Financial Snapshot

Revenue
$82.14M
TTM
Gross Margin
Net Earnings
$16.83M
TTM
Current Assets
Current Liabilities
$6.394M
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$243.1M
Q3 2024
Cash
Q3 2024
P/E
19.37
Nov 29, 2024 EST
Free Cash Flow
$16.83M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020
Revenue $100.8M $84.07M $74.12M
YoY Change 19.87% 13.42%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020
Revenue $100.8M $84.07M $74.12M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $484.0K $557.0K $814.0K $791.0K
YoY Change -13.11% -31.57% 2.91%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020
Interest Expense $50.29M $13.65M $8.211M
YoY Change 268.53% 66.18%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020
Pretax Income $7.981M $40.06M $32.26M $23.07M
YoY Change -80.08% 24.19% 39.82%
Income Tax $2.823M $8.260M $6.799M $4.546M
% Of Pretax Income 35.37% 20.62% 21.08% 19.7%
Net Earnings $5.158M $31.80M $25.46M $18.53M
YoY Change -83.78% 24.91% 37.43%
Net Earnings / Revenue 5.12% 37.83% 34.35%
Basic Earnings Per Share $0.37 $2.27 $1.87
Diluted Earnings Per Share $0.36 $2.25 $1.834M $1.356M

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $5.457M $5.830M $6.533M $8.366M
YoY Change -6.4% -10.76% -21.91%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
Total Assets $2.243B $2.348B $2.149B $1.885B
YoY Change
Accounts Payable $4.559M $1.035M $843.0K $877.0K
YoY Change 340.48% 22.78% -3.88%
Accrued Expenses $4.446M $4.858M $5.182M $6.208M
YoY Change -8.48% -6.25% -16.53%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $9.005M $5.893M $6.025M $7.085M
YoY Change 52.81% -2.19% -14.96%
Long-Term Debt $24.71M $24.62M $24.73M $24.68M
YoY Change 0.34% -0.42% 0.2%
Other Long-Term Liabilities $8.322M $11.68M $10.53M $5.531M
YoY Change -28.74% 10.87% 90.44%
Total Long-Term Liabilities $33.03M $36.30M $35.26M $30.21M
YoY Change -9.01% 2.95% 16.72%
Total Liabilities $2.013B $2.135B $1.941B $1.699B
YoY Change -5.75% 10.03% 14.21%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020
Basic Shares Outstanding 14.08M 13.93M 13.58M
Diluted Shares Outstanding 14.15M 14.08M 13.88M
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $325.96 Million

About John Marshall Bancorp, Inc.

John Marshall Bancorp, Inc. operates as a bank holding company, which offers deposit and checking services, loans and lending solutions, cash management, and credit cards. The company is headquartered in Reston, Virginia and currently employs 134 full-time employees. The company went IPO on 2011-04-07. The Bank primarily serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with a range of banking products and financial services. Its products and services include commercial checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential and commercial construction and development loans, online banking, and mobile banking. The company has approximately eight full-service branches located in Alexandria, Arlington, Loudoun, Prince William, Reston, and Tysons, Virginia, as well as Rockville, Maryland, and Washington, D.C., with one loan production office in Arlington, Virginia. The company is also providing personalized service and convenience to local businesses and professionals in the Washington, D.C. metropolitan area.

Industry: State Commercial Banks Peers: Carter Bankshares, Inc. CITIZENS & NORTHERN CORP ENTERPRISE BANCORP INC /MA/ FINANCIAL INSTITUTIONS INC HomeTrust Bancshares, Inc. PNC FINANCIAL SERVICES GROUP, INC. Professional Holding Corp. RED RIVER BANCSHARES INC SHORE BANCSHARES INC SOUTHERN BANCSHARES NC INC