|
FY2025
12 months to Dec 31, 2025
|
FY2024
12 months to Dec 31, 2024
|
FY2023
12 months to Dec 31, 2023
|
FY2022
12 months to Dec 31, 2022
|
FY2021
12 months to Dec 31, 2021
|
|
|---|---|---|---|---|---|
| Loans receivable, including fees | |||||
| Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions | |||||
| Total interest and dividend income | |||||
| INTEREST EXPENSE | |||||
| Deposits | |||||
| Borrowings | |||||
| Subordinated notes | |||||
| Total interest expense | |||||
| NET INTEREST INCOME | |||||
| PROVISION FOR CREDIT LOSSES | |||||
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | |||||
| NONINTEREST INCOME | |||||
| Service charges and fee income | |||||
| Gain on sale of loans | |||||
| Gain on sale of MSRs | |||||
| Loss on sale of investment securities, net | |||||
| Earnings on cash surrender value of BOLI | |||||
| Other noninterest income | |||||
| Total noninterest income | |||||
| NONINTEREST EXPENSE | |||||
| Salaries and benefits | |||||
| Operations | |||||
| Occupancy | |||||
| Data processing | |||||
| Gain on sale of OREO | |||||
| Loan costs | |||||
| Professional and board fees | |||||
| Federal Deposit Insurance Corporation (“FDIC”) insurance | |||||
| Marketing and advertising | |||||
| Acquisition cost | |||||
| Amortization of core deposit intangible | |||||
| Impairment (recovery) of MSRs | |||||
| Total noninterest expense | |||||
| INCOME BEFORE PROVISION FOR INCOME TAXES | |||||
| PROVISION FOR INCOME TAXES | |||||
| NET INCOME | |||||
| Basic earnings per share (in dollars per share) | |||||
| Diluted earnings per share (in dollars per share) |
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