2012 Q3 Form 10-Q Financial Statement

#000119312512467280 Filed on November 13, 2012

View on sec.gov

Income Statement

Concept 2012 Q3 2011 Q3
Revenue $4.402M $4.480M
YoY Change -1.74%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $115.0K $101.0K
YoY Change 13.86% 12.22%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $799.0K $1.035M
YoY Change -22.8%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.780M -$2.310M
YoY Change -177.06% -268.61%
Income Tax $647.0K -$935.0K
% Of Pretax Income 36.35%
Net Earnings $1.133M -$1.375M
YoY Change -182.4% -254.49%
Net Earnings / Revenue 25.74% -30.69%
Basic Earnings Per Share
Diluted Earnings Per Share $234.9K -$286.9K
COMMON SHARES
Basic Shares Outstanding 4.447M shares 4.426M shares
Diluted Shares Outstanding 0.000 shares

Balance Sheet

Concept 2012 Q3 2011 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $12.49M $21.71M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.355M $4.100M
YoY Change 6.22%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $0.00
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $514.1M $477.8M
YoY Change 7.59%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $700.0K $700.0K
YoY Change 0.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $700.0K $700.0K
YoY Change 0.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities $4.300M $3.400M
YoY Change 26.47%
Total Long-Term Liabilities $4.300M $3.400M
YoY Change 26.47%
TOTAL LIABILITIES
Total Short-Term Liabilities $700.0K $700.0K
Total Long-Term Liabilities $4.300M $3.400M
Total Liabilities $425.8M $394.4M
YoY Change 7.96%
SHAREHOLDERS EQUITY
Retained Earnings $39.76M
YoY Change
Common Stock $48.00K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $88.28M $83.34M
YoY Change
Total Liabilities & Shareholders Equity $514.1M $477.8M
YoY Change 7.59%

Cashflow Statement

Concept 2012 Q3 2011 Q3
OPERATING ACTIVITIES
Net Income $1.133M -$1.375M
YoY Change -182.4% -254.49%
Depreciation, Depletion And Amortization $115.0K $101.0K
YoY Change 13.86% 12.22%
Cash From Operating Activities $1.117M $837.0K
YoY Change 33.45% 16.25%
INVESTING ACTIVITIES
Capital Expenditures $115.0K $56.00K
YoY Change 105.36% -135.0%
Acquisitions
YoY Change
Other Investing Activities $2.650M -$2.400M
YoY Change -210.42% -135.56%
Cash From Investing Activities $2.533M -$2.451M
YoY Change -203.35% -137.19%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $105.0K $43.24M
YoY Change -99.76%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 644.0K -37.19M
YoY Change -101.73% -700.76%
NET CHANGE
Cash From Operating Activities 1.117M 837.0K
Cash From Investing Activities 2.533M -2.451M
Cash From Financing Activities 644.0K -37.19M
Net Change In Cash 4.294M -38.80M
YoY Change -111.07% -387.41%
FREE CASH FLOW
Cash From Operating Activities $1.117M $837.0K
Capital Expenditures $115.0K $56.00K
Free Cash Flow $1.002M $781.0K
YoY Change 28.3% -11.25%

Facts In Submission

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3669000
CY2012Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
81838000
CY2012Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4355000
CY2012Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
5852000
CY2012Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
507000
CY2012Q3 us-gaap Cash And Due From Banks
CashAndDueFromBanks
11999000
CY2012Q3 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2012Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
4803251 shares
CY2012Q3 us-gaap Loans Held For Sale Other
LoansHeldForSaleOther
CY2012Q3 us-gaap Loans And Leases Receivable Commercial
LoansAndLeasesReceivableCommercial
13881000
CY2012Q3 us-gaap Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax
AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax
77000
CY2012Q3 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts
3
CY2012Q3 us-gaap Loans Receivable Commercial Construction
LoansReceivableCommercialConstruction
3372000
CY2012Q3 us-gaap Available For Sale Securities Debt Maturities Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost
141070000
CY2012Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
265218000
CY2012Q3 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment1
FinancingReceivableModificationsPreModificationRecordedInvestment1
0
CY2012Q3 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
46386000
CY2012Q3 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
304000
CY2012Q3 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
7561000
CY2012Q3 us-gaap Financing Receivable Modifications Post Modification Recorded Investment1
FinancingReceivableModificationsPostModificationRecordedInvestment1
284000
CY2012Q3 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
147058000
CY2012Q3 us-gaap Stock Repurchase Program Number Of Shares Authorized To Be Repurchased
StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased
240563 shares
CY2012Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2012Q3 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
5345000
CY2012Q3 us-gaap Available For Sale Securities Fair Value Disclosure
AvailableForSaleSecuritiesFairValueDisclosure
219531000
CY2012Q3 us-gaap Foreclosed Assets
ForeclosedAssets
1148000
CY2012Q3 us-gaap Interest Receivable
InterestReceivable
2094000
CY2012Q3 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
19245 shares
CY2012Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
7017000
CY2012Q3 us-gaap Stockholders Equity
StockholdersEquity
88278000
CY2012Q3 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
703000
CY2012Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
5898000
CY2012Q3 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
258152000
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
1044000
CY2012Q3 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
4811 shares
CY2012Q3 iroq Maximum Amount Of One To Four Family Residential Mortgage Loans Can Be Approved By Loan Officer
MaximumAmountOfOneToFourFamilyResidentialMortgageLoansCanBeApprovedByLoanOfficer
100000
CY2012Q3 iroq Accumulated Other Comprehensive Income Loss Tax Effect
AccumulatedOtherComprehensiveIncomeLossTaxEffect
-3491000
CY2012Q3 iroq Brokered Certificates Of Deposit
BrokeredCertificatesOfDeposit
21636000
CY2012Q3 iroq Temporarily Impaired Debt Securities Percentage Of Investment Securities Portfolio
TemporarilyImpairedDebtSecuritiesPercentageOfInvestmentSecuritiesPortfolio
0.03 pure
CY2012Q3 iroq Accumulated Other Comprehensive Income Loss Before Tax One
AccumulatedOtherComprehensiveIncomeLossBeforeTaxOne
9187000
CY2012Q3 iroq Commitments To Originate Loans
CommitmentsToOriginateLoans
CY2012Q3 iroq Fair Value Of Unearned Esop Shares
FairValueOfUnearnedEsopShares
4832000
CY2012Q3 iroq Impaired Loans Receivable Fair Value Disclosure
ImpairedLoansReceivableFairValueDisclosure
359000
CY2012Q3 iroq Loans Listed That Were Not Nonaccrual
LoansListedThatWereNotNonaccrual
425000
CY2012Q3 iroq Loans Receivable Gross Multi Family
LoansReceivableGrossMultiFamily
33268000
CY2012Q3 iroq Loans Receivable Gross One To Four Family Including Home Equity Loans
LoansReceivableGrossOneToFourFamilyIncludingHomeEquityLoans
148361000
CY2012Q3 iroq Maximum Aggregate Loan Amount Of One To Four Family Residential Mortgage Loans Commercial Real Estate Loans Multi Family Real Estate Loans And Land Loans Can Be Approved By Loan Committee
MaximumAggregateLoanAmountOfOneToFourFamilyResidentialMortgageLoansCommercialRealEstateLoansMultiFamilyRealEstateLoansAndLandLoansCanBeApprovedByLoanCommittee
1000000
CY2012Q3 iroq Maximum Amount Of One To Four Family Residential Mortgage Loans Can Be Approved By Managing Officer
MaximumAmountOfOneToFourFamilyResidentialMortgageLoansCanBeApprovedByManagingOfficer
300000
CY2012Q3 iroq Maximum Amount Of Other Secured Loans Residential Mortgage Loans Can Be Approved By Loan Officer
MaximumAmountOfOtherSecuredLoansResidentialMortgageLoansCanBeApprovedByLoanOfficer
50000
CY2012Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Loan Committee
MaximumAmountOfUnsecuredLoansResidentialMortgageLoansCanBeApprovedByLoanCommittee
500000
CY2012Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Loan Officer
MaximumAmountOfUnsecuredLoansResidentialMortgageLoansCanBeApprovedByLoanOfficer
10000
CY2012Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Managing Officer
MaximumAmountOfUnsecuredLoansResidentialMortgageLoansCanBeApprovedByManagingOfficer
150000
CY2012Q3 iroq Maximum Amount Other Secured Loans Residential Mortgage Loans Can Be Approved By Managing Officer
MaximumAmountOtherSecuredLoansResidentialMortgageLoansCanBeApprovedByManagingOfficer
300000
CY2012Q3 iroq Maximum Individual Loan Amount Of One To Four Family Residential Mortgage Loans Commercial Real Estate Loans Multi Family Real Estate Loans And Land Loans Can Be Approved By Loan Committee
MaximumIndividualLoanAmountOfOneToFourFamilyResidentialMortgageLoansCommercialRealEstateLoansMultiFamilyRealEstateLoansAndLandLoansCanBeApprovedByLoanCommittee
750000
CY2011Q3 iroq Conversion Of Common Stock Per Share
ConversionOfCommonStockPerShare
10
CY2011Q3 iroq Number Of Common Stock Shares Subscriptions
NumberOfCommonStockSharesSubscriptions
4496500 shares
CY2011 iroq Association Incurred Conversion Costs
AssociationIncurredConversionCosts
766209
CY2011 iroq Number Of Quarterly Dividends Declared
NumberOfQuarterlyDividendsDeclared
4 Quarters
CY2011 iroq Fedral Home Loan Bank Declared Basis Point
FedralHomeLoanBankDeclaredBasisPoint
10 BasisPoint
CY2012 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
5558000
CY2012 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1125000
