2019 Q4 Form 10-Q Financial Statement

#000114036120002466 Filed on February 06, 2020

View on sec.gov

Income Statement

Concept 2019 Q4 2018 Q4 2018 Q3
Revenue $13.20M $11.41M $11.00M
YoY Change 15.7%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $180.0K $170.0K $150.0K
YoY Change 5.88% 6.25% -6.25%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $2.286M $1.411M $1.340M
YoY Change 62.01%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $6.002M $5.535M $5.394M
YoY Change 8.44% 18.27% 15.5%
Income Tax $889.0K $951.0K $1.014M
% Of Pretax Income 14.81% 17.18% 18.8%
Net Earnings $5.113M $4.584M $4.380M
YoY Change 11.54% 25.93% 26.22%
Net Earnings / Revenue 38.74% 40.19% 39.83%
Basic Earnings Per Share $0.60 $0.54 $0.51
Diluted Earnings Per Share $0.60 $0.54 $0.51
COMMON SHARES
Basic Shares Outstanding 8.537M 8.538M 8.538M
Diluted Shares Outstanding 8.537M 8.538M 8.538M

Balance Sheet

Concept 2019 Q4 2018 Q4 2018 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $34.54M $31.95M $35.13M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $13.27M $13.30M $13.30M
YoY Change -0.2% -1.48% -2.21%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.444B $1.195B $1.188B
YoY Change 20.8% 12.68% 14.49%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $17.20M $11.90M $9.800M
YoY Change 44.54% 19.0% -20.97%
Deferred Revenue
YoY Change
Short-Term Debt $200.0K
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $17.20M $11.90M $9.800M
YoY Change 44.54% 19.0% -20.97%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00 $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $17.20M $11.90M $9.800M
Total Long-Term Liabilities $0.00 $0.00 $0.00
Total Liabilities $1.323B $1.091B $1.088B
YoY Change 21.28% 12.36% 14.45%
SHAREHOLDERS EQUITY
Retained Earnings $110.4M
YoY Change
Common Stock $861.0K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $315.0K
YoY Change
Treasury Stock Shares $74.93K
Shareholders Equity $120.5M $104.1M $99.64M
YoY Change
Total Liabilities & Shareholders Equity $1.444B $1.195B $1.188B
YoY Change 20.8% 12.68% 14.49%

Cashflow Statement

Concept 2019 Q4 2018 Q4 2018 Q3
OPERATING ACTIVITIES
Net Income $5.113M $4.584M $4.380M
YoY Change 11.54% 25.93% 26.22%
Depreciation, Depletion And Amortization $180.0K $170.0K $150.0K
YoY Change 5.88% 6.25% -6.25%
Cash From Operating Activities $5.430M $6.010M $2.904M
YoY Change -9.65% 163.6% -55.19%
INVESTING ACTIVITIES
Capital Expenditures -$120.0K -$200.0K $117.0K
YoY Change -40.0% 100.0% -217.0%
Acquisitions
YoY Change
Other Investing Activities -$110.0M -$9.450M -$28.33M
YoY Change 1063.81% -78.18% 12.42%
Cash From Investing Activities -$110.1M -$9.650M -$28.45M
YoY Change 1041.04% -77.76% 12.45%
FINANCING ACTIVITIES
Cash Dividend Paid $854.0K
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 28.37M 470.0K 34.17M
YoY Change 5936.17% -97.9% -30.2%
NET CHANGE
Cash From Operating Activities 5.430M 6.010M 2.904M
Cash From Investing Activities -110.1M -9.650M -28.45M
Cash From Financing Activities 28.37M 470.0K 34.17M
Net Change In Cash -76.31M -3.170M 8.628M
YoY Change 2307.26% -83.05% -71.37%
FREE CASH FLOW
Cash From Operating Activities $5.430M $6.010M $2.904M
Capital Expenditures -$120.0K -$200.0K $117.0K
Free Cash Flow $5.550M $6.210M $2.787M
YoY Change -10.63% 160.92% -57.64%

Facts In Submission

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3894000
CY2019Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3391000
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0
CY2019Q4 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0
CY2018Q4 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0
CY2019Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0
CY2019Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
0
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
13767000
CY2019Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
12938000
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-9000
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
76000
CY2018Q4 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
0
CY2019Q4 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
0
CY2019Q2 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
79000
CY2019Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
290000
CY2019Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
15000
CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
56000
CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
8348000
CY2019Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
3589000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities Single Maturity Date Amortized Cost Basis
HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
183494000
CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
13139000
CY2019Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionFairValue
31096000
CY2019Q2 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
304208000
CY2019Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
331989000
CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
4791000
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
139000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3150000
CY2019Q2 us-gaap Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions
41
CY2018Q4 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3920000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities Single Maturity Date Fair Value
