Five Star Bancorp
fivestarbank.comWhat Do They Do?
Provides loans and deposit accounts to small and medium-sized businesses, professionals, and individuals in Northern California.
10-K for FY2025, filed Feb 27, 2026The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals…View ↗
The Company, through the Bank, provides financial services to customers who are predominately small and middle-market businesses…View ↗
We focus primarily on commercial lending, with an emphasis on commercial real estate. We offer a variety of loans to small and medium-sized…View ↗
We offer a comprehensive array of deposit products for small and medium-sized businesses, professionals, and individuals, including a…View ↗
How Do They Make Money?
$248.9M
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10-K for FY2025, filed Feb 27, 2026
$248.9M ↗
Who Are Their Customers?
Small and medium-sized businesses, professionals, individuals, and municipalities in the market use the Bank’s loan and deposit products. The Bank solicits deposits through its bankers and community marketing, and seeks deposit relationships when making loans.
10-K for FY2025, filed Feb 27, 2026The Company provides a broad range of banking products and services to small and medium-sized businesses, professionals, and individuals…View ↗
We focus primarily on commercial lending, with an emphasis on commercial real estate. We offer a variety of loans to small and medium-sized…View ↗
We obtain most of our deposits from individuals, small and medium-sized businesses, and municipalities in our market. We solicit deposits…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 25 cents of every revenue dollar as net income in FY2025 and turned 29 cents into free cash flow.
How Are They Changing?
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Jul 23, 2026
Five Star Bancorp sold shares in a public offering
The company expected net proceeds of approximately $112.9 million for general corporate purposes, growth investments, and working capital.
Sources
8-K, filed Jul 23, 2026
After deducting underwriting discounts and commissions and estimated offering expenses payable by the Company, the Company expects the net…View ↗
Growing. Revenue grew 3.1x in 4 years, from $81.6M in FY2021 to $248.9M in FY2025, about 32% a year.
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