CY2012 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
56000
CY2012 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
74000
CY2012 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
108000
CY2012 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
851000
CY2012 iroq Closing Price Of Share To Calculate Unearned Esop Shares
ClosingPriceOfShareToCalculateUnearnedEsopShares
13.24
CY2012Q2 iroq Fedral Home Loan Bank Declared Basis Point
FedralHomeLoanBankDeclaredBasisPoint
30 BasisPoint
CY2012Q1 iroq Fedral Home Loan Bank Declared Basis Point
FedralHomeLoanBankDeclaredBasisPoint
25 BasisPoint
CY2011Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
116000000
CY2011Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-478000
CY2011Q3 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
13000
CY2011Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
64000
CY2011Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
809000
CY2011Q3 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-1643000
CY2011Q3 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-710000
CY2011Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
-0.31
CY2011Q3 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-2451000
CY2011Q3 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
3849000
CY2011Q3 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
4811255 shares
CY2011Q3 us-gaap Payments To Purchase Loans Held For Sale
PaymentsToPurchaseLoansHeldForSale
2512000
CY2011Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4426407 shares
CY2011Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
4323000
CY2011Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3068000
CY2011Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
139000
CY2011Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
1643000
CY2011Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
54000
CY2011Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
234000
CY2011Q3 us-gaap Equipment Expense
EquipmentExpense
166000
CY2011Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4480000
CY2011Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
-2310000
CY2011Q3 us-gaap Income Tax Expense Benefit Continuing Operations
IncomeTaxExpenseBenefitContinuingOperations
-935000
CY2011Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
613000
CY2011Q3 us-gaap Payments Of Stock Issuance Costs
PaymentsOfStockIssuanceCosts
1725000
CY2011Q3 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
183000
CY2011Q3 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-38801000
CY2011Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
22000
CY2011Q3 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
239000
CY2011Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
4373000
CY2011Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
50000
CY2011Q3 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
43000
CY2011Q3 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
25916000
CY2011Q3 us-gaap Gain Loss On Sales Of Loans Net
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-28000
CY2011Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
66000
CY2011Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
2680000
CY2011Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
30000
CY2011Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
139000
CY2011Q3 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
-28000
CY2011Q3 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-379000
CY2011Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
13000
CY2011Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-1174000
CY2011Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
691000
CY2011Q3 us-gaap Net Income Loss
NetIncomeLoss
-1375000
CY2011Q3 us-gaap Noninterest Income
NoninterestIncome
730000
CY2011Q3 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-1470000
CY2011Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-37187000
CY2011Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
290000
CY2011Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax
20000
CY2011Q3 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
2594000
CY2011Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
-50000
CY2011Q3 us-gaap Brokerage Commissions Revenue
BrokerageCommissionsRevenue
121000
CY2011Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2011Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
156000
CY2011Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
56000
CY2011Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
2680000
CY2011Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1305000
CY2011Q3 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
EmployeeStockOwnershipPlanESOPSharesContributedToESOP
384900 shares
CY2011Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3306000
