Hope Bancorp Inc

ir-hopebancorp.com

What Do They Do?

Offers commercial, corporate and consumer loans, deposit accounts and fee-based banking services to businesses and individuals.

How Do They Make Money?

Earns interest on loans and investment securities funded mainly by customer deposits and other borrowings, and earns fees for financial services. Deposit-account service fees are collected immediately or the following month; monthly fees cover the service period, while transaction fees are charged when the transaction occurs.

FY2025 revenue

Who Are Their Customers?

Businesses and individuals use Bank of Hope for loans, deposits and fee-based services. Commercial lending is offered through branches, loan production offices and specialized lending teams; customers can also access banking through branches and online services.

Do Revenues Turn Into Profits?

Yes. It kept 7 cents of every revenue dollar as net income in FY2025 and turned 16 cents into free cash flow.

Net income, FY2025

7% of revenue

▼ −38% vs FY2024 ($99.6M, 10%)

Free cash flow, FY2025

16% of revenue

▲ +42% vs FY2024 ($106.9M, 11%)

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▼ −1%; vs $239.1M in Q2 FY2025
Net income: ▲ Now profitable; vs −$24.8M in Q2 FY2025

Sep 2, 2026 Received regulatory approvals for planned SMBC MANUBANK unit acquisition The acquisition is expected to close early in the fourth quarter of 2026, subject to customary closing conditions.
Mar 31, 2026 Agreed to acquire SMBC MANUBANK’s commercial banking unit The all-cash transaction includes the unit’s loan portfolio and deposits.

Growing. Revenue grew 66% in 4 years, from $566.5M in FY2021 to $941.2M in FY2025, about 14% a year.

Customer reach The older report describes a focus on ethnic communities in specified U.S. markets; the latest describes serving a multi-ethnic population around the United States and notes the addition of Territorial Savings in Hawaii.

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