Financial Snapshot

Revenue
$180.4M
TTM
Gross Margin
Net Earnings
$36.14M
TTM
Current Assets
Current Liabilities
$37.70M
Q3 2024
Current Ratio
Total Assets
$3.442B
Q3 2024
Total Liabilities
$3.049B
Q3 2024
Book Value
$393.5M
Q3 2024
Cash
Q3 2024
P/E
11.20
Nov 29, 2024 EST
Free Cash Flow
$49.08M
TTM

Revenues

Revenues

Loading...

Revenue YoY Change

Loading...

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Revenue $163.7M $125.9M $106.9M $104.1M $102.2M $102.3M $74.40M $67.68M $58.41M $54.32M $43.72M $46.12M $38.44M
YoY Change 29.96% 17.8% 2.66% 1.88% -0.1% 37.52% 9.92% 15.88% 7.52% 24.25% -5.21% 20.0%

Expenses

Cost Of Revenues

Loading...

Gross Profit

Loading...

Gross Profit Margin

Loading...

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Revenue $163.7M $125.9M $106.9M $104.1M $102.2M $102.3M $74.40M $67.68M $58.41M $54.32M $43.72M $46.12M $38.44M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Loading...

Research & Development

Loading...

Depreciation, Depletion & Amortization

Loading...

SGA Expense to Gross Profit Ratio

Loading...

R&D To Gross Profit Ratio

Loading...

DDA To Gross Profit Ratio

Loading...

Operating Expenses Total

Loading...

Operating Profits/Loss

Loading...

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $3.571M $3.464M $3.084M $3.063M $2.875M $2.504M $1.959M $1.795M $1.807M $1.738M $1.421M $1.452M $1.299M $1.150M $920.0K $830.0K $920.0K $800.0K
YoY Change 3.09% 12.32% 0.69% 6.54% 14.82% 27.82% 9.14% -0.69% 4.02% 22.28% -2.15% 11.77% 12.99% 25.0% 10.84% -9.78% 15.0% -1.23%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Loading...

Interest Expenses To Operating Income %

Loading...

Other Expense/Income

Loading...

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Interest Expense $42.97M $7.915M $5.913M $11.92M $16.21M $10.31M $6.549M $5.268M $3.865M $3.283M $3.503M $4.914M $5.217M
YoY Change 442.91% 33.86% -50.39% -26.49% 57.31% 57.37% 24.32% 36.29% 17.72% -6.27% -28.71% -5.81%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Loading...

Income Tax

Loading...

Net Profits/Loss

Loading...

Pretax Income YoY Change

Loading...

Income Tax Rate

Loading...

Net Profits/Loss YoY Change

Loading...

Basic EPS

Loading...

Net Income To Revenue Ratio

Loading...

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Pretax Income $50.15M $42.50M $60.44M $30.81M $33.79M $38.29M $29.32M $23.58M $19.22M $15.08M $11.03M $13.79M $7.755M $7.000M $7.000M $3.900M $4.700M $6.100M
YoY Change 17.99% -29.68% 96.19% -8.83% -11.74% 30.59% 24.35% 22.66% 27.47% 36.7% -20.04% 77.88% 10.79% 0.0% 79.49% -17.02% -22.95% 15.09%
Income Tax $9.906M $8.430M $11.82M $6.042M $5.860M $6.695M $12.49M $7.568M $6.671M $5.206M $3.736M $4.605M $2.635M $2.300M $2.300M $1.200M $1.400M $2.100M
% Of Pretax Income 19.75% 19.83% 19.55% 19.61% 17.34% 17.49% 42.61% 32.1% 34.71% 34.53% 33.87% 33.38% 33.98% 32.86% 32.86% 30.77% 29.79% 34.43%
Net Earnings $40.24M $34.07M $48.62M $24.77M $27.93M $31.59M $16.82M $16.01M $12.55M $9.872M $7.294M $9.190M $5.120M $4.700M $4.700M $2.700M $3.300M $4.000M
YoY Change 18.1% -29.92% 96.33% -11.34% -11.58% 87.77% 5.1% 27.55% 27.13% 35.34% -20.63% 79.5% 8.93% 0.0% 74.07% -18.18% -17.5% 14.29%
Net Earnings / Revenue 24.59% 27.06% 45.48% 23.78% 27.33% 30.88% 22.61% 23.65% 21.49% 18.17% 16.68% 19.93% 13.32%
Basic Earnings Per Share $5.02 $4.19 $5.80 $2.86 $3.08 $3.48 $2.36 $2.34 $1.87 $1.51 $1.11 $1.33 $0.72
Diluted Earnings Per Share $5.00 $4.176M $5.77 $2.85 $3.05 $3.40 $2.28 $2.25 $1.79 $1.42 $1.06 $1.28 $0.71 $618.4K $580.2K $1.286M $370.8K $449.4K

Assets & Liabilities

Cash & Short-Term Investments

Loading...

Cash & Equivalents

Loading...

Cash To Operating Expenses Ratio

Loading...

Inventory

Loading...

Receivables

Loading...