CY2011Q3 us-gaap Advertising Expense
AdvertisingExpense
78000
CY2011Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-55000
CY2011Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3445000
CY2011Q3 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-41000
CY2011Q3 us-gaap Stock Issued During Period Shares New Issues
StockIssuedDuringPeriodSharesNewIssues
4811255 shares
CY2011Q3 us-gaap Interest Paid Net
InterestPaidNet
1090000
CY2011Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-935000
CY2011Q3 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
4323000
CY2011Q3 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
46388000
CY2011Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
56000
CY2011Q3 us-gaap Availableforsale Securities Gross Realized Gain Loss Excluding Other Than Temporary Impairments
AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments
50000
CY2011Q3 us-gaap Noninterest Expense
NoninterestExpense
6346000
CY2011Q3 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
152500000
CY2011Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
0
CY2011Q3 us-gaap Noninterest Expense Printing And Fulfillment
NoninterestExpensePrintingAndFulfillment
40000
CY2011Q3 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
384848 shares
CY2011Q3 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
9275000
CY2011Q3 us-gaap Occupancy Net
OccupancyNet
121000
CY2011Q3 us-gaap Professional Fees
ProfessionalFees
94000
CY2011Q3 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
37134000
CY2011Q3 us-gaap Depreciation
Depreciation
101000
CY2011Q3 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
223000
CY2011Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1754000
CY2011Q3 us-gaap Increase Decrease In Postretirement Obligations
IncreaseDecreaseInPostretirementObligations
20000
CY2011Q3 us-gaap Interest Expense
InterestExpense
1035000
CY2011Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
12000
CY2011Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
2680000
CY2011Q3 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
-74000
CY2011Q3 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
43240000
CY2011Q3 us-gaap Transfer Of Other Real Estate
TransferOfOtherRealEstate
213000
CY2011Q3 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
-785000
CY2011Q3 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
837000
CY2011Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1369000
CY2011Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
6000
CY2011Q3 iroq Net Increase In Advances From Borrowers For Taxes And Insurance
NetIncreaseInAdvancesFromBorrowersForTaxesAndInsurance
198000
CY2011Q3 iroq Audit And Accounting Services
AuditAndAccountingServices
45000
CY2011Q3 iroq Charitable Contributions
CharitableContributions
3601000
CY2011Q3 iroq Net Increase In Demand Deposits Money Market Now And Savings Accounts
NetIncreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts
111410000
CY2011Q3 iroq Esop Shares Earned
EsopSharesEarned
54000
CY2011Q3 iroq Federal Home Loan Bank Dividends
FederalHomeLoanBankDividends
1000
CY2011Q3 iroq Insurance Bond Premiums
InsuranceBondPremiums
24000
CY2011Q3 iroq Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances
226000
CY2011Q3 iroq Contribution Of Stock To Foundation
ContributionOfStockToFoundation
3148000
CY2011Q3 iroq Donation Of Shares Value
DonationOfSharesValue
3148000
CY2011Q3 iroq Acquisition Of Esop Shares
AcquisitionOfESOPShares
3849000
CY2011Q3 iroq Organizational Dues And Subscriptions
OrganizationalDuesAndSubscriptions
18000
CY2011Q3 iroq Telephone And Postage
TelephoneAndPostage
55000
CY2011Q3 iroq Supervisory Examinations
SupervisoryExaminations
65000
CY2011Q3 iroq Donation Of Shares
DonationOfShares
314755000 shares
CY2011Q3 iroq Esop Shares Earned Shares
ESOPSharesEarnedShares
4811 shares
CY2011Q3 iroq Value Of Donated Shares Of Common Stock
ValueOfDonatedSharesOfCommonStock
3147550
CY2011Q3 iroq Cash Donation
CashDonation
450000
CY2011Q3 iroq Value Of Donated Stock And Cash Expensed
ValueOfDonatedStockAndCashExpensed
3597550
CY2011Q3 iroq Approximated Amount Refunded To Subscribers
ApproximatedAmountRefundedToSubscribers
68900000
CY2011Q3 iroq Income Tax Reconciliation Cash Surrender Value Of Life Insurance
IncomeTaxReconciliationCashSurrenderValueOfLifeInsurance
22000
CY2012Q3 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q1
CY2012Q3 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
CY2012Q3 dei Document Type
DocumentType
10-Q
CY2012Q3 dei Document Period End Date
DocumentPeriodEndDate
2012-09-30
CY2012Q3 dei Entity Central Index Key
EntityCentralIndexKey
0001514743
CY2012Q3 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--06-30
CY2012Q3 dei Trading Symbol
TradingSymbol
IROQ
CY2012Q3 dei Entity Registrant Name
EntityRegistrantName
IF Bancorp, Inc.