HeldToMaturitySecuritiesDebtMaturitiesSingleMaturityDateFairValue
192275000
CY2019Q2 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
9484000
CY2019Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
12197000
CY2019Q4 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
275000
CY2019Q2 us-gaap Held To Maturity Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
HeldToMaturitySecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
23000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
31439000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
50463000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateNetCarryingAmount
148495000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
22901000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
47539000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
81615000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
26058000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
31793000
CY2019Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
343896000
CY2019Q2 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
313613000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities Without Single Maturity Date Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
151621000
CY2019Q4 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
83961000
CY2019Q4 us-gaap Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions
110
CY2019Q4 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3272000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
3938000
CY2018Q4 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
18000
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
45000
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
24000
us-gaap Impaired Financing Receivable With Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeCashBasisMethod
54000
CY2018Q4 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1765000
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1338000
us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1474000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1191000
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1812000
us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
2464000
CY2018Q4 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
2155000
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
2081000
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
63000
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
108000
CY2018Q4 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
25000
CY2019Q4 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
41000
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2183000
CY2019Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2000000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
1208000
CY2019Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
1894000
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
2183000
CY2019Q2 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
2000000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
1208000
CY2019Q2 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
1894000
CY2018Q4 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
7000
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
18000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
17000
us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
54000
CY2019Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3391000
CY2019Q2 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3894000
CY2019Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
217000
CY2019Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
262000
CY2019Q2 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
3894000
CY2019Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
3391000
CY2019Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
6002000
CY2018Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
5535000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
10929000
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
11795000
CY2018Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
951000
CY2019Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
889000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1819000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1965000
us-gaap Income Taxes Paid
IncomeTaxesPaid
2049000
us-gaap Income Taxes Paid
IncomeTaxesPaid
1820000
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
155000
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-318000
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-7000
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
2323000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-16014000
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
124089000
us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
708000
us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
957000
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
2185000
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
648000
CY2019Q4 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
638000
CY2018Q4 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
542000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1212000
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1037000
CY2018Q4 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
8696000
CY2019Q4 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9801000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
