Financial Snapshot

Revenue
$195.4M
TTM
Gross Margin
Net Earnings
$68.68M
TTM
Current Assets
Current Liabilities
$9.917M
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$540.0M
Q3 2024
Cash
Q3 2024
P/E
9.429
Nov 29, 2024 EST
Free Cash Flow
$41.49M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
Revenue $187.1M $116.1M $118.7M $136.3M $137.2M $117.4M $99.44M $87.75M $85.16M $60.28M $60.39M
YoY Change 61.16% -2.21% -12.86% -0.7% 16.88% 18.07% 13.32% 3.04% 41.27% -0.18%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
Revenue $187.1M $116.1M $118.7M $136.3M $137.2M $117.4M $99.44M $87.75M $85.16M $60.28M $60.39M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $9.063M $9.348M $9.499M $5.856M $4.243M $3.810M $3.816M $4.035M $3.776M $2.369M $2.287M $2.280M $2.200M $2.120M $1.840M
YoY Change -3.05% -1.59% 62.21% 38.02% 11.36% -0.16% -5.43% 6.86% 59.39% 3.59% 0.31% 3.64% 3.77% 15.22% 0.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
Interest Expense $29.71M $5.340M $15.41M $32.15M $30.38M $16.07M $8.245M $6.040M $5.390M $5.432M $7.255M
YoY Change 456.39% -65.35% -52.07% 5.82% 89.04% 94.93% 36.51% 12.06% -0.77% -25.13%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
Pretax Income $57.16M $45.38M $19.10M $28.81M $33.94M $34.97M $17.04M $16.36M $10.58M $14.86M $11.03M $3.900M -$28.00M -$10.50M $2.200M
YoY Change 25.97% 137.63% -33.71% -15.12% -2.96% 105.24% 4.17% 54.56% -28.76% 34.7% 182.77% -113.93% 166.67% -577.27% -81.36%
Income Tax $12.56M $9.725M $3.421M $6.024M $6.791M $26.74M $5.192M $4.901M $2.558M $4.513M $1.975M -$600.0K -$13.30M -$17.60M -$1.200M
% Of Pretax Income 21.97% 21.43% 17.91% 20.91% 20.01% 76.45% 30.47% 29.96% 24.17% 30.38% 17.91% -15.38% -54.55%
Net Earnings $44.60M $35.65M $15.68M $22.78M $27.15M $8.235M $11.85M $11.46M $8.025M $10.34M $9.053M $4.500M -$14.70M $7.000M $3.400M
YoY Change 25.11% 127.45% -31.2% -16.07% 229.64% -30.49% 3.41% 42.75% -22.4% 14.24% 101.18% -130.61% -310.0% 105.88% -69.37%
Net Earnings / Revenue 23.84% 30.71% 13.2% 16.72% 19.78% 7.01% 11.91% 13.06% 9.42% 17.16% 14.99%
Basic Earnings Per Share $2.82 $2.27 $0.96 $1.34 $1.52 $0.45 $0.66 $0.65 $0.42 $0.54 $0.45
Diluted Earnings Per Share $2.80 $2.23 $0.94 $1.30 $1.46 $0.44 $0.65 $0.65 $0.42 $0.54 $0.45 $0.45

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

No data

Short-Term Debt

No data

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

No data

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $82.85M $76.99M $78.50M $65.10M $61.10M $62.50M $63.60M $54.20M $57.50M $47.20M $22.40M $23.10M $22.40M $21.40M $21.40M
YoY Change 7.6% -1.92% 20.58% 6.55% -2.24% -1.73% 17.34% -5.74% 21.82% 110.71% -3.03% 3.13% 4.67% 0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $10.91M $11.49M $16.90M $16.30M $26.50M $32.60M $57.40M $54.20M $59.50M $58.60M $47.40M $48.90M $48.50M $34.00M $34.00M
YoY Change -5.01% -32.03% 3.68% -38.49% -18.71% -43.21% 5.9% -8.91% 1.54% 23.63% -3.07% 0.82% 42.65% 0.0%
Total Long-Term Assets
YoY Change
Total Assets $4.607B $3.549B $3.525B $3.723B $3.476B $3.304B $3.207B $2.718B $2.783B $2.075B $1.583B $1.720B $1.638B $1.641B $1.641B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $10.79M $6.641M $5.900M $4.600M $4.600M
YoY Change 62.48% 12.56% 28.26% 0.0%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $10.79M $6.641M $5.900M $4.600M $4.600M
YoY Change 62.48% 12.56% 28.26% 0.0%
Long-Term Debt $9.971M $1.763M $1.800M $1.800M $1.900M $1.900M $1.900M $2.000M $2.000M $2.000M $2.000M $2.000M $2.000M $2.000M $2.000M
YoY Change 465.57% -2.06% 0.0% -5.26% 0.0% 0.0% -5.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0%
Other Long-Term Liabilities $57.11M $52.19M $49.90M $47.40M $58.10M $61.80M $62.00M $62.00M $63.00M $62.30M $59.00M $57.10M $58.00M $52.50M $52.50M
YoY Change 9.42% 4.6% 5.27% -18.42% -5.99% -0.32% 0.0% -1.59% 1.12% 5.59% 3.33% -1.55% 10.48% 0.0%
Total Long-Term Liabilities $67.08M $53.96M $51.70M $49.20M $60.00M $63.70M $63.90M $64.00M $65.00M $64.30M $61.00M $59.10M $60.00M $54.50M $54.50M
YoY Change 24.32% 4.37% 5.08% -18.0% -5.81% -0.31% -0.16% -1.54% 1.09% 5.41% 3.21% -1.5% 10.09% 0.0%
Total Liabilities $4.136B $3.160B $3.128B $3.315B $3.067B $2.895B $2.809B $2.358B $2.412B $1.697B $1.216B $1.548B $1.470B $1.466B $1.466B
YoY Change 30.88% 1.03% -5.62% 8.06% 5.96% 3.06% 19.14% -2.26% 42.11% 39.6% -21.44% 5.29% 0.25% 0.0%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

Stock Price

Market Cap: $647.56 Million

About HomeTrust Bancshares, Inc.

HomeTrust Bancshares, Inc. operates as a bank holding company, which engages in the business of planning, directing, and coordinating business activities of HomeTrust Bank. The company is headquartered in Asheville, North Carolina and currently employs 541 full-time employees. The company went IPO on 2011-12-27. The Bank is a state-chartered, community-focused financial institution committed to providing value-added relationship banking with over 30 locations, as well as online/mobile channels. Its principal business consists of attracting deposits from the general public and investing those funds, along with borrowed funds, in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans and other consumer loans. The company also originates one-to-four family loans, SBA loans and HELOCs to sell to third parties. The company invests in debt securities issued by United States Government agencies and GSEs, municipal bonds, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation.

Industry: Savings Institution, Federally Chartered Peers: Carter Bankshares, Inc. CITIZENS & NORTHERN CORP ENTERPRISE BANCORP INC /MA/ John Marshall Bancorp, Inc. MVB FINANCIAL CORP PNC FINANCIAL SERVICES GROUP, INC. Professional Holding Corp. RED RIVER BANCSHARES INC SHORE BANCSHARES INC SOUTHERN BANCSHARES NC INC