CY2012Q3 dei Amendment Flag
AmendmentFlag
false
CY2012Q3 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2012Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
168000000
CY2012Q3 us-gaap Defined Benefit Plan Amortization Of Net Gains Losses
DefinedBenefitPlanAmortizationOfNetGainsLosses
31000
CY2012Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
133000
CY2012Q3 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
4000
CY2012Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
68000
CY2012Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
571000
CY2012Q3 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-331000
CY2012Q3 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-197000
CY2012Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.25
CY2012Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
5950000
CY2012Q3 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
2533000
CY2012Q3 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
4810263 shares
CY2012Q3 us-gaap Payments To Purchase Loans Held For Sale
PaymentsToPurchaseLoansHeldForSale
6534000
CY2012Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4447014 shares
CY2012Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
904000
CY2012Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3027000
CY2012Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
102000
CY2012Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
344000
CY2012Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
63000
CY2012Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
1000
CY2012Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
404000
CY2012Q3 us-gaap Equipment Expense
EquipmentExpense
213000
CY2012Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4402000
CY2012Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1780000
CY2012Q3 us-gaap Income Tax Expense Benefit Continuing Operations
IncomeTaxExpenseBenefitContinuingOperations
647000
CY2012Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
233000
CY2012Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
4000
CY2012Q3 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
105000
CY2012Q3 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
203000
CY2012Q3 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
4294000
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
42000
CY2012Q3 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
144000
CY2012Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
1377000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
473000
CY2012Q3 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
72000
CY2012Q3 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
71841000
CY2012Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
126000
CY2012Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
66000
CY2012Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
538000
CY2012Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
30000
CY2012Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
190000
CY2012Q3 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
114000
CY2012Q3 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-288000
CY2012Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
24000
CY2012Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-156000
CY2012Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
1560000
CY2012Q3 us-gaap Net Income Loss
NetIncomeLoss
1133000
CY2012Q3 us-gaap Noninterest Income
NoninterestIncome
1371000
CY2012Q3 us-gaap Other Comprehensive Income Reclassification Of Defined Benefit Plan Net Transition Asset Obligation Recognized In Net Periodic Benefit Cost Before Tax
OtherComprehensiveIncomeReclassificationOfDefinedBenefitPlanNetTransitionAssetObligationRecognizedInNetPeriodicBenefitCostBeforeTax
8000
CY2012Q3 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
800000
CY2012Q3 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
8841000
CY2012Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
0 shares
CY2012Q3 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
644000
CY2012Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeTax
189000
CY2012Q3 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