19206000
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
16994000
CY2019Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
13197000
CY2018Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
11406000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
25805000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
22403000
CY2019Q4 us-gaap Interest Expense
InterestExpense
2286000
CY2018Q4 us-gaap Interest Expense
InterestExpense
1411000
us-gaap Interest Expense
InterestExpense
2751000
us-gaap Interest Expense
InterestExpense
4394000
CY2019Q4 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
81000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
7934000
CY2018Q4 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
140000
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
444000
CY2019Q4 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2205000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
4255000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
331000
CY2018Q4 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1406000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
7155000
CY2019Q4 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
5525000
CY2019Q2 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
3202000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
40900000
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
54900000
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
65000
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
41000
CY2018Q4 us-gaap Interest Expense Deposits
InterestExpenseDeposits
1271000
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2307000
CY2019Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
10911000
CY2018Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
9995000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
21411000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
19652000
CY2019Q4 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
172000
CY2018Q4 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
217000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
411000
CY2019Q4 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1756000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2766000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
3358000
CY2019Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
10221000
CY2018Q4 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
9641000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
20170000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18944000
us-gaap Interest Paid Net
InterestPaidNet
4371000
us-gaap Interest Paid Net
InterestPaidNet
2693000
CY2018Q4 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
1059000
CY2019Q4 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
1261000
us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
2505000
us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
2173000
CY2019Q2 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1013100000
CY2019Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1134558000
CY2019Q2 us-gaap Interest Receivable
InterestReceivable
5853000
CY2019Q4 us-gaap Interest Receivable
InterestReceivable
6810000
CY2018Q4 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
136000
CY2019Q4 us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
168000
us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
251000
us-gaap Investment Banking Advisory Brokerage And Underwriting Fees And Commissions
InvestmentBankingAdvisoryBrokerageAndUnderwritingFeesAndCommissions
313000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
667000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
208000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
218000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
1883000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
281000
CY2019Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
176000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
226000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
283000
CY2019Q4 us-gaap Labor And Related Expense
LaborAndRelatedExpense
3992000
CY2018Q4 us-gaap Labor And Related Expense
LaborAndRelatedExpense
3677000
CY2019Q4 us-gaap Liabilities
Liabilities
1323405000
CY2019Q2 us-gaap Liabilities
Liabilities
1157093000
CY2019Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1269462000
CY2019Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1443951000
CY2019Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
13200000
CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
13984000
CY2018Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12024000
CY2019Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
13444000
CY2018Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12308000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
12673000
CY2019Q2 us-gaap Loans And Leases Receivable Before Fees Gross
LoansAndLeasesReceivableBeforeFeesGross
798105000
CY2019Q4 us-gaap Loans And Leases Receivable Before Fees Gross
LoansAndLeasesReceivableBeforeFeesGross
864186000
CY2018Q4 us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
58000
CY2019Q4 us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
53000
us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
129000
us-gaap Loans And Leases Receivable Impaired Interest Lost On Nonaccrual Loans