Total Short-Term Assets

Loading...

Property, Plant And Equipment

Loading...

Long-Term Investments

Loading...

Total Long-Term Assets

Loading...

Total Assets

Loading...

Net Income To Total Assets Percentage

Loading...

Accounts Payable

Loading...

Short-Term Debt

Loading...

Long Term Debt Due

Loading...

Total Short-Term Liabilities

Loading...

Long-Term Debt

Loading...

Other Long-Term Liabilities

Loading...

Total Long-Term Liabilities

Loading...

Total Liabilities

Loading...

Short-Term To Long-Term Debt Ratio

Loading...

Short-Term Assets To Debt Ratio

Loading...

Long-Term Debt To Net Income Ratio

Loading...

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $41.98M $43.56M $48.80M $50.10M $46.40M $47.10M $45.60M $39.60M $40.80M $38.00M $30.70M $30.80M $31.80M $23.40M $16.20M $15.30M $11.70M $10.40M
YoY Change -3.63% -10.74% -2.59% 7.97% -1.49% 3.29% 15.15% -2.94% 7.37% 23.78% -0.32% -3.14% 35.9% 44.44% 5.88% 30.77% 12.5%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
Total Assets $3.320B $3.228B $2.938B $2.592B $2.201B $2.154B $2.228B $1.557B $1.552B $1.221B $984.2M $962.9M $963.8M $700.4M $524.6M $528.4M $422.4M $400.5M
YoY Change
Accounts Payable $29.56M $29.38M $13.50M $17.10M $17.00M $12.20M $12.20M $10.30M $17.50M $5.800M $4.000M $3.700M $5.100M $2.700M $3.500M $2.900M $2.500M $2.900M
YoY Change 0.62% 117.63% -21.05% 0.59% 39.34% 0.0% 18.45% -41.14% 201.72% 45.0% 8.11% -27.45% 88.89% -22.86% 20.69% 16.0% -13.79%
Accrued Expenses $11.42M $9.322M $5.500M $4.700M
YoY Change 22.51% 69.49% 17.02%
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $20.40M
YoY Change -100.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $29.56M $29.38M $19.00M $21.80M $17.00M $12.20M $12.20M $10.30M $17.50M $5.800M $4.000M $3.700M $5.100M $2.700M $3.500M $2.900M $2.500M $2.900M
YoY Change 0.62% 54.63% -12.84% 28.24% 39.34% 0.0% 18.45% -41.14% 201.72% 45.0% 8.11% -27.45% 88.89% -22.86% 20.69% 16.0% -13.79%
Long-Term Debt $59.78M $59.55M $5.500M $5.500M $5.500M $5.500M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change 0.38% 982.76% 0.0% 0.0% 0.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $59.78M $59.55M $5.500M $5.500M $5.500M $5.500M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change 0.38% 982.76% 0.0% 0.0% 0.0%
Total Liabilities $2.953B $2.898B $2.586B $2.270B $1.884B $1.850B $1.950B $1.377B $1.387B $1.067B $842.3M $821.4M $829.5M $568.9M $391.9M $401.4M $373.0M $354.6M
YoY Change 1.88% 12.06% 13.93% 20.48% 1.87% -5.16% 41.64% -0.72% 29.94% 26.71% 2.54% -0.98% 45.81% 45.16% -2.37% 7.61% 5.19%

Ownership

Basic Shares Outstanding

Loading...

Diluted Shares Outstanding

Loading...

Preferred Stock

Loading...

Treasury Stock Shares

Loading...

Stock Issuance & Repurchase

Loading...

Ownership Data

Return On Shareholders' Equity

Loading...

Book Value

Loading...

Free Cash Flow

Loading...

Free Cash Flow YoY

Loading...

Free Cash Flow Margin

Loading...

Dividends

Dividends

Loading...

Stock Price

Loading...
Market Cap: $404.85 Million

About HOME BANCORP, INC.

Home Bancorp, Inc. operates as a bank holding company. The company is headquartered in Lafayette, Louisiana and currently employs 467 full-time employees. The company went IPO on 2008-10-03. (the Bank). The Bank is a wholly owned subsidiary of the Company, conducts business through approximately 42 banking offices in the Acadiana, Baton Rouge, Greater New Orleans and Northshore (of Lake Pontchartrain) regions of south Louisiana, the Natchez region of west Mississippi and the Houston region of Texas. The Bank is primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. The Bank’s principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank (FHLB) of Dallas. These funds are primarily used for the origination of loans, including one-to four-family first mortgage loans, home equity loans and lines, commercial real estate loans, construction and land loans, multifamily residential loans, commercial and industrial loans, and consumer loans.

Industry: Savings Institutions, Not Federally Chartered Peers: Greystone Housing Impact Investors LP Blue Foundry Bancorp FEDERAL HOME LOAN MORTGAGE CORP Home Point Capital Inc. Pioneer Bancorp, Inc./MD Provident Bancorp, Inc. /MD/ Rocket Companies, Inc. Sterling Bancorp, Inc. Waterstone Financial, Inc. Velocity Financial, Inc.