2019 Q3 Form 10-Q Financial Statement

#000114036119020109 Filed on November 08, 2019

View on sec.gov

Income Statement

Concept 2019 Q3 2018 Q3
Revenue $12.61M $11.00M
YoY Change 14.65%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $180.0K $150.0K
YoY Change 20.0% -6.25%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $2.108M $1.340M
YoY Change 57.31%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $5.793M $5.394M
YoY Change 7.4% 15.5%
Income Tax $930.0K $1.014M
% Of Pretax Income 16.05% 18.8%
Net Earnings $4.863M $4.380M
YoY Change 11.03% 26.22%
Net Earnings / Revenue 38.57% 39.83%
Basic Earnings Per Share $0.57 $0.51
Diluted Earnings Per Share $0.57 $0.51
COMMON SHARES
Basic Shares Outstanding 8.538M 8.538M
Diluted Shares Outstanding 8.538M 8.538M

Balance Sheet

Concept 2019 Q3 2018 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $110.9M $35.13M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $13.34M $13.30M
YoY Change 0.27% -2.21%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.410B $1.188B
YoY Change 18.67% 14.49%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $16.40M $9.800M
YoY Change 67.35% -20.97%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $16.40M $9.800M
YoY Change 67.35% -20.97%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $16.40M $9.800M
Total Long-Term Liabilities $0.00 $0.00
Total Liabilities $1.293B $1.088B
YoY Change 18.84% 14.45%
SHAREHOLDERS EQUITY
Retained Earnings $106.2M
YoY Change
Common Stock $861.0K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $277.0K
YoY Change
Treasury Stock Shares $73.53K
Shareholders Equity $116.5M $99.64M
YoY Change
Total Liabilities & Shareholders Equity $1.410B $1.188B
YoY Change 18.67% 14.49%

Cashflow Statement

Concept 2019 Q3 2018 Q3
OPERATING ACTIVITIES
Net Income $4.863M $4.380M
YoY Change 11.03% 26.22%
Depreciation, Depletion And Amortization $180.0K $150.0K
YoY Change 20.0% -6.25%
Cash From Operating Activities $5.817M $2.904M
YoY Change 100.31% -55.19%
INVESTING ACTIVITIES
Capital Expenditures $256.0K $117.0K
YoY Change 118.8% -217.0%
Acquisitions
YoY Change
Other Investing Activities -$58.46M -$28.33M
YoY Change 106.35% 12.42%
Cash From Investing Activities -$58.71M -$28.45M
YoY Change 106.38% 12.45%
FINANCING ACTIVITIES
Cash Dividend Paid $432.0K $854.0K
YoY Change -49.41%
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 134.2M 34.17M
YoY Change 292.73% -30.2%
NET CHANGE
Cash From Operating Activities 5.817M 2.904M
Cash From Investing Activities -58.71M -28.45M
Cash From Financing Activities 134.2M 34.17M
Net Change In Cash 81.31M 8.628M
YoY Change 842.44% -71.37%
FREE CASH FLOW
Cash From Operating Activities $5.817M $2.904M
Capital Expenditures $256.0K $117.0K
Free Cash Flow $5.561M $2.787M
YoY Change 99.53% -57.64%