LoansAndLeasesReceivableImpairedInterestLostOnNonaccrualLoans
154000
CY2019Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
851065000
CY2019Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
785738000
CY2019Q2 us-gaap Mortgage Loans In Process Of Foreclosure Amount
MortgageLoansInProcessOfForeclosureAmount
1600000
CY2019Q4 us-gaap Mortgage Loans In Process Of Foreclosure Amount
MortgageLoansInProcessOfForeclosureAmount
1100000
us-gaap Nature Of Operations
NatureOfOperations
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><table cellpadding="0" cellspacing="0" class="DSPFListTable" style="font-family: 'Times New Roman'; font-size: 10pt; width: 100%; text-align: left; color: #000000;"><tr><td style="width: 36pt; vertical-align: top; align: right; font-weight: bold;">(2)</td><td style="width: auto; vertical-align: top; text-align: justify;"><div style="font-weight: bold;">Nature of Operations</div></td></tr></table><div><br /></div><div style="text-align: justify;">Greene County Bancorp, Inc.&#8217;s primary business is the ownership and operation of its subsidiaries, The Bank of Greene County and Greene Risk Management, Inc.&#160; The Bank of Greene County has 16 full-service offices, an operations center and lending center located in its market area within the Hudson Valley Region of New York State.&#160; &#160; The Bank of Greene County is primarily engaged in the business of attracting deposits from the general public in The Bank of Greene County&#8217;s market area, and investing such deposits, together with other sources of funds, in loans and investment securities.&#160; Greene Risk Management, Inc. is a pooled captive insurance company, which provides additional insurance coverage for the Company and its subsidiaries related to the operations of the Company for which insurance may not be economically feasible.&#160; The Bank of Greene County also owns and operates two subsidiaries, Greene County Commercial Bank and Greene Property Holdings, Ltd. Greene County Commercial Bank&#8217;s primary business is to attract deposits from and provide banking services to local municipalities. Greene Property Holdings, Ltd. is a real estate investment trust, which holds mortgages and notes which were originated through and serviced by The Bank of Greene County.</div></div>
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
11251000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
8907000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-168822000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-38101000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
34635000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
162575000
CY2019Q4 us-gaap Net Income Loss
NetIncomeLoss
5113000
CY2018Q4 us-gaap Net Income Loss
NetIncomeLoss
4584000
us-gaap Net Income Loss
NetIncomeLoss
8964000
us-gaap Net Income Loss
NetIncomeLoss
9976000
CY2018Q4 us-gaap Noninterest Income
NoninterestIncome
2141000
CY2019Q4 us-gaap Noninterest Income
NoninterestIncome
2316000
us-gaap Noninterest Income
NoninterestIncome
4582000
us-gaap Noninterest Income
NoninterestIncome
4193000
CY2019Q4 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
110100000
CY2019Q2 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
107469000
CY2018Q4 us-gaap Noninterest Expense
NoninterestExpense
6247000
CY2019Q4 us-gaap Noninterest Expense
NoninterestExpense
6535000
us-gaap Noninterest Expense
NoninterestExpense
12208000
us-gaap Noninterest Expense
NoninterestExpense
12957000
CY2019Q4 us-gaap Number Of Stores
NumberOfStores
16
CY2018Q4 us-gaap Occupancy Net
OccupancyNet
414000
CY2019Q4 us-gaap Occupancy Net
OccupancyNet
441000
us-gaap Occupancy Net
OccupancyNet
907000
us-gaap Occupancy Net
OccupancyNet
816000
CY2019Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P7Y7M13D
CY2019Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
1701000
us-gaap Operating Lease Cost
OperatingLeaseCost
142000
CY2019Q4 us-gaap Operating Lease Cost
OperatingLeaseCost
70000
CY2019Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0251
us-gaap Operating Lease Payments
OperatingLeasePayments
155000
CY2019Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
1707000
CY2019Q4 us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
0
CY2018Q4 us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
0
us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
0
us-gaap Other Than Temporary Impairment Loss Debt Securities Available For Sale
OtherThanTemporaryImpairmentLossDebtSecuritiesAvailableForSale
0
CY2019Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-114000
CY2018Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
293000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-385000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
217000
CY2019Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-40000
CY2018Q4 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
104000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-136000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
77000
CY2019Q4 us-gaap Other Noninterest Expense
OtherNoninterestExpense
595000
CY2018Q4 us-gaap Other Noninterest Expense
OtherNoninterestExpense
828000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1401000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1156000
CY2018Q4 us-gaap Other Operating Income
OtherOperatingIncome
180000
CY2019Q4 us-gaap Other Operating Income