6678000
CY2012Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
-473000
CY2012Q3 us-gaap Brokerage Commissions Revenue
BrokerageCommissionsRevenue
114000
CY2012Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2012Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
139000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
473000
CY2012Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
560000
CY2012Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1671000
CY2012Q3 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
EmployeeStockOwnershipPlanESOPSharesContributedToESOP
384900 shares
CY2012Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3501000
CY2012Q3 us-gaap Advertising Expense
AdvertisingExpense
70000
CY2012Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
3000
CY2012Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3603000
CY2012Q3 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-53000
CY2012Q3 us-gaap Interest Paid Net
InterestPaidNet
796000
CY2012Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
647000
CY2012Q3 us-gaap Other Comprehensive Income Loss Before Tax
OtherComprehensiveIncomeLossBeforeTax
869000
CY2012Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
22000
CY2012Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
115000
CY2012Q3 us-gaap Availableforsale Securities Gross Realized Gain Loss Excluding Other Than Temporary Impairments
AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments
473000
CY2012Q3 us-gaap Noninterest Expense
NoninterestExpense
3092000
CY2012Q3 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
168500000
CY2012Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
13000
CY2012Q3 us-gaap Noninterest Expense Printing And Fulfillment
NoninterestExpensePrintingAndFulfillment
39000
CY2012Q3 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
363249 shares
CY2012Q3 us-gaap Proceeds From Sale And Maturity Of Available For Sale Securities
ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities
5906000
CY2012Q3 us-gaap Occupancy Net
OccupancyNet
131000
CY2012Q3 us-gaap Professional Fees
ProfessionalFees
125000
CY2012Q3 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
72883000
CY2012Q3 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
8004 shares
CY2012Q3 us-gaap Depreciation
Depreciation
115000
CY2012Q3 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
28000
CY2012Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1875000
CY2012Q3 us-gaap Increase Decrease In Postretirement Obligations
IncreaseDecreaseInPostretirementObligations
17000
CY2012Q3 us-gaap Interest Expense
InterestExpense
799000
CY2012Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
4000
CY2012Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
538000
CY2012Q3 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
121000
CY2012Q3 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
605000
CY2012Q3 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
1117000
CY2012Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
3000
CY2012Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1338000
CY2012Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
0
CY2012Q3 us-gaap Other Comprehensive Income Loss Amortization Pension And Other Postretirement Benefit Plans Net Prior Service Cost Recognized In Net Periodic Benefit Cost Before Tax
OtherComprehensiveIncomeLossAmortizationPensionAndOtherPostretirementBenefitPlansNetPriorServiceCostRecognizedInNetPeriodicBenefitCostBeforeTax
12000
CY2012Q3 iroq Percentage Of Repurchase Of Common Stock
PercentageOfRepurchaseOfCommonStock
0.05 pure
CY2012Q3 iroq Weighted Average Assumption For Measurement Of Expected Size Of Losses
WeightedAverageAssumptionForMeasurementOfExpectedSizeOfLosses
0.0023 pure
CY2012Q3 iroq Stock Repurchased During Period Average Cost Per Share
StockRepurchasedDuringPeriodAverageCostPerShare
13.12
CY2012Q3 iroq Repurchase Of Shares
RepurchaseOfShares
8004 shares
CY2012Q3 iroq Repurchased Shares Average Price
RepurchasedSharesAveragePrice
13.12
CY2012Q3 iroq Net Increase In Advances From Borrowers For Taxes And Insurance