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CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
4791000
CY2019Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
13730000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities Single Maturity Date Fair Value
HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue
167954000
CY2019Q3 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
10852000
CY2019Q2 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
9484000
CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
23000
CY2019Q3 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
60000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
25105000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
45660000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount
142949000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
18574000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
43093000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
74861000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
20144000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
25395000
CY2019Q2 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
313613000
CY2019Q3 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
315322000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
147368000
CY2019Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
76755000
CY2019Q3 us-gaap Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions
114
CY2019Q2 us-gaap Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions
41
CY2018Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3902000
CY2019Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3448000
CY2018Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
27000
CY2019Q3 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
30000
CY2018Q3 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1184000
CY2019Q3 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1799000
CY2019Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1649000
CY2018Q3 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
2718000
CY2019Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
67000
CY2018Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
38000
CY2019Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
1383000
CY2019Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2000000
CY2019Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
1894000
CY2019Q3 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
1659000
CY2019Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
1383000
CY2019Q2 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
2000000
CY2019Q3 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
1659000
CY2019Q2 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
1894000
CY2018Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1014000
CY2019Q3 us-gaap Income Taxes Paid
IncomeTaxesPaid
752000
CY2018Q3 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
11000
CY2019Q3 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
37000
CY2019Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3042000
CY2019Q2 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3894000
CY2019Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
178000
CY2019Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
262000
CY2019Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
3042000
CY2019Q2 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
3894000
CY2018Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
5394000
CY2019Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
5793000
CY2019Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
930000
CY2018Q3 us-gaap Income Taxes Paid
IncomeTaxesPaid
975000
CY2018Q3 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
426000
CY2019Q3 us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
558000
CY2019Q3 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
1428000
CY2018Q3 us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-2082000
CY2018Q3 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-22773000
CY2019Q3 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
142641000
CY2019Q3 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
117000
CY2018Q3 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
380000
CY2018Q3 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-255000
CY2019Q3 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
1450000
CY2019Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
574000
CY2018Q3 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
495000
CY2018Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
8298000
CY2019Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9405000
CY2019Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
12608000
CY2018Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
10997000
CY2019Q3 us-gaap Interest Expense
InterestExpense
2108000
CY2018Q3 us-gaap Interest Expense
InterestExpense
1340000
CY2018Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
304000
CY2019Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
58000
CY2018Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1036000
CY2019Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2050000
CY2019Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10500000
CY2018Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
9657000
CY2018Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
194000
CY2019Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
159000
CY2018Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1360000
CY2019Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1602000
CY2018Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9303000
CY2019Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9949000
CY2019Q3 us-gaap Interest Paid Net
InterestPaidNet
2094000
CY2018Q3 us-gaap Interest Paid Net
InterestPaidNet
1332000
CY2019Q3 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
1244000
CY2018Q3 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
1114000
CY2019Q2 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1013100000
CY2019Q3 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1147736000
CY2019Q2 us-gaap Interest Receivable
InterestReceivable
5853000
CY2019Q3 us-gaap Interest Receivable
InterestReceivable
5970000
CY2019Q3 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
145000
CY2018Q3 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
115000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