OtherOperatingIncome
251000
us-gaap Other Operating Income
OtherOperatingIncome
469000
us-gaap Other Operating Income
OtherOperatingIncome
403000
CY2018Q4 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
293000
CY2019Q4 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-114000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-385000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
217000
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
2328000
us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
1795000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
46916000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
67024000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
0
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
38000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
124023000
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
44462000
us-gaap Payments Of Dividends
PaymentsOfDividends
1251000
us-gaap Payments Of Dividends
PaymentsOfDividends
1376000
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
27916000
us-gaap Payments To Acquire Held To Maturity Securities
PaymentsToAcquireHeldToMaturitySecurities
60251000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
322000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
380000
us-gaap Payments To Acquire Restricted Certificates Of Deposit
PaymentsToAcquireRestrictedCertificatesOfDeposit
0
us-gaap Payments To Acquire Restricted Certificates Of Deposit
PaymentsToAcquireRestrictedCertificatesOfDeposit
751000
CY2019Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities Pledged
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged
4500000
CY2019Q2 us-gaap Pledged Financial Instruments Not Separately Reported Securities Pledged
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged
1500000
CY2019Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2019Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2019Q4 us-gaap Preferred Stock Value
PreferredStockValue
0
CY2019Q2 us-gaap Preferred Stock Value
PreferredStockValue
0
CY2019Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000
CY2019Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000
CY2019Q4 us-gaap Professional Fees
ProfessionalFees
325000
us-gaap Professional Fees
ProfessionalFees
612000
us-gaap Professional Fees
ProfessionalFees
604000
CY2019Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13273000
CY2019Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
13255000
CY2018Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
354000
CY2019Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
690000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1241000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
708000
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
1840000
CY2019Q4 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
303000
CY2019Q2 us-gaap Real Estate Acquired Through Foreclosure
RealEstateAcquiredThroughForeclosure
53000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
1000000
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
3000000
CY2019Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
101774000
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2018Q4 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
CY2019Q4 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
0
us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
48092000
us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
56351000
us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
18629000
us-gaap Proceeds From Sale And Maturity Of Held To Maturity Securities
ProceedsFromSaleAndMaturityOfHeldToMaturitySecurities
8286000
CY2018Q4 us-gaap Professional Fees
ProfessionalFees
283000
CY2019Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
110374000
CY2019Q4 us-gaap Stockholders Equity
StockholdersEquity
120546000
CY2019Q2 us-gaap Stockholders Equity
StockholdersEquity
112369000
CY2018Q2 us-gaap Stockholders Equity
StockholdersEquity
96191000
CY2018Q3 us-gaap Stockholders Equity
StockholdersEquity
99641000
CY2019Q3 us-gaap Stockholders Equity
StockholdersEquity
116529000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
104121000
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
215000
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
34000
CY2019Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
73526
CY2019Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
74926
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
38000
CY2019Q4 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
38000
CY2019Q4 us-gaap Treasury Stock Value
TreasuryStockValue
315000
CY2019Q2 us-gaap Treasury Stock Value
TreasuryStockValue
277000
CY2019Q2 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
833000
CY2019Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
863000
