gaap Employee Benefits And Share Based Compensation
EmployeeBenefitsAndShareBasedCompensation
2600000 usd
CY2024Q2 fsbc Unvested Restricted Shares
UnvestedRestrictedShares
137457 shares
CY2024Q2 us-gaap Other Commitment
OtherCommitment
449310000 usd
CY2023Q4 us-gaap Other Commitment
OtherCommitment
458887000 usd
CY2024Q2 fsbc Real Estate Related Loans Percentage
RealEstateRelatedLoansPercentage
0.8976
CY2023Q4 fsbc Real Estate Related Loans Percentage
RealEstateRelatedLoansPercentage
0.9230
CY2024Q2 fsbc Deposits5 Million Or More Number Of Deposit Relationships
Deposits5MillionOrMoreNumberOfDepositRelationships
99 deposit_relationship
CY2024Q2 fsbc Deposits5 Million Or More Per Deposit
Deposits5MillionOrMorePerDeposit
5000000 usd
CY2024Q2 fsbc Deposits5 Million Or More Amount
Deposits5MillionOrMoreAmount
1900000000 usd
CY2024Q2 fsbc Percentage Of Deposits Over5 Million To Deposits
PercentageOfDepositsOver5MillionToDeposits
0.5953
CY2024Q2 fsbc Largest Single Deposit
LargestSingleDeposit
227700000 usd
CY2024Q2 fsbc Percentage Of Largest Single Deposit To Deposits
PercentageOfLargestSingleDepositToDeposits
0.0723
CY2024Q2 us-gaap Cash Uninsured Amount
CashUninsuredAmount
23700000 usd
CY2023Q4 us-gaap Cash Uninsured Amount
CashUninsuredAmount
22300000 usd
CY2024Q2 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2024Q2 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2024Q2 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false
CY2024Q2 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false

Files In Submission

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0001275168-24-000112-index-headers.html Edgar Link pending
0001275168-24-000112-index.html Edgar Link pending
0001275168-24-000112.txt Edgar Link pending
0001275168-24-000112-xbrl.zip Edgar Link pending
a2024q210-qexx311.htm Edgar Link pending
a2024q210-qexx312.htm Edgar Link pending
a2024q210-qexx321.htm Edgar Link pending
a2024q210-qexx322.htm Edgar Link pending
Financial_Report.xlsx Edgar Link pending
fsbc-20240630.htm Edgar Link pending
fsbc-20240630.xsd Edgar Link pending
fsbc-20240630_g1.jpg Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
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fsbc-20240630_def.xml Edgar Link unprocessable
fsbc-20240630_pre.xml Edgar Link unprocessable
fsbc-20240630_htm.xml Edgar Link completed
R38.htm Edgar Link pending
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R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
fsbc-20240630_cal.xml Edgar Link unprocessable
fsbc-20240630_lab.xml Edgar Link unprocessable