722000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
205000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
218000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
1961000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
288000
CY2019Q3 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
188000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
245000
CY2019Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
283000
CY2018Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
3478000
CY2019Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
3942000
CY2019Q3 us-gaap Liabilities
Liabilities
1293191000
CY2019Q2 us-gaap Liabilities
Liabilities
1157093000
CY2019Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1409720000
CY2019Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1269462000
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
13444000
CY2019Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
13200000
CY2018Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12024000
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12308000
CY2019Q2 us-gaap Loans And Leases Receivable Before Fees Gross
LoansAndLeasesReceivableBeforeFeesGross
798105000
CY2019Q3 us-gaap Loans And Leases Receivable Before Fees Gross
LoansAndLeasesReceivableBeforeFeesGross
818176000
CY2019Q3 us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
101000
CY2018Q3 us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
71000
CY2019Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
805539000
CY2019Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
785738000
CY2019Q2 us-gaap Mortgage Loans In Process Of Foreclosure Amount
MortgageLoansInProcessOfForeclosureAmount
1600000
CY2019Q3 us-gaap Mortgage Loans In Process Of Foreclosure Amount
MortgageLoansInProcessOfForeclosureAmount
1100000
CY2019Q3 us-gaap Nature Of Operations
NatureOfOperations
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"><tr><td style="width: 36pt; vertical-align: top; align: right; font-weight: bold;">(2)</td><td style="width: auto; vertical-align: top; text-align: justify;"><div style="font-weight: bold;">Nature of Operations</div></td></tr></table><div><br /></div><div style="text-align: justify;">Greene County Bancorp, Inc.&#8217;s primary business is the ownership and operation of its subsidiaries, The Bank of Greene County and Greene Risk Management, Inc.&#160; The Bank of Greene County has 16 full-service offices, an operations center and lending center located in its market area within the Hudson Valley Region of New York State.&#160; &#160; The Bank of Greene County is primarily engaged in the business of attracting deposits from the general public in The Bank of Greene County&#8217;s market area, and investing such deposits, together with other sources of funds, in loans and investment securities.&#160; Greene Risk Management, Inc. is a pooled captive insurance company, which provides additional insurance coverage for the Company and its subsidiaries related to the operations of the Company for which insurance may not be economically feasible.&#160; The Bank of Greene County also owns and operates two subsidiaries, Greene County Commercial Bank and Greene Property Holdings, Ltd. Greene County Commercial Bank&#8217;s primary business is to attract deposits from and provide banking services to local municipalities. Greene Property Holdings, Ltd. is a real estate investment trust, which holds mortgages and notes which were originated through and serviced by The Bank of Greene County.</div></div>
CY2018Q3 us-gaap Net Cash Provided By Used In Operating Activities
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2904000
CY2019Q3 us-gaap Net Cash Provided By Used In Operating Activities
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5817000
CY2019Q3 us-gaap Net Cash Provided By Used In Investing Activities
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CY2018Q3 us-gaap Net Cash Provided By Used In Investing Activities
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CY2018Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
34173000
CY2019Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
134209000
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
4863000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
4380000
CY2019Q3 us-gaap Noninterest Income
NoninterestIncome
2266000
CY2018Q3 us-gaap Noninterest Income
NoninterestIncome
2052000
CY2019Q2 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
107469000
CY2019Q3 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
115474000
CY2019Q3 us-gaap Noninterest Expense
NoninterestExpense
6422000
CY2018Q3 us-gaap Noninterest Expense
NoninterestExpense
5961000
CY2019Q3 us-gaap Number Of Stores
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16
CY2018Q3 us-gaap Occupancy Net
OccupancyNet
402000
CY2019Q3 us-gaap Occupancy Net
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466000
CY2019Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
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CY2019Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1770000
CY2019Q3 us-gaap Operating Lease Cost
OperatingLeaseCost
72000
CY2019Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0250
CY2019Q3 us-gaap Operating Lease Payments
OperatingLeasePayments
78000
CY2019Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
1773000
CY2019Q3 us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
0
CY2018Q3 us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
0
CY2018Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-76000
CY2019Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
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-271000
CY2019Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-96000
CY2018Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-27000
CY2019Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
561000
CY2018Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
20593000
CY2019Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
20710000
CY2019Q3 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
68828000
CY2018Q3 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
32921000
CY2018Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
573000
CY2018Q3 us-gaap Other Operating Income
OtherOperatingIncome
223000
CY2019Q3 us-gaap Other Operating Income
OtherOperatingIncome
218000
CY2018Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-76000