us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family: 'Times New Roman'; font-size: 10pt;"><div style="text-align: justify;">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&#160; Actual results could materially differ from those estimates.&#160; Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses and the assessment of other-than-temporary security impairment.</div><div><br /></div><div style="text-align: justify;">While management uses available information to recognize losses on loans, future additions to the allowance for loan losses (the &#8220;Allowance&#8221;) may be necessary, based on changes in economic conditions, asset quality or other factors.&#160; In addition, various regulatory authorities, as an integral part of their examination process, periodically review the Allowance.&#160; Such authorities may require the Company to recognize additions to the Allowance based on their judgments of information available to them at the time of their examination.</div><div><br /></div><div style="text-align: justify;">Greene County Bancorp, Inc. makes an assessment to determine whether there have been any events or economic circumstances to indicate that a security on which there is an unrealized loss is impaired on an other-than-temporary basis.&#160; The Company considers many factors including the severity and duration of the impairment; the intent and ability of the Company to hold the security for a period of time sufficient for a recovery in value; recent events specific to the issuer or industry; and for debt securities, intent to sell the security, whether it is more likely than not we will be required to sell the security before recovery, whether loss is expected, external credit ratings and recent downgrades.&#160; Securities on which there is an unrealized loss that is deemed to be other-than-temporary are written down to fair value through earnings.</div></div>
us-gaap Variable Lease Cost
VariableLeaseCost
20000
CY2019Q4 us-gaap Variable Lease Cost
VariableLeaseCost
10000
CY2018Q4 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2019Q4 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2018Q4 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
8537814
CY2019Q4 us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
8537010
us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
8537814
us-gaap Weighted Average Number Of Share Outstanding Basic And Diluted
WeightedAverageNumberOfShareOutstandingBasicAndDiluted
8537412
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8537814
CY2019Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8537010
CY2018Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8537814
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8537412
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8537412
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8537814
CY2019Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8537010
CY2018Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8537814
gcbc Number Of Loan Portfolio Segments
NumberOfLoanPortfolioSegments
4
CY2019Q4 gcbc Number Of Subsidiaries
NumberOfSubsidiaries
2
gcbc Interest Income That Was Recorded On Nonaccrual Loans During Period
InterestIncomeThatWasRecordedOnNonaccrualLoansDuringPeriod
55000
CY2018Q4 gcbc Interest Income That Was Recorded On Nonaccrual Loans During Period
InterestIncomeThatWasRecordedOnNonaccrualLoansDuringPeriod
23000
CY2019Q4 gcbc Interest Income That Was Recorded On Nonaccrual Loans During Period
InterestIncomeThatWasRecordedOnNonaccrualLoansDuringPeriod
42000
gcbc Interest Income That Was Recorded On Nonaccrual Loans During Period
InterestIncomeThatWasRecordedOnNonaccrualLoansDuringPeriod
92000
CY2019Q4 gcbc Nonaccrual Loans Making Payments Pursuant To Forbearance Agreements
NonaccrualLoansMakingPaymentsPursuantToForbearanceAgreements
151000
CY2019Q4 gcbc Nonaccrual Loans With Recent History Of Delinquency Greater Than90 Days
NonaccrualLoansWithRecentHistoryOfDelinquencyGreaterThan90Days
1200000
CY2019Q2 gcbc Nonaccrual Loans With Recent History Of Delinquency Greater Than90 Days
NonaccrualLoansWithRecentHistoryOfDelinquencyGreaterThan90Days
1800000
gcbc Securities Available For Sale Principal Payments On Securities
SecuritiesAvailableForSalePrincipalPaymentsOnSecurities
2003000
gcbc Securities Available For Sale Principal Payments On Securities
SecuritiesAvailableForSalePrincipalPaymentsOnSecurities
5054000
gcbc Securities Held To Maturities Principal Payments On Securities
SecuritiesHeldToMaturitiesPrincipalPaymentsOnSecurities
17138000
gcbc Securities Held To Maturities Principal Payments On Securities
SecuritiesHeldToMaturitiesPrincipalPaymentsOnSecurities
13586000
CY2018Q4 gcbc Computer Software Supplies And Support
ComputerSoftwareSuppliesAndSupport
200000
CY2019Q4 gcbc Computer Software Supplies And Support
ComputerSoftwareSuppliesAndSupport
264000
gcbc Computer Software Supplies And Support
ComputerSoftwareSuppliesAndSupport
423000
gcbc Computer Software Supplies And Support
ComputerSoftwareSuppliesAndSupport
506000
CY2018Q4 gcbc Interest Bearing Deposits And Federal Funds Sold
InterestBearingDepositsAndFederalFundsSold
28000
CY2019Q4 gcbc Interest Bearing Deposits And Federal Funds Sold
InterestBearingDepositsAndFederalFundsSold
207000
gcbc Interest Bearing Deposits And Federal Funds Sold
InterestBearingDepositsAndFederalFundsSold
405000
gcbc Interest Bearing Deposits And Federal Funds Sold
InterestBearingDepositsAndFederalFundsSold
59000
CY2018Q4 gcbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
1106000
CY2019Q4 gcbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
1111000
gcbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
2143000
gcbc Service Charges On Deposit Accounts
ServiceChargesOnDepositAccounts
2236000
CY2018Q4 gcbc E Commerce Fees
ECommerceFees
34000
CY2019Q4 gcbc E Commerce Fees
ECommerceFees
31000
gcbc E Commerce Fees
ECommerceFees
66000
gcbc E Commerce Fees
ECommerceFees
71000