NetIncreaseInAdvancesFromBorrowersForTaxesAndInsurance
253000
CY2012Q3 iroq Net Increase In Demand Deposits Money Market Now And Savings Accounts
NetIncreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts
8339000
CY2012Q3 iroq Esop Shares Earned
EsopSharesEarned
63000
CY2012Q3 iroq Federal Home Loan Bank Dividends
FederalHomeLoanBankDividends
3000
CY2012Q3 iroq Insurance Bond Premiums
InsuranceBondPremiums
25000
CY2012Q3 iroq Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances
228000
CY2012Q3 iroq Audit And Accounting Services
AuditAndAccountingServices
52000
CY2012Q3 iroq Company Loan To Employee Stock Ownership Plan
CompanyLoanToEmployeeStockOwnershipPlan
3849000
CY2012Q3 iroq Charitable Contributions
CharitableContributions
2000
CY2012Q3 iroq Organizational Dues And Subscriptions
OrganizationalDuesAndSubscriptions
18000
CY2012Q3 iroq Payments On Loan For Employee Stock Ownership Plan
PaymentsOnLoanForEmployeeStockOwnershipPlan
66000
CY2012Q3 iroq Payments On Loan Interest
PaymentsOnLoanInterest
30000
CY2012Q3 iroq Payments On Loan Principal
PaymentsOnLoanPrincipal
36000
CY2012Q3 iroq Supervisory Examinations
SupervisoryExaminations
35000
CY2012Q3 iroq Acquisition Of Shares Of Companys Common Stock Under Initial Public Offering
AcquisitionOfSharesOfCompanysCommonStockUnderInitialPublicOffering
384900000 shares
CY2012Q3 iroq Esop Shares Earned Shares
ESOPSharesEarnedShares
4811 shares
CY2012Q3 iroq Telephone And Postage
TelephoneAndPostage
59000
CY2012Q3 iroq Percentage Of Donated Share Of Common Stock
PercentageOfDonatedShareOfCommonStock
0.07 pure
CY2012Q3 iroq Number Of Donated Shares Of Common Stock
NumberOfDonatedSharesOfCommonStock
314755 shares
CY2012Q3 iroq Donated Shares Of Common Stock
DonatedSharesOfCommonStock
10.00
CY2012Q3 iroq Accrual Of Interest On Loans Due Discontinued Period
AccrualOfInterestOnLoansDueDiscontinuedPeriod
P90D
CY2012Q3 iroq Closing Price Of Share To Calculate Unearned Esop Shares
ClosingPriceOfShareToCalculateUnearnedEsopShares
13.39
CY2012Q3 iroq Conversion Costs
ConversionCosts
1730000
CY2012Q3 iroq Expected Loan Repayment Period
ExpectedLoanRepaymentPeriod
P20Y
CY2012Q3 iroq Income Tax Reconciliation Cash Surrender Value Of Life Insurance
IncomeTaxReconciliationCashSurrenderValueOfLifeInsurance
22000
CY2012Q3 iroq Minimum Age To Be Attained By Employee To Avail Benefits Under Esop
MinimumAgeToBeAttainedByEmployeeToAvailBenefitsUnderEsop
21 Age
CY2012Q3 iroq Minimum Hours Of Service To Perform By Employee To Avail Benefits Under Esop
MinimumHoursOfServiceToPerformByEmployeeToAvailBenefitsUnderEsop
1000 H
CY2012Q3 iroq Minimum Period Of Service To Perform By Employee To Avail Benefits Under Esop
MinimumPeriodOfServiceToPerformByEmployeeToAvailBenefitsUnderEsop
P12M
CY2012Q3 iroq Percentage Of Accrued Benefits To Be Vested By Participants
PercentageOfAccruedBenefitsToBeVestedByParticipants
1.00 pure
CY2012Q3 iroq Percentage Of Shares Purchased Under Employee Stock Ownership Plan
PercentageOfSharesPurchasedUnderEmployeeStockOwnershipPlan
0.08 pure
CY2012Q3 iroq Percentage Of Shares To Be Purchased For Esop From Borrowed Fund
PercentageOfSharesToBePurchasedForEsopFromBorrowedFund
0.08 pure
CY2012Q3 iroq Postretirement Health Plan
PostretirementHealthPlan
35000
CY2012Q3 iroq Proceeds From Subscribed Convertible Common Stock
ProceedsFromSubscribedConvertibleCommonStock
44965000
CY2012Q3 iroq Shares To Be Purchased For Esop From Borrowed Fund
SharesToBePurchasedForEsopFromBorrowedFund
384900 shares
CY2012Q3 iroq Term Period On Residential Mortgage Loan
TermPeriodOnResidentialMortgageLoan
P15Y
CY2012Q3 iroq Value Of Shares Issued Under Employee Stock Ownership Plan
ValueOfSharesIssuedUnderEmployeeStockOwnershipPlan
3849000
CY2012Q3 iroq Maximum Percentage Of Likelihood To Assess Qualitative Factors
MaximumPercentageOfLikelihoodToAssessQualitativeFactors
0.0067 pure
CY2012Q3 iroq Fedral Home Loan Bank Declared Basis Point
FedralHomeLoanBankDeclaredBasisPoint
35 BasisPoint
CY2012Q3 iroq Maximum Remaining Number Of Common Stock Shares To Be Repurchased
MaximumRemainingNumberOfCommonStockSharesToBeRepurchased
232559 shares

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