CY2019Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-271000
CY2019Q3 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-360000
CY2018Q3 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
2602000
CY2018Q3 us-gaap Payments Of Dividends
PaymentsOfDividends
854000
CY2019Q3 us-gaap Payments Of Dividends
PaymentsOfDividends
432000
CY2019Q3 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
21466000
CY2018Q3 us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
23918000
CY2019Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
256000
CY2018Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
117000
CY2019Q3 us-gaap Payments To Acquire Restricted Certificates Of Deposit
PaymentsToAcquireRestrictedCertificatesOfDeposit
751000
CY2018Q3 us-gaap Payments To Acquire Restricted Certificates Of Deposit
PaymentsToAcquireRestrictedCertificatesOfDeposit
0
CY2019Q3 us-gaap Pledged Financial Instruments Not Separately Reported Securities Pledged
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged
4500000
CY2019Q2 us-gaap Pledged Financial Instruments Not Separately Reported Securities Pledged
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged
1500000
CY2019Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2019Q3 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
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CY2019Q2 us-gaap Preferred Stock Value
PreferredStockValue
0
CY2019Q3 us-gaap Preferred Stock Value
PreferredStockValue
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CY2019Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
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CY2019Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
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CY2019Q3 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
4599000
CY2019Q2 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
3202000
CY2018Q3 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
58800000
CY2019Q3 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-8000000
CY2018Q3 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
65000
CY2019Q3 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
41000
CY2019Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2018Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2019Q3 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
30178000
CY2018Q3 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
32825000
CY2019Q3 us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
14129000
CY2018Q3 us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
4519000
CY2018Q3 us-gaap Professional Fees
ProfessionalFees
329000
CY2019Q3 us-gaap Professional Fees
ProfessionalFees
279000
CY2019Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13255000
CY2019Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13336000
CY2018Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
354000
CY2019Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
551000
CY2019Q3 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
1840000
CY2019Q3 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
303000
CY2019Q2 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
53000
CY2019Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
0
CY2018Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
1000000
CY2019Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
106205000
CY2019Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
101774000
CY2019Q2 us-gaap Stockholders Equity
StockholdersEquity
112369000
CY2019Q3 us-gaap Stockholders Equity
StockholdersEquity
116529000
CY2018Q2 us-gaap Stockholders Equity
StockholdersEquity
96191000
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
99641000
CY2018Q3 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
34000
CY2019Q3 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
215000
CY2019Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
73526
CY2019Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
73526
CY2019Q3 us-gaap Treasury Stock Value
TreasuryStockValue
277000
CY2019Q2 us-gaap Treasury Stock Value
TreasuryStockValue
277000
CY2019Q2 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
833000
CY2019Q3 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
807000
CY2019Q3 us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify;">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&#160; Actual results could materially differ from those estimates.&#160; Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the assessment of other-than-temporary security impairment.</div><div><br /></div><div style="text-align: justify;">While management uses available information to recognize losses on loans, future additions to the allowance for loan losses (the &#8220;Allowance&#8221;) may be necessary, based on changes in economic conditions, asset quality or other factors.&#160; In addition, various regulatory authorities, as an integral part of their examination process, periodically review the Allowance.&#160; Such authorities may require the Company to recognize additions to the Allowance based on their judgments of information available to them at the time of their examination.</div><div><br /></div><div style="text-align: justify;">Greene County Bancorp, Inc. makes an assessment to determine whether there have been any events or economic circumstances to indicate that a security on which there is an unrealized loss is impaired on an other-than-temporary basis.&#160; The Company considers many factors including the severity and duration of the impairment; the intent and ability of the Company to hold the security for a period of time sufficient for a recovery in value; recent events specific to the issuer or industry; and for debt securities, intent to sell the security, whether it is more likely than not we will be required to sell the security before recovery, whether loss is expected, external credit ratings and recent downgrades.&#160; Securities on which there is an unrealized loss that is deemed to be other-than-temporary are written down to fair value through earnings.</div></div>
CY2019Q3 us-gaap Variable Lease Cost
VariableLeaseCost
10000
CY2018Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2019Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2019Q3 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
8537814
CY2018Q3 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
8537814
CY2019Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8537814