CY2019Q4 gcbc Debit Card Fees
DebitCardFees
755000
CY2018Q4 gcbc Debit Card Fees
DebitCardFees
685000
gcbc Debit Card Fees
DebitCardFees
1498000
gcbc Debit Card Fees
DebitCardFees
1325000
CY2019Q2 gcbc Federal Home Loan Bank Short Term Or Overnight Borrowings
FederalHomeLoanBankShortTermOrOvernightBorrowings
8000000
CY2019Q4 gcbc Federal Home Loan Bank Short Term Or Overnight Borrowings
FederalHomeLoanBankShortTermOrOvernightBorrowings
48900000
CY2019Q4 gcbc Debt Securities Available For Sale And Held To Maturity Amortized Cost
DebtSecuritiesAvailableForSaleAndHeldToMaturityAmortizedCost
524383000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Amortized Cost
DebtSecuritiesAvailableForSaleAndHeldToMaturityAmortizedCost
425810000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Fair Value
DebtSecuritiesAvailableForSaleAndHeldToMaturityFairValue
436341000
CY2019Q4 gcbc Debt Securities Available For Sale And Held To Maturity Fair Value
DebtSecuritiesAvailableForSaleAndHeldToMaturityFairValue
536895000
CY2019Q4 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Gain
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedGain
12927000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Gain
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedGain
10630000
CY2019Q2 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Loss
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedLoss
99000
CY2019Q4 gcbc Debt Securities Available For Sale And Held To Maturity Accumulated Unrecognized Loss
DebtSecuritiesAvailableForSaleAndHeldToMaturityAccumulatedUnrecognizedLoss
415000
gcbc Number Of Categories Utilized Under Risk Management Approach Of Diversified Investing
NumberOfCategoriesUtilizedUnderRiskManagementApproachOfDiversifiedInvesting
3
CY2019Q2 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Greater Than Or Equal To One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear
18
CY2019Q4 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Greater Than Or Equal To One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear
16
CY2019Q2 gcbc Number Of Securities Unrealized Loss Position
NumberOfSecuritiesUnrealizedLossPosition
42
CY2019Q4 gcbc Number Of Securities Unrealized Loss Position
NumberOfSecuritiesUnrealizedLossPosition
118
CY2019Q4 gcbc Securities Continuous Unrealized Loss Positions Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionsAccumulatedLoss
415000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Positions Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionsAccumulatedLoss
99000
CY2019Q4 gcbc Securities Continuous Unrealized Loss Positions Fair Value
SecuritiesContinuousUnrealizedLossPositionsFairValue
44951000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Positions Fair Value
SecuritiesContinuousUnrealizedLossPositionsFairValue
13995000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
43000
CY2019Q4 gcbc Securities Continuous Unrealized Loss Position Accumulated Loss
SecuritiesContinuousUnrealizedLossPositionAccumulatedLoss
385000
CY2019Q4 gcbc Number Of Securities Unrealized Loss Position Twelve Months Or Longer
NumberOfSecuritiesUnrealizedLossPositionTwelveMonthsOrLonger
17
CY2019Q2 gcbc Number Of Securities Unrealized Loss Position Twelve Months Or Longer
NumberOfSecuritiesUnrealizedLossPositionTwelveMonthsOrLonger
18
CY2019Q4 gcbc Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
4315000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
SecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
8348000
CY2019Q4 gcbc Number Of Securities Unrealized Loss Position Less Than Twelve Months
NumberOfSecuritiesUnrealizedLossPositionLessThanTwelveMonths
101
CY2019Q2 gcbc Number Of Securities Unrealized Loss Position Less Than Twelve Months
NumberOfSecuritiesUnrealizedLossPositionLessThanTwelveMonths
24
CY2019Q2 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Less Than One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear
23
CY2019Q4 gcbc Held To Maturity Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions Less Than One Year
HeldToMaturitySecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear
94
CY2019Q4 gcbc Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
30000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
SecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
56000
CY2019Q4 gcbc Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
40636000
CY2019Q2 gcbc Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
SecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
5647000

Files In Submission

Name View Source Status
0001140361-20-002466-index-headers.html Edgar Link pending
0001140361-20-002466-index.html Edgar Link pending
0001140361-20-002466.txt Edgar Link pending
0001140361-20-002466-xbrl.zip Edgar Link pending
ex31_1.htm Edgar Link pending
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ex32_1.htm Edgar Link pending
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FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
form10q.htm Edgar Link pending
gcbc-20191231.xml Edgar Link completed
gcbc-20191231.xsd Edgar Link pending
gcbc-20191231_cal.xml Edgar Link unprocessable
gcbc-20191231_def.xml Edgar Link unprocessable
gcbc-20191231_lab.xml Edgar Link unprocessable
gcbc-20191231_pre.xml Edgar Link unprocessable
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report.css Edgar Link pending
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