CY2018Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8537814
CY2019Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8537814
CY2018Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8537814
CY2019Q3 gcbc Number Of Loan Portfolio Segments
NumberOfLoanPortfolioSegments
4
CY2018Q3 gcbc Interest Income That Was Recorded On Nonaccrual Loans During Period
InterestIncomeThatWasRecordedOnNonaccrualLoansDuringPeriod
32000
CY2019Q3 gcbc Interest Income That Was Recorded On Nonaccrual Loans During Period
InterestIncomeThatWasRecordedOnNonaccrualLoansDuringPeriod
50000
CY2019Q3 gcbc Nonaccrual Loans Making Payments Pursuant To Forbearance Agreements
NonaccrualLoansMakingPaymentsPursuantToForbearanceAgreements
150000
CY2019Q2 gcbc Nonaccrual Loans With Recent History Of Delinquency Greater Than90 Days
NonaccrualLoansWithRecentHistoryOfDelinquencyGreaterThan90Days
1800000
CY2019Q3 gcbc Nonaccrual Loans With Recent History Of Delinquency Greater Than90 Days
NonaccrualLoansWithRecentHistoryOfDelinquencyGreaterThan90Days
1800000
CY2019Q3 gcbc Federal Home Loan Bank Short Term Or Overnight Borrowings
FederalHomeLoanBankShortTermOrOvernightBorrowings
0
CY2019Q2 gcbc Federal Home Loan Bank Short Term Or Overnight Borrowings
FederalHomeLoanBankShortTermOrOvernightBorrowings
8000000
CY2019Q3 gcbc Debit Card Fees
DebitCardFees
743000
CY2018Q3 gcbc Debit Card Fees
DebitCardFees
640000
CY2018Q3 gcbc E Commerce Fees
ECommerceFees
37000
CY2019Q3 gcbc E Commerce Fees
ECommerceFees
35000
CY2018Q3 gcbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
1037000
CY2019Q3 gcbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
1125000
CY2019Q3 gcbc Interest Bearing Deposits And Federal Funds Sold
InterestBearingDepositsAndFederalFundsSold
198000
CY2018Q3 gcbc Interest Bearing Deposits And Federal Funds Sold
InterestBearingDepositsAndFederalFundsSold
31000
CY2018Q3 gcbc Computer Software Supplies And Support
ComputerSoftwareSuppliesAndSupport
223000
CY2019Q3 gcbc Computer Software Supplies And Support
ComputerSoftwareSuppliesAndSupport
242000
CY2019Q3 gcbc Securities Held To Maturities Principal Payments On Securities
SecuritiesHeldToMaturitiesPrincipalPaymentsOnSecurities
6852000
CY2018Q3 gcbc Securities Held To Maturities Principal Payments On Securities
SecuritiesHeldToMaturitiesPrincipalPaymentsOnSecurities
13102000
CY2018Q3 gcbc Securities Available For Sale Principal Payments On Securities
SecuritiesAvailableForSalePrincipalPaymentsOnSecurities
1191000
CY2019Q3 gcbc Securities Available For Sale Principal Payments On Securities
SecuritiesAvailableForSalePrincipalPaymentsOnSecurities
1739000
CY2019Q3 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Gain
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedGain
11661000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Gain
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedGain
10630000
CY2019Q3 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Loss
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedLoss
162000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Loss
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedLoss
99000
CY2019Q3 gcbc Number Of Categories Utilized Under Risk Management Approach Of Diversified Investing
NumberOfCategoriesUtilizedUnderRiskManagementApproachOfDiversifiedInvesting
3
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Amortized Cost
DebtSecuritiesAvailableForSaleAndHeldToMaturityAmortizedCost
425810000
CY2019Q3 gcbc Debt Securities Available For Sale And Held To Maturity Amortized Cost
DebtSecuritiesAvailableForSaleAndHeldToMaturityAmortizedCost
463086000
CY2019Q3 gcbc Debt Securities Available For Sale And Held To Maturity Fair Value
DebtSecuritiesAvailableForSaleAndHeldToMaturityFairValue
474585000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Fair Value
DebtSecuritiesAvailableForSaleAndHeldToMaturityFairValue
436341000
CY2019Q3 gcbc Number Of Securities Unrealized Loss Position Less Than Twelve Months
NumberOfSecuritiesUnrealizedLossPositionLessThanTwelveMonths
103
CY2019Q2 gcbc Number Of Securities Unrealized Loss Position Less Than Twelve Months
NumberOfSecuritiesUnrealizedLossPositionLessThanTwelveMonths
24
CY2019Q2 gcbc Securities Continuous Unrealized Loss Positions Fair Value
SecuritiesContinuousUnrealizedLossPositionsFairValue
13995000
CY2019Q3 gcbc Securities Continuous Unrealized Loss Positions Fair Value
SecuritiesContinuousUnrealizedLossPositionsFairValue
28530000
CY2019Q3 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Greater Than Or Equal To One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear
18
CY2019Q2 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Greater Than Or Equal To One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear
18
CY2019Q3 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Less Than One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear
96
CY2019Q2 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Less Than One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear
23
CY2019Q2 gcbc Number Of Securities Unrealized Loss Position Twelve Months Or Longer
NumberOfSecuritiesUnrealizedLossPositionTwelveMonthsOrLonger
18
CY2019Q3 gcbc Number Of Securities Unrealized Loss Position Twelve Months Or Longer
NumberOfSecuritiesUnrealizedLossPositionTwelveMonthsOrLonger
19
CY2019Q2 gcbc Securities Continuous Unrealized Loss Positions Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionsAccumulatedLoss
99000
CY2019Q3 gcbc Securities Continuous Unrealized Loss Positions Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionsAccumulatedLoss
162000
CY2019Q3 gcbc Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
5667000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
8348000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
56000
CY2019Q3 gcbc Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
69000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
43000
CY2019Q3 gcbc Securities Continuous Unrealized Loss Position Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
93000
CY2019Q3 gcbc Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
22863000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
5647000
CY2019Q3 gcbc Number Of Securities Unrealized Loss Position
NumberOfSecuritiesUnrealizedLossPosition
122
CY2019Q2 gcbc Number Of Securities Unrealized Loss Position
NumberOfSecuritiesUnrealizedLossPosition
42
CY2019Q3 gcbc Number Of Subsidiaries
NumberOfSubsidiaries
2

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